I GIVE 1 STAR ONLY BECAUSE I CANT GO ANY LOWER!!!!!!!!!! My cat broke down so I entered into contract with DIGNIFI and was told that I had 90 days same as cash option and if my loan was paid within 90 days, that my account would incur ZERO interest. I originated the loan on May 28th, 2021 took 2600.00 plus 99 fee for the application fee. I made first payment on June 30 (5 FULL DAYS AHEAD of due date of July 5) and 2nd payment was paid August 8th, 2021 (3 days after August 5) then on August 11 I paid over 1,000.00 and then paid if off on August 13 (today) all but last few hundred bucks. This whole time online website DIGNIFI shows a much lower balance owed than what they were telling me. So I wanted to shut them up and paid it completely off but despite their saying they take all types of credit cards, their system was down all day long and for some reason would not take any of my 4/5 cards I tried. So the clerk wanted to process it and charge me 4.95 and at first I was pissed because all along they ARE CHARGING interest claiming because Aug Pay was late so 90 days same as cash was null now. I was BEYOND PISSED (only 3 days and contract says NOTHING OF THE SORT) on page 14 as she said, it says payments must be made within the 90 days completely paid and NOTHING SAYING by 5th!!!!!! God I was angry and now they are trying to milk me more 4.95 just to pay off the loan and their system would not TAKE ANY CARDS AT ALL I called and called tried and tried so finally they wanted to break the last part down and charge me TWO CHARGES OF 4.95 EACH. HELL NO!!!!!!!!!!!! They are breaking their promise of 90 days same as cash, dont take any credit cards, the acct balance is off online vs over the phone. Last straw was when the phone also was saying i only owe less than 50.00 and they still saying I still owe over 500.00. I am sick of this and reported their dirty dealings to BBB. ANYONE ELSE know how I can get this straight, they blatantly lied 90 days same as cash and they admitted " yeah everyone has an issue with that" I was only 3 days late and besides instead of taking FOUR YEARS to pay off the loan I am paying it off in less than 3 freaking months and they show me NO RESPECT, NO APPRECIATION, and trying to milk me for every dollar they can it seems. I already paid back $2,359.00 OF AN ORIGINAL 2,600.00 AND THEY STILL SAYING i OWE OVER 500??????????????????? BTW, PEOPLE BBB HAS CLOSE TO 40 BAD BAD BAD REPORTS ON THIS COMPANY, DO YOURSELF A HUGE SOLID AND GO READ THEM BEFORE YOU SIGN THE PAPERS WITH THESE WOLVES IN SHEEP'S CLOTHING. NOW I NOW WHY THEY WERE SO DAMN EASY TO GET, FINALIZE, AND QUALIFY FOR, THEY TAKE GREED AND LYING TO NEW LEVEL. THEY TAKE ADVANTAGE OF PEOPLE WHO REALLY CANT AFFORD TO PAY URGENT THINGS THAT COME UP AND NOT HAPPEN WITH CHARGING 99.00 FEES PER APPLICATION AND NOT TO MENTION ALL THE RIDICULOUS INTEREST RATES THEY ARE RIPPING OFF THE POOR AND COULD CARE LESS. OBVIOUSLY WHEN HARD WORKING POOR FOLKS TRY TO TAKE FULL ADVANTAGE OF THE 90 DAYS SAME AS CASH OPTION THAT IS OFFERED THEM, THEY OF COURSE WILL TAKE IT IN OTHER HIDDEN, COVERT, EVIL GREEDY WAYS I SEE NOW. They should be ashamed of the way they are behaving now greedy as hell, lying, and taking full advantage of people all while they brag of being there when you need them, they need to loose their damn licenses to operate and should be investigated for federal criminal breaking laws about not honoring 90 days same as cash and using really dumb ass, spineless, and weak and hidden reasons to get by with breaking the law and taking full greedy advantage of the poor. Here is page 14 as they brag, where does it say a specific date payment must be made by? Besides I paid this damn thing off within like 2 1/2 months and they could not make no interest money off me so they forced it on me by making up this shit about payment being late, oh sorry!! Yeah right read more