I started shopping mortgage rates on Saturday, calling all mortgage loan officers with excellent…read morereviews. Not so many loan officers are available during weekends but Dan Chapman's office was open. On Monday I got several rates from different mortgage officers, but Dan was able to lock down the best rate (3.0 no points) for me. For free. Later it appeared to be the best rate I could have had during the last six months. Dan uses special and expensive software which gives real-time alerts for constantly changing mortgage rates and can provide the best rates to his clients. I decided to move on with Dan and it was the best decision I could make. Dan's team works like a clock. He provides a step-by-step plan with the schedule, so that you know what to expect in advance. Every commitment that his team gave (like document delivery or loan submission) was delivered strictly on the scheduled day. Dan's team uses online software for document upload and filling. It is not ideal but simple and convenient. As a first-time buyer, I had a lot of questions during the process, and Dan was always happy to address all of them. If he's not available, he always calls back shortly. Needless to say, I closed on the date that Dan mentioned during the very first phone call with him. There was not a single issue during the process, so I recommend Dan to all my friends. With Dan you can get the best rates and service. Thanks for such a smooth, stress free and transparent loan application process!

This wasn't our first mortgage but it was the first time we realize how much of a different a great…read morelender can make. Dan has been very communicative and reliable throughout the process. We went through multiple options while Dan and his team working efficiently to make sure we could secure a loan we are comfortable with. He really made a process that was stressful in hindsight went by smoothly. I'd totally recommend Dan to anyone looking for a mortgage.

Mike has helped us with a refinance on a home and the purchase of a new home. He was always…read moreavailable for a quick phone call to answer questions, crunch numbers and help us figure out what we could afford. When it came time to purchase our home, he got the paperwork processed quickly. Buying a home isn't an easy or quick process but Mike made it as painless as he could. We would definitely work with him again if needed.

I worked with Mike for over two years while house hunting and dealing with ever changing…read morecircumstances that caused us to delay and restart the process due to personal life changes. Throughout the entire process Mike was a wealth of knowledge and extremely accessible. He was also very keen with deep experience in solving some of the unique problems that we ran into. When we were finally ready to make an offer, he created a tailored offer letter and made sure all our paperwork was in order. We were able to lock in a great rate and closed within 35 days. Very smooth process and extremely pleased with the final outcome. Thanks, Mike, for your relentless patience over the years and helping deliver us into our happy home through your great work!

Couldn't recommend Keith enough! His consultative approach is very thorough, thoughtful, and…read morenon-pushy - providing peace of mind throughout the stressful home buying process. Keith has a deep understanding of the mortgage market dynamics and was always willing to hop on a call to share insights and perspectives on the best approach throughout the process. Keith was able to secure a highly competitive rate while delivering top-notch service and closing couldn't have been smoother.

Best loan officer in the world! Super communicative and informative. Very knowledgeable. Easiest…read moreclosing ever. Best value that one can get from a home loan officer!!

They treat you like family and take care of you like their own, dependable team with up to date…read morefinancial information that benefits their client I have worked with Rich and his team for many years and they have given 100% every time Kelli is always there to take care of you and so many more to name .... All Star Team

I'm not sure how many years I've been going to Rich for my home loan and re-finance needs. Dealing…read morewith him has always gone smoothly and always being clear about the costs and schedules. As long as I'm in WA I'll continue to go with him.

Here first of all, I would like to thank Jack Huang !very sincerely, if you are still worrying…read moreabout your inability to realize your dream of buying a house, this time to find Jack Huang & GMCC loan, his professional and enthusiasm, will let you realize your dream of buying a house in life as soon as possible, his enthusiasm and professionalism is the most profound impression on me. According to our own financial situation and income, Jack found the most suitable loan for us, and tailored for us to get the most favorable loan interest rate, thank Wantong loan, thank dedicated Jack and their excellent team, let us realize the dream of buying a house! 在这里首先非常由衷的感谢杰克，如果你还在为无法实现自己的买房梦想而发愁，这时候去万通贷款找杰克吧，他的专业和热情，会让你早日实现人生中购房的梦想，他的热情和专业是给我留下的最为深刻的印象。杰克根据我们自身的财务状况和收入，为我们找到最为合适的贷款方式，并为我们量身争取到最为优惠的贷款利率，非常感谢万通贷款，感谢敬业的杰克和他们的优秀团队，让我们实现了买房的梦想！

Jack was extremely helpful in finding a solution for my cash-out refinance. He made the whole…read moreprocess smooth and stress-free. He's very knowledgeable in what he does and clearly knows the ins and outs of the business. On top of that, he's super easy to communicate with and always quick to respond. Overall, a great experience working with him!

I've a real estate broker in the greater Seattle area for over 7 years. Kirk at Bellwether lending…read moreis the best mortgage specialist I've had the pleasure of working with. A good mortgage specialist/broker is not easy to come by. The qualities that make Kirk stand out among the rest is his communication, availability, honesty, creativeness, constant updates, experience, knowledge, and willingness to fight for his clients. If you have ever worked with a loan officer or mortgage broker, you know these qualities is hard to find. An example for his ability to be creative and make things happen, I had a client that fell in love with a house in November. She was denied from Homestreet Bank for a loan, but Kirk was able to make it happen after one phone conversation with her. He took the time to understand her financial situation and was able to work his magic to help her get a loan and close on the house. I have no hesitation referring him to any of my clients. In fact, since I've met Kirk, I've referred all of my clients to him. He has helped over 7 of my clients with their home loans. My only regret is not finding him sooner in my real estate career. One of my clients said it best that Kirk is a like a bulldog that is willing to fight for you.

Last autumn as we watched interest rates linger lower than we'd ever seen, my husband and I worked…read morewith Kirk to refinance our primary home mortgage. He kept us updated about the process and even brought closing papers to our house - a huge help with a busy family and work schedule. We will look to Bellwether for our future property financing needs, and recommend to friends and family without reservation. Thank you Kirk!

We've had the pleasure of working with Veronica for over a year now, and we honestly can't imagine…read morea better person to have by our side through this journey. When we first moved to the state with zero knowledge of the area, Veronica was the one who helped us find a rental that felt safe and comfortable--she truly made that transition so much easier for us. Fast forward a year later, and she's now helped us find and buy our first home here! Veronica is incredibly sweet, kind, and thoughtful. She never put any pressure on us and was always patient, supportive, and genuinely caring. She took the time to understand what we were looking for and guided us every step of the way. We were so grateful for her help throughout the whole process. It's rare to find someone so knowledgeable and professional, yet so down-to-earth and easy to talk to. Thank you, Veronica, for helping us find our home sweet home!

Veronica was amazing to work with; well-organized and attentive during the home search process and…read morea tough negotiator when it came to making an offer. Veronica ensured we were well-informed on all the purchasing steps and she didn't let anything fall through the cracks. This was my 3rd home purchase and 3rd realtor and she was the best of all of them!

Jeff was the lender on my first home loan. He was knowledgeable, patient, and thorough in helping…read moreme understand and work through all the options. He was on top of the process every step of the way and made the whole process feel like a breeze. I highly recommend working with him.

Jeff was the lender on my first home loan. He was proactive, thorough, and responsive. I greatly…read moreappreciated the level of detail he provided in his explanations and materials. He is generous with his time and a pleasure to work with. While our home purchase was in escrow, I was a victim of identity fraud which impacted my credit. Jeff worked with me to navigate that stressful circumstance to resolve it and find a viable path forward. We were able to complete the home purchase with our original loan terms in the end. I cannot recommend Jeff enough!

I was referred to Eugene by another broker and I am very grateful for that referral…read more Eugene spent a lot of time and effort to help us to find the right program to match our situation. We have had multiple road bumps but with Eugene's help and guidance, we were able to overcome them. With Eugene's constant push, we were able to close on time. He's definitely on my repeat business and I will definitely use him and to recommend him for future real estate transactions.

After having issues finding a lender for my first home purchase, I was referenced to Eugene…read more Feeling like I was possibly going to lose out on financing, per my unique situation with my business, Eugene and I worked diligently for two months to finally close the deal. Both him and I were about to give up, but staying persistent paid off. He knows more than most, and if he wasn't before, he now has the most Intel for unique situations. I highly recommend Eugene, as he locked me into a great rate with excellent rebates, and made what seemed impossible, possible.

The folks at Sammamish mortgage including Trevor and Priscilla almost cost me our house. We've…read moreworked with 2 other lenders, including Bank of America and had decent experiences where our lenders were personable and had close relationships with the underwriters. I'm not 100% sure with Sammamish but it seems they are just an intermediary and do not have close understanding of the underwriting process. Trevor was unreachable by phone and would e-mail me back or call back a day later. Priscilla seemed to be off or have a vacation notification on every time I tried to email her. Without warning us, Trevor went on paternity leave the week of closing, and Priscilla left on vacation. We were left with their supervisor who was 100% more competent, but extremely busy. Right before closing, Trevor also told me that we either needed to buy down more interest and pay them more money, which didn't make sense as we bought a house that was 1/2 our purchasing power. Our realtor emailed and called them (we had given consent) without any response and noted they were one of the worst and most nerve wracking groups she had dealt with. We had no idea if we would close on time, even the day of closing. We were living in an AirBnB and not sure whether we would be homeless the next day or if we should book a hotel. When I spoke with Stacey their supervisor about this the day before closing, she said "this isn't even as close as we come sometimes, don't worry!" which made me worry even more. I just found out that they immediately transferred our loan to another bank a month after closing. They have a ton more reviews than other servicers and I would be extremely concerned some of them are fake.

Sandra is awesome, give her a call! Extremely knowledgeable and always replied to calls/emails…read moreExcellent rates and easy to work with. 10/10 I'd recommend to anyone