Fraud Complaint Against La Mesa RV
Location: 7430 Copley Park Pl, San Diego, CA 92111
Date of Incident: January/February 2025
Filed: February 21, 2025
I am submitting this complaint to report fraudulent practices by La Mesa RV in San Diego, CA, during the purchase of my first RV. While parts of my experience were positive, the subsequent actions of the dealership's staff were deceptive and unethical, resulting in unauthorized charges and misleading financial terms.
Initially, my experience with Erik, a sales representative, was excellent. Within an hour, he guided me to an RV that suited my needs as a first-time buyer, and I felt confident it was the right choice. The agreed purchase price was $89,995, and I provided a $1,000 deposit. However, this is where the issues began.
The finance manager, Leo, processed my deposit and, without my knowledge or consent, added a $2,850 sealant detail to the purchase agreement. I never agreed to this charge and would not have, as two of my closest friends own RV detailing businesses, making this an unnecessary and exorbitant expense. When I received my initial financing offer, I was quoted a 9% interest rate with a monthly payment of $765, based on my 720 credit score and 25% down payment. Three days later, Tyler, another representative, contacted me to inform me the rate had increased to 12%. When I challenged this as unreasonable, he lowered it to 11%, citing a supposed bank rebate of 2%. Though skeptical, I reluctantly agreed, intending to refinance within a year.
On February 1, 2025, I arrived to sign the loan documents, only to discover the purchase price had inexplicably increased beyond the agreed $89,995. The paperwork provided no clear explanation--no breakdown for taxes, registration, or title fees was listed. Upon closer review, I confirmed that the additional $2,850 sealant detail had been embedded in the total, a charge I had neither requested nor approved. Financing this amount at 11% interest over 240 months is absurd and something no reasonable consumer would agree to.
I retained all loan documents, which my attorney has reviewed and deemed clear evidence of fraud, giving me strong grounds for a lawsuit. Additionally, a cursory glance at La Mesa RV's BBB and Yelp reviews reveals a pattern of similar complaints, suggesting this dealership has a history of deceptive practices. Seeking resolution, I met with Regional Manager Sam Gammo to present the fraudulent documents and discuss the overcharges. His response was dismissive and unprofessional--he refused to review the paperwork, explain the discrepancies, or engage in any meaningful dialogue. Instead, he stated, "You signed it, so tough luck," before abruptly leaving the room. This was the worst customer service I have ever encountered.
It is shocking that a company with 50 years in business continues to engage in such blatant and fraudulent practices without accountability. Their poor reputation, evidenced by countless negative reviews, seems irrelevant to them, likely because they prioritize short-term profits over integrity. I urge the appropriate authorities to investigate La Mesa RV and put an end to their predatory behavior. I am prepared to pursue legal action and provide all relevant documentation to support this claim. read more