I would highly recommend Modern Lending; both Chris and Jennifer were exceptional to work with! They made the entire process of securing a mortgage lender and navigating escrow incredibly smooth. Both were patient, highly responsive, and always available to answer our questions. I cannot recommend them enough for their outstanding service and dedication. read more

Alonso was so great! Friendly, helpful, and always available throughout the entire process including after closing.

Our house buying journey could have been a script for a made for TV movie, with the plot twists, direction changes and ultimately, the Happy Ever After!! When we first started working with Makayla Gouge, we knew we wanted someone that was going to fight for us, not just for the home, but also with her army of support staff, mortgage team and title co to close the deal. Makayla listened intently to our wish list and went to work, showing us countless houses (one we looked at 4 times) and plugging us in with a local mortgage team to qual and get financing in order. We pre-qualified no problem, started shopping in earnest, and then the issues started to arise where the Mortgage team we were using kept moving the goal posts, eventually telling us buying a house was impossible at the time and to come back when our situation improved. Makayla immediately responded with a resounding "we aren't taking no for an answer," and plugged us in with Chris Decker of Modern Lending. Chris was so easy to work with, answered every question i had, and took us from "no" to Clear to Close in 13 days, closing on our house in 30 days from contract. Makayla was tireless in negotiating on our behalf and got us a great deal on the 5th time seeing the house, and we couldn't be happier! She and her team were in constant communication with us and most of the time, were answering questions before we asked them! If you are in the market, might be in the market, looking for a refinance, or just want to meet two of the most genuine, kindest, and hardest working folks, drop them a line, they will steer you in the right direction! read more

Chris Decker was my primary point of contact, and I couldn't have asked for a better experience. He is exceptionally professional, patient, and thorough. Chris took the time to answer all of my questions -- even the repetitive ones -- with clarity and care. He consistently maintained proactive communication, keeping me informed with regular updates throughout the entire loan process. I will absolutely reach out to him again when I am in need of his services in the future. read more

We worked with Chris on our home loan and he was top notch. We had a 21 day close and Chris stayed on top of everything along the way. I think what we appreciated most were his recommendations on how to best structure our loan for our specific situation, as well as how reachable and communicative he was when we had questions (and there were plenty). We would absolutely work with Chris in the future. We appreciate your support so much through this process! read more

Want magnificent and top notch service when purchasing a home? You have came to the perfect place. Alonso Lerma was very professional and knowledgable and was always willing to take our calls to walk us through any questions we had along the way. He constantly kept us informed on our loan progress and was a pleasure to work with. read more

Unbelievable service once again from the team at Modern Lending. They go out of their way to be super fast, super available and right on target with everything they do. Chris and his team just closed on a property for a family member in 22 days over the holidays! That's a real feat. They make it look easy but I know it's not bc there are so many moving parts. They make even first time buyers feel good about the process and give them detailed information from the beginning so there are no surprises. I can't recommend them highly enough. What a stellar team of people!! read more

We have used Modern Lending for two home purchases in the past two years. We could not be more pleased with how well both of the processes went. They definitely made it an easy no stress experience. Whenever they needed more documentation from us, the communication was very clear and easy to follow. DANIEL GARCIA has executed exceptional service during our second purchase. We highly recommend both Brian and Daniel from Modern Lending, if you are looking to purchase a home. read more

The team at Modern Lending really made financing our first home a smooth experience. They made themselves available to us (what felt like) all hours of the day to answer all of our questions. And there were many! They provided us with resources, support, and provided us with updates every step of the way. Thank you for all of your hard work Daniel. We appreciate all the time you put in. We couldn't be happier in our new home. read more

Brian Decker - Modern Lending - First time home buyers - Mortgage Brokers Near Me - Temecula, California

Modern Lending has been so great, helping my family and I through the process of acquiring the best mortgage lender and assisting through the escrow process. Brian Decker has provided all the tools to educate us in every step of the way. Our lending agent Alonso has been a key asset as well. Been available to answer any and every question we have had. Highly recommend Modern Lending Team on your journey to homeownership! 5's read more

We are so grateful to have worked with the Modern Lending team. This was our very first home purchase and it couldn't have went any smoother. We were expecting some kind of hiccups along the way or just something to go wrong somewhere in the process but it was so straightforward and easy. We provided whatever they asked for and they handled everything else. Every deadline was met on their end as long as we provided what they needed, sometimes quicker than expected. They send updates via text, and email which is helpful. They also send videos along the way explaining the next part of the process and what to expect, which was helpful for us being first time homebuyers. We worked with Chris Decker specifically and he was awesome to work with. Very personable and answered any question we had, no matter how small it was. We would love to work with him again in the future. Thank you to all of the Modern Lending team! read more

I would like to thank Chris for working hard with me and being patient during the process. Chris kept me informed throughout the entire process and had my best interest. He made sure to make himself available to answer any of my questions and we had a quick and smooth closing. Definitely recommended. I would like to thank the rest of the team also for keeping me informed about next steps which made the stressful experience a little more bearable for me read more

We worked with Chris. What can amazing and seamless experience. We would definitely recommend Modern Lending and Chris and his team!

I'm speechless I thought the process was going to be a nightmare I'm a first time home buyer,modern lending made it very easy during the process,it was intense but that was because I'm a busy person juggling life,family and work and on top ,searching for a new home for my family gets pretty intense because we all want perfection when it come to family. Brian,Sean and the modern lending team are awesome(notice i how I wrote ARE not WERE) shout out to SEAN who took care of me and my wife thru the whole process making sure everything went smooth as it can be. I will for sure be using modern lending for my second home THANKS A MILLION SEAN! read more

We used Sean Parsons from Modern Lending in a recent transaction, and we're very happy with the outcome. At one point, our bank tried to lure us away with a slightly lower APR. We mentioned this to Sean, and he matched it. Throughout the entire process, Sean and his team were great communicators - they were alert, attentive, and anticipatory, bringing a significant amount of knowledge, experience, and understanding to the table. I would not hesitate to use him again. Thank you, Sean. read more

Brian at Modern lending made it possible for us to close on our dream home! Throughout the whole process he was patient, informative and responsive. We would definitely recommend him to anyone looking to finance a new home. Thank you Brian for all of your hard work and help! read more

Brian Decker - Modern Lending - Mortgage Brokers Near Me - Temecula, California

We have known Brian and his team for the past 5 years and have closed on 4 houses. The Modern Lending team is fast and efficient. I love that they cross their T's and dot their I's. Love their attention to detail. The best for me is that they are very communicative and fast on response times. We will continue to use Brian and his team for our Mortgage needs. Thank you Modern Lending. read more

Being first time home buyers me and wife could not have been happier with Brain Decker and his team for providing us absolutely awesome experience all the way through from pre -qualification to closure along with our agent Michelle (thanks for the recommendation). Interest rates - We could not have asked for a better deal. Brain your video walkthrough's at each and every step of the process was amazing and the speed of response to our queries were greatly appreciated. I could not have asked for a better management of the whole situation when my wife had to suddenly travel out of the country due to a personal issue just before closing. Fantastic experience, 100% recommend to anyone. Thank you! read more

I just want as many people as possible to know if you plan on a home purchase, Modern Lending is the way to go. I could not believe how fast and easy it was. All I did was provide the information they needed, and they took care of everything. With my husband working in another state, I was kind of alone on this so needless to say I was very nervous. But Mr. Brian Decker and his team work so well together, each one knew their role in the process. There was no confusion whatsoever. Mr. Decker also provided Videos explaining each stage of the purchase process which helped me understand what was going happen next. I gave five stars because they absolutely deserve it! read more

I never give 5 stars because it just seems fake if everyone gives 5 stars. So let's call it a 4.95! Modern Lending was recommended by our realtor as she'd had nothing but good experiences working with them. And boy, they did not disappoint! Alonso Lerma communicated with us every step of the process, and always made himself available to speak with us when we had questions. The whole process has been quite seamless, and we are grateful to the entire ML team that played a part in the process. Hopefully you'll see by all the other reviews that these guys are no joke. read more

I'm not one to EVER write a review on a place but from the so called positive reviews I saw this company had I felt I needed to put this out there for people to be warned. I spoke to Sean Parsons, whom I stated in the beginning that I just wanted to see how much home I can qualify for as an estimate not exact numbers. Sean was willing to help but stated he needed all my bank statements, credit info, paystubs, etc. I felt that was a bit much since I just was trying to find an estimate but I provided it to him. After submitting everything he gave me a number of what I can qualify for. I then stated I'd like to add my fiance on as well to see what she would qualify for with me but just wanted an estimate not exact numbers since she has her own business the tax return isn't going to be accurate since her business started taking off really these past 6 months. He asked for her tax returns. I sent a PDF that did have her taxes. I also sent a screenshot with just the number reported on her tax returns. I stated again to him I just want an estimated number with how much more I would qualify for with my fiance on their since he ended up just giving me the exact number I would qualify for on my own. 7 days later he finally responds back saying the tax return PDF I sent is password protected. I told him that I sent a screenshot that shows her tax return numbers and that I am just looking for an "estimate" from the numbers I sent of how much more we could possibly qualify for. Sean told us no he will not provide just an estimate and needs to see what she reports on her tax return. I emailed a few other partners they have at their company asking if they can instead work with me instead of Sean just asking if I can get just an estimate with my fiance since they already now have my exact number I qualify for. I never received an email back. I feel that this company discriminates on a specific client base. They choose who they are more willing to help than others and since I was just trying to get some type of estimate I was put as the back burner. Anyone who reads this, just be warned that this company only cares about getting your information, then deciding where to put you as far as their priority list. It took Sean 7 days to answer me back after he found out how much I qualified then once I gave him a number of what my fiance made he knew where to put me. Before Sean had all my information he was emailing me by the hour. This company is cut throat and only in it for themselves. read more

We're so thankful for Taylor at modern lending. This is our 4th FOURTH transaction with him and he is just amazing!! organized, honest, straight forward. experienced and professional We recommend him to all our family and friends! He gets the job done with integrity and simplifies the process and has made all our transactions so smooth, hence why we keep going back to him! Highly recommend! read more

Brian's associates were amazing, Brian himself not so much. After trying to "cross qualify" me in an attempt to steer me away from the lender I was already set on using. Once I made it clear I would not be using Brian and would like him to complete the cross qualification which should have only taken a day he declined to finish the work. Update I received an email back after I let him know I was going to review him and he responded with "light this dude up". Not sure what it means but I can take a guess. read more

Brian Decker - Modern Lending - Mortgage Brokers Near Me - Temecula, California

Modern Lending came recommended to us and we couldn't be happier with how quick and smooth the mortgage application process was! As a first time buyer applying for a mortgage is overwhelming to say the least, but Chris was there to guide us through the process. He always answered our questions within hours, and was always honest about our options and what to expect. Ultimately, we chose Modern Lending over other companies because of the transparency offered by Chris, and thanks to him and his team's hard work we were able to close in just 3 weeks. read more

I seriously do not know where to begin. Chris Decker, and the entire Modern team is just amazing. As an realtor myself, I have a long list of lenders I trust and have worked with in the past but I just felt like no one could compare....and let me tell you, I am glad I trusted my gut. From the very beginning, the process was simply seamless. There was constant contact, updates before/after each mile stone and just overall great bedside manner! Being super busy, I really enjoy the text updates where I didn't constantly need to be on the phone. The cherry on the top was when getting ready to sign loan docs. There were missing signature lines (ugh). Have no fear, Modern is here! I called Chris, made him aware of the problem and documents were fixed within the HOUR! We still got the chance to sign that night! Even escrow was floored. Grateful for the amazing rate I snagged and truly appreciate all the help and guidance. Look no further then Modern Lending! read more

Modern Lending was by far the best lending team!! Brain especially was such an amazing communicator with all questions answered and tailored videos with full step by step explanation of the process. Thank you Modern Lending!! We will be sure to contact your office when we purchase again! read more

Brian Decker and the modern lending team were absolutely fantastic for my husband and I getting a loan. We have gone through this process before, but the CLEAR communication, expectations, and guidance with Brian was the best we have ever experienced. He came highly recommended from some great friends and I now know why. I just want to say thank you again to Brian for making this experience an A+! I highly recommend Brian and Modern Lending! Thank you! read more

I have been working with Daniel at Modern Lending for months now. He has been so patient with me as I went through the process of buying my first home. He answered all my questions. Any time I need a price breakdown he was so quick to get back to me. Now that I am about to close escrow, the whole team has been helpful and they are great with communication. I get a phone call, text and/or emails with updates. They are so proficient that I am closing escrow early! I would highly recommend Daniel Garcia and his team. read more

This is the second time we have used the Modern Lending team and we will be back again! Both Daniel Garcia and Brian Decker were instrumental in getting us the lowest rate and they had no problem getting our 21 day escrow for a home purchase in TN done on time. This team's communication and processes are stellar. Highly recommend! read more

Previously gave them a 5 star review but they called,texted and emailed me 8 months later to offer a streamline and then ran my credit without my approval or submitting an app I'm guessing they used my app from the original transaction which makes me question there personal information security.i plan to contact all the agency's that govern the FCRA There are a lot of lenders out there so you may as well as use one who can secure your information and not this one Also note that I reached out to them several times and gave Brian a chance to discuss the issue and he chose to not respond Maybe I read more

Buying a house is stressful.... not with Brian and modern lending. It was a very smooth, easy, process for us. Brian knows what he is talking about and always made sure we are up to date with the process. We will definitely work with them again. read more

There goes Brian Decker...the best in the business! In fact, we are a military family and for our very first home, he helped us complete a 30-Day escrow in just 16 DAYS. He educated us about the process the whole way. His team stayed in contact making sure nothing goes wrong. We often contacted Mr. Decker or his team without any notice and all our questions or requests were delivered in less than a few minutes. Years later, we knew to only work with Brian Decker for our VA Loan Refinance. We found him working as a Managing Partner at Modern Lending. We asked for his help again and he did not hesitate. Our mortgage payment is now less than HALF that it was before!! And yes, he did it in less than 30 days again!! If you're a military family and you are tired of traditional banks and credit unions telling you, "NO," then reach out to Brian Decker because everyone deserves a home. That means you too!! read more

Just closed on my first home and the process went smooth, quick, Efficient and most importantly I was communicated on the process the entire time. The whole team at Modern Lending kept me updated through the whole process. I never had any miscommunication and everyone was there for me. Being a single first time home buyer with not a lot of experience in the market was stressful but Nathan would break down any homes I was seriously interested with a short video that he talked through. He would email me if anything popped up during the escrow process and I am very thankful for him and the whole team at modern lending! read more

We are always amazed by the team at Modern Lending. We've now worked with Brian on two separate real estate loans, and both times have been in awe of how quick and expedient they are. The entire process from start to finish in buying and selling with team Modern Lending was smooth, and the communication at every step was excellent. The team is knowledgeable and helpful from the first step to even after closing. We will only be using Modern Lending in the future. read more

Sean from Modern Lending was great! He was super responsive, and clearly communicated through the whole process! It was super helpful to have someone highly knowledgeable as a first-time home buyer! read more

Communication throughout the process was spot on. Would highly recommend!

I have used Brian Decker three times on three very different loans. Each and every time I have been incredibly impressed with his staff and the results. What an incredible experience. read more

Modern Lending does a great Job of supporting my team as a real estate brokerage and are fantastic in their communication with the clients we refer to them. read more

Brian Decker - Modern Lending - Mortgage Brokers Near Me - Temecula, California

Brian and his team were very responsive, answered all our questions in a timely manner, and made our refinancing process as painless as possible! They helped us with our first loan and refinance. We will continue to recommend Modern Lending to everyone! read more

Daniel Garcia at Modern Lending was such a great help to us throughout our first home buying experience, I really can't say enough good things about him. In addition to being responsive, he was always willing to jump on the phone with me and answer any questions I had about the overall process, of which I had many since this was our first time! And he never once made me feel silly or annoying for asking those questions, which just goes to show his character. On top of all of that, when we finally had our offer accepted and we were working through the financing details, he went out of his way to make sure we got the best terms for our loan and helped me stay within our budget for our mortage payments. Daniel is great at his job and an overall great person, and I'm incredibly grateful to him for helping us in this journey! read more