The folks at Sammamish mortgage including Trevor and Priscilla almost cost me our house. We've worked with 2 other lenders, including Bank of America and had decent experiences where our lenders were personable and had close relationships with the underwriters. I'm not 100% sure with Sammamish but it seems they are just an intermediary and do not have close understanding of the underwriting process. Trevor was unreachable by phone and would e-mail me back or call back a day later. Priscilla seemed to be off or have a vacation notification on every time I tried to email her. Without warning us, Trevor went on paternity leave the week of closing, and Priscilla left on vacation. We were left with their supervisor who was 100% more competent, but extremely busy. Right before closing, Trevor also told me that we either needed to buy down more interest and pay them more money, which didn't make sense as we bought a house that was 1/2 our purchasing power. Our realtor emailed and called them (we had given consent) without any response and noted they were one of the worst and most nerve wracking groups she had dealt with. We had no idea if we would close on time, even the day of closing. We were living in an AirBnB and not sure whether we would be homeless the next day or if we should book a hotel. When I spoke with Stacey their supervisor about this the day before closing, she said "this isn't even as close as we come sometimes, don't worry!" which made me worry even more. I just found out that they immediately transferred our loan to another bank a month after closing. They have a ton more reviews than other servicers and I would be extremely concerned some of them are fake. read more

Sandra is awesome, give her a call! Extremely knowledgeable and always replied to calls/emails Excellent rates and easy to work with. 10/10 I'd recommend to anyone read more

Steve was very helpful, right from providing us with a pre approval letter through the holiday weekend. Answering all the questions about mortgage and closing costs we had and help us make an informed decision. Highly recommend their service, and thanks to Steve and team. read more

We received a recommendation to use Sammamish Mortgage for our home purchase and they were fantastic to work with! Steve Bouddha was approachable, quick to answer questions, and guided us through the process to make it as smooth as possible. Our only frustration was slight delays in communication; however, once everything was up and rolling, things went quickly and smoothly. It was also fantastic to have someone come to our home to sign all the paperwork! Greatly appreciate Steve and Sammamish Mortgages help in buying our home!! read more

DO NOT USE SANDRA HARRISON-BROWN as your l/o if you work for a small business. It's sad that she's set out to prove that it was something wrong with my employer and income. We have an hr department but that WAS NOT sufficient enough for Sandra. She set out to find the owner of the company. That's like me saying Sandra I don't believe you work at Sammamish let me talk to the owner. She held on to my file till 2 days before closing. Suddenly 11 conditions pop up in the portal. Mind you I guess she did a nationwide search on me and came up with every asset I own. Wow right. Not to mention I got questioned on why I didn't disclose a loan on my loan application. At the time of application it was disclosed but because it was being paid off she didn't place it on there. I sent in everything that was requested. I even tried to see if I could add my mom to the application to move things along. NOPE. She waited to the day of closing and DENIED MY LOAN BECAUSE SHE COULD'NT TALK TO THE OWNER OF THE COMPANY AND I LOST MY HOUSE!!!!! DONT USE HER. You will be SORRY!!!! read more

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The team at Sammamish Mortgage made my homebuying process so smooth. They always got back to me with responses to any questions I had, and provided me helpful breakdowns of mortgage costs for each home I was considering buying, so I could see how it would fit into my budget. I was able to close within a few weeks on a home thanks to their wonderful service. read more

I had a great experience working with Trevor. He was fast, friendly, responsive and patient with explaining things. Sammamish's rates were also better than another broker I looked at. read more

Working with Sammamish Mortgage for our first home purchase was great! Ryan, Sandra and Suzanne were a great team to work with! Super prompt/responsive throughout the entire process from pre-approval through close. Loved the simplicity of the online portal for uploading documents as well. read more

I am writing this review without being asked to do so. The best part about Sammamish Mortgage is that their mortgage rates are available upfront, without giving your email address or phone number. The online application is also very user-friendly. Unfortunately, I came to their site, after I had locked my loan and got appraised with another lender. I spoke with Nick, of Sammamish Mortgage, who gave me a Loan Estimate, which matched their website rates. Nick gave me the estimate even though he knew I mostly likely would not close the deal with them. Appreciate it! A side note: When you lock your rate with any lender and you have points, talk to the lender and let them know that both the mortgage rate and APR should be locked. In my case, with slight changes to roll in the lending cost into the loan, my rate for points went up from 2.2 to 2.4%, and hence the APR also went up. read more

Ryan and his team at Sammamish Mortgage are the absolute best. We have refinanced with them a couple of times and the process was always flawless. They are communicative and always answer any questions we might have. We highly recommend Sammamish Mortgage! read more

It was great to work with Nick and Sammamish. I was prequalified and they had people working weekends when we needed to update our pre-approval letter. When we found a home, our file went to underwriting in 2 days and it was approved in 3 days. We got the clear to close in 2 weeks overall. It was very smooth and I highly recommend this team. Their rates are quoted on their website and it matches other local lenders. I highly recommend a local lender rather than a big bank as big banks don't have a good team that can quickly close on a loan. In a hot housing market, being able to close in less than a month is an advantage. Sammamish was the fastest I have seen a mortgage broker close a loan. read more

I got two (!!) amendments to my 2020 1098 tax forms from Sammamish mortgage this year because they kept messing them up. Last one arrived on 4/4 so I get to re file my taxes on account of this - they had completely omitted property taxes paid on my behalf. I want my filing fees and my time back!!! read more

Steven B & and his processor Suzanne T are absolutely first-class to work with. We all know that timely communication is one of the most important if not the most important in a purchase transaction. Steven & Suzanne were superb in providing regular updates on status & progress as well as responding to questions & inquiries. Additionally, both them were genuinely thoughtful and had their clients best interest at heart and gave advice with that on their mind. I had previously purchased 5 properties & who knows how many refinances, Steve and his team were by far the best! read more

From pre-approval to closing, the team at Sammamish were consistently professional, transparent, and efficient. Sammamish has actual people who answer phone calls and return messages, and never left us waiting. There was no pressure or sales pitch, just excellent, personal service from experienced mortgage professionals. Sandra and Suzanne, specifically, helped to make this potentially stressful process a pleasant and straightforward one, addressing unexpected issues, sailing through underwriting, and even closing a week early. Would recommend to anyone looking for a nimble and principled mortgage lender. read more

My husband and I were looking into refinancing for a couple of months, but all the online offers were kind of scary to do, you don't have anyone in close vicinity to go to when there are problems. Reviews also seemed to be iffy, so we didn't want to do it. I stumbled across their rates in the daily newspaper and found them to be pretty competitive and checked out their webpage. They have all the rates and fees posted on their site, so there wasn't any digging around or uncertainty on what they offer. We still called them to find out more about the rates/fees/process and were very happy with our initial consultation and decided to move ahead. They answered all our questions promptly and took the time to explain items we didn't understand. Most of it was done online, which made it very easy for us and our busy schedule. Closing went smooth without any hiccups and we got the refinance done in (what I feel) record time. Thumbs up! read more

One of the underwriters at Sammamish mortgage is very bad, inexperienced, impatient, irresponsible. Try to avoid Stacy C. if possible. (For example, she did not remember my closing date, and did not want to check this important information; she email other people's document for me to sign, which contains the personal information of other customers; she missed the unit number of our address on one of the documents until my agent caught it and she did not even think it is a problem; alway inconsistent with the things she asked me to do, and cause a lot of confusion;) Also, the owner was very bias when I was screwed by Stacy. After went through a lot of battles, and I insisted to change a different underwriter, Cory, who is very good I have to say, and helped me to get everything done on time. Also please see Jan B.'s experience below. I had very similar experience as his. And owner did the exact same thing to me. He was very defensive for his employee and very bias as mentioned by Jan. It might be a good place to work as an employee, but you might have to think twice if you want to be their customer. read more

My wife and I talked about refinancing our home for a long time because of the low interest rates available. We were tempted by all kinds of mail offers that sounded too good to be true, so we went to our bank to see what it could do for us. Refinancing with them entailed a bunch of up-front costs we didn't want to pay and didn't really save us enough monthly to make it worth it. Then Sammamish Mortgage was recommended to us by a friend who had used them to refinance several times in the past, and we can see why. As my own work schedule is crazy, my wife had to do the legwork on a loan, and finances aren't really our forte. She was not comfortable working through a website, so she didn't go to the website to check rates out. She called and made an appointment to go to their office and speak to someone in person. From the very first day, Jeanne Shane was welcoming, friendly and informative, making a confusing process more understandable. Several other people were involved in the different aspects of the refinance, and each one on the team responded to our e-mail questions promptly and patiently, even though some of questions seemed very naive. Not only did we get a good interest rate on a no-fee loan, but we were able to get some cash back to remodel our kitchen and still end up with a lower monthly mortgage payment. With Sammamish Mortgage, the whole process went smoothly and painlessly, and we felt respected and appreciated regardless of our lack of experience in these matters. read more

Had a great experience with them. Ryan and all the staff involved was there to help answer any questions. The process of refinancing our home went very smoothly. I would recommend them and go through them again, if I were to look for a new home. read more

Steve and Stacey were very responsive, often responding after hours and on weekends. Very appreciative of their customer service. They delivered what was promised with honesty and integrity. No hiccups. Definately recommend Sammamish Mortgage! read more

Sammamish Mortgage Team was truly a great pleasure to work with - their genuine care, diligence, and deep expertise made it possible for us to proceed and close the mortgage on time. The rates and products they have to offer are the best on the market. I would also give them 5 stars for their exceptional customer experience, it is so rare to see such level of professionalism, attention to detail and timely and transparent communications. I would highly recommend the team for any mortgage needs one might have. read more

I can't say enough about Ryan and his team, they are fantastic! They were timely with their responses, answered all of my questions thoroughly and in a manner that I understood and to top it off, they lowered my mortgage rate by a percentage point which dropped my monthly payments by $200. If you're in the market to refi, I highly recommend reaching out to Sammamish Mortgage to see what they can do for you! read more

Ryan Shane and Bernice Lawton were amazing to work with. They were very responsive and answered all our questions. The whole process was easier than I expected, largely thanks to the team at Sammamish Mortgage. read more

Amazing service by Nick, I would recommend this business for a refinance. They use the same online tools, loan estimate forms and loan providers as large well known banks. Answered all my questions, provided excellent service and have rates that would be difficult to beat for the level of quality and professionalism. read more

Ryan and his team were great to work with ... Saved us money and delivered on time and without any drama. Fantastic. Never deal with the big banks again :) read more

After working with Sammamish Mortgage over 10 years ago resulting a flawless experience, I have used them for a number of refi's and for a new mortgage. They work as a team and are very responsive to inquires. I highly recommend using Sammamish Mortgage for your next home loan or refi. read more

They were initially quick to respond but I later found out they revealed my personal information to the other agent who I'm not working with. I can not believe they would do such things and violate my trust. read more

Shane, Trevor and the rest of the team were a pleasure to work with for our first home loan. I shopped a few different lenders and the pricing and rates at Sammamish Mortgage beat all of them. Equally as important though is the quality of service and Sammamish Mortgage excelled in this area as well. Very professional and super helpful in answering all of our questions. read more

Steve and Jana provided outstanding customer service! This was by far the best mortgager refinancing experience of my life! I would highly recommend them. The communication is consistent, timely and polite. The online application tool is intuitive and easy. I will be recommending them to my friends and family! read more

I have purchased 7 homes in my life, so far. This experience has been the most disappointing and most painful of all my home purchases. I have never seen a more incompetent group of underwriters. I have never seen so much back and forth over some of the simplest things. They don't even know what documents are in a HELOC, and they kept asking me for the same document, over and over, even though I told them I did not have one. They kept asking for a "statement" for a new loan that was not even old enough to have a statement yet, and when I finally got one after waiting long enough, they said it was insufficient. Then, ON THE DAY OF CLOSING, they asked for our IDs and our passports. I will NEVER recommend your company to ANYONE buying a home. I would recommend they rent before using you. Your previous response on another site shows your lack of awareness as to exactly what happened. I will site various portions of your response and provide additional feedback. I still have every single email exchange with your staff. I stand by my assertion that your underwriters are clueless. 1. It's because we had very little cooperation and did not receive the specific items requested that are easy to obtain, but only you can access. Your staff was told on more than one occasion that the Wells Fargo HELOC did not have a "NOTE". I even offered to drive to your location to provide my entire packet to your staff. I told your staff exactly what was in the HELOC packet. After the third or fourth time, they finally decided to contact the bank directly, which is actually what should have happened after I told them the first time that there was no "NOTE" in the HELOC packet. Your staff was told before this process even started that a HELOC was in progress. It was a major discussion point. You also continued to ask for a "statement" on the HELOC, when the HELOC was only two or three days old and no statement had been cut yet by the bank. I went to the bank and got what they could provide, and your rep said that it was determined to be insufficient. Then, even AFTER I received the first statement from the bank, your rep said that even that was insufficient because it did not show the date the HELOC originated. Well, what freaking document do you need? You either need a statement, or something that shows the origination date, or both. If you can't tell me exactly what document you need, how am I going to produce it? 2. My fantastic staff ended up going above and beyond to figure out a work around at our cost to resolve the issue and close your loan by the scheduled closing date of your purchase. It is not my responsibility to gather documents that don't exist. There was no "NOTE" in my HELOC packet. There was no statement until 8 days after the HELOC even closed. I told your staff that and they continued to ask for it. Your workaround was to contact the bank directly. If, after contacting the bank, it was determined that some other form in my HELOC packet would suffice, you could have requested it. I responded to every single email from your staff within 24 hours, and more than 90% of them within the same business day. 3. As to the requirement that ID be provided at closing... Again, you are factually incorrect. I am not complaining about ID being required at closing. I'm complaining that your underwriter's, or someone working for your organization, needed my and my wife's ID and passport an hour or so before the documents were supposed to be recorded at the county. You mean to tell me you could not have gotten my ID during the week prior? You mean that the copies of our IDs that were provided when this process started were insufficient? Oh, and WTF is your deal with needing a copy of my passport. What if I didn't have a passport. 4. In addition, final loan documents for every mortgage closed in WA State require that they be done in the presence of a certified notary... The notary came to my house. It was YOUR notary. I have absolutely no issues with the notary, other than the fact that she was sick as hell while a my house. 5. As for the rate being higher than expected we closed with the same rate and costs that were quoted upfront. As we discussed rates did drop slightly during the loan process but the drop was not enough for us to be able to renegotiate your rate. Interesting that other companies are able to lock in a rate, and still lower it within a 30 day period. Go ahead and respond again and put the blame on me, the customer. Next time, I will post the content of the emails to show exactly what transpired. Those emails will show that I repeatedly told your staff that the HELOC did not have a NOTE, that the HELOC was too new to have a "statement", and that when I finally got one, you said it was insufficient. Then, I will provide the emails that shows that you asked for the IDs a hour or so before the documents were supposed to be recorded at the county. So go ahead. Make my day. read more

Worst company ever. Tried to get pre approved by them for 4 months. They said they only needed a few documents for a pre approval. Later turned into a laundry list all for a pre approval. Was told many different things by Nick and Chris until we got fed up. It took ONE 30 minute phone call to get pre approved by USAA and 45 days later we have moved into a more expensive house than what we were trying to get approved for by Sammamish. Moral of the story, there are no bright bulbs working here so you are better off going somewhere else. Run and run fast! read more

I've used them several times in the past and this recent experience was no different - prompt, thorough, courteous, easy. Highly Recommend.

Best loan application process ever! We found the Document Checklist & Repository easy to use. Every person we worked with along the the process was friendly, professional, & service oriented. Would highly recommend Sammamish Mortgage! read more

We appreciated our experience with Sammamish Mortgage. Ryan's communication was excellent, and they helped us through some tricky circumstances, resulting in a very successful rate and refinance. Would recommend! read more

I could not have dreamed of a better mortgage company than Sammamish Mortgage. They were with me every step of the way and every question I had was answered with kindness and such outstanding professional courtesy. Ryan Shane, Angel, Suzanne, Jamie and Cory made refinancing my home such a wonderful experience. Thank you all! If you are looking for a mortgage company that will treat you with kindness and respect, plus find you a great deal, there is no place further to look than Sammamish. I wish I could give them 100 stars! read more

Sammamish Mortgage was great to work with. They had great customer service and made the refinancing process as seamless as possible. I also found they had the most competitive rates in town. They are my go to mortgage company and will definitely work with them again. read more

Wonderful service & great rates. Communication was great, and the online portal is so helpful for secure document transferring. They really take care of you and guide you through the process. Highly recommended. read more

Here is a good reason you will like Sammamish Mortgage. Their rates are posted clearly online....in real time. They are very responsive to any questions you may have. They worked to process our refi quickly and throughly. I would recommend them to any friend or family member. I also liked seeing that they are a family business. They are big enough to get things done, but small enough to make you feel valued. Getting a mortgage is one of the bigger things we all do in life. Sammamish Mortgage made the process painless! read more

We just closed on a house with Sammamish providing the financing. Their staff did an outstanding job, often above the call of duty, even being available for us on a bank holiday so the deal could move forward. Every conversation or communication was professional, courteous and exhibited a genuine concern for us and our ability to have a home. There are a lot of financing options out there, but these guys are the pros. I would work with Sammamish again without hesitation. Good people who care, doing a great job. read more

Ryan, Tiffany and Sandra did an amazing job; I couldn't be happier with the process and the results. They were very communicative at every step, went out of their way to accommodate an earlier close, and even managed to work in a lower interest rate than we had locked on. Not to mention they were already the lowest interest rate and lowest cost broker we looked at. Highly highly recommended. read more

REFI: I didn't know that rates can change daily, and they have a great website, NO personal info needed to get real quotes (unlike Quicken and Lending Tree), even has a link to market commentary. I talked with/ emailed folks from Quicken, Windermere, Sterling, Bank of Am and MetLife (who held our first mortgage), before choosing Sammamish. None came through like Jeanne Shane, the principal broker there. Don't let the fact that they advertise in the paper put you off, Jeanne found me a lower rate with almost zero points, etc. with US Bank, ie no fly-by-night. Good communication by email. I've had mortgages with Washington Federal, Old Stone (remember them?), MetLife and Bank of Am, and the application processing, web info and updating was the best with Sammamish. read more