CAUTION:
Be very…read morecareful if you deal with Mira Auto Sales. For those who didn't see the BBB complaint I filed against Mira and it's, in my opinion, illegal and unethical business practices. I present a summary of my complaint and Mira's response; I included my response to Mira's response. If Mira wishes to challenge me concerning my writings, I can present the documents, in court, to prove my allegations.
A couple of months ago I complained to the BBB about some nefarious business practices I believe Mira was practicing. Mira responded with half truths and lies. I responded with proof they were lying. However, Mira never responded to my offer of proof; I think it was because Mira could not refute my statements. Let's let the people decide , I thought I'd post this everywhere I can. So without further ado, I present the Mira, in my opinion. scam.
Have a good day Mira.
Good day all,
Mira began its response with three lies; the $500 and $265 discounts Mira claims to have given me are in fact "nonexistent". For example, there were three different loans submitted by Mira, in my name, to (KCU) with multiple approvals (see attachment "A" Kemba loan doc). the sale prices were as follows:
The first request Mira submitted stated that the car's sale price was $8995, a $1000 increase from the actual price of $7995 (see attachment "A", Kemba loan doc.and Mira's admission of the real price in its only response to my BBB complaint).
The car's sale price on Mira's second loan submission was, according to Mira, $500 less at $8495. The sale price for the car on the third loan submission, according to Mira, was $265 less at $8230. All of those sale prices are above the actual sale price of the car at $7995. No discount ever existed.
Mira's, in my opinion, scam started when Mira lied to me about the down payment. When I was approved by Kemba, Mira said the down payment was $2200. When I didn't have the full down payment, Mira offered me a $700 discount on the down payment dropping it to $1500..
The first lie with respect to the down payment was that the down payment Kemba required was actually $3000. Mira took it upon itself to tell me that the down payment was $2200 and offered me a $700 discount to reduce the $2200 down payment to $1,500.
Because the down payment was actually $3000 Mira now had to make up the $1500 discount it gave me. Mira tried to make up that $1500 discount by secretly attaching it to the back of my loan without my knowledge. Fortunately, I caught onto what they were doing.and cancelled the deal.
I believe that Mira attempted to make me look bad trying to convince everybody that Mira decided my income was unacceptable and therefore it canceled the loan.
This is an absolute lie. Mira didn't have the legal authority to intervene, in any manner, between myself and the finance company. That's another lie, i believe, that was designed to try and sully my reputation; I believe that's frowned upon by both the legal system and public policy.
So to cap everything; Mira, submitted three (3) application to the finance company, in my name, with knowingly false information..
Mira also sent this false information to the finance company three (3) times over the Internet, You're not supposed to be submitting false applications with knowingly false information electronically either; The moral of the story is: be very careful if you deal with Mira.
The really sad part here is that, I believe, Mira feels that it did nothing wrong. I see it as a used car sales company trying to take advantage of a poor 69-year-old disabled man on a fixed income. Are these the kind of business ethics we want in our community?
Thank you for your time everyone,
David Rockwell