1. Dash Crutchley - Mortgage Lender

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Temecula, CA

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Dash Crutchley - Mortgage Lender

4.8 (9 reviews)
Open • 8:00 am - 8:00 pm

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Modern Lending - Home

Modern Lending

(9 reviews)

Alonzo Lerma, our Loan Officer at Modern Lending was awesome to work with in getting our loan…read morepackaged and approved. He explained everything with simplicity from beginning to end. He stayed in close contact and guided us in every step of the process, making the entire process less complicated. He is knowledgeable, professional, kind, respectful and considerate. Alonzo continues to work closely with us, answering any continuing questions or concerns that we may have, and will be also, assisting us with a refinance. I highly recommend working with him for all your loan needs, rather it be initial loans or Refinancing. Thank you Alonzo, for all your support, patience and hard work in getting us funded for our Loan.

Alonso from Modern Lending is top notch! My wife and I haven't purchased a home before but Alonso…read moreand his team made it super EASY. They even created personalized YouTube videos for us explaining everything in the home buying process. In our experience, Alonso was very professional and knowledgeable. He will do whatever he can to make sure you get into your dream home! My wife and I are both active duty, so balancing that out wasn't hard at all with his team. They would return my phone calls within minutes and they were available 24/7 via text. Which allowed us to plan accordingly. Alonso, Thank You so much for your help and your patience with our home buying process. We'll be definitely thinking you and your team the next time we buy a home. Happy Holidays and have a Happy New Year! Hackonn & Lyra

Kelly Manderscheid at Rate

Kelly Manderscheid at Rate

(60 reviews)

We loved working with Kelly! As first-time homebuyers, we had a lot of questions throughout the…read moreprocess. Kelly was incredibly patient, knowledgeable, and supportive every step of the way. She was always quick to respond, kept us informed, and made what could have been a stressful process feel smooth and manageable. Her professionalism, efficiency, and genuine kindness made all the difference! I will also add she helped me lock-in the best rate at the time, and all within 14 days. I can't recommend her enough! Thank you for making our first home-buying experience such a positive one, Kelly!

I honestly can't recommend Kelly enough…read more I'm not easy to impress. I'm super detail-oriented, have high expectations, and don't have much patience for poor communication or mistakes. I rarely write reviews, but Kelly absolutely earned this one. I'm self-employed, and every lender I've worked with in the past made financing feel like a huge ordeal. Kelly made it look easy. She knew exactly what she needed, never made my self-employment an issue, and got me from contract to closing in exactly 15 days. I honestly didn't think that was possible. What really stood out was how responsive she was. Whether it was evenings, weekends, or dealing with our two-hour time difference, she was always there when I had a question. I never felt like I was chasing my lender, and that alone made the whole process so much less stressful. My best friend sent me to Kelly after she helped both her and her son buy homes this year. They couldn't stop talking about how great she was, and now I completely get it. I almost never give A+++'s, but Kelly earned one. If you want someone who knows exactly what they're doing and actually makes the mortgage process feel easy, she's your person. And yes...Kelly is officially my mortgage spirit animal.

James Gross - Franklin Loan Center

James Gross - Franklin Loan Center

(34 reviews)

I cannot say enough wonderful things about James Gross at Franklin Loan Center. As first-time…read morehomebuyers, we had a LOT of questions throughout the process, and James was absolutely incredible from beginning to end. He communicated with us every step of the way, was always incredibly responsive, and took the time to explain everything clearly whenever we had questions or concerns. Buying a home can be overwhelming and stressful, and there were definitely moments when I was nervous or unsure about something. Every time I spoke with James, he somehow managed to make me feel completely reassured and confident that we were taking the right steps. He was patient, knowledgeable, professional, and genuinely kind throughout the entire process. We always felt that he had our best interests in mind and that we were in very good hands. James made what could have been a very stressful experience feel so much easier and more manageable. We are incredibly grateful for everything he did to help us get into our first home. If you're looking for someone who will actually communicate with you, answer your questions, and guide you through the process, I highly recommend James Gross at Franklin Loan Center. We couldn't have asked for a better experience!

I highly recommend James and his team. We purchased 2 homes again this year and he helped with both…read moretransactions. His guidance has helped me achieve being able to purchase a property every year. I always consult with him prior to purchasing and he always gives me the best advice. He's very transparent and always willing to answer any questions I have.

Dash Crutchley - Mortgage Lender - mortgagebrokers - Updated October 2026

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