As first-time homebuyers using a VA loan in one of the most competitive markets around, we needed more than just a lender -- we needed a true partner. Mike Trejo and his team at Bridge Point Funding were exactly that, every step of the way. Mike's knowledge is genuinely comprehensive: financing, inspections, offer strategy -- you name it, he knows it. He has assembled an A+ team, and that made all the difference when it came to submitting competitive bids with quick closes and every detail handled flawlessly. During the toughest stretches, when we were outbid in some of the most heated markets, Mike was always there -- helping us strategize, process the disappointment, and come back stronger with clear lessons learned. Because of Mike and his team, we got our dream home. They have our strongest possible recommendation, and we would not consider going through this process again without them. read more

At this point, I've lost counted how many times we have used Mike and this team with our mortgage and refinance needs (four times? Five?) But all that speaks to is the main reason why we keep coming back to them: their thoroughness, communication and genuine sincerity to always get us exactly what we need every single time. We cannot recommend Mike and his crew at Bridgepoint any higher! read more

I want to thank Mike and his amazing team, with a special shout-out to Josie, for helping us secure our home loan. I've known Mike for years, and first met him while viewing a home. When I later looked up his company, I saw countless positive Yelp reviews and what really stood out was how humbly and thoughtfully he responded to the one negative review. I remember thinking, this is exactly the kind of person you want in your corner: someone who not only excels at what they do, but also owns up to mistakes if they ever make one. Mike is a genuinely good person. Buying a home can be incredibly stressful anything can change at any moment but every time you reach out to Mike, he's calm, positive, and focused on finding a solution. His optimism is contagious, and when you're putting both your heart and finances on the line, that kind of attitude makes all the difference. Josie was also there for us every step of the way, always quick to respond to calls and emails. She was truly Johnny-on-the-spot. I had a lot going on personally, and it was an emotional process, but Josie constantly reassured me and kept things moving smoothly. Mike is the Michael Jordan of home loans...driven, consistent, and always striving to be the best. Think about the brands we love, what keeps us coming back is consistency. Mike embodies that. He continually trains, meets with mentors, and sharpens his skills. He's exceptional at what he does, and we feel so blessed to know him and have had his help through this journey. Thank you Mike and Josie. Wishing you and your company nothing but the best. read more

I've had an excellent experience working with Bridgepoint Funding. They are fast, responsive, and thoughtful in their approach -- they don't over-offer or push products that don't make sense. What really sets them apart is that they listen. It's not just Mike -- Josie and Kim are equally outstanding. Every step of the process is handled with care, clarity, and professionalism, and it's always a pleasure to work with the entire team. I trust them with my own financial needs and feel confident referring my clients to them as well. Highly recommended. read more

Thank you again to the entire team at Bridgepoint Funding for the outstanding work on our refinance! The entire process was smooth, efficient, and completely stress‑free. Highly recommended! read more

We've used Bridgepoint Funding for two home purchases, two home sales, and at least one refinance that I can remember. They're so easy to work with and I trust them with my family and friends. I highly recommend them for getting the job done and in a respectful and ethical way. read more

I was recommended to Mike's team by my awesome realtor, Taylor Sublett. Early on, I was devastated to find out I didn't have access to as much as I thought for a downpayment. Got on the horn with Mike and he walked me through some other feasible options and now I'm typing this from my new home office! Him and his staff were friendly and fantastic through the entire process. What a pleasure. read more

Mike and Josie are amazing! They made my first time home buying experience a great one! I'm a high stressed person and the Bridgepoint team (along side my amazing realtor) made this process easy and enjoyable. Thank you again for all your help (: read more

Mike, Josie and the entire team that supports them are outstanding. They are true professionals and definitely provide that personal attention to detail and challenges that come with finding the right loan for whatever your situation may be. I chose to work with them on two occasions, and both times were painless on my end. I highly recommend their team and look forward to working with them again in the future. Thank you Bridgepoint Funding! read more

We initially worked with Mike and his team a few years ago when searching for our first home. Recently, I found myself searching again and though I had relocated to Southern California, there was no one else I considered working with other than Bridgepoint Funding. For every step of the process, Mike and Josie were communicative, timely, and always open to helping in any way. I appreciated their willingness to explain every step and provide guidance as necessary. Having Bridgepoint Funding really helped put my best foot forward to potential sellers, and every party whom we interacted with (various sellers' agents, escrow, etc) was impressed by their reliability and professionalism. I can't thank Mike and his team enough and would recommend them to my own family and friends in a heart beat! read more

I am thankful for... honest, hard-working, fast, amazing communicators and Mike Trejo and his team are all that and more. This is our second home that Mike and his team helped us with. When you are lucky enough to find the best BROKER, real estate agent, contractor, mechanic, ETC. you keep in touch, even if it's been 10 years or more. You know these types of reliable, trustworthy, high-quality people are hard to find! This condo was especially difficult because of insanely high interest rates and the fact that it was a vacation rental. Mike is the type of person you can just call up and he will answer. He is an excellent, knowledgeable broker/teacher and will patiently and clearly walk you through any questions you may have. And his team is exceptional, especially Kimle! She is detail-oriented, proactive, responsive, positive, friendly, and I would work with her anywhere. My husband and I just adore her. Buying a home is one of the most stressful things you will do. There are so many documents and roadblocks, you need someone who will go above and beyond and fight for you. You need a GREAT team and Mike and his team are the ones. They're rare. They're IT. Don't hesitate to work with them. read more

We contacted Mike and his team back in 2017 , but we ended up postponing our house purchase until 2025. During the years, he is still in senring us mortgage update and info. We just contacted him again in Jun 2025 and got a house in Aug with his help for mortgage. Mike and his team provides excellent services to us and help us close the house without any issue. We are very thankful for him and his team. read more

I have been working with Mike from the very beginning of my first home search. Mike and his team are very responsive , professional and willing to help out in any case, and their excellent customer service helped me to move forward with my first home purchase in every single way. There were no time I was stuck nor unhappy with my inquiries left hanging, and I was always helped out with all my questions and misc requests as a first time home buyer. Even when I had to modify my home profile and change directions Mike and his team were always glad to help out and fully transparent with the process and extremely educative. His team was trying to provide the best customer experience in any case, making sure that I don't get surprises or hit unexpected stressful scenarios. Thank you so much and looking forward to work together again. read more

amazing team of extremely knowledgeable, kind people who will make the home buying process go the best possible!!

As first-time home buyers, we found Bridgepoint Funding to be both professional and personal. We found their support and communication were invaluable to the overall sense of ease and clarity during a process that can be overwhelming. Mike was encouraging, detailed, and a fantastic person to troubleshoot financial options with. We highly recommend going with Bridgepoint Funding. read more

My wife and I had a positive experience with Mike and the Bridgepoint Funding Team! Mike always made time for us to chat through any questions or concerns and as a first time homebuyers that really helped make us feel more confident throughout the process. Moreover, the Bridgepoint team was very helpful and detailed in guiding us throuh getting all our documents and things submitted from pre-approval all the way through to funding the loan. They worked very quickly to meet our short escrow timeframe as well! read more

The whole team at Bridgepoint Funding is phenomenal. From the initial phone conversation with Mike to submitting required documents through a secure portal and lastly receiving assistance from Kim, Sr. Loan Partner and Josie, Sr Loan Processor; they all have made the transaction go smoothly and become a reality. Mike's expertise with Loan funding is flawless. I appreciate his dedication in this field. He took the time to listen and understand what I was looking for. He also recommended a fantastic realtor Ofelia Vargas, in which she also was amazing. I will definitely be working with BPF team in the near future with any Loans I made need. read more

Mike and his team were AMAZING!! They were on top of everything, kept us updated throughout the whole process and always quick to respond to our questions. Highly recommend them!! You will not be disappointed. read more

We have been working with Mike and his amazing team at Bridgepoint Funding since our first home purchase in 2018. Our relationship with the team started in 2018 when we started exploring our first home purchase. From that point we have created a family with Bridgepoint that we trust. Since our first purchase, refinancing to get a lower interest rate, and now cashing out some equity to do a living room extension. We have found a financial team we call family! read more

Bridgepoint Funding - Mortgage Brokers Near Me - Pleasant Hill, California

5 STARS is an understatement! Mike, Rachel and Joseph were all amazing from start to end. They really went above and beyond with their first class service. Our realtor referred us to Bridgepoint in late April and we were pre-approved a week later. Our offer was accepted in early May and we were able to close in less than 30 days. The process was seamless and Bridgepoint coached and guided us all the way through the closing day. We leaned on the team with our many questions as this was our first time purchasing resale in this HOT and low inventory market. You find the house and Bridgepoint will work with you to make it all happen! Could not say thank you enough times to Mike and his team. Not only did we close on a home but we made friends along the way at Bridgepoint. THANK YOU team Bridgepoint Funding! read more

Bridgepoint Funding - Mortgage Brokers Near Me - Pleasant Hill, California

My wife and I were extremely happy with the service and the team at Bridgepoint Funding. Mike, Josie, and Rachel were informative, thorough and supportive throughout the process. We were able to secure all the funding we needed to successfully purchase our first home in the Bay Area, and we couldn't be happier with the results. Thanks very much to Mike and the team, we couldn't have done it without you! read more

Bridgepoint Funding - Husband, wife and dog in front of their new home. - Mortgage Brokers Near Me - Pleasant Hill, California

Manny did an incredible job getting me a loan involving a difficult scenario that two other brokers were unfortunately not able to do. He was always available and returned calls promptly. He explained the process well and answered all my questions as he guided me through the process. He took a previously stressful situation and turned it into a positive one. If you are looking to refinance or purchase a new home I highly recommend manny as he is honest, professional and puts his clients first. Don't waste your time with people that say they can get you a better deal. read more

Purchasing a home does not come without stress but working with the right people can help ease that stress and make the experience much more positive. When AnnMarie referred me to Mike Trejo I was unsure of what to expect. Right away Mike was friendly and easy to communicate with he is very knowledgeable and had my best interest at heart the whole way through. He introduced me to Jenn who is efficient at her job and made herself available to my 21 questions. Once things moved forward Josie took over and wowed me evn more. My husband and I can't thank them enough for helping us close on time and with the least amount of stress. They were by far the best team to work with. Thank you read more

Mike and team were amazing to work with for the purchase of my first home. He walked me through everything to expect throughout the process, so I always knew what was going to be happening. Kim and Josie were both incredibly helpful and responsive with any questions or concerns I had. The entire process went very smoothly and any bumps that came up were quickly resolved. For top tier service, Mike and his team are the way to go! read more

After trying several funding sources to get a low rate for our mortgage, Mike Trejo of Bridgepoint Funding convinced us to give him a try. Our previous experiences with several other funding companies left my wife and me approaching everyone with caution and doubt. I have to say, Mike and the team at Bridgepoint Funding excel our expectations. We got an excellent rate, and the entire process was smooth sailing since we are a busy couple. Thanks, Mike Trejo and the team at Bridgepoint Funding, for the excellent professional service. Angel and Elena Picón read more

Mike and his team were extremely helpful/available through the entire home buying process. We never felt rushed, they went above and beyond answering all of our questions and were transparent about the whole process. They made the inherently stressful process less stressful. read more

My husband and I could not be more grateful for Mike and his team. Given the competitive real estate market today, we had some doubts that we would be able to find our ideal "forever family home". But when we found that potential house, we strategized our offer with Mike and team, they worked with our realtor to align on a game plan, and amazingly, we got the house :) They've been phenomenal throughout this whole process and we cannot thank them enough!! read more

Mike, Josie, and the rest of the Bridgepoint team were an absolute pleasure to work with. As first time home buyers, we were were pleased with the amount of communication, support, and education Mike provided throughout the process. We recommend them to anyone buying a home! read more

Pleasant and enjoyable experience working with the Bridgepoint Team (Alex, Kimle, Joseph and frontman Mike). Most of my communication is via email so that I have something to refer back to and the team was very responsive in answering questions within the same day. They were patient in explaining some of the refinancing & loan terminology since it is not something I deal with every day (but they do). read more

Bridgepoint Funding - Mortgage Brokers Near Me - Pleasant Hill, California

Mike, Josie, and their amazing team were extremely efficient. I worked with another company prior to meeting Mike and I am so grateful for Mike's thorough explanation on the process; I was immediately sold and switched to Bridepoint. Bridgepoint made the process so easy and their fees are reasonable. They are an excellent choice for funding. read more

We recently had an incredible experience with Mike Trejo and his team at Bridgepoint Funding. This is the second home we have financed with their help, the first being 12 years ago, and that was also a great experience. Mike took lots of time to explain our financing options and ended up finding us a loan that was highly competitive in today's tough market and perfect for our situation. He drew on his deep experience to help us provide information to convince lenders that our situation, which normally would be a non-starter for qualifying for a mortgage, was actually reasonable and responsible, and as a result we were successful in obtaining financing. His team then pushed hard to process our paperwork, was extremely responsive and helpful, and the end result was that we closed our purchase process in record time! They also gave solid recommendations on home insurance possibilities and worked very well with our realtor to ensure everything was handled promptly and properly. We do not hesitate to recommend Bridgepoint Funding and hope to work with Mike and his team in the future. They are truly great, knowledgeable, easy to work with, and very friendly. Thanks Mike and team! read more

My husband and I are the second ones in our family to use Bridgepoint Funding for the purchase of our homes and I am BEYOND THANKFUL to have found them. They made the process so easy and FAST! They were so knowledgeable, their communication was 10/10, the entire team was so helpful and nice. They gave us the best advice to ensure we locked in with the best rates possible. They team was clear with every step of the process and made buying a new home super smooth. My husband and I are still shocked we were able to close in about 20 days, and I know our scenario wasn't the easiest as we are both self-employed. I am confident Bridgepoint Funding team is the best in the West Coast based on the experience we've had with them. THANK YOU SO MUCH! read more

Bridgepoint Funding and their team have been amazing. They were very professional and always there throughout the process whether to answer questions or make me feel at ease. I would most certainly recommend Bridgepoint Funding for all your mortgage needs. Thank you Mike, Josie & Rachel! read more

Bridgepoint Funding and their team went above and beyond our expectations. Their customer service and attention to detail worked to achieve only the best results for our new home purchase. We were impressed by how caring the team was to our loan process and the specific needs we had. We have known Micheal Trejo for quite some time now and we were so happy to have him guide us in the right direction toward our new home and future endeavors. Huge thanks to Bridgepoint Funding! read more

This review is long overdue, but Mike and his team helped my boyfriend and I buy our first house 5 months ago and it was the best experience! Mike was so knowledgeable and was completely honest with us the whole way through! We contacted him and that same day he had connected us with an amazing realtor. We closed on our house within a months time frame, if that doesn't tell you how hard they worked for us I don't know what will. They constantly updated us and kept us in the loop and were available for any questions we had throughout the whole process. Still until this day they contact us to see how we are doing and to update us on paperwork we are getting about the house. We couldn't thank them enough and appreciate all of the hard work and great customer service that was given to us. Thank you Mike and team for helping us get our dream home. read more

I would refer everyone to Bridgepoint Funding for all your mortgage needs. Mike the Broker ROCKS! He really went above and beyond. I had a tricky situation and help me step by step. Alex and Josie just as helpful as Mike was. I got to close my loan and done in a little over 30 days but I had a tricky situation so it was understandable for me. I don't doubt that Bridgepoint won't do the same for you. read more

Bridgepoint Funding has done it again! This is my second time working with Mike and his team. They helped us buy our home in 2016 and I knew I would be contacting them again for refi and equity line options in the future. They recently made it possible for us to get a home equity line and I never thought it could happen for us in this market. Josie and Mike made it happen, and now we're able to get much-needed home improvements! I'm also appreciative of Mike's expertise and Josie's clear and efficient emails of everything she needed from us. That's very important. Good customer service and professionalism! Thanks again Bridgepoint Funding! read more

Great Service and will help you get the best interest as will always be there to answer all your questions. As a first time buyer he explained everything to myself and my wife he was very patient. I was referred to him by a family friend and my in laws who spoke highly of him and they were right. Mike an Josie keep up the good work!! We closed in 21 days no issues. read more

Mike and his team were wonderful to work with! Very attentive, prompt, and always helpful to answer our questions. This process can be complicated but they help simplify it and walk you through anything. I highly recommend them! read more

As first time homeowners, the home buying process was already complex for us. Bridgepoint was there for us to answer all of our questions and followed up with emails to ensure that we could review and keep the information, which was vital in our process. We could not be more thankful to have been on this wonderful journey alongside Bridgepoint. Highly recommend! read more