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    Transparent Mortgage

    5.0 (169 reviews)
    Closed 9:00 am - 5:30 pm

    Services - Transparent Mortgage

    Mortgage services

    Mortgage refinancing

    Home purchase

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    2 months ago

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    4 months ago

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    10 months ago

    Drew was able to provide my husband and I valuable information in regard to the home buying process and home loan purchasing process!!

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    8 months ago

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    Beau H.

    Thank you so much Han!! Was truly an honor working with you guys.

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    1 year ago

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    8 months ago

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    6 months ago

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    Beau H.

    Thank you Jonathan, it was a pleasure working with you as well!

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    10 months ago

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    2 years ago

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    7 months ago

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    11 months ago

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    2 years ago

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    Beau H.

    Thank you Josh!

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    1 year ago

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    1 year ago

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    2 years ago

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    Beau H.

    Thank you Jeff, you are a class act!

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    2 years ago

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    2 years ago

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    Beau H.

    So glad I was able to assist, thank you Kimberly!

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    2 years ago

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    Beau H.

    Thank you so much Natalie. Really appreciate you guys!

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    2 years ago

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    9 years ago

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    Page 1 of 5

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    Ask the Community - Transparent Mortgage

    What are today's rates?

    Hello Angela, Today's best rates are 4% on a 30 fixed and 3.25% on a 15 fixed. Feel free to email… Read more

    Don’t See Your Question? Ask Away!

    Review Highlights - Transparent Mortgage

    I found Beau and Transparent Mortgage off of Yelp, and executed a new mortgage I needed in a matter of weeks.

    Mentioned in 148 reviews

    Read more highlights

    Dustin Gildersleeve - Mission Federal Credit Union

    Dustin Gildersleeve - Mission Federal Credit Union

    (64 reviews)

    Scripps Ranch

    Dustin is amazing! I was shopping around with multiple brokers until someone referred Dustin to me…read more Dustin and Mission Federal Credit Union was offering a short closing period (at the time it was 21 days vs the normal 30 days closing), I had to give it try even though I thought I had the best rate at the time. Dustin was very helpful, punctual and cooperative since the beginning, he explained the entire process very clearly every time I asked him. Not to mention that he ended up giving me a rate that was BY FAR better than my other local brokers. Also the 21 days closing period was a great option in this market to have a winning card among other buyers. I completely recommend Dustin and his team and look forward to be working with him again!

    WOW, I can't say enough good things about the mortgage loan process we had with Dustin and the…read morerest of the Mission Fed Credit Union team (Jeff Kang/Michael Redding). From beginning to end it was OUTSTANDING! Dustin and the team were in constant communication, always went out of their way to make things simply and smooth. They all were VERY knowledgeable and on top of their games! I've raved about them to my friends that are real estate agents and when I did they have responded they knew this already about Mission Federal Credit Union! Dustin helped us select a 5/5 ARM with the anticipation of refinancing in the future to a 30 year fixed when the time is right. I HIGHLY recommend Dustin (and team)! Thank you again Dustin Gildersleeve, Jeff Kang and Michael Redding!

    First Security Mortgage

    First Security Mortgage

    (13 reviews)

    Danielle is simply a magic worker! This team absolutely delivered when I could not obtain lending…read moreanywhere else. I'm a business owner and investor, so we initially met with a very lofty goal in mind. as an investor w2's and 1099's have never been something I dealt with. That was a problem every time I looked to borrow money. I told Danielle my situation and she said she could help (which I had heard multiple times). She wasnt like all the the rest, she worked tirelessly to make this happen ( I was looking for more capital to invest) and I'll be the first to admit I am a very moody person at times, but she was undeterred by that and pressed ahead. The fact she put up with me is amazing by itself. Today I got the call saying every penny I was asking for is being wired to my account! You'll have to ask her how she did it, but if you need to borrow money for any reason, THIS is the person you talk to. if she can't do it, it can't be done. Danielle Rapozo will hold your hand step by step as things happen for you. She was my 8th try at this, now she'll always be #1. I'm quite grateful.

    Paul Rios gave me his word that he was going to do my loan. He sent an email out to have my house…read moreappraised and the next day called it all off. He did a background check on me and used that as leverage to cancel my loan. I'm sorry, I didn't realize that was a part of his job? I have 350k in equity but he was more interested in how I purchased my house cash and what I was going to use the loan funds for.. why that is any of his business is beyond me. He is not a man of his word. Put simply, if he feels the company won't make a profit off of you, you are not worth his time. I'll be taking my business elsewhere! Thanks Paul Rios!

    Rob Breiner Mortgage Lending

    Rob Breiner Mortgage Lending

    (40 reviews)

    Scripps Ranch

    The team was fantastic. Prequalification was as easy as their website is to use and upload…read morepaperwork. They never bombarded us with calls and yet we were able to talk to Rob while he was on vacation. He sent us multiple quotes for different rates, sales prices, and down payments so we could see our options before shopping. And then... They got us closed in a record (for us, at least!) 17 days... from accepted offer to close. We were moving across the country during most of the heavy paperwork parts, so Ledora and Rob were great about texting when a task was urgent, sending docu-sign items, coordinating with our Realtor, providing recommendations for Home Insurance quotes, sharing info between parties to keep things moving (when we didn't have cell/internet service). It was amazing. Our Realtor and good friend recommended Rob and we're glad we took the chance. I've already shared his number with friends and I'd use him again next time!

    We're so glad we had Rob Breiner as our loan officer! He made the entire home-buying process so…read moremuch smoother with his clear communication, quick responses, and deep knowledge. Rob was always available to answer our questions, and he explained everything in a way that was easy to understand. He was professional, patient, and incredibly helpful every step of the way. We closed on time without any surprises--couldn't have asked for a better experience. Highly recommend Rob if you're looking for someone reliable and easy to work with!

    Transparent Mortgage - mortgagebrokers - Updated May 2026

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