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    Full Circle Home Loans

    5.0 (10 reviews)
    Open Open 24 hours

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    Services - Full Circle Home Loans

    Mortgage services

    Mortgage refinancing

    Home purchase

    2 More Services

    Buyer's agent

    Listing agent

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    Recommended Reviews - Full Circle Home Loans

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    1 year ago

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    Seth A.

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    6 years ago

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    2 years ago

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    5 years ago

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    5 years ago

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    Seth A.

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    4 years ago

    Painless refinance! Seth and his team were great. Would definitely work with them again.

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    Seth A.

    So happy to work with you Becky

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    6 years ago

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    6 years ago

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    Seth A.

    We appreciate you working with us Ryan!

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    7 years ago

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    Seth A.

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    8 years ago

    Chenoa and Kaitlyn worked hard to make escrow run super smoothly! Very easy to work with and always there to help!

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    Seth A.

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    Ask the Community - Full Circle Home Loans

    Review Highlights - Full Circle Home Loans

    I want to thank Seth and his team for the great advice, education, and patience they gave me throughout the whole process.

    Mentioned in 6 reviews

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    Brad Yzermans - Patriot Pacific Financial - Brad Yzermans NMLS #315238 Murrieta-Temecula Mortgage loans

    Brad Yzermans - Patriot Pacific Financial

    (25 reviews)

    My active duty husband and I are in the process of refinancing with a HERO loan.. something we…read morelearned a little too late is an extremely difficult thing to do in California without having to pay the loan off in full first. (Seriously feeling buyers remorse and a little scammed by the HERO salespeople who actually encouraged us to put off our refinance until AFTER we finalized our HERO loan! But I digress..) After hitting brick wall after brick wall, I found Brad online through his extremely informative blog post on refinancing with a HERO loan. While discussing my issue with one of my clients over coffee, they also recommended Brad! It was fate! I immediately reached out, and Brad's response time has been stunningly prompt, and his professionalism is off the charts. He is so patient with me as I ask a bazillion questions and more regarding the whole process. Being so new to all of this (we are first time home owners!) I have been pestering Brad's inbox with question after question, but Brad has been gracious and kind and has walked me through the whole process step by step! While we are still in the process of refinancing with the help of Brad, I just had to give a shout out, since he is really going out of his way to be a superstar and help us get the refinance that we want as quickly as possible. I am due with my third child right now, and we have a number of upcoming expenses looming ahead of us (needing a car that will fit an extra car seat, medical bills and so forth..) and the refinance would / will be a HUGE blessing for our family... I was feeling so helpless until we contacted Brad, and while I am still impatient and antsy with the normal wait times involved in refinancing, I am feeling so much more peace knowing we have a knowledgeable, helpful and able person on our case! UPDATE: Not only did Brad get us our loan that EVERY OTHER loan agent said was impossible, but he went out of his way to get us a low interest rate, and a lower home insurance rate. While the immediate savings are awesome, the long term savings are staggering.. SUCH a HUGE blessing to our growing family!! Thank you so much Brad! I only wish I could give this review MORE stars!

    My lender sent me an email about a down payment assistance program. I quickly Googled it and…read morestumbled upon the Home Loan Artist website. I filled out what appeared to be a waitlist for the program itself, but I received an email from this Brad individual saying he was going to contact me to go over prequalifying for a mortgage. I responded back saying no thank you and that I was apparently mistaken as to what I filled out, so no need to contact me. Attached is the (completely unnecessary) response I received. I just wanted to put this out there for other like-minded people who want to know the kind of person they are dealing with when making what is, for most, the biggest purchase of their lives. As to his response on this review - I was neither upset nor seeking his assistance. This email and his responses to other negative feedback speak for themselves. Judging by some of the other negative reviews, it sounds like he is quicker to respond to someone who ISN'T interested in his services than others who are. Good luck to you and that chip on your shoulder.

    Full Circle Home Loans - realestatesvcs - Updated July 2026

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