THIS IS PROBABLY NOT ONLY THE WORST EXPERIENCE I HAD WITH A DEALERSHIP BUT THIS IS PROBABLY ONE OF THE WORST EXPERIENCES I HAD WITH ANY BUSINESS WHATSOEVER!!!
I came into Brickell Mazda a few weeks ago to buy out my lease from Mazda and get a car loan.
Here's a few examples of my interactions with Brickell Mazda and why I think you should avoid working with this location at all costs.
THE ASSOCIATE KEPT MISSPELLING MY NAME ON THE LOAN DOCUMENT BUT INSISTED ON MAKING ME SIGN, CONFIRMING ALL DETAILS ARE ACCURATE WHEN IT'S CLEARLY NOT
When I came in, I spoke with an associate, I think her name was Vivian who asked me to start the paperwork in order to get a loan from Mazda to buy out my lease. She asked for my name and then she prepared the documents for the loan, printed out those documents and showed them to me and asked if I can check that everything is correct and then sign if everything is correct. I noticed that she managed to misspell my name multiple times. I pointed that out to her and I said that I can't sign it as accurate because you've made multiple mistakes in my name. She said that it is okay and I can still sign it because she'll just correct us in the system. When I insisted that this doesn't make any sense, because you asking me to sign paperwork that confirms that all of the details are correct but then insisting that I do that despite the fact that it's incorrect, she said that, I shouldn't have worry about it and that they'll be able to figure this out.
THE FINANCE MGR QUOTES ME A HIGH APR AND DOESN'T PROVIDE A LOW COST OPTION UNTIL AFTER FIRM PRODDING
The associate brought me to the office of their loan or finance manager. Her name is Fanny. Fanny, right off the bat started giving me options, not for the loan, but options for warranties and all the different ways that I can add additional warranties and insurance on top of my loan without even discussing the terms of the loan, down payment or how much am I looking to pay in my APR.
When I asked her about APR, I found out that she quoted me was almost two percentage points higher than the market. When I asked her about why that is the case. She told me that that's just what her system is telling her. When I brought up the fact that if you do a quick Google search for your APR, you can find rates that are significantly lower than what she quoted me.
She said that that's the only one that they have available, but I asked her if she can look for other options to see if maybe there's something else.
She finally relented and started looking for other options, she did bring up the fact that in fact, yes, they have another option available from Bank of America, which was almost two percentage points cheaper than what's your regional in quota. To me, this was shocking because she neither brought that up in the beginning of the conversation, nor would she be willing to go into that research when I asked her and yet this rate was available all along so to me that just says that they were trying to upcharge me on a rate that was excessively high without giving me any options.
NO INFORMATION ABOUT THE LOAN, NO DOCUMENTS, NO LOAN PAYMENT INSTRUCTIONS
Once we've completed this conversation about the loan and we've signed the paperwork, I was not given any further information about the loan itself, any copies of the documents that I signed and I was not provided with any clarification on how to service this loan or work with Bank of America, going forward. Finally, when I got home, I was expecting to receive a package from Brickell Mazda, with my loan documents, and next steps about servicing the loan. But after almost two weeks, nothing came in.
DIFFICULT TO CONTACT, NO RESPONSE, NO APOLOGY, NOT ANY CLARIFICATION, NO INSTRUCTIONS ABOUT THE LOAN PAYMENT, NOTHING WHATSOEVER
I started getting concerned that my credit will be affected because of the fact that I was not able to service my loan and started making payments. And so this is when I started contacting Brickell Mazda. Contacting Brickell Mazda is harder than contacting the IRS. I've spent multiple hours every day trying to call and email their representatives in order to get some information about the loan that I just signed with them without any luck. read more