We have used Modern Lending for two home purchases in the past two years. We could not be more…read morepleased with how well both of the processes went. They definitely made it an easy no stress experience. Whenever they needed more documentation from us, the communication was very clear and easy to follow. DANIEL GARCIA has executed exceptional service during our second purchase. We highly recommend both Brian and Daniel from Modern Lending, if you are looking to purchase a home.

Chris Decker was my primary point of contact, and I couldn't have asked for a better experience. He…read moreis exceptionally professional, patient, and thorough. Chris took the time to answer all of my questions -- even the repetitive ones -- with clarity and care. He consistently maintained proactive communication, keeping me informed with regular updates throughout the entire loan process. I will absolutely reach out to him again when I am in need of his services in the future.

My husband and I recently purchased a new home and we were referred to Jodi and her team by our…read morerealtors. I can't say enough great things about Jodi and Ashley! Our transaction was particularly complex with a lot of moving parts, and they made the whole process so much easier. They were always available to answer my (sometimes ridiculous) questions, and had the best attitude about the whole thing. They guided us through with ease and we closed with no issues! You will not be disappointed working with them.

Ryder Mortgage Group has done a superb job. My girlfriend (Jennifer) and I worked with Jodi and…read moreAshley the first week of May 2024. I contacted Jodi Ryder, I told her my girlfriend situation, within one day she gave us options regarding a second loan on my girlfriend house. Jodi was honest and she explain the process. Than, Ashely Gollick took over the process, and she walked me thru the process of what we needed to submit. At that time, my girlfriend credit was jumping from 690 to 715. After getting the second loan, paying all debts her credit scored jumped to 755 within one month (June 2024). Ashley set up everything to make the process smooth, painless, and always ready to answer questions. Loan closed May 28, 2024 and my girls had her loan money in the bank within 3 days. (See credit score screenshot) Jodi and Ashley have always told me that they do their best to close loans in one month, and they have been correct. Jodi and Ashley helped me back in 2012 to reduced my VA loan from a 5 or 6 % to 3.5% and everything was completed in one month. 2014, Jodi and Ashley helped me refinance cash out on my house and lower my interest rate to 3.25% and processed completed in one month. Additionally, back in 2022 my girlfriend lower her interest and did a cash out refinance on her house and she has a 2.5%, all in one month. Jodi and Ashley, and the entire team go beyond their work, honest personnel, and ready to answer any questions. My girlfriend has been very pleased with their work, and helping her relieve stress from making financial decisions. If I could, I would give more than 5 stars to Ryder Mortgage Group. They have done excellent job and as always, alway helping people. I recommend Ryder Mortgage Group in murrieta. (858) 735-8503. Thank you for helping my girlfriend all three times, and myself as well. Sincerely, Raul

My lender sent me an email about a down payment assistance program. I quickly Googled it and…read morestumbled upon the Home Loan Artist website. I filled out what appeared to be a waitlist for the program itself, but I received an email from this Brad individual saying he was going to contact me to go over prequalifying for a mortgage. I responded back saying no thank you and that I was apparently mistaken as to what I filled out, so no need to contact me. Attached is the (completely unnecessary) response I received. I just wanted to put this out there for other like-minded people who want to know the kind of person they are dealing with when making what is, for most, the biggest purchase of their lives. As to his response on this review - I was neither upset nor seeking his assistance. This email and his responses to other negative feedback speak for themselves. Judging by some of the other negative reviews, it sounds like he is quicker to respond to someone who ISN'T interested in his services than others who are. Good luck to you and that chip on your shoulder.

I would like to be able to write a good review but alas I cannot. I read a few of Brad's articles…read morebefore deciding to contact him for a complimentary telephone conference. I set up an appointment online for Friday April 27th at 3:30 PM and received several email confirmations of this appointment. Friday came and went, I tried calling and received no response until 9 PM when he emailed me to say he was sorry he was unable to speak with me and offered to reschedule the appointment. Don't ask me how it took 5.5 hours for him to communicate that he could not make the appointment despite the multiple email confirmations I received from his business. I was going to give him the benefit of the doubt but today AGAIN he did not follow through or answer my call during the scheduled appointment time. Again, I received multiple emails confirming the date and time. All I can think of is he does not need the business and is running a very unprofessional organization. Very disappointing considering all the good views I had seen.

Working with Beau has always been such a pleasure. He is an absolute wealth of knowledge for…read moremyself and my clients. He is fully transparent and does a wonderful job guiding my clients every step of the way. When I work with Beau, we always make it to close on a new home for my clients and it is a joy for all of them. He is a breath of fresh air and has become a friend along the way

I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

Hands down, John was on it from the get go. Helping us out with our mortgage loan and getting us…read morethe lowest possible rate seemed way too easy. Buying a house is a stressful thing to do...unless you work with this guy. All transactions were smooth, flawless and stress free. If you ever need help with a loan or mortgage, I definitely recommend Mr. John Klein, The Home Loan Coach. Thank you for all you done for us! D&L in Murrietta 2022

It was an absolute pleasure working with John from start to finish…read more He is so thorough and knowledgeable in his field that it allows you to feel more comfortable with all the decisions and details involed with getting a loan for a house. My husband and I worked with John for about 6 months during our home buying process and we were completely pleased with his service the whole time. John is straight forward, conservative, and so informative that it really helped us with our first home buying experience; and I feel prevented us from making any type of sudden impulse mistakes. I truly appreciated his honesty the entire time instead of trying to feed us ridiculous, unrealistic ideas just to speed up the process that I know we could of got from someone else. John always encouraged us to ask qyestions and never seemed annoyed by the many emails he would receive from us as well as our realtor. He is very good at maintaining communication and someone that you will feel comfortable talking to. I really enjoyed working with him and look forward to doing so again with my next home.

This was the best team @APM Jeanette Hartmann And her staff…read morewere top notch professionals and very informative and thorugh!! We did a 21 day escrow Couldn't be more estactic about our new home.. Thanks again! I would recommend her team to anyone and everyone who reads this!

I worked with Jeannette and her team when I first bought my condo and again when I refinanced. Both…read moretimes they were AMAZING! Every time I called I was greeted by friendly people. Everyone is very knowledgeable, and anything they aren't sure about is followed up on immediately. Jamie was a total Rockstar during my refinance and I couldn't be more thankful to her. You can't go wrong working with Jeannette and her amazing team!

September 15, 2023 is a memorable date, finally my buyers got the keys for their dream house…read more Without Victor as their lender, this couldn't be possible! We had a difficult file and had to go through many huddles. Victor worked tirelessly and followed through all the details. I Definitely recommend him.

Victor came highly recommended by a friend and we were not disappointed with his services. From the…read morebeginning, we felt very comfortable talking to him, and we were confident that he was going to be able to help us. He was very professional and also very patient during the stressful time which provided us The confidence and reassurance that we needed. We will definitely recommend Victor to all our family and friends.

I can't say enough good things about Chris Grant and how great my refinance process was. He was…read morepatient, thorough and explained everything in detail. Everything was done on the phone or online as I live over 80 miles away in Los Angeles. Distance doesn't matter when you get exceptional services! Thank you again, Chris!

Truly a top notch organization. I've done 3 transactions with Mark and Christina and every time…read more it's an absolute pleasure. Their professionalism, clear and concise communication, and absolute commitment to us has been incredible. Definitely an organization that you can trust for any loan transactions. I would absolutely recommend United Loan Center to anyone and everyone and will continue to do business with them in the future. Thanks again Mark and Christina for working with military families and the continued support of veterans. Semper Fidelis!

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Giovanni was awesome. He was referred to me by a friend and I couldn't be happier. I was in the…read moremiddle of a loan with another lender and a friend told me to get a second opinion. Great idea! I got a lower rate and the loan was done in just 3weeks! Thanks Giovanni, I'll be referring you to everyone I know!

I have used Giovanni for my home purchase and refinance and he was excellent both times. For my…read moreinitial home purchase he beat out three other lenders with a lower rate. The other lenders even went as far to say that he must be lying because there was no way he could be offering that low of a rate. However, three weeks later the loan was closed just as he said it would. For my refinance he went above and beyond to make sure the process went smoothly and when issues came up he made sure to get them resolved quickly. I will definitely be using him in the future and would recommend his services to anyone looking to buy or refinance a home!