Joe and his team (especially Nicole and Kristin) are superb, honest, smart and hard-working! For anyone looking to buy or refinance stop looking. Joe is the mortgage professional you have been looking for. You can go to a big bank name for a loan but I guarantee Joe can do things and get rates were these big name banks cannot compete. I believe Joe works really hard for all his clients, we weren't just another number/sale. He truly cares about getting you into the right loan and setting you up for success. I stress! If you are serious about buying or refinancing a house stop looking and email or call Joe Polizzi with RPM Mortgage. Thank you Joe and his amazing team, I will definitely do many more deals with you in the future. read more

I would like to take this opportunity to personally thank Joe, Nicloe and Kristin for their due diligence to secure my loan and at the lowest possible rate. I've purchased many homes in several states and must admit that I've never received the caliber of commitment, professionalism, swiftness that I was provided. Most enjoyable! If you're in the market to purchase a home whether it be new or a few years old, you'd be foolish to go anywhere else to aquire a loan. Again, a really big THANKS to Joe and his team! read more

Working with Greg, Monique, and team has been a pleasure. As a first time home buyer, I have had experiences with other loan teams that made me nervous and distrustful. Greg and my agent restored my trust by being transparent, communicative, and incredibly helpful. I will recommend them to friends and family buying/refinancing homes. I'm excited to get my keys tomorrow and grateful to them for helping make this happen. read more

Joe Polizzi - LendUS - Mortgage Brokers Near Me - Alamo, California

Joe and his team (specifically Monique) saved us when our other lender couldn't close on time. The selling agent almost canceled us, but Joe spoke with her personally, and was able to smooth things over and close very quickly. If it weren't for Joe, we would not have our home. We are so happy with their services and communication. 10/10 would recommend Joe to anyone! Thank you so much!! read more

My partner Matt & I are small business owners who were turned down by other companies. We were referred to Joe Polizzi by our good friend Greg as first time homeowners in Venice, Ca. Joe & Nicole were amazing to work with. We were ready to give up on home ownership and now I write this review from OUR very own kitchen. read more

Joe and his team are a force to be reckoned with. I have used them for my main residence and rental properties for 4 years now and these guys just never stop giving the customer service I wish everyone would give. Who has time to chase agents and ask what's still needed to get a loan through ? With them there is an phone app you can check your status and see where it's at in the process and what's still needed for your paperwork. I can't stress enough just how great these guys are with understanding the process, putting the right people on your loan needs and also following up with status reports and goals that are achieved along the way. Give them a chance and you will see the same great experience I have time and time again. read more

I've worked with Joe and team for 2 loans and a refinance now and they have always surpassed our expectations...we managed to secure a new home in an extremely competitive market here in El Dorado County. Couldn't be happier with the service and end result. read more

Joe and his team were very quick, easy to get a hold of, and up front about everything involved with my refinance on my first home. I told them I wanted to take advantage of the low rates and had questions about my other debts and they walked me through it and secured a great new loan for me. I'm saving a lot of money thanks to Joe and RPM Mortgage and I would 100% recommend them to anyone looking to refi. read more

Finding someone you can trust with your personal information, refinance and purchase of a new home can be daunting. We did all that at once, during the pandemic, and had the best experience possible. I had been putting the refinance off and finally pulled the trigger with Joe, he was highly recommended by my business partner. 100% satisfied with the process, the rates, and his team. Both refinance and purchase closed on or before the planned date. Never imagined I would get this all accomplished with my busy work schedule, but Joe and his team made it happen. From here on out I will only work with Joe and recommend you send him a text if you are interested in a refi or home transaction. I rarely write reviews but this one was important to share. read more

This is my second re finance with Joe and his team. I have nothing but great words for them! They have made the re finance process a breeze for me. I work an extremely busy schedule and it is hard to connect with people during normal business hours. With Joe and his team I was able to get answers almost immediately via email, text, or by phone which is HUGE to me. Joe has no problem explaining things during the process and works hard to provide nothing but excellent customer service to his clients - big or small! Thank you for making things so easy for me and helping me find the best rate / mortgage. read more

Joe and his team did a tremendous job navigating the current unpredictable market during our refinance. They operate super efficiently and the process just flew along. We feel really good about the rate we received and cannot recommend Joe highly enough. read more

RPM Mortgage has been our go to lender for more than 18 years! Joe, Nicole and their team have helped us with two purchases and multiple refinances and we couldn't be happier. With their help, we were able to purchase our ideal home. They are awesome to work with and make things very easy. Lastly, a special thank you to Nicole who is always there to help us with anything we need and always has our best interests in mind. Thank you RPM Mortgage! read more

We would not have our new house here in Lafayette without Joe Polizzi! He closed in 14 days which gave us the advantage we needed. Joe's team was also very understanding when we asked many basic questions along the way. This gave us the confidence we needed. Their rates were below the competition, so we have utmost confidence that we didn't miss out by going with another lender. Would definitely use them again! read more

I can't day enough good things about Joe Polizzi. He handled my recent refit and it was the easiest transaction I have ever done. Joe and his team are professional and timely and wonderful to work with! read more

My wife and I used Joe to refinance this summer and there's no question about it - he is the best in the business. Joe and his team were honest, trustworthy, and great communicators every step of the way. If you're looking to buy a home or refinance, call Joe - he made our refinancing process as straight forward as it can get with zero surprises. The loan process can be intimidating so it's important to work with someone you can trust and Joe is that person. Special thanks to Greg from Joe's team - he was always available to help answer questions and was an invaluable resource throughout the process. Thanks Joe and team! read more

2nd time using Joe and RPM and 2nd incomparable experience. Last year that got me a jumbo loan for a home purchase when I was having trouble with a big bank--a bank I've been using for 20 years and had a great mortgage history with. Joe got me approved in just 5 days! This time he promised me a no cost refinance and he delivered. It really WAS no cost, and no hidden fees, either. Unlike the big bank, he is always in communication with me, and RPM uses phone, text, or email--whatever you prefer. If the underwriter needs something else or has a problem with what you've turned in, they explain it immediately. So easy to work with! read more

We have been using Joe for the past 3 years without accounts. He is super responsive and very informative. We highly recommend using his services. read more

Joe and his team at LendUS are amazing! I have been using Joe as my mortgage broker for over 20 years. Always had a great experience using him - highly recommend Joe. He recently helped me close 3 different loans within 4 weeks during the busy Holiday period! Joe is always responsive and provides the best interest rates/cost. Joe has become a strategic advisor to me throughout my financing transactions. I will never use anyone else! read more

Joe is a great guy and an honest businessman! My husband and I, as first time home buyers, were referred to Joe by our realtor friend. Joe was patient, informative, and overall really helpful. He didn't try to push the sale, he worked to find us the mortgage product that best fit our needs. read more

My wife and I sold our first home in San Pablo and was looking to upgrade to a bigger home in the Eastbay Area. We have spoken with two different Lender prior to being refer to Joe and his team (and are we glad that we were refer to Joe by our realtors Kris/Dave Arneson). Joe and his team was able to provide us with a competitive rate and it was a no brainer to go with RPM. Joe and his team stay engage throughout the whole process, they are very knowledgeable, efficient, and extremely friendly! We were able to purchase our 2nd home in Pinole, thanks to Joe and RPM! We will not hesistate to do business again with Joe and his team! Thank you guys! read more

Joe and his team were phenomenal in helping us buy our first home in Folsom, CA. They were always quick to respond, extremely friendly, and got us a very competitive rate. Being first time home owners, we were a bit overwhelmed when it came to all of the logistics but RPM Mortgage guided us from start to finish. We highly recommend their services and will definitely use them again in the future! read more

Joe Polizzzi and his team are awesome. I'm so grateful for the refi I just got . Everything went very smoothly. It was easy to apply, easy to upload documents into the safe and private platform, and easy to docusign paperwork. I looked up the average time for a refi to go through, and it took LendUS half the time. The Notary we signed with said ours was the lowest interest rate she had seen. I am so happy that I am getting my daughter to do a refi with them. read more

I met Joe Polizzi in March 2019. I was attempting to purchase my first, and had know idea what was expected. Joe is EXTREMELY patient and knowledgeable. His extensive attention to ALL of my questions made this process practically stress-free. He engages with clients makes you feel like your his only client. He was available 24/7 and welcomed all questions and concerns...exceptional customer/client relationships. Also, his team Monique, Kristin, Greg, and Nicole were EXTREMELY attentive. I would HIGHLY recommend Joe and his team for home buying. On a scale of 1 too 10...they are far beyond a 10! See for second home...great doing business with you and TEAM. J. ROBINSON read more

Joe Polizzi got us our home! After getting the run around from another broker who kept promising to close the loan but didn't after 45 days. We turned to another broker with low expectations but high hopes. Joe Polizzi got us a very specific list of needed items. I'm self-employed & considerable items were needed. He knew what they were & understood the small businessman's situation which is very different than just handling W-2's for a loan. He got the deal done in 16 days from start to finish. The GFE (estimate) was close to the final total for costs. Thanks Joe! You did a fabulous job. I'd recommend him highly to family and friends. read more

Why would anyone go with anyone else... Joe and his team gave me the best deal I have ever seen. Not only was the rate super low, but his eagerness and willingness to beat out other offers in regards to loan fees was significantly more than normal. The next time I buy a home or refinance, I will absolutely go to Joe first. read more

I thought that I would never be able to own a home. Joe Polizzi and his wonderful team led us through the process and this is the first week in our new home-a dream come true. I would recommend them to my friends and family! read more

Joe and his team did a fantastic job on my refinance. They provided a streamlined process that made the process so much easier. They kept me updated through the whole process. He went the extra mile and got me an awesome rate. Extremely happy with the level of service and will be recommending them to friends and family. read more

Joe and his team at RPM Mortgage were absolutely spectacular every step of the way through the mortgage process. Not only are they polite, professional and knowledgeable, they are honest and legitimately care about you and what they can do for you. When you have people that give you thousands of dollars in credits when they could absorb them as a profit to themselves, it shows the integrity and honesty not only of company, but also of the people that work for that company. So thanks, not only to Joe but his entire team. I appreciate everything you did for us. read more

My daughter recommended Joe so I called to inquire about refinancing our home. He never returned my call. I also tried calling his assistant Nicole, and she never returned my call. Apparently they have so much business that they can afford to turn away potential customers. read more

Joe's team was professional, helpful, responded to texts and emails round the clock and on weekends, and basically just pulled out all the stops to make sure we got our house. We were also doing a 1031 exchange and didn't really understand the process and Joe's team took care of everything. I would definitely give them my highest recommendation. read more

It was a pleasure working with Joe and RPM Mortgage. My husband and I were able to quickly refinance our mortgage and get a low rate. Joe and his team were very professional and efficient. It was a very hard time to complete a refinance, but the process went smoothly and we ended up with a great rate. Thank you to Joe and his team! read more

What an exceptional experience. With all the nuances and complications with obtaining a home loan, Joe and his team made it seamless and safe. We super appreciated the breakdown and transparency, in addition to the quick and detailed communications. read more

I worked with Joe for several years on approximately 8 or 9 transactions over the years and service was great and him and his team always delivered well until last year. I was trying to do a straight forward refinance of my personal residence and Joe said wouldn't be a problem. His team of Nicole and Kristin were great as always and just said to wait a two weeks as the underwriters were backed up with files. Since it was a refi I didn't mind so I waited and waited but after three weeks sent an email to the team and they responded saying still a backlog but will contact you soon. So not to be annoying I didn't email for a while (a month went by) so I sent another email this time Joe responds and says we thought you left us but we will get right into this. Well Joe then says he is working with another great team and refers me to another gentlemen which is where the nightmare begins. The other team member explains he needs all the items again and complete a new appraisal etc. Frustrated but I go along with the process and then a week later I am told by email I no longer qualify for the refinance, first reason is that I have more than 4 mortgages but then after I explain that has always been the case he states my DTI is too high and can I come up with $3800 more a month in income. I go to Joe directly cause I was really upset at this point and Joe says he will look into the file right away and subsequently I followed up multiple times and Joe said he is trying....So I left it alone thinking Joe is trying to be nice and probably can't get it done due to my DTI. A few months later a new team member Greg this time reaches out to me about refinancing and I state I am interested and he says Joe will call me tomorrow at this time. Never heard from Joe or Greg again. But the call got me curious and after speaking with several other brokers they were all baffled why my refinance didn't get done and said it was straight forward. I decided to start the process with one and was as very simple transaction completed in 30 days. I wish Joe and his team the best but it was a very bad ending for me and I still to this day don't know exactly what happened. read more

My husband and I were first time home buyers and joe was our loan agent. I could not have been more satisfied with him. He literally works 24/7, if I had any question about anything I would send him a text message and he would reply within seconds. I highly recommend joe for anyone buying/selling a home he is truly a great help and makes the process easier. read more

We're first time home buyers and working with Joe made it easy for us. He was extremely diligent and helpful in looking at several different options for us. We would definitely work with Joe and his staff again. read more