Carmen is great! I have referred her many times to clients and they are always happy. Carmen is…read moreboth knowledgeable and very friendly. She is great at explaining everything to a buyer. I would strongly suggest giving Carmen a call if you are looking for a mortgage.

Carmen and her team did a fantastic job on our recent refinance! we got a great rate and were able…read moreto close earlier than anticipated. She was available around the clock for questions and clarifications. Carmen made the process seamless. Thanks Carmen!!

Wow! We recently…read morebought a home in WGV in St. John's County and RMG was outstanding. At all times, their team was professional and very responsive. One team member knew what progress the other member was making and we were never given the "run around". RMG advised us what was needed, the time frame needed for those "check offs" to take place etc. Two small examples: request for a home appraisal and the time it takes; and a last minute request for a power of attorney so that the closing could take place during our "tight window" of time. RMG worked hard to find our best interest rate, and they did. Believe us, we checked and compared. A big thank you to our realtor for recommending them. We now consider RMG a personal resource who we can certainly count on for any of our next financing(s). This family highly recommends RMG.

Let me tell you that as a Realtor you couldn't ask for better service and honesty in getting the…read morejob done. If Rod and his crew can't do it -- they'll tell you, however, Rod and his crew are pretty great and they can usually get the mortgage done. Try RMG Mortgage when searching for a mortgage in the St. Augustine area. I think you'll be happy with the results.

Coming from South Florida, I quickly learned not to trust anyone, especially when money is…read moreinvolved. That and I think everyone has heard at least one horror story about a mortgage broker...but that is not so with Chad and Jason Carl of Access e*Mortgage. Unfortunately a bad business relationship last year left us with a significant amount of debt forcing us to refinance our home. Jason and Chad went above and beyond to ensure we had only the best available options given to us while helping to save us money in the long term. Unlike other mortgage brokers that care only about their bottom line, Jason & Chad only cared about helping us with ours. I highly recommend them to anyone in need of a mortgage broker, their tag line of "financing your dreams without the nightmares" couldn't have been more accurate!

Selling my home with the Welch Team was an amazing experience from start to finish. Kelly, Katie,…read moreAshley and Kathy were absolutely incredible to work with. Each of them played a key role in making the process smooth, professional and stress-free. Communication was always clear and timely and I felt supported every step of the way. Kelly's expertise and confidence really stood out, Katie was knowledgeable and patient, Kathy was supportive and attentive and Ashley made sure everything stayed organized and on track through closing. Thanks to their teamwork and dedication, everything went seamlessly, and I could not have asked for a better group to help sell my home. I would highly recommend the Welch Team to anyone buying or selling, they truly go above and beyond!

The Website of the Welch Team is filled with absolute lies about Middleburg, FL. It's not in…read moreJacksonville, there is no thriving local scene, and it's not one of the greatest places in the world to live- not even close. The level of misrepresentation here is appalling. Buyer beware.

Working with Jason Packo is wonderful! As this was the first time we have bought a home - we had…read moretons of questions! Not only was Jason professional, he was extremely patient and tentative. His knowledge and organizational skills made the process FAST and easy! We were even able to close early - on our anniversary! Thank you Jason! I know who we will be recommending to friends in the future!

Contact Jason for your mortgage needs. He makes it all so easy. He set everything up so i could go…read morethrough this complicated process remotely as I was not able to be in Florida. Thanks Jason your awesome!

Jim and his team are real professionals specializing in private mortgage lending. They are…read moretrustworthy and forthcoming in all their dealings.

Super knowledgeable, gave me ideas and additional options for a path to home ownership than other…read morelenders had even thought of. Allison B. was a pro and would recommend to family and friends. Thankful for the she spent on our case.

Thank you VyStar for truly caring about my financial well-being! All the employees are so helpful…read moreand take the time to listen to my needs and concerns! They even remember my name when I walk in! Great experience!

I had a mortgage with Vystar, and then refinanced with them as well. What went wrong? What…read moredidn't. First the good, my mortgage officer team were excellent, in particular Ryan. The rate was also below average. Now the bad...let's see, to refinance I was initially told that I would have to have a certified check...the day before Christmas. When all banks close early. I kid you not. Turns out not to have been true, but I lost a year of my life trying to resolve it. Then, Vystar continued to withdraw money from my bank account for the new AND old mortgages. That's right, they did not stop when they refinanced my mortgage. I eventually caught on after 3-4 months, when they had 40k of my money. Then..and I kid you not, after much hassle they told me that they had sent 2/3 of my money in a check...to a house in Delaware I had not lived in for almost 2 years. Keep in mind that THEY WROTE THE MORTGAGE AND REFINANCED THE HOUSE I ACTUALLY LIVE IN. But wait! I'm not done, they then told me they would not be able to reissue that check for 90 days. That's right. They could not cancel it and send it correctly. But I'm not done! No. When I called and asked for a supervisor...I was told..wait for it..it takes 3 TO 5 BUSINESS DAYS FOR SOMEONE TO RETURN YOUR CALL! Am I kidding? I wish I were. Basically , please avoid this bank at all costs. Looks good on paper, but whether it's nefarious or just incompetence it is obvious that they are not capable of performing even the basic duties of a bank. Buyer beware.

I opened my checking and savings account 2 months ago! They are all so friendly, prompt, and…read morehelpful everytime I go into the actual branch! The online banking app is user friendly. Bravo!

I have been with Community First since 1995! Always great service: friendly, accountable.,…read morehelpful, and knowledgeable!