If I could give less than one star I could. We met with Brian Cross and through many discussions were assured that we would be able to get a mortgage on the house we loved. After he dumped us off onto another RMS associate that family members of mine have gone through, we were told that everything Brian suggested we do actually ended up hurting us in the long run when it came to obtaining a mortgage. After working through the first set of issues we were met with another set just as we believed all of our issues were worked out. If we had the correct information from the beginning I believe that the very stressful process of buying a home would have gone a lot smoother, and we would have been a lot happier with the advice that we were originally presented with. It looks like through the hard work of another RMS associate we will be able to still get the house that we love. I would not, nor will I ever recommend anybody ever talk to Brian about what they need to do in regards to obtaining a mortgage. He will do nothing but tell you what you want to hear, when in fact you may be looking for someone to help you along this very intimating and confusing process. read more