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    Kim Owens - Paradyme

    5.0 (7 reviews)
    Closed 9:00 am - 5:00 pm

    Services - Kim Owens - Paradyme

    Buyer's agent

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    5 years ago

    Kim has helped me with a few loans. A purchase and a refinance. Both went very well. She kept me informed throughout the whole process

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    5 years ago

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    Brian Decker - Modern Lending - Front Door

    Brian Decker - Modern Lending

    (258 reviews)

    I am pleased to recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team,…read moreThe team worked hard for nearly two months to get us qualified and approved for the purchase of our new home. Michael Burkey (Realtor) helped us align all properties we were interested in viewing, Michael listened to our likes and concerns about the house we were looking for, What impressed me most was not just his passion towards his work, but the discipline behind it. Alonso Lerma , Mónica Paez, Cara Pico, Lola Hansen they communicated clearly, met deadlines, and showed us what was working and what needed to change. I would confidently recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team to anyone looking to purchase a house.

    I worked with Alonso Lerma and he was an excellent Loan Officer! He was fast at collecting all my…read moreinformation and processing the loan for me. He was readily available when I had questions and he explained the process well. He updated me every step of the way, whenever the status had come closer to us getting loan documents drawn. I was never left guessing where I was in the process. Alonzo took the time to call me personally, on a number of occasions when a text wasn't enough to answer a question. I thought that type of service had completely gone away; so many businesses are just responding via text and it's hard to get the personalism back and that human connection. Not with Alonso; he assured me that if I had a question, I could reach out any time. And to my surprise, his response time was unheard of, calling me back within minutes of my call or text. I just got final approval the other day and I feel like the process was easier this time than other times when I purchased a home. I have purchased 3 other homes and never had such a smooth process. I also want to recognize his Loan Processor, Itzel as she did a fantastic job on the processing side. I think they make an amazing team and I highly recommend them if you are looking for a loan!

    Full Circle Home Loans - Some of the staff at Full Circle with our company rescue pup Dash.

    Full Circle Home Loans

    (10 reviews)

    Full Circle was amazing! Seth and Bernie were both so helpful, they made the process of getting pre…read moreapproval and then going through the whole loan process so easy and stress free right up to closing. I am so thankful

    My wife and I were in the market to re-fi our current home loan. After hours of research for a…read moremortgage broker, we decided to contact Full Circle Home Loans. Our initial conversation with the owner, Seth, was informative and who patiently answered all our questions on a Saturday morning despite his plans for a family function that day as well. Seth was really easy going to talk to and we felt very comfortable working with his company when we ended our telephone conversation with him that morning. Despite the inconveniences and restrictions in place during the Covid-19 pandemic, as well as the avalanche of everyone trying to get either a home loan or re-fi, Seth and his awesome staff worked quickly and diligently in a very efficient manner to process our re-fi application in order to get us the best possible rate for our re-fi. We were able to apply, submit documentation, ask/respond to questions all in the comfort of our home, electronically. Seth and his staff kept in constant communication keeping us apprised of our re-fi application status at all times which showed us each completed step by the date completed and what the next step would be. Seth and his office staff were always very pleasant to interact with and would respond to any question we posed to them in a very timely manner. We have had several home and re-fi's in our years as homeowners. Full Circle's on-line process was the most painless, efficient and easiest by far. We never needed to go to one of their offices or a title company (to sign/ notarize docs once the re-fi was approved) during the entire application process. We have already referred a family member living in the SF Bay Area to Seth for her re-fi and she has referred someone else to Seth as well. Full Circle will be our family's mortgage broker from now on.

    Kim Owens - Paradyme - mortgagebrokers - Updated July 2026

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