I used movement Mortgage - Brad Overlin, because my Real Estate agent recommended him. I had previously worked with Caliber Home Loans and my experience with them was excellent. First, I would like to state that it has taken me 7 months after closing my house to write this review, because I am quite sure that I am ready to write about my experience . As I wrote earlier , it was not my first experience closing on homes, but by far, this was the worst experience I have ever gone through. I had the worst experience with Brad's team, specifically his underwriter, who was extremely difficult to work with. I would have to email the same documents several times and each time, he would question each document. I owned the IRS 3k at the time of closing which I actually sent to them but the check had not processed, Brad's team made a huge deal on the closing date declining to transfer the money until they had another IRS W2 paperwork from my accountant. As I was getting ready to sign the closing paperwork, the bank informed me that Brad's team wanted me to contact my accountant right away to get the paperwork. I called my accountant who informed me that Brad's assistant Jessica, had contacted her and told her that I will be unable to close the house until she had emailed them my forms. Can anyone imagine this??? Over a payment of 3k ??? On the closing date, I received a call at 1030 am, from Brad's team informing me that I had to get to Lynnwood by 1200 pm to close, mind you this involved going to the bank to get the closing amount. I experienced several other issues that are too exhausting to write about. Anyone looking to buy a house, Please do your homework and be cautious of the company that you chose to work with. read more

We worked with Brad for the 2nd time on the purchase of our new build in TX back in April 2022. This time around we did not have a good experience with him. I didnt' give a 1-star rating because Brad did support us in getting some of our wants met. Communication was spotty throughout the 9 months process. 1. He failed to respond to emails from our builders about the closing appts. When I brought it up, he responded that he receives 100's of emails p/day. 2. Lack of communication with us about the status of the loan delayed closing by 3-4 days. I would strongly advise going with a local broker. read more

Avoid him at all costs. He seems knowledgeable but that's how he gets you initially. Once you are on the hook he's unprofessional, disrespectful, non-communicative, and cocky. I worked with him on a 10% down payment (80/10/10) loan and he's late on appraisal and often ignored my calls. After a period of silence/non-response on the day of closing he finally answered my call and told me last minute that I needed to come up with 20% or lose the $100,000 non-refundable earning money. Because of him, I had to postpone closing date twice, liquidate my personal savings, and ended up paying off low interest loans (student, car) using high interest loan (2nd mortgage) to make the debt-to-income ratio work. Due to his dereliction of duty my finances are now in ruins. Make sure you check your debt-to-income ratio early on and do not TRUST his pre-approval letter; it's deceiving as that's how he gets you to start the process. In today's market you risk losing everything if you can't close. Here's a summary of all the issues I encountered: - My initial estimate (pre-approval) had no point or closing costs but after I closed his estimate changed to $15K (1 point). I told him I found a cheaper lender he told me not to waste his time and I shouldn't compare apples to oranges as no other lender could match his speed. He reminded me that I could lose my non-refundable deposit (he will continuously remind you that except he turned out to be the very person who almost lost my deposit with no response until last minute. - When I asked why the big closing close increase between the initial estimate and the one after closing, he said because the rates had gone up that much. He would send me 10-year T-Note to make the point and kept telling me "I told you so", "I mentioned it many times", "As previously mentioned" to make you look like an idiot. When I confronted him that the increase was actually more than the interest rate alone then he answer changed to "I don't really know why; it's the market" - Rather than doing his work and be on top of things in reality you will be dealing with his assistants most of the time as they would often know more than he does. His assistant told me even she had hard time getting a hold of him at times. At the end of the day he's a salesperson and once you are on the hook he leaves you to deal with his assistant and if anything were to go wrong, he would never apologize as it's ALWAYS your fault. read more

Home buying is stressful. It's wrought with pitfalls you can imagine and new ones which seem to come out of left field. Brad did an excellent job of helping me navigate the process. No lender can hold your hand all the way through the process, and for most first time buyers the process is a gut wrenching roller coaster right up till the moment you are handed the keys. The phrase "no news is good news" can be a bit unsettling to anyone, let alone a control freak like me... That said, Brad did an excellent job of setting me up for success with my offers and helping me navigate some pretty murky waters. He got me a great rate and closed my deal fast. Table funding helped keep my offers competitive in a very difficult market. Bottom line, Brad did an excellent job of helping me get my first mortgage at a great rate in the Seattle area. Homebuying is stressfull enough in its own right, especially for a single new grad first time buyer like me. But he remained patient and prpfessional with me during a very emotional and difficult time in my life outside of the actual purchase. His company funded my loan at the table, and I was able to close within 7 days. This was paramount in enabling my offer to be competitive at a time when so many other buyers in my area were coming to the table with cash offers over asking price. I highly recommend his services. read more

Brad and his team were extremely diligent and responsive. Brad was able to clearly explain the entire lending process to us and stayed in constant communication every step of the way. Because of his (and his team's) diligence, we were able to close on our purchase (our first home!) in a timely manner. The real estate process can be stressful -- particularly for first time home buyers (like ourselves). Brad and his team went above and beyond to ensure that we had a smooth and seamless closing process. I highly, highly recommend Brad to prospective purchasers. read more

This review is LONG overdue. I found Movement after having to drop my previous lender due to unresponsiveness. When we started shopping around for a new lender, Movement caught my eye because of their claim to fame 7 day close- and us, not being the top tier home buyer and have to scrape together every dollar for our downpayment/ closing costs after saving for years... we needed any upper hand we could, and a 7 day close was the closest to "cash" we could get and try to compete with some of these cash buyers. I called and by chance got the number to Brad Overlin. We spoke a bit, he asked what we were looking for, I explained our credit wasn't the best and he helped give us tips on getting our credit up and what our options were if it stayed the same. He explained that since COVID and how everything is right now, they are more in a position to offer a 15 day close. Still better than 30-45 days! We took a few months to get some things off our credit and the next time I called back, he picked up the phone and said "Hi Adrianna!" Of course he saved my name and number, but he also ANSWERED! That pattern continued, anytime I had a question (yes I was a semi annoying first time homebuyer), he answered... and if he didn't, I usually got a text that said he'd call me back as soon as he was done with (insert task). Suuuuper communicative and helpful. After placing our first bid (in Washington State) and not being selected, shortly after, my job relocated me to San Diego... super grateful Brad and Movement was licensed to work in California! Brad worked well with my realtor and they were an amazing team that got our house closed in 15 days, which kept us competitive in this crazy SoCal Market! Thank you Brad!! Sorry this took so long!! read more

I still can't believe it... After less than 2 weeks since we started the loan application, we have a house! Brad is not only FAST, he is Johnny-on-the-spot and works very hard to keep the process going smoothly and resolve issues that come up. He is often working late into the evening while traditional lenders have gone home to make sure your loan is approved on time. Initially I wasn't sure whether to believe that Movement can close loans in 7 business days, but they really CAN! It's crazy. And it really helps your offer stand out among other competitive (even cash) offers like we faced. Luckily we didn't have to go through the offer process on multiple houses like many people do in this crazy hot Seattle real estate market - because we had a strong offer promising a fast close on the first house and our offer was accepted! I shopped around between a few other lenders and Movement not only offered the fastest turnaround time, they also offered the best local rate. There will always be better rates from no-name non-local banks, but they simply can't turn a loan around fast and in the Seattle real estate market right now - that likely means other offers will be accepted over yours. Finally, Brad is just a great guy to work with and I was more comfortable talking to him than the other lenders out there. Give him a shot! read more

I highly recommend Brad's services. Would give over 5 stars if I could. My husband and I were about to close with another lender but were surprised by some fees at the time of closing. We sought a second opinion and couldn't be happier that we talked to Brad. He walked us through 3 different options and found ways to save us money. We were in a time crunch and he got the whole thing done remarkably fast. So professional, so helpful, very responsive and knowledgeable, like I said 5+ stars. Next house we buy, definitely going with Brad again. I would recommend to all my friends and family and trust he would take care of them. read more

I would give Brad zero stars if I could. Avoid him at all costs. He promised a 30-day closing, knowing it was an impossibility. Ended up taking 40+ days, then turned around and blamed us. He cost our family more than $6k, unnecessarily. Totally unprofessional, disrespectful, and non-communicative. read more

Brad was fantastic throughout my mortgage process. We were in a tight situation for closing the mortgage. Brad and his team were able to move incredibly fast and got the mortgage ready, so that I could close on my house in short time. Highly recommend Brad! read more

Brad is amazing! He thinks outside of the box, super creative how to get the lowest rate possible, can close the loan super fast... He is very quick at responding his phone, emails and super professional... HIGHLY RECOMMENDED!!! read more

Brad was very supportive and available to help me with each step in the purchase process. He answered his phone on weekends and at night. With all the stress that comes with buying a new home, working with Brad helped relieve a lot of it. I would definitely recommend him to my family and friends. Thanks again, Brad!! read more

Brad Overlin was amazing throughout the entire process of purchasing our home. He was available to answer my questions and settle my nerves. He even answered my emails at 3am! Movement Mortgage was able to close my loan faster than any other company. Thanks Brad and Movement Mortgage for making our new house possible.... And securing such a great rate too! read more

It is hard to find enough words to put together and express how AMAZING Brad Overlin is. My wife and I, as first time home buyers, had a pleasure of working with him. He walked us through every step and took care of everything. We had many questions but he was patient, informative, approachable, responsive and return our calls and emails promptly. As our first experience I have to say it was an amazingly stress free process. When it comes to professionalism, quality, and knowledge, Brad is on top of his field and most importantly he gets the loan done incredibly fast. You will be surprised with his service. He works hard to stay on top of all little details and keep process going smoothly. We were impressed with his confidence and knowledge of mortgage process. We were fortunate to get to know him. We appreciate all his help are extremely thankful. We were very comfortable working with him and would like to use him again and refer to friends and family. read more

This was my first homebuying experience and I have to say it was amazingly stress free. I was told by a real estate agent that I needed to wait for 2 years living here in the US before I could buy but after speaking with Brad he assured me that it was possible to buy home NOW. Brad had my documents looked at by an underwriter up front (in one day!) so when I made my offer it would stand out from the others. My first offer was accepted immediately!!! I always heard how difficult it was to get a home but this was nowhere near difficult, from the time the offer was made to the time I was in my new home was under 2 weeks. Brad was very communicative the whole way though and was always one step ahead, there were no surprises. I am extremely glad I spoke with Brad and chose to work with him, I don't think I would be writing this from my new home if I hadn't. I highly recommend him to anyone looking to buy and I will use him on my next home. read more