Received a free drink coupon & surprisingly found the drinks to be tasty. We also found that they were giving away free luggage tags, I guess they do free giveaways every once in a while, which is cool. The cafe has a good amount of space with lots of seating, nice place to do work/study. Overall, a nice place to hang out or just chill. read more

Capital One Café - Free luggage tags & free drink promo - Coffee & Tea Near Me - Irvine, California

No monthly fees. No minimum balance. A decent savings rate. Sounds perfect, right? Well... not quite. I recently came in to make a deposit, and the whole experience was just frustrating. I was stuck behind someone at the ATM who was taking forever, only to realize the machine wasn't working and wouldn't accept his deposit. Thankfully there was a Loomis employee working on the ATM next to it, so I asked if she could help. At first she said no, but then mentioned she could try resetting it. Luckily that seemed to fix the issue, and we were finally able to move forward. The bigger problem is just how painfully slow these machines are. Every single step takes forever. For a bank this size, you'd think they would invest in faster, more reliable ATMs. The screen proudly says you can deposit up to 200 bills at once, which sounds impressive... except I only inserted around 20 bills and it still rejected a few of them. The bills weren't old, wrinkled, or damaged either, they were perfectly fine. I ended up having to feed the remaining bills in individually, and with how slow the machine processes everything, the deposit took way longer than it should have. Another disappointing change: the restroom that used to be available for customers is now marked "employees only." Small thing maybe, but it definitely doesn't make the branch feel very customer-friendly. The banking perks are great on paper, but the in-person experience is a whole different story. read more

Convenient location and been wanting to stop in here. As I was at the Irvine Spectrum recently, I came on in to grab a chilled Matcha drink. It was made well and was good tasting. Staff are efficient here, though didn't come off with high energy here, they were just sufficient as baristas. Good drinks are promised. Though this cafe is waaay packed with UCI students, corporate baddies, and other visitors, depending when you come in, you'll have a little trouble finding any tables here because they are taken up pretty quickly. So, because there's only like a 25% chance getting a table or a chair here, this spot only gets 4 stars. If they could limit table times during busy hours, maybe it can a higher rating. read more

Capital One Café - Matcha iced - Coffee & Tea Near Me - Irvine, California

Baking + Coffee shop Relax with a good cup of coffee while doing some banking The location has plenty of seating both inside and outside Making it comfortable to just lounge or do some work It's located close to the parking structure read more

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Verve Coffee in Capital One Cafe *March 15th, 2026 *1pm- Sunday *2 Stars Environment: *Large Parking Lot *Indoor and Outdoor Seating *Inside Capital One Bank *Large Study Space Food/Drink: *Matcha Latte (Almond Milk, No Sweetner) I was really excited to try the matcha here since I've been to other Verve Coffee locations before and enjoyed their drinks. Unfortunately, this one was pretty disappointing. They had a Cherry Matcha Latte as a seasonal specialty for spring/summer, but I decided to go with a regular matcha latte with almond milk and no sweetener. The drink came out tasting more like plain almond milk with just a slight hint of matcha. On the plus side, the service was quick and the space is large, making it a good spot for studying. Still, I was so disappointed with my drink that I ended up going somewhere else in the Spectrum to get my matcha fix. read more

Capital One Café - *Matcha Latte (Almond Milk, No Sweetner) - Coffee & Tea Near Me - Irvine, California

Honestly, I didn't even know a capital one cafe existed or was even a thing, but apparently the full house inside knew what was up! I unfortunately had some fraud activity on my card the day before coming here and my new card wouldn't arrive for 3-5 days. I explained that to concierge and showed them my cap one banking app and they said they would allow me to have the 50% discount today. First of all, I didn't even know there was a discount for members; I just thought you had to be a member to purchase so that was a double whammy score! Everyone was super nice. My vanilla cherry matcha was soooooooo good. I was hesitant to try the cherry my flavor but that cold foam was hitting! Would highly recommend coming in and checking this place out. read more

Capital One Café - Hibiscus tea and vanilla cherry matcha (both iced) - Coffee & Tea Near Me - Irvine, California

Needed a pick me up to prepare for the drive back. We were planning on supporting the grand opening of Lalaland but that line wrapped around. We made two attempts but that line was never ending. So we went with the Capitol one cafe. You have me at half off with a Cap1 CC CARD. The whole vibe was it. Nice and clean and esthetically pleasing. The drinks took some time, a lil longer than usual. The choc chip cookie warmed up was delish. We all shared it :) I would of preferred a larger latte, 12oz was the largest. The drip did come in a 16 oz. We ordered a hot latte, cold matcha, drip coffee and a hot apple cider. We will definitely be back. read more

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I've been interested in wanting to try a Capital One Café because I see a lot of promotions so I visited on a Sunday around 6pm. This is a pretty large cafe with meeting rooms and seating for people to do work. I noticed the travel aura pop-up and thought it was really cool so I captured a photo. Shortly after a worker said no photos were allowed since it was a bank so it was a bit confusing. I ordered the turmeric ginger latte with request for less sweetener. The barista was friendly and I received the order quickly. The ginger stood out but the drink was really sweet so I ended up having to water it down when I got home. The bathrooms were pretty limited with 1-2 stalls available. The parking was tough as well since it was Irvine Spectrum. It was crowded in the cafe so ended up taking the drink to go. read more

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This coffee shop turned out better than I expected for a quick coworking session. I meet up with a few of the girls to enjoy a good drink and get some work done. We came in around 10am and the place was already busy. We had to sit on the outside tables which were actually more enjoyable than expected. The California weather was great- although I may not necessarily recommend it during the rain. They have private rooms that you can book ahead of time for you and your team or they have at least one more that its first come first serve. This way, you don't have to worry about finding a spot where all your team can seat together. If you have a Capital One card know that you get a % off the menu. Its a good deal. I cant remember if its 40 or 50% off. I had their matcha and cardamom drink. It was delicious! The staff was extremely friendly and welcoming. Overall, I recommend this spot and I will probably be back to enjoy another drink from their menu and get some work done. read more

Capital One Café - Matcha - Coffee & Tea Near Me - Irvine, California

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I stop by Capital One Cafe a few times a year, when I'm at the Irvine Spectrum. I have two different types of credit card from Capital One but always forget about their 50% off specials until I receive their email reminder. The Cafe is open to everyone and you don't have to be a Capital One customer to use their facility. But it's always full of people working on their computer and/or sitting around chatting because it is a great location at the Irvine Spectrum. I usually get the Honey Lavender Latte. I can't really taste the lavender in the coffee but it's fine for a quick pick me up if you need the caffeine and some sugar on the go. read more

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It's always a great place for doing work. Came get busy though. Tried the matcha latte with cold foam and cold foam was great. Matcha isn't necessarily strong but overall, a solid drink over Starbucks read more

Capital One Café - Matcha Latte with Maple Cold Foam and Maple Syrup - Coffee & Tea Near Me - Irvine, California

I ordered a matcha latte with 25% sweetness and honey lavender syrup. The matcha was unfortunately really milky and presweetened. There was also no flavor from the honey lavender syrup. We also ordered a chai that was milky as well with little spice flavor. Staff were friendly though and seating was plentiful. I wouldn't come back for the drinks here - would recommend you try other drink spots in Irvine Spectrum. read more

Capital One Café - Matcha latte - Coffee & Tea Near Me - Irvine, California

Refer to pictures ~ Service is great and prompt! Love their 50% off deal with a capital one card with their coffees Ambiance is great for socializing, studying, meeting, doing some remote work, chillin' Lots of seats inside! Capital one cafe overall is GREAT read more

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Great place to hangout for work, coffee or just chill with friends. It is actually a café with banking in it. Big, clean, spacious, bright and plenty of seatings. Staff are nice and friendly. Drinks and foods are good and the prices are not bad neither. Really enjoy being here. read more

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Capital One Cafe is currently running a promotion where Digital Wallet Pass users can get access to a FREE Coffee Pass to redeem until 12/31. I used this as an opportunity to not only enjoy a FREE coffee but to try Capital One Cafe for the first time. I've had friends introduce the place to me before, since then I've been to this Cafe twice. I didn't expect the cafe to look to beautiful on the inside the first time I came. It's a nice banking/cafe where people can come in to work, hang out, and enjoy the peace and quiet. I noticed many people there on their laptops working which lets me know this cafe is targeted for this type of atmosphere. I've visited twice. Shirley helped me the first time. She explained to me how the Coffee Pass worked, which drinks were included and that I could even try seasonal drinks with the pass too! She made my mocha generously FULL which is why I had to use two cups haha. Thanks Shirley for the extra coffee! The mocha was really good, I could have used a little sugar but overall I really loved the foam mixed with the flavor. I had to come back and get another one! The second time I came in, I didn't see his name tag, but he wasn't as kind and helpful as Shirley. He was more pushy and rude. I got another Mocha this time. I enjoyed it. I would come back for the coffee but maybe not the customer service. read more

Capital One Café - Entrance - Coffee & Tea Near Me - Irvine, California

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This place is nice. Good customer service undoubtedly. It can definitely get crowded here on the weekends so be wary of this. Also they charge a whole dollar more for non-dairy milk?!?!?! I mean... there are a lot of vegans and people who opt generally out of dairy altogether for many reasons. This didn't sit well with me especially because it's not a super aesthetically pleasing cafe that serves all organic drinks. In the end, my total was almost going to be $9 for a small matcha with soy milk! Like wow... not even Blk dot coffee has such expensive matcha! Not too sure if I'd look to return. Definitely great for Capital One customers though. read more

Ambience is fantastic, super cozy yet spacious spot with great people watching views. Staff were quick and attentive. Drinks were perfection!! Only qualm is the price ($$$) but if you have a Capital One card then they give you half off which makes the price reasonable. read more

Capital One Café - Two almond milk lattes with honey - Coffee & Tea Near Me - Irvine, California

I have been looking forward to coming to one of the Capital One Cafe's in So Cal to be able to work in a pleasant air conditioned area. As a Capital One credit card holder I have received many promotional emails regarding these locations. Today I came by after seeing some customers in the area but there was absolutely no spaces available. Not outside, not inside. Super disappointed that you can't make plans to go somewhere and use the location. I ended up going to a sandwich shop away from the Irvine Spectrum. I was going to get a coffee but once I saw that I would not be getting a spot, I left for another place and purchased a coffee and sandwich there. read more

Capital One Café - Big place but no where to sit and work. Including outside (: - Coffee & Tea Near Me - Irvine, California

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I was heading back to San Diego from Irvine and wanted coffee. A quick Yelp search showed me that there was a capital one café nearby. I get emails for them and free offers occasionally so I thought I'd check it out. When I saw they were offering a MLB offer during game season of a free coffee I was excited to try it. I downloaded my offer to my wallet and was on my way. Parking was a breeze and I walked to the cafe. Upon entering, there was quite the line. I was greeted by the greeter upon joining the queue . She asked me questions like if I was there for the MLB promotion and did I need anything else or have any questions I did not but it was my since it was my first time to the capital one Café she pointed out the nuances and features that they offer. The line moved quickly, I placed my order and went to the back to wait for my drink. The café itself was packed with people working on their computers. There were no seats available. I had planned to get my drink to go anyway, but if I was coming to work, it wouldn't have worked out because no one was leaving. The wait for my drink was about 10 to 15 minutes. I'm glad I wasn't in a hurry. They called my name and I grabbed my coffee and was on my way. It was strong, but it tasted good. I need to remember this option next time I'm going through La Jolla and stop at the capital one Café there. read more

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Had to stop in because I found myself at the Irvine Spectrum on a Monday. They're currently doing MLB Mondays which means a free drink for everyone! Make sure to search up the QR code online first, it's pretty fast to do. Got myself a strawberry matcha and it was pretty good. Loved that the strawberry part was the cold foam on top because you usually don't see that, and it had plenty of strawberry flavor throughout the drink too. I mean for a free drink, you can't really complain much it was good and it came out super fast too. I'm not sure if you can use the QR code multiple times because they do it by phone number, but I would love to come back to try their other drinks! read more

Capital One Café - strawberry matcha - Coffee & Tea Near Me - Irvine, California

I honestly appreciate how fast they pump out the drinks on MLB Mondays for free coffee. I got their signature honey lavender latte as a hot drink and it was delicious.  I also tried some of their seasonal drinks since we came in a group of 4. The s'mores shakerato was not my favorite since the chocolate didn't complement the coffee well, or maybe it was supposed to be a marshmallow flavor. The strawberry cold foam matcha wasn't bad at all but it's definitely on the sweet side so it's hard to finish unless you have a big sweet tooth. We went late at night and they stopped the line around 8:30 p.m. so just don't arrive too late. read more

Capital One Café - Honey Lavender Latte (front), Strawberry Cold Foam Matcha, Sparkling Pink Lemonade, and S'mores Shakerato (back) - Coffee & Tea Near Me - Irvine, California

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I've been wanting to go into this place, but I haven't until now. I was offered a free drink by capital one. It is a very spacious coffee shop. I like that they have ruins where you can rent highly. The coffee shop has a simple menu. It also has a few baked items. I tried a lavender latte, which I thought was good. So if you're looking for another coffee shop, it's a decent to go. read more

Love that capital one changes out its seasonal sips from time to time. I tried the maple latte, which was perfect for me, as it was just slightly sweet. The 12 oz latte comes with two expresso shots, so I opted to add a third ($1.25). Cashier was friendly and my drink came out quick. Place is great to work from, although it seems to be busy 24/7 nowadays. read more

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I love coming to the Capital One Cafe. They serve Verve coffee here. I also like that they mix up the drink selection with seasonal drinks. In my most recent visit, I got the cherry matcha latte which is part of their seasonal spring menu. I've also gotten drinks from their autumn menu, and drinks from their normal menu. I like their matcha drinks and teas a lot. They have customizations like changing the milk and sweetness. Everyone here is really nice. The only thing is that it's very limited seating because a lot of people come here to study. Since it's at Irvine Spectrum, it also gets a lot of foot traffic in general. I hope this café is here to stay. It's a nice getaway from the hustle and bustle of Spectrum. read more

Capital One Café - Seasonal cherry matcha latte - Coffee & Tea Near Me - Irvine, California

General: This capital one cafe is located in Irvine spectrum. I've never been to a capital one cafe until my friend sent me a coupon to get a free drink one day. This is a cool cafe that is also a bank and is a great spot to chit chat or do some work. As a capital one card holder, you can get banking advice, or get half off drinks using your capital one card. You can even book a private study room type thing called a nook. If you're not a card holder, you can still enjoy the cafe. Parking: There is quite a few parking structures you can park at. I've never had any issues but it can get pretty busy. Parking is free and there is also valet. Food: I've never had any food here, however the drinks are pretty good. I've been coming pretty consistently almost every Monday since they had a free drink promo. My drinks changed but I've gotten their specialty drinks depending on the season and also just an iced caramel latte. They have whole, oat, and almond milk. In addition to drinks, they have some pastries, chips, and some food items. Service: their service is always spectacular. Everytime I come every cashier is extremely nice and smiling and overall very friendly. They ask you to have your coupon ready, but they're always working hard and just have great service. They almost always ask me if I want to make any adjustments and if I would like more syrup or anything. They're also very quick making drinks even though it gets pretty busy especially during the Monday promo. Ambiance: the cafe is usually pretty busy since lots of people come to study or do some work while grabbing a coffee. This isn't really somewhere I would go if I'm just hanging out, but somewhere to get down to business. Overall, I really enjoyed coming to capital one cafe and I hope there's more promos soon! Otherwise, their drinks are a little pricier than I'm used to, but I would definitely stop by if I'm looking for a place to finish up some work! read more

Capital One Café - Seasonal drinks - Coffee & Tea Near Me - Irvine, California

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Another good experience at Capital One Cafe! This time I got their rose flavored latte with oat milk and it was delicious. Had a hint of cinnamon and lots of rosey flavors which I love! My husband got their vanilla latte with half and half cream and it was also delicious. Friendly staff and good service. Interiors of the cafe was very welcoming and there's plenty of seats for you to relax or work remotely. There's also staff around if you are interested in learning more about opening a Capital One checking or savings account. If you take their quiz you can get a free drink for a future visit! Even if you get some of the answer wrong you still get a QR code that you gets you the complimentary handcrafted drinks. I also like how on Friday's they have drinks for $3.60 read more

Capital One Café - Friday deals - Coffee & Tea Near Me - Irvine, California

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Located in the Irvine Spectrum, the Capital One Cafe is a nice place to stop by if you need a break and some refreshments. There's plenty of seating, wifi and charge ports if you plan on getting some work done in here. Enclosed mini-meeting rooms are also present if you need some privacy with your team. I went with my regular lavender honey latte. Even though it was warm outside, I always order this hot. This is a great drink to slow the day down and hang out until you're ready to make your next move in the mall. I frequent the Capital One Cafe back home and I appreciate how the financial services employees don't interrupt your downtime if you're just visiting to relax and grab some refreshments. I'll continue to keep checking out Capital One Cafes during my travels. Enjoy. read more

Capital One Café - Coffee & Tea Near Me - Irvine, California

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I went in the inquire about a call I made to order a replacement card. They gentleman at the entrance was very friendly and helpful. He answered my questions and then invited me over to the cafe. I ordered two steamed milks, one regular and one almond for my hubby. I picked them up and went outside and noticed the almond milk was room temperature and not steamed. I returned inside and the girl inside apologized and remade it. Everyone was very nice and the drinks were tasty. Plenty of seating inside as well and it's not too noisy either. I would return. read more

Normally I really appreciate this cafe and the perks available to Capital One credit card holders, but recently the cafe has blocked off their bathrooms and now they're for employees ONLY. So in a place where everyone is imbibing coffee and tea (both diuretics), there is no longer a place to use the restroom. That's not what I consider great or even good customer service. read more

I love all of the drinks here! The strawberry cold foam matcha latte is the best, other than the lavender honey latte. I like it more than Starbucks, and hope the strawberry stays on the menu. It does get busy when it opens at 9 AM, so be prepared for the line if you're there for a drink. But the queue does move pretty quickly, so I never have to wait more than 10-15 minutes. Also, thank you to the kind girl with the glasses who got my name right. (^: read more

Capital One Café - drinks - Coffee & Tea Near Me - Irvine, California

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A nice place to stop in and sit in a busy shopping area. Got some banking questions answered while I was in there. Perfect.

I'm a huge fan of Capital One Cafés, as they're fantastic spots with fast WiFi to get some work done and a discounted beverage if you're a Capital One member with a valid credit/debit card. I've worked from the San Francisco, Santa Monica, Walnut Creek, and Irvine Spectrum locations. The Irvine Spectrum location falls short compared to the other three. The space is simply too small, and seating is scare. What little there is doesn't feel the most comfortable. Despite glass walls that allow in a lot of natural light, the yellow lighting inside the café is dim and not the most conducive for working. In the future, it'd be great to see them optimize the space by removing the couches (super uncomfortable and don't offer any back support), adding more tables and chairs, and switching to cooler, brighter lighting. Staff are super friendly though, and the food and beverage offerings are pretty standard. read more

Capital One Café - Coffee & Tea Near Me - Irvine, California

I love their Strawberry Cold Foam Iced Matcha Latte extra sweet. I get it with whole milk but you're able to use any other type of milk. I have tried that S'more Shakerato but I think that was a bit too strong for me. Overall, great place to chill with your laptops and drinks. They sell food here too! On Monday's drink is free if you have the MLB pass. Thats going on till Sept 22 2025. On Fridays, drinks are $3.60 if you're a Capitol One or Discover CC member. Drinks are 50% off if you're a Capitol One or Discover CC member. Service here is FAST! You order and within 2-3 mins max, your drink is ready. read more

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I get my morning Tea here along with my friends because we love the sitting area with cubicles to host our meetings in! They are quick and pleasant at the counter and the vive is very enjoyable. read more

Capital One Café - Cheers! - Coffee & Tea Near Me - Irvine, California

Lots of study and work space along with private work rooms which can be reserved. You also get half off your coffee if you're paying with a capital one credit card! read more

Capital One Café - Coffee & FREE luggage tag - Coffee & Tea Near Me - Irvine, California

The fact that they turned their restroom to "employees only" was a huge mistake. People come here to enjoy coffee and to get work done. The least you can do is offer a restroom for customers. But no, we now have to walk all the way outside into the hallway to use the restroom. Huge mistake. I don't come here to study anymore because of that inconvenience. read more

I drove here from Huntington Beach thinking they could get me a withdrawal which would not take the usual two days online. Alas, I was informed you need an ATM card. I was greeted by a gracious young lady who said she would figure out how to help me. She explained what was needed and spent well over a half hour getting me a credit card to transfer funds through Zelle and walked me through everything. It was a lot of hoops to jump through but no big deal and the result was money was transferred which saved me money! She offered a free coffee which I declined although I'm sure it's a quality brew. I'll take a rain check. This is a nice place in an impressive upscale center I've never been to before and the personalized customer service was absolutely outstanding. read more

Slowly getting back into cafe hopping. Afterall, I am a crackhead for caffeine. My bf and I have been here a few times. This is the only Capital One Cafe in OC nearest to us. Tip: If you bank with Capital One, then you receive 50% off drinks! Parking: This cafe is located inside the Irvine Spectrum. Free parking garages and free parking lot. Difficult to find a spot on the weekends. Ambiance/Environment: They have a large space with lots of indoor seating. Very clean and modern inside. The ATMs are in the corner, and if you have any questions regarding your Capital One account, there is a Customer Service representative beside the cafe area. Every time we visit, the cafe is always filled with people studying. Service: Baristas are quick, efficient, and knowledgeable about the menu. Drinks: They feature Verve Coffee Roasters. I like to order something different when I visit. I always order some type of flavored ice latte. I tried their Vanilla iced latte, and it tasted as expected. I also tried their winter seasonal Gingersnap Latte. It tasted like Xmas in a cup; so good! Pricing: Definitely worth its price if you're a Capital One card holder! read more

Capital One Café - Gingersnap Latte and Honey Lavender Latte - Coffee & Tea Near Me - Irvine, California

I've been coming to this Capital One Café quite a bit lately, and it has quickly become one of my favorite pit stops--mostly because their Matcha Latte is surprisingly legit. The Drinks: As a bit of a matcha snob, I was impressed. The matcha flavor is very authentic and concentrated (very "rich"), not that overly sugary, bright-green powder you get at most chains. You can actually taste the earthy, umami notes of the tea. Plus, if you're a Capital One cardholder, the 50% discount on hand-crafted drinks makes it an unbeatable deal. The Vibe & Seating (The Catch): The only downside? The "secret" is definitely out. It is almost always packed. Because the atmosphere is so clean and modern, it has become a magnet for students and remote workers. Finding a table can feel like a competitive sport sometimes! People tend to camp out for hours with their laptops, so if you're planning to sit and work, you'd better get here early or get lucky with your timing. Summary: Come for the high-quality matcha and the great discount, but maybe have a "Plan B" for seating if you're arriving during peak hours. Pro-Tip: If you can't find a spot to sit, it's still worth grabbing a drink to-go. The quality beats most dedicated tea shops in the neighborhood! read more

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i've been wanting to check out the capital one cafe as an owner of their credit card, and i would say that the cafe itself is pretty cool! they have atm machines inside, rooms to study, and a good amount of seating if you wanted to just sit and chat. it was pretty crowded as expected on a sunday afternoon, but the wait in line for the cashier and for the drink itself was pretty quick (~10 mins). i got the honey lavender latte, which is listed as their signature beverage, and i would say that it doesn't really taste like honey or lavender honestly. the coffee itself is just okay to me, but i do like the perk of getting the drink 50% off by paying with my capital one card, so i can't complain too much. if you're in the area and wanted a quick cup of coffee for cheap (if you have the card), it's not too bad of an option. read more

Capital One Café - honey lavender latte - Coffee & Tea Near Me - Irvine, California