I have worked with Michael Santich at Preferred Financial for 20 years. He has handled many transactions for me personally. Michael is very knowledgeable, quick to respond to questions you have and helping you every step of the way through the loan process. He makes the loan process very smooth for his clients. Michael is respectful, responsible and takes pride in his work. You are in good hands with him and can relax and know you have someone looking out for you. Matt & Des read more

Lauren and team are amazing. Twice they reworked my loan to decrease my interest rate and lower my payments. All with no fees!! Just incredible work. I highly recommend them. read more

We purchased a home in Colorado in 2021 - some would say the height of recent real estate pandemonium! Lauren Bilich-Johnson guided us through the home buying process, answering our limitless questions and making it a very smooth process. We are so pleased with the rate she was able to get us, and we are grateful we entrusted her as a partner in such a big life milestone as first time home buyers. We have since recommended Lauren to others who have also had top notch feedback. Its so important to work with someone you trust. Pick her and her team for your real estate needs, you will be glad you did ! read more

Lauren Bilich at preferred went the extra mile to make the home buying and financing experience smooth, and made us confident along the many steps in the process. We were first time home buyers and it removed so much stress to work with someone who educated us along the way and was someone we could trust. You will be glad you chose her for your next real estate need!! read more

Andrew Gardanier worked on 2 refi's for us through Preferred Financial. He was prompt, easy to talk to, and laid out all options of the process. What can be a frustrating process, he made easy and stress free. Thank you Andrew and Preferred Financial. In addition, I worked with Tim Barnes on a purchase. He was communicative, responsive, and helpful with questions regarding the loan. Preferred Financial Group are professionals that have your interest in mind. read more

My mom originally worked with Anthony Bilich in the 1990's. She was a realtor, and would refer all of her clients to him. She had complete confidence that he would listen, educate, and perform like no one else in the industry. When I was looking to purchase a home in 2019, my mom recommended that I reach out to him to assist me with the loan. I did so and he advised me that he was stepping back from the business. His daughter Lauren was taking over for him. I could see right away that she had the same philosophy as her father. I wholeheartedly recommend Lauren Bilich-Johnson. She will take great care of you! read more

I appreciate Tim Santich so much for helping us with our refinance process. He was very attentive, quick, knowledgeable and answered all of our questions. My husband and I felt that he had the best of our interest. He is a nice and friendly guy, we really enjoyed working with him! I highly recommend Tim. read more

Tim santich has been very helpful and informative over the years that I have known him regarding mortgage advice. I would not hesitate to refer him to all my family and friends. He is responsive, proactive, and just an overall good person and genuinely cares about his clients. Tim will always go the extra mile to make sure you are taken care of. Thank you Tim! read more

Tim Santich helped us with our pre-approval when buying our first home and we truly could not have done it without his. He is knowledge and supportive - we could not recommend working with him more! read more

We have worked with Tim Santich from Preferred Financial for over a decade. He has provided amazing service. Tim has gone above and beyond time and time again. He has saved us a lot of money over the years. Exceptional professionalism and competence. Brad & Janie read more

Lauren Bilich-Johnson is who we have worked with to refinance our mortgage several times. Lauren is dedicated to knowing the lending market and providing us excellent counsel. She reduced our payment significantly this last refinance acting quickly to guide us through the no-cost refinance process, and into a much better home loan. Lauren, the entire Preferred Financial Group and their associates are respectful, considerate, professional and a pleasure to do business with. read more

I have worked with Tim Santich on several refinances for almost 2 decades. I have referred family members, friends and colleagues to Tim and they've never looked back. Tim is knowledgeable, current, friendly, efficient, and easy to work with. He provides a stress free environment and walks you through the loan process step by step, unhurried. You will not be disappointed! read more

Lauren Bilich-Johnson and Preferred Financial Group provided us with excellent service and superior knowledge during the refinancing of our home. Lauren was thorough, responsive and helped walk us through each step of the process, and we couldn't have been more appreciative of the guidance she provided. We loved working with Lauren and her team so much that we've started conversations about a loan for our next home, and are looking forward to working together in the future! Would highly recommend this team! read more

There's almost nothing better than working with Craig. You don't have to worry about a thing. All is in the up and up and i's dotted and t's crossed. He will do his best to go to bat for you and is always professional and efficient. I've been working with Craig for years on multiple loans/refinances and he never disappoints. Highly recommend. read more

Lauren and Jenn were so awesome to work with! We bought our home 12/2020 and my husband and I were first time buyers. We didn't know much about the entire process but Lauren walked us through everything step by step. She explained things clearly to us and helped us to chose the right options for us! We are so happy with our interest rate and the loan she secured us! We love our house so much and couldn't imagine working with a better team. We would recommend them to anyone! :) read more

The Preferred team is absolutely awesome! Michael helped us with two refinancing solutions, and in both cases, came up with some outstanding options that helped get our rates down and save us a ton of money over the long term. They really look out for their clients and have gone above and beyond to make sure we are getting the best value and the best time. Would recommend without hesitation. Mike Dulin & Lauren Mitchell read more

Andrew Gardanier deserves more than 5 stars. He helped my wife and I purchase our first home and made the process seamless while teaching us all we needed to know throughout the different steps. I would highly recommend Andrew to anyone in the market for a home! read more

i am so happy with my house loan ...my agent would reach out to me often to strategize refinancing options and she was able to give me such a good rate on my loan! I have the absolute lowest rate now. I would recommend preferred financial and Janet (my agent) to anyone who is considering a refinance ...each time the process went so smoothly and I could not be happier. read more

Lauren Bilich was our realtor and she is amazing! She drove all the way to Placer County to show us houses. She helped us negotiate to get our house even though there were other offers. While in contract she kept us up to date and made sure everything went really smoothly. We knew we were in great hands. We love our house- thank you Lauren! read more

I have engaged Preferred Financial for refinancing and new home purchase for more than 20 years. More recently I have had the pleasure of working directly and exclusively with Ms. Marla Kreich. She is the consummate professional -- willing to go the extra mile in answering questions, obtaining vital information, and offering sound, prudent, and valuable advice. Her efforts led to our obtaining our "forever." When interest rates finally go down, I look forward to working with Ms. Kreich again. read more

I have been working with Tim Santich for years with mortgage related items. And I would not hesitate him to family and friends.

We got to work with Marla Kriech, and she made everything such a breeze! It was a joy working with someone so professional and so personable. Would highly recommend working with her if you're looking for assistance for refinances or anything mortgage related! read more

I recently worked with Tim Santich to re-finance my house in Livermore. Understanding numbers, rates and financial stuff is not my strong suit, but he made the whole process simple, quick and easy to understand. He was knowledgeable and awesome to work with! I'd highly recommend Tim and Preferred Financial. read more

Wonderful service, kept us informed all along the the loan process. At todays rates we felt we received the most competitive rate.

HUGE thanks to Bill R and the team at Preferred Financial for their work on my recent refi! Not only were they quick and professional but the communication was second to none. Will 1000% recommend their services and will trust my business to no other! read more

My wife and I worked with Tim Santich at preferred financial group to purchase our home loan earlier this summer, and we could not be any happier. We would not hesitate to refer him to our friends and family. He showed us all our options and worked us through all the steps the whole way from start to finish. I would highly recommend Tim at preferred financial group. read more

We worked with Marla Kriech to refinance our Colorado home multiple times as rates were dropping. She kept us informed of rate changes and options for us which resulted in reducing our mortgage cost significantly. She took much care in guiding us through the process and all the paperwork. She was prompt and responsive in communicating, and a pleasure to work with. She made the process very easy for us and we appreciate all her efforts! We highly recommend Preferred Financial Group! read more

I worked with Lauren Bilich-Johnson and her assistant Jennifer twice now. They both were extremely helpful and helped me buy my first house and then refinanced. They made it easy and quick ! I highly recommend them and I wouldn't take my business anywhere else read more

Lauren was extremely helpful and responsive to my wife and I. Couldn't be any happier with the great service she provided and how everything turned out! read more

Bill Rohovit keeps us well informed of rates and market conditions. We feel like he always keep our best interests in mind.

I would highly recommend Mike at Preferred. He has helped me refinance two times and each time the process was very smooth and informative.

The home buying experience is exciting but can also be stressful. What makes all the difference is a great realtor- Lauren Bilich-Johnson is just that. She is patient, knowledgeable, available and always has a positive attitude. Buying a home is a team effort and Lauren is a perfect person to be on your side. Don't hesitate when choosing Lauren Bilich-Johnson and Preferred Financial to support you with your first or next home purchase. read more

I am so happy to recommend Tim and his group. He was responsive, thoughtful and just got the job done. He saved me so much money and made the refinance seamless. Will use him again and again and would not hesitate to have him help anyone. read more

I've done business with Mike Santich and Preferred Lending for many years. From multiple refinances to currently a reverse mortgage loan. The process has always been smooth and timely. I would definitely recommend Preferred to use if you are considering a loan. read more

Michael Santich is the one guy you actually want to call you. He keeps up on current rates so when he calls you it is time to refinance and save you money. Everything is up front and easy. Just let him and guide you though your part of the loan process and he will do the rest. read more

Preferred Financial made home mortgage refinancing quick and painless. Tim Barnes was easy to work with and we never thought we would get such a low rate on our loan. Thank you! read more

Preferred Financial really cares and goes the extra mile! My husband and I are first time home buyers and we are so impressed with how seamless our preapproval process went. Denise was so helpful in explaining all of the steps to our home buying process and even went so far as to get us a TBD fully underwritten approval!! She also took extra time to write specific letters for each of our offers so far, and we look forward to completing the mortgage loan purchase process with her. Thank you so much! read more

Lauren Bilich and Jennifer Simi worked on 2 refi's for us (prior to and in the midst of Covid) and there is no better team, I'm quite convinced! Their professionalism, availability, clear communication and ability to put their clients at ease are just a few of the qualities making them deserving of this 5-star review! Lauren & Jenn made us feel like family and saw to it that we were getting the best rate possible. They are wise and great at what they do, making the refi process a super pleasant experience. They go above and beyond...and even made a couple generous donations to the nonprofit that I work for on behalf of Preferred Financial. My husband and I would recommend them hands down to anyone!! read more

We have counted on the Preferred Financial team for multiple new loans and refis over the past 16 years. They have always operated with full transparency and honesty. Denise Huerta has been especially incredible for us. She is attentive, responsive, caring, and has incredible industry knowledge. We have gladly referred many friends and family members to Denise and team, and have always been thanked by our friends and family for making the introduction. Do business with Preferred Financial (especially Denise) with extreme confidence. read more

Lauren and the rest of her team worked on my mortgage application from start to finish and executed flawlessly, allowing me to close a week earlier than my expected closing date. Lauren answered all my questions throughout the process and is definitely someone I'd trust for all my future loan needs. read more