When I started my search to fund my business, I was overwhelmed with the volume of information on the internet. There were a lot of articles, but not one provided me with a clear path to move forward and gain approval for a business loan. Fortunately, I was introduced to Mr. Issac Ramirez, Business Development Officer for Accion. He took immediate action to schedule a face to face meeting with me to gain more information on exactly what I needed. He was very positive in our discussion and assured me that he would take my request to the next level for action. Within a matter of a couple of days, I was contacted by Ms. Danea Ramos of Accion. She provided me with a list of needed documents in order to process my loan request. I provided the financial information requested and my loan documents were sent to Ms. Erin Vvong, Loan Underwriter for Accion. She called me immediately to introduce herself and to let me know that she had my file and it was under review. She was very direct with me in discussions about my business and personal finances. She provided sound advice for moving forward with their recommended loan amount In less than 30 days from my initial meeting with Mr. Ramirez, I received a phone call that my loan request had been approved! Working with Accion to secure funding for my business couldn't have been easier. They took my request and immediately went to work on my behalf. I strongly recommend their financial services as a path to secure business cash in short order. There are many unexpected expenses in moving a new business forward. Don't let finances be a stumbling block in pursuing your dream of operating your own business. Accion is there to help you succeed. Their team of professionals will take you through each step in the process and get it done quickly. I look forward to seeking additional loans from them as my business becomes stronger. read more

A Heartfelt Thanks to Accessity for Empowering Our Startup! If there's a cornerstone for startup success in San Diego, it's Accessity. My sincere appreciation goes out to Rosalinda and her remarkable team for their pivotal role in launching Virtual Speech Therapy. Their vision for a community where access to capital is equitable has been a game-changer for us. Through their financial support, we've been able to set our plans in motion, bringing essential speech therapy services to families' homes via telehealth. This was not just a loan; it was the key to serving our community, offering a lifeline to children with speech delays or autism. Accessity truly stands as a pillar of opportunity, especially for women and entrepreneurs of color who might otherwise face barriers to traditional funding. They've gone beyond mere lending; they've provided a network of resources and educational tools that have been just as valuable as the capital they offer. The work of Rosalinda and her team is a testament to the power of thoughtful investment in small businesses. Their efforts foster growth, not just in business terms but in the societal and economic enrichment of our neighborhoods. Accessity's commitment to nurturing prosperity and diversity in entrepreneurship is inspiring. To fellow entrepreneurs, I can't recommend Accessity highly enough. Whether you're taking your first step or scaling new heights, they are ready to support you with resources, knowledge, and funding. A massive thank you to Rosalinda and everyone at Accessity for believing in our mission and helping us to make a tangible difference in the lives of the families we serve. Henry Richardson Virtual Speech Therapy LLC read more

I started working with Accion last year. We were in the process of setting up our brewery and homebrew supply store when we had run into some issues needing the rest of the capital for our equipment. I had worked with everyone.... and every bank. Eventually I was refereed by an SBA lender to Rosalinda Delgado with Accion. I was very excited that there may be an option for us and our small business just starting up. After working with Rosalinda I realized she was most definitely trying to help me and ensure our business transaction made sense for both parties. There was lot's of work and paperwork needed, but I can only imagine that anyone looking for funding would have to understand this starting a new business with such risks involved. I wrote my business plan with the help of one of their partners and they had access to numerous resources for start ups and working business. I can say I just signed my second loan with them last week and we have been provided many opportunities since working with them. Without Accion our company would not be where it is today! They have given us piece of mind and above all else trusted us to move forward with our dream. I highly recommend Accion for serious business owners or startups who are wiling to get into a professional relationship regarding their loan. They saved our business and opened our doors for us to be successful! I am for ever grateful, and proud to be part of the Accion family. Terry Little Bear Roots Brewing Co. read more

Accion's customer service is EXCEPTIONAL!!!! Isaac Ramirez and Erin Vuong lead the efforts for our emerging small business to successfully obtain our first ever business loan and made the loan process swift and straightforward. Mr. Ramirez and Ms. Vuong went above and beyond expectations to help us throughout the process: Mr. Ramirez provided tools and guidance to help us streamline and organize our documentation and information; Ms. Vuong rapidly processed our information and documents and kept us well-informed of our loans status. Together, they followed up with us to insure our needs and questions were met; provided high quality, prompt, thorough and clear responses to all our questions and were remarkably knowledgeable, kind and personable. Accion's Mr. Ramirez and Ms. Vuong are highly dedicated to helping small businesses and entrepreneurs grow their companies. Together, with their team at Accion, they continue to support our companies needs even after loan closing. Accion is an excellent resource for small business financing! Thank you, Accion Team, for helping us grow our company and broaden the horizon of opportunities within our reach! read more

My Space and Early Learning Time, LLC would like to say a special thank you to Accessity for all that they have done for us. Because of their dedication and supportive efforts towards small businesses like us, we were able to open the doors of our early learning and interactive environment. My space and Early Learning Time, LLC is a local resource for all parents and families. Because of Accessity, we are here to do our part in making sure that early childhood education reaches its highest potential and yield many long-term benefits for early learners, their parents and the whole family unit. Their funding and guidance on this small business venture have helped us to become a local community resource for parents and families and we are able to bring out the emphasis on how our early childhood education programs can prepare their children with lifelong skills as well as develop their social and emotional skills that they will need to succeed and graduate high school. Once again, thank you to the management and Staff of Accessity for joining us on this venture of promoting early childhood education. Together, we are changing lives one child at a time. read more

Accion and their San Diego team have been monumental in many ways as it relates to the start and growth of our company. Like any lender, however, it's a challenging process to be approved for funds but without organizations like Accion many small businesses and startups would never have a chance, so thank you Accion. We have been in an engagement with Accion since 2014 - they continue to help us navigate the even more brutal process of dealing with traditional bank lenders with respect to UCC filings, etc. They are flexible and willing to work with you, but it's also important to know that you must have your own finances, personal credit, and other relative financial records in great working order. If you have that, you have a much better chance of closing the financing you are seeking and that matters most for you. I would recommend Accion to any serious entrepreneurs, startups, or small business owners in need of that crucial seed funding, any day. read more

Well then, my experience with the members of ACCION has always been simple and pleasant. And, I'm grateful, they've all been always cordial to me from the beginning. And also, very clear at the time of formalizing a loan. I acquired a small loan that helped me a lot to boost my window tinting mobile service business, which is still running and I am very happy with the results. I believe that a loan is very timely when you do not have the resources to drive yourself and grow. I also think that a loan is meritorious when you have spent time trying to develop yourself. If you already studied your personal situation and you conclude that you need a loan, get it! Just ensure something for your future, punctual automatic payments every month, it will be a good record that will guarantee a higher loan in the future. Best regards! Omar's Tint read more

Yes I know I'm in San Diego one of the most beautiful places in America. Cleveland got a NBA Chip last year. They got LeBron but it took a team. Without a team, no Chip. Elizabeth Arteaga(earteaga@accionsandiego.org) Alma Palencia-Reyes(apalencia@accionsandiego.org) This is my starting team. You can get their titles when you talk to them. They not only can get you money they have a great supporting cast to mentor you through every step of your business. They do take your business personal, they will bend over backwards to help you accomplish your dreams. A Chip (championship) is not easy but always doable. It's been a ride ACCION and because of you an the financial help, mentor-ship, my sauce this time next year will be in a chain of stores(can't say the name right now, in negotiations) Thanks Accion read more

Rosalinda and John, I wanted to take the time to thank you for all that you've done with providing the resources to assist Virtual Speech Therapy in getting off the ground. I received the funds yesterday. Without capital great ideas are just that. With this funding I'm able to continue to build a service that I've know since I was a child (with my mom being one of the earliest African American women speech therapist). The benefit of this service has blessed many in my community and my goal is that with this funding I'm able to help many others in our San Diego community meet their speech therapy needs by providing easier access to care. Thanks again for the huge role you've played in this. Regards, Henry R Virtual Speech Therapy LLC read more

Accion helped us with our first loan ever for our small startup. They were helpful during the entire process answering any questions we had and working with our schedules. They are STILL helpful; even after we received the loan! They provided me with a mentor from SCORE that has helped me with setting up my financials, giving me all of his tips, and offering to meet up anytime to help with questions we have. We are so grateful to Accion for helping us with our business, SD Campervans (www.sdcampervans.com). We've grown because they believed in us and saw our vision. Thanks, team! read more

Accion is one of the most customer service oriented companies I have ever had the pleasure of doing business. They are awesome at listening to a client and understanding what said client's needs are. If you're thinking about opening a small business these are to people you want to do business with. The employees are all experienced in what they do. And...I recommend CATHY GALVAN for whatever you need. She is thorough, understanding, and fair. CUSTOMER SERVICE- They go above and beyond you're expectations. Thank you and have a nice day... read more

We are a small emerging business, developing a new brand of high end jeans for men. We were advised by the SBA to contact ACCION to help us with a small business loan. We are exited that today we signed off the loan documents. The whole process was very straight forward. The stuff very helpful coaching you throughout the process. Very happy to have received the good news last Thursday which will help our business idea and concept to reach our target audience. Thanks ACCION Team for your support and believing in us. read more

I was impress by the professionalism and the great help. Alma Palencia really made my loan application fast and easy and she help me since the beginning to the end of my loan process. On be half of Cesar Painting Concepts, I really want to take the time to thank ACCION for giving me the opportunity and giving me the loan to expand my painting company. Also for believing on helping small business become successful. Thanks again ACCION and keep helping our community. read more

It was a pleasure working with the amazing Accion team! This experience with Accion starting out as a small business owner was beyond welcoming. When looking for financial backing and getting my business moving forward, Accion staff and their financial investment has allowed my business to gain momentum. I'm completely fortunate to have the opportunity of having Accion believing in me and my business. Accion thank you, Benjamin Freight LLC J. Williams CEO read more

I was referred to Accion by the Inland Empire Small Business Develpment Center. I started working with Christine Sanchez. The process went very smooth and there were no surprises. Christine was clear on time frames and expectations. I received the loan quicker than I anticipated. There are no surprises even now that I have had it a few months and have begun the monthly repayments. The payments and interest were clearly defined and easily understood. read more

Accion is a great resource for small businesses in San Diego. They offer small business loans for both start up and existing entrepreneurs. The loans range from as small as $500 all the way up to $75k. Not only do they provide access to capital but they also offer other resources for small businesses that helps towards their path to success. I highly recommend that you check them out if you are a small business owner. read more

Accessity (formerly Accion) has provided me with a Covid-19 business loan, and it has been a great experience! Everyone on the Accessity Team has been very responsive, communicative, professional, friendly, and really easy to deal with. They kept me updated on every step, so I always knew what was going on. The loan was disbursed in record time, in under two weeks from application. I highly recommend Accessity! read more

Accion was awesome! My wife and I were in need of start up capital for our brick and mortar business. We asked around and through a recommendation from the local SBA Office, we ended up utilizing Accion's services. They were very supportive and communicative as we barreled ahead in pursuit of our loan. After a thorough underwriting process we had our money and were ready to open up shop! Thank you Accion! read more

I have to write this glowing review for my loan officer John Veneklasen, who went far beyond his call of duty with my application. He was professional, knowledgeable, kind with his time and always kept me informed of the development of the application review. I'd give him an A+ for his services, and the incredible resources that ACCION San Diego provides the small businesses community. Thank you! read more