1. Pacific Guardian Life

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Honolulu, HI

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Pacific Guardian Life

3.3 (10 reviews)
Closed • Closed

Services - Pacific Guardian Life

Business loan

Life insurance

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18 days ago

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3 years ago

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2 years ago

Terrible customer service,I called several times, left messages with a promise of return phone call, never happened

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4 years ago

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15 years ago

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15 years ago

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11 years ago

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Jef Saragena - State Farm Insurance Agent - State Farm Logo

Jef Saragena - State Farm Insurance Agent

(22 reviews)

My wife and I bought a condo in Honolulu back in July 2021. Jef Saragena was extremely helpful. He…read moreexplained each detail of how we should determine the amount of coverage we needed, including how not to overspend on items. We were not able to be in Honolulu at the time of the sale or when we were shopping for insurance, so Jef worked hard and met with our daughter to view the condo to best assess our insurance needs. We saved money and learned useful information about insuring condos. Fast forward to this week. My wife and I bought our daughter her first car. Because of the great experience we had with Jef Saragena, I immediately thought of Jef and StateFarm. Just like before, Jef was on it. Jef contacted my daughter, the car dealer, and worked with my wife and I to get my daughter properly insured. Jef worked hard to smooth out a difficulty that was created by the fact that my wife and I were in California while buying the car in Honolulu. As before, Jef explained our insurance needs and, then he contacted my daughter and counseled her on what to do to drive safely, the benefits of maintaining a good driving record, how to use apps that help her drive safely and save money on insurance. All in all, Jef is our go-to insurance agent in Hawaii. My wife and I commend him for his integrity and his money-conscious detailing of insurance. We highly recommend Jef and StateFarm. We will definitely contact Jef when we need to purchase more insurance.

Jef is great. He is so personable. Like your talking to a good friend on the phone…read more Rates are good. Always has your best interests at heart. Truly like the commercials! Always had State Farm and always will. They are good!

Pacific Guardian Life - businessfinancing - Updated October 2026

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