What a great place to stop by! I've never gone inside a Capital One Cafe as I thought it was exclusive to cardholders / banking with them, but it's open to the public. I am coming from out of town for an afternoon appointment & was looking for a location to work for a little while & have a coffee / snack. This cafe is clean, has great space to sit & work on your computer or other devices WITH outlets (KEY!! IYKYK) My iced latte and poppy seed muffin both were a great snack to enjoy while I worked. No one bothered me & there wasn't any riff raff. I really appreciated the calm, clean & open environment where I could get off the road to take care of some work tasks while waiting for my appointment time. Thank you, Capital One Cafe! I highly recommend this location! read more

All this place is a well lit and convenient location since it's at the spectrum. It seems interesting to go in since it's Capital One but don't waste your time. Customer service is flat, rude and truly just don't want to be there. And it is very evident that staff aren't on the same page and the manager is just there to strong arm you rather than actually problem solve. Food and drinks are pricey considering you can go anywhere else reputably good or support other smaller businesses rather than another bank out for your money. Trust me to skip out on this place and go somewhere else at the spectrum where you can get good coffee and food with space to sit, chill or work. read more

Capital One Café - Outside - Coffee & Tea Near Me - Irvine, California

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Everything is the same good place to come good Bank! But I tried one of the credit card offers buy Or spend $30.00 and get $10.00 back after 2 billing Cycles never received the $10.00 back never will Fall for that again. Other than that watching everything Is a good move. Would call but I do not want the games. read more

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Irvine, Ca. If you are looking for food at the Spectrum, this is not too bad of an option. The line moves along well and the prep time is about 10 minutes. I got the roasted turkey club sandwich on a brioche bun. It tasted good but there are only 3 thin slices of turkey in there. There was supposed to be cheese also but there were none. Plenty of arugula though, perhaps rename it to arugula sandwich? The brioche is was too much bread for the sparse ingredients, the croissant is probably the better way to go. The ambiance here is like a busy office building, everyone is seriously working. The staff here are young and pleasant. There is also an official (?) person walking around to welcome you and offer any assistance or answer questions. I might be back. Even though I'm not 100% down with that sandwich it was only $11.00. What was I expecting in the real world? read more

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Love their seasonal drinks! We tried the tropical mocha & the island spritz. The coconut cream they put on top of the drinks was reallyyy good! I have a capital one card so we got our drinks 50% off. The baristas are friendly, and service is great every time I go. Only downside is there are always a lot of people studying and working here so seating it can be hard to find to find. read more

Capital One Café - Coffee & Tea Near Me - Irvine, California

Okay honestly I would have never came in this cafe if it weren't for my son who got a coupon code for a free drink. I tried the blueberry matcha with oat milk and it was surprisingly really good. Although, if no coupon code it would be close to $10. Not sure if I would come back unless I wanted to hang out and read as they have really nice lounging areas. Service was good. read more

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This is the second Capital One Cafe I've been to, and I will say this location was much bigger. There are quite a few tables and a bar top for you to work or study at which is nice. It also looked like they had two small private rooms if you need more space for your study group. The coffee itself I thought was good. I had the Honey Lavender Latte which was a little sweet but tasted good. I was surprised they didn't have Fall seasonal drinks out just yet but there were seasonal summer flavors available read more

Capital One Café - Honey Lavender Latte - Coffee & Tea Near Me - Irvine, California

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Drinks are decent. Discount if you hold their card. They have separate rooms you can book to do work or have a meeting. Its pretty big altho last time I was there it was pretty full. read more

I came for the MLB Mondays (I came 5 minutes before opening and was one of the first people). I'm sure staff know that most people have the MLB Monday card so the line goes by pretty quickly. They have a spacious interior to chill, do work, etc. They are located by La La Land/Fogo de Chao - ish. I got the seasonal blueberry Ube matcha and it was pretty deep in flavor and came out quickly. **At the time, they didn't have restrooms for guests. Not sure if this is a habitual event or one off. read more

Part bank, part cafe. A large space with a wonderful cafe offering great drinks and small bites. There is tons of seating available to do work or chat, as well as banking professionals. The cafe staff are very friendly and the drinks are well made. You do not need to use capital one cards to pay. read more

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Came in the morning and there's decent seating around the cafe. Best time to come to Irvine Spectrum for parking is in the morning too so that's a plus. There was a line, but I think it's because of a Monday promotion they currently have with their cafes. I got a blueberry Ube matcha latte, which is part of their seasonal menu! The foam was so good and truly was a blend of blueberry and Ube. The matcha itself is a bit milky, so the foam helped add sweetness to an otherwise milky matcha latte, which isn't a big problem to me. Overall it was pretty good and I would get it again! read more

Capital One Café - Blueberry Ube Matcha Latte - Coffee & Tea Near Me - Irvine, California

Great coffee & matcha. Not too busy for a Saturday around 2:45pm. Only a few ppl in line before us. 50% off for capital one credit card users. I ordered for my friends. Ambiance is clean and aesthetic. Feels like an elevated bank/cafe experience. Good place to work/study. Only spotted a few corporate baddies. They probably came in the morning. The Blueberry Ube Iced Latte was delicious. It was smooth and not too sweet. Staff were very friendly and made sure our orders were correct. Blueberry Ube Latte Iced: 4/5 read more

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Came for their summer Monday deal (free handcrafted drink). I tried their seasonal blueberry ube foam with a matcha latte. The foam was great, the matcha was on the milky side for sure. It's a bright cafe with quick service. Not a ton of seating but there are chairs and tables. read more

Capital One Café - Blueberry ube foam with matcha latte - Coffee & Tea Near Me - Irvine, California

No monthly fees. No minimum balance. A decent savings rate. Sounds perfect, right? Well... not quite. I recently came in to make a deposit, and the whole experience was just frustrating. I was stuck behind someone at the ATM who was taking forever, only to realize the machine wasn't working and wouldn't accept his deposit. Thankfully there was a Loomis employee working on the ATM next to it, so I asked if she could help. At first she said no, but then mentioned she could try resetting it. Luckily that seemed to fix the issue, and we were finally able to move forward. The bigger problem is just how painfully slow these machines are. Every single step takes forever. For a bank this size, you'd think they would invest in faster, more reliable ATMs. The screen proudly says you can deposit up to 200 bills at once, which sounds impressive... except I only inserted around 20 bills and it still rejected a few of them. The bills weren't old, wrinkled, or damaged either, they were perfectly fine. I ended up having to feed the remaining bills in individually, and with how slow the machine processes everything, the deposit took way longer than it should have. Another disappointing change: the restroom that used to be available for customers is now marked "employees only." Small thing maybe, but it definitely doesn't make the branch feel very customer-friendly. The banking perks are great on paper, but the in-person experience is a whole different story. read more

I always wondered what was offered inside the capital one cafe. Anyone can come in and use their services. But, the perk for capital one clients is 50% off handcrafted beverages. How fun! I can still walk around Spectrum, drink in hand, but at a discount. It's also great for charging up your devices and as a work station. Lots of tables and free WiFi. Some comfy seating options as well. I'll def be back in the future. read more

Capital One Café - 50% off hand crafted beverages w capital one card - Coffee & Tea Near Me - Irvine, California

I've been coming to the Capital One Café for a while now, and it's a great place to grab a drink or a bite while getting some work done. On my latest visit, I ordered the Island Spritz, which was refreshing, along with the avocado toast, which is always a solid choice. My only suggestion would be to offer a gluten free bread option. I think it would be a great addition for people with dietary restrictions. The only downside is that it's gotten much busier lately. Finding a table can be a challenge if you're planning to work from the café, especially on Mondays when they have their special promotion. The morning line gets pretty long, so if you're looking for a quieter experience, I'd recommend visiting earlier or choosing a different day. Overall, it's still one of my favorite spots at the Spectrum, with a welcoming atmosphere, good food, and refreshing drinks. read more

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Convenient location and been wanting to stop in here. As I was at the Irvine Spectrum recently, I came on in to grab a chilled Matcha drink. It was made well and was good tasting. Staff are efficient here, though didn't come off with high energy here, they were just sufficient as baristas. Good drinks are promised. Though this cafe is waaay packed with UCI students, corporate baddies, and other visitors, depending when you come in, you'll have a little trouble finding any tables here because they are taken up pretty quickly. So, because there's only like a 25% chance getting a table or a chair here, this spot only gets 4 stars. If they could limit table times during busy hours, maybe it can a higher rating. read more

Capital One Café - Matcha iced - Coffee & Tea Near Me - Irvine, California

We always stop by the Irvine Spectrum Capital One Cafe for a cold tea at 1/2 off pricing. Its very roomy inside, lots of mix and match of furniture. The outside seating is usually open so its nice they have that option. Great drink choices too, always something new to try and for 1/2 off that's such a great deal. There is limited restrooms so that's a downside, but there are the public restrooms within the Spectrum so not a big deal. We haven't tried any of the food but there are several snacks to choose from. The staff are friendly. read more

Capital One Café - Lounge area - Coffee & Tea Near Me - Irvine, California

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Once upon a time, this over-heated Faerie Queen needed an iced coffee. What a quirky place. Banking and coffee? It works. I checked it out. The place was packed! Interesting. The end. read more

Capital One Café - A proper welcome! - Coffee & Tea Near Me - Irvine, California

If you haven't yet I highly recommend trying the island spritz drink! It was delicious. It is one of their summer drinks and is a sparkling beverage made with pineapple and coconut cold foam (made from coconut cream) and finished with a hint of Tajín. YUM. Their summer mocha drink is really good as well. FYI get there no later than 8pm on Mondays if you intend to get the free drink for MLB Monday's - they stop allowing people to get in line for it around 8:20pm (or earlier) despite having a closing time of 9pm. read more

Capital One Café - Island Spritz - Coffee & Tea Near Me - Irvine, California

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Baking + Coffee shop Relax with a good cup of coffee while doing some banking The location has plenty of seating both inside and outside Making it comfortable to just lounge or do some work It's located close to the parking structure read more

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More Banks should do things like this. This is a fun Starbucks type Café with some banking services and two ATMs inside. If you have a Capital One bank account or credit card, including Discover and you pay with that Capital One card you get your coffee and snack snacks for half price. Sometimes they even have deals where you can get a free coffee, which is what we got when we went there and the coffee was great. I think because of the free coffee they were very busy, but the service was still good and the coffee was sprayed. Outer Banks should do something similar. read more

Verve Coffee in Capital One Cafe *March 15th, 2026 *1pm- Sunday *2 Stars Environment: *Large Parking Lot *Indoor and Outdoor Seating *Inside Capital One Bank *Large Study Space Food/Drink: *Matcha Latte (Almond Milk, No Sweetner) I was really excited to try the matcha here since I've been to other Verve Coffee locations before and enjoyed their drinks. Unfortunately, this one was pretty disappointing. They had a Cherry Matcha Latte as a seasonal specialty for spring/summer, but I decided to go with a regular matcha latte with almond milk and no sweetener. The drink came out tasting more like plain almond milk with just a slight hint of matcha. On the plus side, the service was quick and the space is large, making it a good spot for studying. Still, I was so disappointed with my drink that I ended up going somewhere else in the Spectrum to get my matcha fix. read more

Capital One Café - *Matcha Latte (Almond Milk, No Sweetner) - Coffee & Tea Near Me - Irvine, California

Stopped by around 11 AM on a Saturday and was surprised there wasn't a line. The shop was quiet, making it a nice place to sit down and get some work done or study for a while. The prices were reasonable, especially compared to a lot of other specialty coffee shops. They were out of decaf during my visit, which was a little disappointing, so I opted to get one of their summer refreshers. We ordered the Blueberry Ube Matcha Latte and the Island Spritz. The matcha latte went down smooth with just the right amount of sweetness. However, the Island Spritz was my choice of the two. The pineapple foam added a tropical touch, and the drink was light, refreshing, and perfect for the warm weather. Overall, it's a relaxed café with good drinks, reasonable prices, and an atmosphere that's ideal if you're looking to get some work done. read more

Received a free drink coupon & surprisingly found the drinks to be tasty. We also found that they were giving away free luggage tags, I guess they do free giveaways every once in a while, which is cool. The cafe has a good amount of space with lots of seating, nice place to do work/study. Overall, a nice place to hang out or just chill. read more

Capital One Café - Free luggage tags & free drink promo - Coffee & Tea Near Me - Irvine, California

I've been interested in wanting to try a Capital One Café because I see a lot of promotions so I visited on a Sunday around 6pm. This is a pretty large cafe with meeting rooms and seating for people to do work. I noticed the travel aura pop-up and thought it was really cool so I captured a photo. Shortly after a worker said no photos were allowed since it was a bank so it was a bit confusing. I ordered the turmeric ginger latte with request for less sweetener. The barista was friendly and I received the order quickly. The ginger stood out but the drink was really sweet so I ended up having to water it down when I got home. The bathrooms were pretty limited with 1-2 stalls available. The parking was tough as well since it was Irvine Spectrum. It was crowded in the cafe so ended up taking the drink to go. read more

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I've been wanting to go into this place, but I haven't until now. I was offered a free drink by capital one. It is a very spacious coffee shop. I like that they have ruins where you can rent highly. The coffee shop has a simple menu. It also has a few baked items. I tried a lavender latte, which I thought was good. So if you're looking for another coffee shop, it's a decent to go. read more

This coffee shop turned out better than I expected for a quick coworking session. I meet up with a few of the girls to enjoy a good drink and get some work done. We came in around 10am and the place was already busy. We had to sit on the outside tables which were actually more enjoyable than expected. The California weather was great- although I may not necessarily recommend it during the rain. They have private rooms that you can book ahead of time for you and your team or they have at least one more that its first come first serve. This way, you don't have to worry about finding a spot where all your team can seat together. If you have a Capital One card know that you get a % off the menu. Its a good deal. I cant remember if its 40 or 50% off. I had their matcha and cardamom drink. It was delicious! The staff was extremely friendly and welcoming. Overall, I recommend this spot and I will probably be back to enjoy another drink from their menu and get some work done. read more

Capital One Café - Matcha - Coffee & Tea Near Me - Irvine, California

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I came here every week throughout the whole summer, and the drinks were consistently amazing every single time! The staff was always so friendly, kind, and welcoming, which made every visit even better. Definitely one of my favorite spots, and I can't wait to come back! read more

Capital One Café - Matcha and coffee - Coffee & Tea Near Me - Irvine, California

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Thoroughly enjoyed my experience at the Capital One Cafe! I have tried several of their drinks (vanilla latte, caramel latte, strawberry matcha, and more) and am always pleased with the flavor. They are a good balance of not to sweet/good espresso taste, while still having the syrup's flavor come through. Lots of open space to work and study with fast wifi. read more

It's always a great place for doing work. Came get busy though. Tried the matcha latte with cold foam and cold foam was great. Matcha isn't necessarily strong but overall, a solid drink over Starbucks read more

Capital One Café - Matcha Latte with Maple Cold Foam and Maple Syrup - Coffee & Tea Near Me - Irvine, California

I stop by Capital One Cafe a few times a year, when I'm at the Irvine Spectrum. I have two different types of credit card from Capital One but always forget about their 50% off specials until I receive their email reminder. The Cafe is open to everyone and you don't have to be a Capital One customer to use their facility. But it's always full of people working on their computer and/or sitting around chatting because it is a great location at the Irvine Spectrum. I usually get the Honey Lavender Latte. I can't really taste the lavender in the coffee but it's fine for a quick pick me up if you need the caffeine and some sugar on the go. read more

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Refer to pictures ~ Service is great and prompt! Love their 50% off deal with a capital one card with their coffees Ambiance is great for socializing, studying, meeting, doing some remote work, chillin' Lots of seats inside! Capital one cafe overall is GREAT read more

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Capital One Cafe is currently running a promotion where Digital Wallet Pass users can get access to a FREE Coffee Pass to redeem until 12/31. I used this as an opportunity to not only enjoy a FREE coffee but to try Capital One Cafe for the first time. I've had friends introduce the place to me before, since then I've been to this Cafe twice. I didn't expect the cafe to look to beautiful on the inside the first time I came. It's a nice banking/cafe where people can come in to work, hang out, and enjoy the peace and quiet. I noticed many people there on their laptops working which lets me know this cafe is targeted for this type of atmosphere. I've visited twice. Shirley helped me the first time. She explained to me how the Coffee Pass worked, which drinks were included and that I could even try seasonal drinks with the pass too! She made my mocha generously FULL which is why I had to use two cups haha. Thanks Shirley for the extra coffee! The mocha was really good, I could have used a little sugar but overall I really loved the foam mixed with the flavor. I had to come back and get another one! The second time I came in, I didn't see his name tag, but he wasn't as kind and helpful as Shirley. He was more pushy and rude. I got another Mocha this time. I enjoyed it. I would come back for the coffee but maybe not the customer service. read more

Capital One Café - Entrance - Coffee & Tea Near Me - Irvine, California

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I have been looking forward to coming to one of the Capital One Cafe's in So Cal to be able to work in a pleasant air conditioned area. As a Capital One credit card holder I have received many promotional emails regarding these locations. Today I came by after seeing some customers in the area but there was absolutely no spaces available. Not outside, not inside. Super disappointed that you can't make plans to go somewhere and use the location. I ended up going to a sandwich shop away from the Irvine Spectrum. I was going to get a coffee but once I saw that I would not be getting a spot, I left for another place and purchased a coffee and sandwich there. read more

Capital One Café - Big place but no where to sit and work. Including outside (: - Coffee & Tea Near Me - Irvine, California

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Honestly, I didn't even know a capital one cafe existed or was even a thing, but apparently the full house inside knew what was up! I unfortunately had some fraud activity on my card the day before coming here and my new card wouldn't arrive for 3-5 days. I explained that to concierge and showed them my cap one banking app and they said they would allow me to have the 50% discount today. First of all, I didn't even know there was a discount for members; I just thought you had to be a member to purchase so that was a double whammy score! Everyone was super nice. My vanilla cherry matcha was soooooooo good. I was hesitant to try the cherry my flavor but that cold foam was hitting! Would highly recommend coming in and checking this place out. read more

Capital One Café - Hibiscus tea and vanilla cherry matcha (both iced) - Coffee & Tea Near Me - Irvine, California

Needed a pick me up to prepare for the drive back. We were planning on supporting the grand opening of Lalaland but that line wrapped around. We made two attempts but that line was never ending. So we went with the Capitol one cafe. You have me at half off with a Cap1 CC CARD. The whole vibe was it. Nice and clean and esthetically pleasing. The drinks took some time, a lil longer than usual. The choc chip cookie warmed up was delish. We all shared it :) I would of preferred a larger latte, 12oz was the largest. The drip did come in a 16 oz. We ordered a hot latte, cold matcha, drip coffee and a hot apple cider. We will definitely be back. read more

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I was heading back to San Diego from Irvine and wanted coffee. A quick Yelp search showed me that there was a capital one café nearby. I get emails for them and free offers occasionally so I thought I'd check it out. When I saw they were offering a MLB offer during game season of a free coffee I was excited to try it. I downloaded my offer to my wallet and was on my way. Parking was a breeze and I walked to the cafe. Upon entering, there was quite the line. I was greeted by the greeter upon joining the queue . She asked me questions like if I was there for the MLB promotion and did I need anything else or have any questions I did not but it was my since it was my first time to the capital one Café she pointed out the nuances and features that they offer. The line moved quickly, I placed my order and went to the back to wait for my drink. The café itself was packed with people working on their computers. There were no seats available. I had planned to get my drink to go anyway, but if I was coming to work, it wouldn't have worked out because no one was leaving. The wait for my drink was about 10 to 15 minutes. I'm glad I wasn't in a hurry. They called my name and I grabbed my coffee and was on my way. It was strong, but it tasted good. I need to remember this option next time I'm going through La Jolla and stop at the capital one Café there. read more

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Had to stop in because I found myself at the Irvine Spectrum on a Monday. They're currently doing MLB Mondays which means a free drink for everyone! Make sure to search up the QR code online first, it's pretty fast to do. Got myself a strawberry matcha and it was pretty good. Loved that the strawberry part was the cold foam on top because you usually don't see that, and it had plenty of strawberry flavor throughout the drink too. I mean for a free drink, you can't really complain much it was good and it came out super fast too. I'm not sure if you can use the QR code multiple times because they do it by phone number, but I would love to come back to try their other drinks! read more

Capital One Café - strawberry matcha - Coffee & Tea Near Me - Irvine, California

I ordered a matcha latte with 25% sweetness and honey lavender syrup. The matcha was unfortunately really milky and presweetened. There was also no flavor from the honey lavender syrup. We also ordered a chai that was milky as well with little spice flavor. Staff were friendly though and seating was plentiful. I wouldn't come back for the drinks here - would recommend you try other drink spots in Irvine Spectrum. read more

Capital One Café - Matcha latte - Coffee & Tea Near Me - Irvine, California