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    Formula Funding

    5.0 (2 reviews)
    Closed 7:00 am - 5:00 pm

    Services - Formula Funding

    Business loan

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    6 years ago

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    Overland Funding - Overland Funding's San Diego office.

    Overland Funding

    (1 review)

    Sorrento Valley

    My experience was pure RED FLAGS, HIGH PRESSURE SALES, BAIT AND SWITCH, filled with LIES! Do not…read moreuse for debt consolidation programs. These people will burn your credit down and leave you better of declaring bankruptcy. New today is that their original website is down and it is now overlandfin.com. I was told over the phone that they had a 0% interest credit card program that they negotiated with creditors, that it would only impact my credit for a few months, and that it would have minimal impact on my credit report. When I asked for the contract so I could read it the rep said she had to be on the phone while we went over it together, RED FLAG! I told her "NO, I need to read it in my own time with out interruption." The rep said she needs to on the phone so that she could explain the terms to me so I don't get confused, RED FLAG! After telling the rep, no contract no deal, I received the contract and it was not a 0% interest program from Overland, but, it was a "Debt Settlement" program "Elevate Financial, LLC". They would charge 25% of my 40k debt as a fee for their part in negotiations. They would have all my credit accounts go delinquent for 180 days before paying so that they could better negotiate better terms. While my account would be going delinquent my creditors would be free to file formal court collections and go after my assets. After I called back the rep to tell them no thank you and don't call me again, she begin to tell me that, "this is why I needed to read it with you, so you don't make a bad decision that will hurt your credit and future" When i told her that she is mistaken and that a debt settlement is almost as bad as a "charge off" on my credit report she told I didn't know what I was talking about and that I didn't know how credit works. I hope that the BBB can do something about Overland Funding and the lies that they are spreading while insulting potential customers. These tactics are horrible and will actually work on people who are less informed and it disgusts me that this is allowed.

    From the owner: We make business funding easy, easy approvals and same day funding $5k to $500k. read more

    Profitwise Accounting - We're 100% Virtual but have an On-Demand HQ in our home town of San Diego, CA where our founders, much of our team, and our heart lives.

    Profitwise Accounting

    (24 reviews)

    I have an IT consulting business with about 35 employees. I've gone through what I think is the…read morenormal progression of book keeping over the years starting with myself doing it all in Quickbooks to hiring an outside book keeper to,finally, hiring Profitwise. They do it all for me - payroll, invoicing, reconciliation, tax filings, and more. It is the best decision I ever made. I don't have to worry, our clients get their invoices more timely, less money leakage to missed tax filings/late invoices, and work with multiple states on taxes. I get to spend more time doing my actual work! They are very responsive and don't let tasks drop. Somehow they have a system for keeping 10 balls in the air at the same time and not letting any of them drop. Highly recommend!

    My husband and I own a boutique advertising agency and have been clients of Profitwise for a little…read moreover two years now. I can't say enough great things about Dave Heistein and the entire Profitwise team -- they have been an absolutely fantastic partner and have helped us to better manage our business finances, bookkeeping, and personal stuff too. Profitwise totally streamlined our payroll and helped to alleviate my burden dealing with it, which had been amazing. They also got us transitioned to Quickbooks Online which has been huge for us! During our meetings with Dave he pulls up our books, answers any (and all) of my questions and can make needed adjustments right then and there. I also really appreciated their on-boarding process. From our initial meeting where Dave gave us a detailed overview of all their services to the initial setup. We felt very taken care of. As an someone who works in the marketing/advertising world I also appreciated the thoughtful collateral that was sent to us as part of being a new client. They are also very transparent with their pricing which I really value. If you're looking for a true partner to make your life easier when it comes to accounting, bookkeeping, taxes, and more -- Profitwise is the team for you. I'm so very grateful to work with them!

    Formula Funding - businessfinancing - Updated May 2026

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