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    Sip Coffee House

    5.0 (1 review)
    Open 6:00 am - 8:00 pm

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    5 months ago

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    Sip Coffee House

    Sip Coffee House

    2.3
    (3 reviews)
    1.0 mi

    Enjoy the comfortable eclectic furniture and friendly staff, classic bagel sandwich was excellent…read moreand affordable, coffee is strong brew for drip, but very good

    I came in to support a local small business and purchase coffee and food. At checkout, I saw a flat…read more4% fee on both credit and debit card purchases. Just as I've done with other businesses, I referenced Visa's own guidance and asked for the fee to be removed, since I know as a Visa processor this can be corrected directly on Clover systems. She was dismissive and short with me the whole time. I asked to speak with a manager, she said none was on duty. I asked for a card for the owner instead, she said I couldn't speak with the owner either. I offered to leave my phone number so the owner could reach out, to provide the mentioned violations like this can carry real consequences, including card network fines. She refused to write my number down and gave me a clear attitude while doing it. As a business owner myself, I'd want to know immediately if a compliance issue like this was happening at my business and I'd want to know how a customer-facing employee was treating people over it. A public review was the only way left to reach the owner. Once the debit card surcharge is removed, I will update this review. What customers should know: First, debit card surcharging is illegal in Indiana and every other state -- federal law under the Durbin Amendment (Dodd-Frank) prohibits surcharges on debit card transactions regardless of how the transaction is processed, even when a debit card is run as signature/credit. This isn't a gray area; it's a federal rule that overrides any state law. Second, even setting the debit issue aside, a flat 4% surcharge on credit cards is also questionable, federal rules cap surcharges at 4%, but Visa's own network rules limit surcharges to 3%, and a merchant accepting multiple card brands has to apply the surcharge uniformly, which effectively caps it at 3% for any business that takes Visa. If you've been charged a surcharge on a debit card purchase, here's how to report it: * Visa: Submit a complaint through Visa's Merchant Surcharge Complaint Form. * Mastercard: Report the merchant through Mastercard's merchant violation reporting form. * Discover: Call their merchant services line to report a compliance violation. * State Attorney General: File a consumer complaint with your state's Attorney General's office. * CFPB: Submit a report to the Consumer Financial Protection Bureau. The rules 1 The merchant must be registered with the card brands2 The merchant must inform their customers of the credit card fee with appropriate signage at the store entrance (if applicable) and at the point of sale.3 The amount of the credit card fee must not exceed 3%, and the merchant must not profit from the credit card fee.4 The credit card fee and the price of the product or service must be processed together as one transaction.5 The receipt must show the amount of the credit card fee as a separate line item.6 The merchant must not apply a fee to debit cards.

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    Drip coffee, free refill

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    Drip coffee, free refill
    Smalltown Coffee

    Smalltown Coffee

    4.6
    (38 reviews)
    5.1 mi

    I have been to Smalltown Coffee twice and have enjoyed every visit. On our first visit, most of the…read moreseats were taken, so we sat at the counter. Our gluten-free Toffee Chocolate Scone ($3.75) was tasty. I had a Toffee Chip latte ($6.45) that was beautifully presented. My husband enjoyed his iced Bananas Foster latte ($6.45). We also tried the Strawberry Cheesecake Hand Pie ($6.50) but didn't really care for it. We came back recently, and I was disappointed that we were given everything in paper/plastic even though we ordered our food and drinks to enjoy there. I much prefer drinking out of glass if I'm visiting a coffee shop. My Stroopwaffle latte was quite tasty, but I didn't love the Jam Session latte. While the indoor seating can fill up, I noticed they have some outdoor tables as well. The pastry selection is somewhat limited, and I'd love to see some heartier breakfast options. Love their creative latte selection and commitment to quality.

    Came here on a whim because I wanted to try a small town coffee place - lo and behold, it's…read moreliterally in the name. Inside is very spacious and I loved the ambiance. Latte was very well made and I loved how you can still taste the espresso, a lot of lattes I've tried elsewhere are super milky. Very affordable and friendly staff too. If I'm ever driving through Indiana again, I'd stop by.

    Photos
    Toffee Chip Latte
    Toffee Chip Latte
    Seating and back area
    Seating and back area
    Front door with logo and view

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    Front door with logo and view
    Sip Coffee House

    Sip Coffee House

    4.1
    (150 reviews)
    4.7 mi
    $

    All I have to say is that Crownpoint Indiana has some darn good restaurants. I always love going to…read morevisit my best friend because they have the cutest and tastiest restaurant choices packed in their downtown square. Sip is no exception. We went to check out the place for a small snack because my friend's daughter's love their sandwiches. Sip has counter walk up service and then they bring you your food. We tried the blueberry Boba lemonade and split the Ewok sandwich. The Ewok is one of the more tasty sandwiches I've had in a long time. It was amazing and massive. It was very sweet of them to serve the sandwich on two plates and give us an extra side of the pasta salad. The bread was hot and crispy, and the chicken filling was moist, and it was just great. Of course it being named the Ewok might have made me a little partial since I'm a Star Wars fan. The pasta salad was super garlicky, it needed a little bit of salt, but definitely edible. The inside of this place is so adorable with all of the eclectic furniture that it is the perfect spot to go and hang out with a beverage, coffee or a sandwich. No complaints.

    I've been here a handful of times. It's a miss for the food. Bagel breakfast sandwich was meh…read more Bagel was flat & tasted stale. Tomato was good, cucumber was ok. Wish it had something else. Cream cheese & a bad fried egg. Won't get food here again. The coffee is always delicious. I had a vanilla oatmilk, honey latte. I've had it iced & hot. Yummy. Great service, cute old school 90's vibes.

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    Sip Coffee House
    Sip Coffee House
    Sip Coffee House

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    Sip Coffee House - coffee - Updated August 2026

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