I have worked with Accessity, as an entrepreneur and business mentor for over 10 years. They are the number one resource for entrepreneurs and small business: the best for funding and business loans, the best for networking and events, along with a helpful and complete learning center, to help you launch your dream business. I am truly amazed by their thoughtful and professional staff. Thank you Accessity, for proving financing and help to the small business community. read more

He trabajado con Accessity como emprendedor y mentor empresarial durante más de 10 años. Son el recurso número uno para emprendedores y pequeñas empresas: los mejores en financiación y préstamos empresariales, los mejores en networking y eventos, además de contar con un centro de aprendizaje completo y útil para ayudarte a poner en marcha el negocio de tus sueños. Estoy realmente impresionado por su personal atento y profesional. Gracias, Accessity, por proporcionar financiación y ayuda a la comunidad de pequeñas empresas. read more

Thanks to funding opportunity Accessity and Larissa Urias gave to my Restaurant Nana's Kitchen, I was able to expand my business. As business owners we need that little push and someone to believe in our business and dreams. Not only is the process easy and fast but the customer service they provide is amazing. I will always recommend it to every business owner I know. read more

Accessity - Business Financing Near Me - San Diego, California

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That's not inclusion. That's discrimination. This CDFI promotes itself as a champions of underserved entrepreneurs and receive funding from the Treasury Department to back that promise. I'm Hispanic, DBE Certified in SAM.gov with 793 Fico score and fully legal, community-driven business. I applied for a small loan to fund marketing-a legitimate strategic use of funds. They congratulate me on my credit.....then denied me because my industry (vehicle rental/sales) is "outside of policy". No individual review, no consideration. Just blanket rejection based on industry. They talk about equity and inclusion - but what they practice is exclusion based on outside bias. A true CDFI should see people not just policy filters. Stop saying you serve every one when you don't. read more

The staff was great to work with, very helpful and attentive very satisfied with the service.

Was a pleasure working with the staff, everyone is very helpful. would strongly recommend to whom ever is in need of financing. read more

I retract my previous 5 star review. I am going through financial hardship. When I let them know, I was amazed at how quickly Accessity unleashed their lawyers on me. This is in stark contrast to all of my other creditors who have been understanding and willing to work on a plan to get me back on track. I would have expected a call to discuss options. Going the litigious route is not inexpensive yet it happened immediately. This organization should not be in the business of working with higher risk start-ups. read more

Staff is very helpful and caring! We received excellent customer service, Larissa is kind and truly cares about helping you grow your business. read more

Todo el personal muy amable y ms la señorita que me ayudó en mi proceso my cuidados de todo Gracias Gabriela por su ayuda

They definitely support local businesses and very helpful from the beginning to the end

Accessity helped me obtain a small business loan that is helping me open up my brick & mortar store. Their team of professionals are super easy to work with. Thank you, Accessity! read more

I was referred to Christine with Accessity by my bank for a startup business loan. She is probably one of the worst people I have ever worked with when it comes to responding. She would tell me that she would call me at a certain time then not call me at all, I would call her, email her, and text her for days with no response. This has been going on for weeks, I have given up on her and Accessity. read more

Very supportive and thorough. I was provided with funding that was essential to my business growth at a very tough time. Highly recommended

Thank you so much for Christine for helping me out again. It's been a long journey and when I was looking for more funding in the beginning, I got discouraged because the banks couldn't give me a loan. My business was too small for them at that time. Accion now Accessity became an answer. This is my third loan and they have been great at guiding me along the way and made the process as easy as possible. Yes, there are constraints. You may start the loans smaller but I had qualified for the larger one the next round. It really just depends on how you want to build your business and they will work with you. They also offer workshops and resources to help your business grow and I haven't taken full advantage of those yet! Thank you for helping me out. It does help a lot when you know there are options out there. Otherwise, I would've folded a long time ago. read more

My name is Mandeep I am so thankful to Noelle Zappia, Christine Sanchez and Gustavo Cruz for all the help and support for providing me a business loan for starting my photography business as me and my family from our hearts thankful to all of you for your help and support in providing me a business loan this is really a great organization and very helpful people. read more

From the start of my business in 2017 until now, Accessity has been such a key supporter of my small business. Their first loan allowed me to start my business, while banks considered my retail model too risky. Today, now running 2 successful and profitable brick and mortar stores + an online e-commerce site, Accessity came through with funding, yet again, to fuel a big opportunity to grow even further. They are quick, communicative, personable, and every conversation I have with them, there is a caring individual on the other end, believing in and fighting for, my business. I cannot thank them all enough for allowing me to go after my dreams over the past 6+ years! read more

Accessity is the epitome of why non profits exist. I am a small business owner and I got an offer to expand my in home childcare business into my dream, a center. I attended a "Meet the lenders" workshop hosted by SBDC South San Diego. It was very intimidating to sell yourself to people who can change the whole trajectory of your business, but the representative for Accessity was warm and inviting. I applied to other places for the working capital I needed and was turned down. If it wasn't for the team at Accessity following up with me continuously, I never would of finished my application. I literally had given up hope. They took a chance on me, visited the facility, and invested in my future. Plus, everyone was so genuinely nice over the phone and in person! I will forever be grateful for them investing in the "little guy" who dreamed big. I'm set to open my childcare center next month! read more

My wife is currently taking a 9 week business learning course that Accion offers. Minded there was a interview process before my wife was accepted to be a part of the class. It's a bit far of a drive for my wife and i since we live in fallbrook and Accion is off Market Street in San Diego at the Jacobs Center (near the Malcolm X Library). About the class itself, my wife (and i help her since she has a disability) heard about this class from a friend on facebook, i guess they told her that after taking the 9 week course with some qualifications she could be eligible for a chance to receive a business loan. Apparently, one of the criteria to be eligible was to make it to every class and as of now my wife has made it to every class. The class has been very informative and useful, but there is alot of information to take in. Sometimes it gets a bit overwhelming, I'm sure you could imagine! The Accion Staff is awesome and have been very accommodating to my wife and her condition. We like everyone in her class, we've actually build some relationships and have had some networking going on. Minded, it is a class, so expect there to be homework and class participation. There is plenty of parking and there is a strip mall with a starbucks and eateries just in case you need a snack. The area is a bit rough around the edges but the facility itself is really nice. For my wife is not necessarily about getting the loan that attracted her to join the class, it was more so just fir the opportunity to get the knowledge on how to prep and pursue a business if she decided to go for the business loan. Special Thanks to Valerie and the rest of the Accion Staff for giving my wife a chance to pursue her American Dream...which is making homemade chocolate confectioneries! read more

Thanks so much to the Accion team for helping me with the funds to assist with my business needs! Everyone was so helpful and the personal one on one connection with your loan specialist really personalizes the experience. Christine was super attentive and human. I really appreciate not being a part of a process that is so web-based and disconnected that you feel like just another case number. Please keep doing what you do and I'm glad to be a part of the Accion family of clients! read more

I love working with Accion and have had a great partnership with them through two different organizations I created. They were instrumental in helping me procure small business financing when other larger institutions weren't there to support us. Not to mention- they are a true community partner and sincerely want to find additional ways to help, whether through networking, professional support or even media and community opportunities. We love the team and can't thank them enough for offering these creative ways to help us manifest our dreams! read more

I would like to thank everyone at accion they went out of there way to work with me and get me my loan, I worked with Juliet, She rocks, she sat down with me and went over all my paperwork and answered every questions i had. This money will really help with the projects i am trying to get done to boost my business. Thank You Juliet, and everyone there at Accion. Don read more

Noelle was very helpful and everyone at Accion. I highly recommend them. They walk you through the process and each step is very user friendly. Thanks! read more

I had made many calls before finally stumbling upon Accion. Accion helped me secure financing for equipment in my first small start up, with almost 20%-50% lower rates than anywhere else I applied. Before I was referred to them by my Chase Small Business Advisor, (Carlos Ramirez) I was distraught and thought I would never obtain financing because I was a start up with no previously reported revenue and nothing on the books. I knew being a start up would inevitably bring me super high repayment rates and/or I would get turned away by most financing companies. Not only did Rosalinda, John, Erica and Lizzie help me get approved, they helped expedite the process to meet my short deadline. I received 100% of what I asked for and the whole process, from my initial emailing, to waiting for approval, and finally cashing my check, took only one month! It was a lot of hard work, getting the documents they needed, and I appreciated their sense of urgency when helping me. Applying for a loan is daunting but I felt like Accion really wanted me to succeed and had faith in myself and my business. I knew they were a non profit and was expecting huge wait times. Honestly, everything sounded too good to be true and I didn't think I was going to get approved... for anything. They worked with my schedule, answered every question I had and were very responsive. I can't say enough great things about Rosalinda. She was very upfront with me about my odds, what I needed to have/do to qualify and always answered messages in less than a day. When something didn't look right, Rosalinda helped me figure out how to balance my financial shortcomings farther in order to qualify. I felt like she was on my side from the start and thats a huge sense of security for someone with their first start up. Accion also has a ton of business references, classes, connections from legitimate, experienced professionals in those fields. They can literally help with every aspect of your business. I haven't utilized these services yet, but it's great knowing their knowledge is vast and free for all. I have already referred them to another individual who wants to start up a small retail shop. I feel the frustration of those 1 star reviews out there because dealing with loans are no joke! I find it hard to believe Accion would just turn you away without first explaining in depth and/or finding an alternate route that still helps your business. Or at least my personal experience, has led me to believe this. Thank you to the Accion team for helping guide me through this extremely stressful process. I will back soon for some working capital! read more

As a young entrepreneur I have faced so many hardships to maintain and push my business for the last two years. Juliet and her team from Accion have been behind me ever since I reached out. I am embarrassed to leave this review 2 years later but it has to be done. Thank you for practicing impeccable professionalism. Thank you for providing financial literacy programs to help clients reach their goal. Thank you for reaching out genuinely to see how things are going. Lastly, thank you for going above and beyond to support small minority owned businesses! read more

Accion Academy was an amazing experience that challenged me to really take the next step for my photography business. The resources and knowledge they provide are outstanding! The staff is always very helpful and they all try to make the whole process smooth and straight forward. I would highly recommend them to any new small business owner! read more

These people are predatory lenders. I was naive then but I was lent a 10k loan at 18+% APR for a small business loan to get started. I'm still paying that off 5 years later. They're refered to struggling businesses by the SBA but They're just on the hunt for desparate individuals to prey upon. Im super unhappy with this "non profit" SBA lender. read more

I try to get a loan from Acción. Someone recommended this place to me Supposed to be good and help woman own business. but. That was a mistake. They just waisted my time waiting for a 2 weeks for a respond I can't believe the answer they denied the loan Because I don't make enough money. I been in business for 15 years. Business revenue of 360k. And was asking only 15k for cash flow But. I did not qualified. Because i doesn't have cash flow in my acc. Jajajajajaja. Isn't funny. I wound be asking for a stupid loan if I has the cash flow. This is so. Stupid. Why. They say they help small business grow. Lie Don't Waite time with this read more

Im very unhappy about my experience with this company. I was recommended to this company for loan terms with more length. I was told it was a non-profit organization. They are just as strict as some of the other big banks when having limitations. I don't understand how its non-profit when they restrict similar to big banks. While talking to the phone operator I was treated like an ignorant person. She did not professionally recognize my explanation for the need for a loan. I was forced into a way of thinking my business wasn't legitimate for a micro equipment/capital loan. I felt stupid, immature, bitter, and confused. read more

Isaac with Accion was informative and knowledgeable about the products and services offered by accion! Wells Fargo denied my application for a small business loan to get materials for a job... The next day, I called Accion and within 3 business days Isaac brought me a $8,000 check straight to my office! We will be starting a new construction project this week now thanks to Accion! I would highly recommend action to any of my friends or family to work with Accion! read more

Initially Accion San Diego came across at first a friendly Small Business lender, but I was wrong. First, the loan process takes 2+ months, then, there's the excessive loan origination fees. Then, comes the requirement of personal assets (like your car title) to secure the loan. If you get behind in payments, they'll start of with threatening calls, if that doesn't get your attention, the hired thugs that show up at your house, will convince you that you should have chosen a different lender. read more

So I applied for a loan of $25,000 and I worked with a woman named Christine and she was very helpful along the way. She was great to work with, and all she said I should hear from the underwriters for the next steps. I cannot believe that I was declined for funds only because I have two debts. Who doesn't have a car payment and who doesn't have any other obligations to pay? I have a good credit and everything on my credit report is paid on time and I make a pretty good substantial monthly income to be able to pay a monthly payment back in the loan. I am not an irresponsible person. I made $160,000 last year on my tax return as well. Then I asked if I can't qualify for that amount is there any other amount and they said no that's the lowest we go. So, this company isn't trying to help anybody out. Everything seems good on my end but just because I have two debts that I'm paying on because (nobody has credit cards or autos or any other loans, they have to pay back) I'm confused???? Stay away from this loan company because they are terrible. The underwriters are horrible. Saying sorry doesn't help anything. read more

Great experience. The team at Accion was very helpful from start to finish. Was nice to work with group that genuinely cared about figuring out a solution and meeting our time frame. Really made the difference. read more

I can't say enough good things about Accion, they have been so helpful during this tough time for us. Our account manager Samer has gone above and beyond to work with us and help us get through this hard time. He has helped us and worked with us when other companies wouldn't. They are truly there to help you and get you to where you need to be. Out of all the loans we have had Accion customer service by far exceeds them all. They genuinely care for their customers and that goes a very long way in my book. read more

When we were first introduced to Accion, we were but humble entrepreneur newbies. Nobody would rent us a DVD, let alone give us a small business loan. And rightly so, we were in business for less than two years and had a little bit of revenue to show for it, but certainly not anything spectacular. From the minute we met Juan Carlos and Rebecca, we were in good, nay great hands. They believed in us and fought for us. They went to bat for us when no one else would. And they held our hands through the entire process, even pushing us along when we fell off. They fought for us to get a loan through their program. The short story is, Accion provided us with our first money that didn't come from family and friends. And it made all of the difference when it happened. Since then, we've grown tremendously. In fact, we came back to Accion almost two years later with more sales on our side and applied for a second loan. Again, Juan Carlos and Rebecca were there for us and helped us speedily get a new loan and grow even more. In addition to loans, Accion has been helpful in promoting our company throughout their network in San Diego and even nationally. We couldn't be happier with everything Accion has helped us with. We wouldn't be here without them. And we would whole-heartedly recommend them to anyone in search of funding for a small business. Thank you Accion! read more

Thank you Accion for an excellent course with outstanding presenters. I truly appreciate the knowledge I gained each week, and the personal and professional connections I have made. read more

Thank you to all the fine people at Accion, San Diego!! I have been in business as a food truck in San Diego for the past 6 years, an opportunity came along to have a storefront. I needed a loan, so I applied for a business loan. I was actually in the process of going with another company, a good friend of mine mentioned that he had used Accion in the past. Not only were the interest rates better, the closing fees were less than half of what the other loan company was offering. One of the other things that is pretty amazing about Accion, is the amount of resources that they have for small businesses like myself. Whether your trying to make a business plan, help with accounting, trying to make your business more efficient, it's all there for you, at no charge. Thank you Robert López and the Acción family for helping me grow!! read more

From the very start the staff at Accion was helpful, friendly and responsive. I learned about them through the Inland Empire Small Business Development Center. Christine met with me and answered all my questions, giving me encouragement along the way. Submitting my loan application was super simple through their website, and Danae and Erin in the office were a dream! I am so grateful to Accion for funding my small business loan that (I pray) will enable my barbecue catering business to take off. You guys are the best!! read more

We have received a loan from Accion and have nothing but a great experience with them. Looking at previous unhappy reviews, let me just say this. YES, you do need to put in your work. They are going to through all of your financials as any loan company would and if you don't qualify, it's not over, Accion will walk you through what steps to take in order to get approved. We were not approved the first round. We took their advice, which did take some hardwork and determination. It paid off and a few months later we were approved. If you are not willing to put in the work to get your business moving in a profitable direction, then why should they lend to you? At our 1 year mark we do plan on reaching our to Accion to utilize their other services such as going over our reports to help us get set for the next year. Thank you Accion for your dedication to small business. read more

I cannot express how much I appreciate Accion. The funds they provided my company helped us double the size of our team - I owe a great deal of our success to them & their fabulous team! read more

We got our 1st business loan with Accion about 2 yrs ago. Being a new company made it impossible to qualify for a business loan or line of credit thru a traditional bank. Accion made a way for us and helped us with our start-up business. We are forever grateful for the opportunity allowed by Accion. Without this loan our business would not be the success it is today. We were even able to pay off our loan within 2 yrs rather than the 5 yrs. they gave us to pay it off. Thanks to Accion and all their staff for all the hard work! AArce Realty read more