Talk about being unhappy! I was sent an email that congratulated me on moving but buried four paragraphs in told be that may\may-not have been adjusted due to state requirements. They fail to collect a form and now I have to pay for coverage that I never wanted or used. Horrible customer service when I called as well... They saw my review and helped me out. read more

This is a shout out to thank Terence Hancock for helping me and my husband get condo insurance quickly for our closing in less than 2 weeks. After 30mins trying to get to the home insurance phone line and then waiting 30mins more I wasn't really in a good mood. (Hope whoever sets up the phone system fixes it) But Terence was very friendly and nice. He also communicated with our property manager and loan officers. Got things done so quickly and very accommodating to our needs. We appreciate it. Keep up the good work. Thank you! read more

Zero to negative stars if possible! The worst experience. Where to even start, this is my first Yelp review (unfortunately it's a BAD ONE). Geico makes you feel / believe that once you call to join their team that your covered right away with no problems (WRONG)!!! They have an unbearable process that even their claims representative could not explain nor could they at least provide us with an estimated period to which our claim might be completed (Geico is always timely when collecting the monthly premiums). Accidents are unfortunate and unpredictable. I had full coverage with them, which I expected this to be covered. I thought it would be simple, as I was the only vehicle involved and I have never filed an accident claim. It was already a scary experience, as my vehicle hydroplaned coming out of the Likelike tunnel (no speeding involved). As most locals know the road there most of the time is wet with moss. To be treated as if I were a criminal trying to commit some type of fraud. They asked for my phone records from 2 months prior to the accident, even though I called them the same day the accident occurred. I willingly took the time from my schedule to sit down with their investigator, provided detailed timeliness of the accident and what had happened. She requested to see my phone log and took pictures showing my phone location was on OFF (I did not realize it was required for my phone location to be set to ON). She requested my cell phone record from 2 months before the accident even occurred to prove I had not called any repair facilities (which I gladly provided). I provided every possible document they requested from me (all within the first couple of days from my accident). I also, had the person who towed me provide a statement. After all this they have the audacity to request my cell tower records. I gladly called my cell carrier with the hopes of speeding up and assisting the process. The representative from my cell company explained in all his 10 years of working their he had never heard of such a thing and he regrettable stated, "Sounds as if they are putting you through the hops and giving you the run around". He also, stated / noted that the cell company disclaims they do not track their consumers. To be diligent that he was providing me with good information, he also asked his supervisor and a person from their legal department (they all provided me the same information). He was also glad to do a conference call with my insurance company to help me speed up the process. Which Geico's investigator declined to do the conference call with the representative from my phone company (I found this to be odd since I was trying me best to help them get all their information). I also spoke to my claims person prior to calling the investigator and he explained that would be possible to do and he'd send her a message. After a day of calling her and waiting I finally received a call back from her which she informed me she was unable to do a conference call with them (this was a very big shock because I told by the adjustor it was possible). Not to mention, I would think they would want to speed up the process. In addition, the adjustor who came out to my home to inspect the vehicle mentioned he noted the damages are fresh and I should have no trouble with my claim (WRONG). The worst part is this vehicle was my wife's first new vehicle she had ever purchased (many memories and sentimental value to her). She worked hard and valued this vehicle. Geico did not care, all they cared about was discrediting the customer and prolonging the claim process. At the end of all this, myself and my wife decided the headache of their process was not worth it. Canceled our claim due to having a vehicle just sitting in our garage in the way and just not wanting to deal with the dreadful process any longer. (Thank God the vehicle was paid off) I hope by sharing my experience it will assist others in making a wise choice when choosing an insurance company. Yes, they are cheap (I guess it's like they say you get what you paid for). I'd hate to see another person go thru what my wife and I have been thru. read more

This review is regarding Geico roadside emergency assistance. I dialed Geico for a jump start over 30 minutes ago. They put me on hold for 24 minutes before an agent answered the phone and the phone call took another 10 minutes (for a total of 34 minutes on the phone) to process my roadside assistance claim. Now I'm waiting for the road side assistance company to arrive. They quoted me 45 minutes for arrival, however it may be as long as one full hour. read more

GEICO Corporate Office - 24 minutes on hold for a representative to answer for my roadside assistance claim - Home & Rental Insurance Near Me - Honolulu, Hawaii

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Been a customer since 2008 no accidents. Have 1 little fender bender with the parking structure at the gym and they say I don't qualify for accident forgiveness like they advertise Lies beware of false advertisement Beware of 20%price increase in your policy with tiny little accident You just lost yourself a customer for being DISHONEST Shame on you for being a dishonest company without any compassion or understanding of the hard working co mmon people just trying to make a living so their children can have a future. Shame on you for ripping off the hard working people of this island Thanks for raising my premiums, lying to me, and ruining my Friday night. I hope it was worth it -brand new canceled customer read more

Did you know that Geico insurance use salvage parts when repairing a vehicle if the part is available at THEIR SALVAGE YARD? Yes they do. My very own vehicle is being repaired and a salvage part is being used. Geico answer to me was that's how they keep cost down. I've been with Geico for over 25 years and this is the first time i've having to have my car repaired by Geico after it was rear ended. I wonder if this is standard practice with all auto insurance company's? Geico service Is good, but their practice of using used parts is NOT RIGHT. After all what if the salvage vehicle driver Died in the crash. I for one don't feel right. read more

GEICO Corporate Office - Reared, not my fault, the the other driver also has Geico. See my review on Geico. - Home & Rental Insurance Near Me - Honolulu, Hawaii

Most corrupt insurance company I have ever worked with!!! After scratching another car and settling outside of Geico, they changed what I paid monthly from $125 to over $300 even though they paid out nothing for the incident. They put an at fault moving collision on my driving record...for a scratch!!! read more

Most dishonest business I have ever dealt with. After they admitted fault when their driver totalled my car two years ago, then have yet to issue payment to myself or my insurance company. My insurance had to pay me the almost $25k for my vehicle. Two Geico agents told me that they would reimburse me for my rental car expenses in 2014. They waited two full years conveniently before refusing to pay me a measly $293 when I was out of pocket over $600 for a rental car after my car was totalled. Geico is an unethical and unprofessional company. They are also one of the most expensive auto insurers, with the worse customer service. They have learned to scam innocent people, which is a shame. People should come first. read more

Took my car into aGeico Approved shop, due to hit and run damage to my fender. Beautiful restored the body damage! BROKE MY SUNROOF! F - -! for both the employee who broke my sunroof and did not have the backbone to admit it! And for the body shop for not caring about my car! The sunroof worked when it went into the shop, and was closed. For some reason it was opened when I picked up my car, coincidence? You make your decision before trusting Pearl City Classic BodyWorks! or Geico! Shame on you Classic Body Works and Geico! Geico recommended the shop who damaged my car and then did not stand by me, their customer! Changing Insurance Companies! F- - !!!! read more

If I could give 0 stars I would. Terrible accident coverage, even though Hawaii is a no fault state they still managed to put me at fault for a fender bender. They considered it a total loss and now I'm paying out $2000 and my policy is cancelled. Complete bullshit and terrible customer service. read more

I brought the vehicle for estimate, and the person assisting me was very polite, friendly, and accurate. He finished the job in less than 30 min, got me a rental car, and I was ready to go. The problem is.... my vehicle was damaged due to an accident caused by some jerk who couldn't drive. He suddenly came into my lane, I stopped, but he decided to proceed and hit my fender. I explained this to Geico, and they talked to the other party who was also insured under Geico, and decided to go with his story instead. I had two witnesses but I highly doubt they even cared to contact. I was told I'm liable for 100% of the accident. I couldn't believe what I was hearing. My story did not match his, but that's where "investigation" starts right? They don't just decide "well, let's just take this guy's word this time because we're lazy". WTF. read more

Cheapest insurance on island, you get what you pay for. Was in a minor accident where I was rear-ended. They took 10 weeks to contact the other party who had already fixed his car on his own. They looked at his car and determined he had no damage so he couldn't have been at fault for rear-ending me. My pictures didn't matter to them. Had to pay my deductible, and told it wouldn't affect my premium. 2 weeks later I get notice of about 15% increase in premium. Pretty convenient timing. The rep said it was a market adjustment and had nothing to do with the accident. Again, cheapest cost up front but if you ever have to use the insurance, be prepared to get the run around for months, and then drop a lot of money going forward. read more

THE GIRLS LITERALLY LAUGHED AT ME! I currently have vehicle coverage thru Geico, but don't have collision coverage.(my cars are old). I called to ask for Geico to help me get my car fixed. All I wanted, was for them to ask on my behalf, to get my car fixed because it got damaged during a towing process from AAA. The girls (one on phone had to ask another girl) & I heard them both laugh, as the one on the phone with me told me that they don't do that. Geico will not assist me to get my car repaired. BIG ZERO FOR SERVICE. WAY TO GO GEICO! MAKING CUSTOMERS FEEL STUPID! Currently looking for another insurance company. read more

This 3 stars is for the customer service on the phone when I called yesterday to receive my 6-month insurance cards! Since I moved to a new address, I needed a parking stall for my car. However, my temporary insurance card expired and I need my 6-month one ASAP. I wasnt gonna get it until a week later because that's how long my bill was due from then. So I called Mabel, and told her my situation and she was the friendliest insurance agent I spoke with! She notified me that I could either wait for it to come in the mail, or I could pay early and pick it up later on that afternoon, Mind you I called at 11am and she said it would be ready in the next 20 minutes! Awesome! I didnt finish work til 4:00pm so I knew that once I get there, it would be ready and I would be on my way home! Mabel sent me a confirmation email stating that my bill has been paid for the next month and my next one will be in October. 5 hours went by and I'm ready to pick up my cards! I leave work and make my way down to the Geico building. I approach the lady at the front desk and ask her for my 6-month insurance card. I get my insurance card and walk away to get ready to go to my car. While I'm walking, I noticed that she gave me my temporary expired insurance card! So I walk back and tell her that I asked for my 6-MONTH insurance card. She says "Oh, its gonna come in the mail...unless you want to wait for it while we type it up" Okay, just typing it up, shouldnt take more than 5 minutes right! Just copy my tempoary insurance card.. Waiting...waiting...waiting.. It's been 30 minutes since she told me that they could TYPE my card up. At this point, I'm irritated because I was suppose to be out of there and on my way home! I called 5 HOURS ago! As I get up to tell her just mail the dang thing, she calls my name and I receive my card. Everything is EXACTLY the same....as...my...temporary. All they had to do was change the date! C'mon, get wid it Geico! read more

Stay way from GEICO for HOME OWNERS INSURANCE. Adjusters are contracted on MAINLAND and hire other subcontractors on island.

This company will not renew your policy due to your claim history, even if you don't have a claim history in the past. They when you call they try to avoid to talk to you, even if you are a 12 years customer like me. Stay away from them, there are better options out there. read more

My five star idea is hire an Atty (one that specializes in dealing with Insurance companies) and enjoy having your "totaled car" replaced with a new one. Pretty simple... read more

We just bought this insurance when we moved to Hawaii. We compared rates and found Geico to be the best fit. Unfortunately we had to use it one month later when my husband got rear ended while pulling into a parking lot. Everyone we dealt with was kind, professional, prompt, courteous and extra helpful. Matthew Little the damage adjuster was on the spot and made a point to repeat his communications as he knew we were upset. The car was "totaled" and Robert Loo at the total loss department went way above and beyond to see that our claim was paid in full and in a timely fashion. I won't go on and on about what a hassle it is when your name is misspelled on an out of state registration, thus title. Robert our hero guided us through the incredible tangle of calls, emails, faxes and such to get it done right and he never lost his cool. We will be Geico customers probably forever based on the service. The team exudes the Aloha spirit. What could have been a huge setback turned out to be just a wrinkle thanks to Geico. read more

It's like they say, pay your insurance company, think you're covered UNTIL you need it. Was told back in 2007 that I needed to place the GEICO Emergency Roadside Service on my Mainland policy but not my Hawai'i GEICO policy. So I did. I called for emergency roadside service a couple of times with the first car I insured in Hawai'i. No problem. Then I replaced the first car and kept the second car on the GEICO Hawai'i policy. Got a flat tire recently and Ooops, there's no Emergency Roadside Service coverage anymore! While I've been paying Mainland GEICO Emergency Roadside Service coverage, thinking that included Hawai'i GEICO Emergency Roadside Service, NOW that I need it, I find out it does not! Seems like I was paying for Hawai'i GEICO Emergency Roadside Service all along, and it was deleted, not by me, when I replaced cars, which is why they won't respond to my emergency call. Good thing it wasn't something more serious in the middle of traffic! Well, I'm off to try and fix the flat myself. Then will start looking for another insurance company both here and on the Mainland . And it ain't gonna be Progressive because their service blows, too! When I get a chance, will describe the bait and switch scheme Progressive pulled on me. L8rz. read more

If I could give negative stars I definitely would, because that's what they deserve. I am going to shop for a different insurance company. If you are reading this and are looking to get car insurance, please do your homework and buy insurance that will truly take care of you and not jack-up your rates and put you into an "indemnity company" category. There is absolutely NO accident forgiveness, regardless however small and if you have had a clean record. Un-fricking-believable! read more

I got rear ended by another car who also had geico insurance. Later I took my car to a geico adjuster named Aaron. He seemed nice and very professional. He gave me an estimate and check for the repair. He gave me a list of geico repair shops that guarantee the repair so I brought it to one of the recommended shop. I asked to make sure the bumper is an oem part and not a cheaper after market part. The shop said that geico estimate was for a after market bumper. So I called Aaron the geico adjuster and he told me because its a cosmetic part I would have to pay extra. He also told me was your bumper an oem part. I said my car is new. I learned that geico finds different ways to cut cost with a so called geico guarantee repair shop. I'm going to get another estimate through a non geico recommend shop. Always ask what kind of parts they use. ‍ read more

Local girl Charnay from the service dept. When you call them goes above and beyond to help you. If you are fortunate to get her then she will help you! She helped me fix what I needed to fix since 2008! She and geico are awesome for keeping and helping me thanks! read more

Geico is a total joke. We paid for years with no claims. Then, this last year, we made a few road side service calls through them and all of a sudden they are dropping us from coverage. I don't drive but they forced my wife to put me on the policy and then told her that we have to show proof of my license when I don't have one or drive. They made us pay fir me to be on the policy and then used it as an excuse to cancel our policy. read more

Note to customers. If you need to update information on your policy, don't inform the staff. They'll delete your account. Instead, update the information on the mobile application. When they delete your account, what happens is that your account is set up for renewal--which comes with a high premium update-- At least that what happened to me. For those of us on a tight budget, this, this can really hurt. read more

If I could give no stars I would!!! I've gotten in to an accident in July 2016!! It is now ending October 2016!! My car was claimed "total loss"but 1: I had to always contact them!! Maybe once or twice I got a call!! No commutation at all!!! 2: I had to sign some important papers which I didn't know cause there was no commutation!! 3: papers all turned in! Car still not paid off, called and told me that my car had a tickets and in order for my car to be paid off I had to pay it!! So I paid the ticket and emails the receipt saying it was Paid!! Called them about 5 times to let them know the ticket was paid off and no email or call back!!! If your looking for an insurance that I gonna actually communicate with you, not stress you out then GEICO IS NOT RIGHT FOR YOU!!! Once this claim is over I'm switching!!! read more

I was with GEICO for about 6 years. My parents had been with them over 20 years. Why did we switch to another car insurance? It's because of what truly matters the most: The help and representation from your car insurance you receive when you get into a car accident. Long story short, a car side swept my passenger side and the driver admitted to me that she was changing into the lane I was in and did not see me and the damages to our cars CLEARLY showed this. After a few weeks, I was found at fault because I was the one that hit her. She most likely lied in her statement. I was so confused and upset because I shouldn't had paid my $500 deductible for my car damages that wasn't even my fault! Although GEICO explained to me the reasons of why it was my fault (which were ridiculous, I wish I could post it), I felt that they could've done better. I mean, the damages to our cars was the biggest evidence in the claim. Are car insurances supposed to have your back and do the best they can to get to the bottom of what happened? If so, then I CERTAINLY didn't feel like they had my back. Maybe since both the other driver and I had GEICO, they probably didn't really care who would be at fault. Oh well, I guess that's why they have low rates. You get what you pay for. read more

4.5 to be exact. Safety check expired & could not get a new one because I misplaced the insurance card. Called Geico & requested a hard copy yesterday morning & before picking it up, I called to make sure they had it done. They confirmed & went there this morning. The parking lot is right across it's main entrance at Curtis Street. Got my card, had a validated ticket, & went on my merry way to get my safety inspection. 2 years & counting with Geico. I am a satisfied client! read more

Unacceptable waiting period on phone for any service. 4 hours wasted trying to speak to anyone. There are other insurance companies with much lower cost. Shop around save money. read more

Been with Geico for ages and each time I needed them they were there. Got into a very bad rear end accident from an idiot busy on her phone, going over 50 mph on moanalua, slammed right into me, no attempt to brake what so ever. I called Geico they told me take it in wherever is most convenient, they scheduled someone from rental car to pick me up from repair shop and the rest was smooth riding. I called for tow truck, in less than 10 min they had confirmation number and everything. They even knew the type of car we had requires it to ride on a truck bed vs being pulled. Someone live is always there to help and they're always kind and very professional. read more

The one star is bc I have to give something. Geico is a terrible dishonest company. I used to b their insurer ....operative words "used to"....now I'm w/Farmers they r awesome. I was being extremely transparent n honest n they denied my claim. I was with Geico for over a decade ZERO claim until this one. I should've lied lied n lied n took their money instead. Bunch of crooks! read more

Really wish I could give negative stars here. One star is way too many. Customer for over 20 years with not a single claim. The one time I make a claim, which would cost them at most one year of payment, they claim I am not covered, and act as though I am trying to scam them, even when the police report says exactly what happened! CROOKS! What's really effed up and backassward is that it is the law that we must have auto insurance, yet insurance companies can legally screw us out of a rightful claim. I have been a GEICO customer for over 20 years. I've been paying over $500/month for 9 cars. Seemed like a great deal, until I tried to make a claim. My car was legally parked on the street in front of my house. Woke up one morning to find it bashed in on the driver's side. Hit and run. Call GEICO to put in the claim because I have full coverage. Guess what? They say I don't have full coverage. Did I mention that I have (HAD) 9 cars insured with them, all with full coverage except our beater emergency car that is not worth squat. 9 cars. $500+/mon. They claim that when I originally insured the car that got wrecked, I did not ask for full coverage. 9 cars insured, all but one POS specifically with full coverage. When I challenged them and asked if they think it made any sense not to cover my wife's daily driver, when all other cars including my daily driver are covered, I was told, yeah, that sounds very odd, and they would conduct an investigation. Guess what? After "investigating" they said I was not covered. The amount that they would have paid on the claim would have been about $5000, which is what KBB says the car was worth. did I mention I pay them over $500/mo. for 9 cars? That's $6000/year. So, been with them for 20 years, and they deny a claim that would have cost them less than 1 years worth of payments after I have been with them for over 20 years. Great math and customer retention GEICO! Did I mention another mistake that they made 3 years ago, and yet I still stuck with them. 2 of my vehicles were the same model. One of them a 2001, the other a 2002. I sold the 2002, so cancelled the insurance on it. Or so I thought. Guess what, they cancelled the 2001 instead, even when I made sure they had the correct vin number. So I was driving an uninsured vehicle for several months until the next renewal period and I got new insurance cards and went to put them into their respective vehicles. The kicker to all of this is that even though they denied the claim, when I tried to get insured by another company, I was told that since the supposed "claim" showed up when they went to calculate my rates, as a new customer they would double my rates. So they got you coming and going. you don't want to stick with them because they hose you, but you can't go anywhere else because an unpaid and unacknowledged claim shows up on your record, and going with another company will double your rates. AND IT WAS ALL BECAUSE THEIR INCOMPETENCE!!!! Sorry this is so long, but I am really pissed right now. I am thinking of going to a new company anyway just to get away from them. I know some who read this might have some questions, which I will gladly answer. Just don't think that when you see their cute commercials that they give a hoot about you or about many years of customer loyalty. THEY DON"T!! read more

Been with Geico ever since I had a car. The only complain about this one is they really should have a sign on the outside of the building and the directory for 275 location is confusing. But they are pretty darn fast, the wait time is none. read more

After 5 years of loyalty with full coverage, Geico refused to pay our claim and dropped our policy. This company has no aloha. Stay away, far away. read more

Just wanted say to sayBig mahalos to Kelly of Geico Insurance. First off,..she was very courteous and helpful not only for the info but she really listened to the insurance predicament I was in and boy,..did she turn my day into a happy holiday. Got an awesome rate for my two cars. This is a person who really enjoys helping people. Geico is very lucky to have an employee of this caliber working for them! So Kelly, again, A Big OoohhRahh! for a helping this veteran out! Happy Holidays and Mele Kalikimaka! Semper Fi! read more

I have been with Geico since 2004 and have always had great customer service, until now. My wife and I were driving the speed limit, while raining, on the Kunia on ramp eastbound when we lost traction. The vehicle spun 180* and hit a guardrail. I called the police and then GEICO. The GEICO claim rep would not transfer me through to the tow service, even as the police were trying to help turn the vehicle around. I had to finish the claim before he would transfer me. After he transferred me, they said because it was a collision I was not covered for a tow. My wife had to stand in the mud on the other side of the guardrail (for safety reasons) while I had to secure my own tow truck. Later I was told that I had tow coverage and should have been towed. My second issue was that when I called GEICO on 1/30/15 I deleted my Acura TL and asked to have my Mazda Miata added, same coverage and same finance company. The GEICO agent dropped my collision coverage when she did the add delete. I have maintained the same coverages since 2004, full coverage with a $500 deductible. Now that I have had an accident they are saying that I do not have the coverage. Even after the accident I was not able to de-code their declarations page. Comprehensive to me is full coverage. They are saying that I should have known she dropped the collision when she did the add/delete vehicle and I'm on my own for repairs. Kimo Makahilahila handled the accident claim and seemed perturbed when I called daily to sort out what was happening. I was without transportation and felt let down. A week later I received the answer...You're on your own. read more

Everyone need insurance lol in online or walk in just call read more

GEICO Corporate Office - Geico representing at da 2013 ocean expo.. winnas - Home & Rental Insurance Near Me - Honolulu, Hawaii

Worst insurance I've ever had, they're cheap for a reason. If you get into an accident they won't go to bat for you, their claims department is awful! I would never recommend Geico to my worst enemy. read more

first and far most there should be a negative rate like less then one star! all day today i been on hold over an hour fir both local and 800 # it's ridiculous! then i ask or pinch in number for automotive insurance it once directed me to renters insurance then another to commercial and this is using the key pad! then their advertisements says go on line and i ask fir auto it asks me who is my "renters insurance " i realize most companies are working remotely but this whole thing is stupid! get a grip geico read more

Pleasant receptionist. Don't let the take a number machine scare you! We were in and out in only a few minutes. I really like having my motorcycle policy with these folks, may have to swap my car insurance over! read more

GEICO Corporate Office - Home & Rental Insurance Near Me - Honolulu, Hawaii

I would give GEICO insurance a "zero" for renters insurance. Unfortunately they don't cover personal items due to flooding!! So I had to find out after the fact! Everything gone and there was no sense of having renters insurance thru them! They won't cover anything personal even if it's any of these: 1. Ordinance or Law, meaning any ordinance or law: a. Requiring or regulating the construction, demolition, remodeling, renovation, or repair of property, including removal of any resulting debris. This exclusion 1.a. does not apply to the amount of coverage that may be provided for under ADDITIONAL COVERAGES, Glass or Safety Glazing Material or Ordinance or Law; b. The requirements of which results in a loss in value to property; or c. Requiring any "insured" or others to test for, monitor, clean-up, remove, contain, treat, detoxify, or neutralize, or in any way respond to, or assess the effects of, pollutants. This exclusion applies whether or not the property has been physically damaged. 2. Earth Movement, meaning earthquake including land shock waves or tremors before, during or after a volcanic eruption; landslide; mine subsidence; mudflow; earth sinking, rising or shifting; unless direct loss by: a. Fire; or b. Explosion; ensues and then we will pay only for the ensuing loss. This exclusion does not apply to loss by theft. 3. Water Damage, meaning: a. Flood, surface water, waves, tidal water, overflow of a body of water, or spray from any of these, whether or not driven by wind; b. Water or water borne material which backs up through sewers or drains or which overflows from a sump; or c. Water below the surface of the ground, including water which exerts pressure on or seeps or leaks through a building, sidewalk, driveway, foundation, swimming pool or other structure. Direct loss by fire, explosion or theft resulting from water damage is covered. 4. Power Failure, meaning the failure of power or other utility service if the failure takes place off the "residence premises". But, if the failure of power or other utility service results in a loss from a Peril Insured Against on the "residence premises", we will pay only for the loss or damage caused by that Peril Insured Against. 5. Neglect, meaning neglect of the "insured" to use all reasonable means to save and preserve property at and after the time of a loss. 6. War, including the following and any consequence of any of the following: a. Undeclared war, civil war, insurrection, rebellion or revolution; b. Warlike act by a military force or military personnel; or c. Destruction, seizure or use for a military purpose. Discharge of a nuclear weapon will be deemed a warlike act even if accidental. 7. Nuclear Hazard, to the extent set forth in the Nuclear Hazard Clause of SECTION I - CONDITIONS. 8. Intentional Loss, meaning any loss arising out of any act committed: a. By or at the direction of an "insured"; and b. With the intent to cause a loss! read more