A Seattle friend of mine once mentioned that he would trust Rick Davis with his life, and he was right: Rick is an exceptional mortgage broker who works very hard for you whether you earn a five or six digit income. He's down to earth, honest, and he maintains a high level of professionalism from start to finish. Plus he's just a nice guy. I've also found that he really understands the contents of the mortgages he sells, and long before you sign your settlement papers, you'll know exactly what you're buying and its terms. A lot of loan officers and brokers aren't nearly as careful or as thorough, and Rick invests a lot of time in his clients to make sure they're buying the right mortgage to meet all of their needs. I've worked with him twice and both times I received outstanding service that remains unmatched by other brokers and loan officers. If you find yourself wondering why your current loan officer hasn't returned your e-mails or hasn't answered all of your questions, consider giving Rick Davis a call. He'll know the answer in the ever-changing world of home financing. read more