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    First Financial | Personal and Business Services

    4.0 (7 reviews)
    Open 5:00 am - 6:00 pm

    Services - First Financial | Personal and Business Services

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    8 years ago

    I was denied a loan even though they claim to serve people with low credit scores. Deceptive advertisement on their part.

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    9 years ago

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    Strong Capital Funding

    Strong Capital Funding

    (1 review)

    Banker's Hill

    I just got off the phone with Adrian. Everyone says he's a nice guy and that he's helped people…read morewith their business. That was not the case with me. He had a strong character over the phone kind of like an attitude. I was very nice to him over the phone so not sure if he's having a bad day or what he's going through. I told him I had a few other approvals and he said I can try to get to the lowest approval, but I don't think it's gonna work if you didn't make that much money this month and so forth. He said I wouldn't get approved anywhere else when I have been getting approvals from other places, so I'm not sure where that came from and that was also given to me with an attitude. It's like he didn't even wanna try because he said that because I'm not making $250,000 a year that no one was going to help me. Not sure why everybody saying he's nice, and that he helped them because that wasn't the case with me over the phone. But God always takes care of people like that it's not for me to say. I was hoping that he was going to be nice enough to help me out, but he just threw it at me in a totally different way. So I will continue to take on the other approvals. I was approved for.

    From the owner: Strong Capital Funding, LLC was founded to provide a cleaner, honest approach to business funding…read more We specialize in long term, monthly payment business loans. Stop falling for every brokers games that involve merchant cash advance. Contact us today to get a real funding solution, or a way to pay off daily payment fundings.

    Overland Funding - Overland Funding's San Diego office.

    Overland Funding

    (1 review)

    Sorrento Valley

    My experience was pure RED FLAGS, HIGH PRESSURE SALES, BAIT AND SWITCH, filled with LIES! Do not…read moreuse for debt consolidation programs. These people will burn your credit down and leave you better of declaring bankruptcy. New today is that their original website is down and it is now overlandfin.com. I was told over the phone that they had a 0% interest credit card program that they negotiated with creditors, that it would only impact my credit for a few months, and that it would have minimal impact on my credit report. When I asked for the contract so I could read it the rep said she had to be on the phone while we went over it together, RED FLAG! I told her "NO, I need to read it in my own time with out interruption." The rep said she needs to on the phone so that she could explain the terms to me so I don't get confused, RED FLAG! After telling the rep, no contract no deal, I received the contract and it was not a 0% interest program from Overland, but, it was a "Debt Settlement" program "Elevate Financial, LLC". They would charge 25% of my 40k debt as a fee for their part in negotiations. They would have all my credit accounts go delinquent for 180 days before paying so that they could better negotiate better terms. While my account would be going delinquent my creditors would be free to file formal court collections and go after my assets. After I called back the rep to tell them no thank you and don't call me again, she begin to tell me that, "this is why I needed to read it with you, so you don't make a bad decision that will hurt your credit and future" When i told her that she is mistaken and that a debt settlement is almost as bad as a "charge off" on my credit report she told I didn't know what I was talking about and that I didn't know how credit works. I hope that the BBB can do something about Overland Funding and the lies that they are spreading while insulting potential customers. These tactics are horrible and will actually work on people who are less informed and it disgusts me that this is allowed.

    From the owner: We make business funding easy, easy approvals and same day funding $5k to $500k. read more

    CDC Small Business Finance - Momentus Capital's branded family of organizations.

    CDC Small Business Finance

    (13 reviews)

    Liberty Station, Point Loma

    We just received wonderful news with our loan application today but working with this team for…read moremonths! We are a new business and they prepared us in advance before submitting anything to credit committee. Extremely knowledgeable and even referred us to business mentors to help us with our accounting projections. The team was patient through our process as we suggest to any applicants to do your due diligence with everything regarding the funding and finances even if it takes 6 months preparation as it will pay off and provide you real numbers. We are ever so grateful and glad to work with Loren, Annik, Iliana and the other team members to help us with our application as a new business. Thanks for your support we wont let you down!!!!

    It speaks volumes when a business hasn't had a positive Yelp review since 2017. What a joke!…read more My husband has been trying to work with these disorganized, forgetful, and inept people from 9/30/24 until today to provide all the requested documents to get an SBA loan for his small business. He has had to interface with no fewer than 5 people to get one loan. And since my financial and personal information was required, I definitely have a right to write this review. We have a mortgage, I have refinanced a house twice, I have had to deal with probate, estates, and being a fiduciary, so I understand that things can be complicated when ensuring proper compliance. But this has been a complete sh*t show. One egregious example from Iliana: to move forward, my husband had to have a signed lease for his business, which started on Dec 1. They approved that it was for a year with the option to extend. They had two full months to convey that it wasn't ok and that it needed to state on the lease that it was for 10 years. They had copies of the lease documents. Then today, Dec 5, they back tracked and said the lease needed to be written for 10 years. Who gets a 10 year lease for a new business? Don't the lenders hope the business grows and needs a bigger space? How do they propose someone gets out of a 10 year lease if they outgrow it in 5 or 6 years? Perla also told my husband that it was ok for him to have his LLC filed for January before he submitted it in Nov. Several days later Iliana backtracked and said he had to have his LLC active to fund the loan. When he asked why Perla had given him incorrect information, Iliana got defensive. That mistake cost him an extra $300. She didn't even apologize. I honestly wonder if they're a scam that just gets money from the government for "handling" SBA loans, or some kind of boiler room that collects people's information and later sells it because I cannot imagine that they ever get anything done. Perla, Iliana, Kelly, and the rest of you should be ashamed of yourselves and find another job, because you're shamefully terrible at this one.

    First Financial | Personal and Business Services - businessfinancing - Updated May 2026

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