I closed today with Georgetown Title as a buyer.
Of the couple dozen closings I have had, GT Title proved to be the most frustrating. I do not like to leave a negative review without explanation so please bare with me.
I called GT Title last week as I had not been contacted to schedule signing. They got back to me via email on Friday to say that they had me down to sign at 9am on Monday. Further, they provided the final figure to close and asked if I needed wiring instructions (on Friday, for a Monday close). This figure did not match any prelim docs.
I called them to explained that my sellers closing had been scheduled two weeks prior for 9am on Monday. GT offered to let me sign at 8:15, which I accepted. I then asked them about the discrepancy in funds needed and was told "That's the number the other title company gave us". They did not offer to verify their number. I asked about their policy if there was a shortage of funds and was simply told that they can accept a personal check if the shortage was $1499.99 or less. I asked if the discrepancy was within that range but they needed help doing the math. If GT's number was accurate, I would have to go to the bank and get a bank check; something I like to avoid when I already have a lot on my plate. Again, frustrating that they couldn't be bothered to validate their number even though their email said I had to "accept" their estimate prior to closing (which I have never seen before).
Closing day. Theresa was nice enough. That's about all I can say. When I asked why I was not contacted about signing, she responded "Well I assumed the sellers would have told you".
When I asked for a digital copy of my closing docs, she looked at me as if I were crazy then said "I think we can do that". I still haven't seen them even though I received digital docs from my 9:00 signing within half an hour (from another title company).
Fortunately for me, my other Title Company's number was accurate and GTs number was wrong so there was NO shortage or trip to the bank.
There is more:
At 1:58, GT Title called to say they had not received wired funds and would push closing to Wednesday. Not okay. I called the other title company and verified that the wire was executed at 1:31. Called GT back and asked them to check again but Theresa said "the sellers are okay with closing Wednesday". I explained that I was not and asked her to check wires. She said "It's probably too late, their bank doesn't accept wires after 1:30". I had to literally insist that she check again. Teresa called back to say that they HAD received funds and we "should be good to close today". Perhaps I have been spoiled previously by the other competent, professional title companies out there? This was my experience with Theresa at Georgetown Title for you to decide. read more