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    Review Highlights - Rob Davis

    He and his assistant Sara were helpful through the entire process by answering my questions quickly and keeping me updated on the status of the loan.

    Mentioned in 2 reviews

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    OneAZ Credit Union - banks with free checking; credit union near me; banks & credit unions; credit union; community banks

    OneAZ Credit Union

    (16 reviews)

    Theo Lugo helped me with my car loan. He was responsive, informed, and patient with my many…read morequestions. Very professional which I thoroughly appreciated. The credit union as a whole has served me very well. I will continue to be a member year after year.

    I am pleased, and frankly, honored, to write this review on what in my life experience is the best…read morecredit union: OneAZ! They say, "people make a company," and my experience was phenomenal! Theo Lugo - at the time a couple months ago was a senior banker handling the refinance of my car. He and OneAZ made the process seamless. It was fast and easy. Because nowadays, who has time to weigh through a bunch of documents, filling out all kinds of forms, etc. No one does and "Theo Lugo" understands that. And even though at the time my credit was not the best (it has since improved big time), Theo got the job done, lowered my interest rate significantly, and saved me so much money on monthly car payments. I could not be any more pleased. And I found out later that he had already been "tapped" to become Branch Manager at the Glendale branch; yet despite this big promotion, he did not let it go to his head, and significantly, he did not pass me off to someone else. Rather, like a good leader, he completed the job he started & he completed it well! I cannot say enough really good things about both he & OneAZ. I was impressed, I have now switched from the traditional bank, to an amazing credit union, thanks to Theo Lugo. I really suggest them. If you want a great experience, do the same as I did. I can guarantee that you will not regret it. Thanks Theo & thanks OneAZ! /s/ Bill G. PS: I recently went back to them, through Theo & applied for and got a personal loan, especially with the holidays coming up. The answer: not a problem. And, it was not a problem. AMAZING!! I am so glad I switched my business to OneAZ!!

    Rob Davis - mortgagebrokers - Updated May 2026

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