1. Making It Happen Motors

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Oakland, CA

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Making It Happen Motors

5.0 (1 review)
Closed • 10:30 am - 6:00 pm

Services - Making It Happen Motors

Auto loan

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8 years ago

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OneMain Financial - We re-located to Alameda!!

OneMain Financial

(46 reviews)

If you are considering a personal loan, need money quick, have a fair/average credit score, along…read morewith a checking account, and can produce a couple pay check stubs... chances are you'll be approved by One Main. The other positive reviews you've read about their customer service are true... They really are outstanding! (What I mean by 'Quick') I applied for a loan online by answering a few questions about the loan amount, and my income. I uploaded documentation (my ID and my Pay Stubs) and was contacted the following day by Pam G. from the San Leandro Branch. She's awesome by the way, and makes things happen! Ask for her, you won't be disappointed. She asked me specific questions related to my debt to income ratio such as rent, auto payment, gas, insurance and the like. They'll also ask why you need the loan. Within hours after getting off of the phone, I received a call back informing me that I was approved for $5K. I went to the branch location, signed some docs and the money was in my checking account the following day. (What I mean by 'Fair/Average Credit') One Main uses Vantage 3.0 to check your credit score. I'm around 650 with fairly new lines of credit which are all in good standing with flawless payment history and I have under 20% credit utilization. These were all factors during the approval process. So, give One Main a try. My experience thus far has been excellent. Hope my review helps you out. Best of luck.

First of all, i had a loan back in 2020 and it paid off. So i got this letter showing that I'm…read morepre-approved for up to $15,000. So i said ok. I didn't ask for the full amount just $7,000. Filed out the questionaire and it said "Congratulations you've been approved" they asked me to upload some documents and then they world call me of missing anything. I spoke to a representative named Patrick. I've spoken to him many times when they call to ask if i need a loan. When Patrick came back on the phone he told me. "SORRY WE CAN'T HELP YOU AT THIS TIME" Then don't tell me I'm approved! What a fricken waste of time!!!!!

Making It Happen Motors - usedcardealers - Updated October 2026

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