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Bridgepoint Funding

5.0 (186 reviews)
Closed 8:30 am - 5:00 pm

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Services - Bridgepoint Funding

Mortgage services

Mortgage refinancing

Home purchase

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Brenda N.

We have been working with Mike and his amazing team at Bridgepoint Funding since our first home purchase in 2018. Our relationship with the team started in 2018 when we started exploring our first home purchase. From that point we have created a family with Bridgepoint that we trust. Since our first purchase, refinancing to get a lower interest rate, and now cashing out some equity to do a living room extension. We have found a financial team we call family!

Donna C.

5 STARS is an understatement! Mike, Rachel and Joseph were all amazing from start to end. They really went above and beyond with their first class service. Our realtor referred us to Bridgepoint in late April and we were pre-approved a week later. Our offer was accepted in early May and we were able to close in less than 30 days. The process was seamless and Bridgepoint coached and guided us all the way through the closing day. We leaned on the team with our many questions as this was our first time purchasing resale in this HOT and low inventory market. You find the house and Bridgepoint will work with you to make it all happen! Could not say thank you enough times to Mike and his team. Not only did we close on a home but we made friends along the way at Bridgepoint. THANK YOU team Bridgepoint Funding!

Husband, wife and dog in front of their new home.

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1 month ago

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6 months ago

amazing team of extremely knowledgeable, kind people who will make the home buying process go the best possible!!

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Page 1 of 5

Ask the Community - Bridgepoint Funding

Review Highlights - Bridgepoint Funding

Mike's knowledge is genuinely comprehensive: financing, inspections, offer strategy -- you name it, he knows it.

Mentioned in 153 reviews

Read more highlights

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Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

Any lender can offer you a mortgage rate, but not every lender is easy to work with. JVM goes above…read moreand beyond to ensure that you are supported and keeps you in the loop every step of the way. My husband and I worked with JVM to secure a loan for our new home. I appreciated that there was someone on-call over the weekend, especially when we wanted to get the ball rolling for pre-approval. I was also very impressed with the JVM team's communication. They were incredibly responsive and made sure all our questions were answered. Many thanks to Hannah, Jenna, and Erin for working with us throughout the process!

Mike Molina - Let me help you with your home loan needs.

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My husband and I have used Mike for our first home and the purchase of our 1st investment property…read more His reviews are all 5-star for a reason! He truly does go above and beyond for his clients!!! From beginning to end both my husband and I weren't used to all the attention! Any time we called with questions, Mike would call us personally to provide answers and walk us through everything to make sure we fully understood each element of the process. Especially as first-time investment property purchasers! It was scary but Mike really made the process feel effortless and was constantly going the extra mile for us! We felt like a priority during both loan processes and that's just the surface stuff! The knitty gritty? Mike knows his stuff and is willing to go to the ends of the earth to find you the best deal!! During our investment property purchase we were hoping for the best and interest rates were rising, and yet somehow, Mike still managed to magical unicorn an INCREDIBLE deal for us! I don't know how he does what he does - he pulled off two miracles and we still don't know how we got so lucky! We had a very challenging loan process with the seller and sellers agent being very difficult to work with and dragged the closing as long as possible. We were on a deadline and when the sellers/agent tried to drag the closing even longer, Mike worked with our Realtor, got another title company on board and got our loan closed within our deadline. Without going into detail Mike made the impossible happen. Truly. Mike has so much knowledge that he is so kind to share with you and throughout the process. He somehow managed to make what should be a really stressful time feel easy and make complete sense. Even when we had investment property questions he was incredibly knowledgeable and provided us with so much good advice. Most of all he was a great listener to all of our concerns, provided us with in-depth knowledge, and then fully supported whatever decision we came to. I will be recommending Mike to anyone looking for a loan ( you'd be lucky to have him on your side) to contact Mike. He makes magic happen and helps you understand it all! Trending now: #MiketheMagicalMortgageBroker

My husband and I used Mike Molina to buy our first home and were VERY pleased!…read moreWe received highly informative daily emails and videos explaining each day of our escrow. Mike was available by phone and email to answer any questions we had or to just check in on us. We were also impressed by Team Mike Molina, his crew of assistants, that helped with required paperwork, answering questions, or just following up on the loan process. They were very hard working and communicated effectively. We would DEFINITELY recommend using Mike Molina because he is reliable, friendly, thorough, upfront and VERY helpful when you are going through your whole loan process ( which can be very stressful). We finished our loan process earlier than scheduled and a week later he called to check in and gave us lots of helpful information about moving forward as new home owners. If you are looking for a loan, Mike at Citywide Home Loans is your guy. I could go on and on about Mike Molina but I will stop now cause this review is getting pretty long!

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We are first-time homebuyers, and so we approached the process with inexperience and apprehensions…read more However, in retrospect, we recognize that we worked with one of the most experienced and reputable professionals in the industry. The result? We got our dream home! It was closed in just 11 days, even with an appraisal contingency. Sonia might have set a new record there! In fact, our pre-qualification was getting processed when we had identified our dream home. From that moment on, things moved rapidly over the next 11 days, with everything meticulously planned and executed efficiently. Reflecting on those 11 days: - Provided us with the right financial advice on what could make it a winning offer. And it did! - Managed to provide the seller with enough confidence to take our offer, even with the appraisal contingency. Promised them that the appraisal would be done in 4 days, and the contingency would expire in 4 days regardless. Convincing to take an offer with appraisal contingency, unbelievable! And the appraisal was completed as promised! True professional. - Provided us with a very competitive rate compared to others. - On day 11, we got the keys to the house. And one more thing, Sonia is a no-nonsense, straight-talking person. We really appreciate her for that, and it made us trust her even more.

We had an excellent experience working with Sonia Walia at Mechanics Bank. She was extremely clear,…read moreresponsive, and helpful throughout the loan process. We were able to close in just 10 days -- which speaks volumes about her efficiency and commitment. She secured a great rate for us and ensured there was no confusion at any step. Everything was handled seamlessly from start to finish. A special thank you to Tina Loo for managing all the paperwork so diligently and helping keep the process smooth and organized. We truly appreciate the teamwork and would highly recommend them!

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Angelo helped me sell my home in 2025. I feel like he really understood my goals and advocated them…read moreto the buyer and buyer's agent. He was dedicated to making sure I got the price that I wanted, and also stayed realistic to the market conditions at the time. Angelo is personable and incredibly hard working, and answered all my questions with great depth and detail. He was always available to talk on the phone which I greatly needed as a first time homebuyer. I never felt pressured to sell if I was uncomfortable with the offer. I would highly recommend Angelo to anyone looking to sell their home!

I'm adding another review, as Angelo recently sold our home and helped us buy another in 3.5…read moremonths! Even in a very difficult market he recommended reasonably-priced updates to prep our home and marketed it in a way that allowed to get $150K over asking in under 30 days. His real estate skill set is unparalleled, and he's such a nice, gracious, calm person. Even in very high-pressured situations (buying and selling can feel very high stakes at times), he asks the right questions and specializes in handling difficult personalities with grace. His focus was always on helping us close as efficiently as possible over making a point that someone had made an error. He is just the kindest, most charming person and his whole team is the same. They are the best of the best! My family and I will be forever grateful.

Bridgepoint Funding - mortgagebrokers - Updated May 2026

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