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    Fix My Report

    5.0 (20 reviews)
    Closed 7:30 am - 5:00 pm

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    10 years ago

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    Corey G.

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    6 years ago

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    9 years ago

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    Corey G.

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    13 years ago

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    9 years ago

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    Corey G.

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    11 years ago

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    7 years ago

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    Ask the Community - Fix My Report

    Review Highlights - Fix My Report

    I have been doing business for a long time and I have never had such an amazing education and support session as I had with Corey.

    Mentioned in 18 reviews

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    Ipsan West - We Work Nationwide

    Ipsan West

    (33 reviews)

    Carmel Valley

    Bill was quick to reply with all the information I needed, and he was beyond helpful he even gave…read moreme extra pointers to help me raise my credit score! Thanks Bill!

    I am sharing my experience to help others make informed decisions before engaging Bill Ipsan or…read moreIpsan West. Over several years, I paid for credit-related services and repeatedly requested documentation showing that Mr. Ipsan and his company are properly registered as a Credit Services Organization (CSO) with the California Department of Justice, as required under the California Credit Services Act (Civil Code §1789.10 et seq.). Despite multiple written requests, no CSO registration or surety bond information has ever been provided, and the DOJ confirmed that neither Bill Ipsan nor Ipsan West appears on the state's CSO registry. Based on my review of California law and my own experience, I observed several potential compliance issues, including: * Advance fees collected before full performance (Cal. Civ. Code §1789.13(a)); * Missing disclosure of the surety's name, address, and the buyer's bond-claim rights (§§1789.14-1789.15); * Failure to complete services within 180 days of contract execution and no valid justification for delay (§1789.15(a)); * No agent for service of process identified in the contract (§1789.16(a)(4)); * Marketing and contracting for "credit services" while unregistered (§§1789.13(j), 1789.25). I have provided this information to the District Attorney and Attorney General for review. My goal is not personal -- only to document my experience and encourage others to verify registration, bonding, and performance timelines before engaging any credit-service provider.

    Allied Financial Services - Corporate office

    Allied Financial Services

    (16 reviews)

    I called for relief from a private student loan, and they said they could file a borrower's defense…read morefor me and get my money back, sent me a form to sign, and charged me a grand upfront. The contract absolves them from failures, and you can not get your money back after 48 hours. They asked about my credit cards at the first consultation, and I didn't sign up for credit counseling. I signed up to get my Borrowers Defense form filed and my federal education loans and private loans through Sallie Mae and navient refunded. It turns out they are just a credit counseling firm taking advantage of the debt burn of student loans. They can't do anything about secured private loans and do not do out and for borrowers defense discharge applications with the Department of Education. If you have student loan debt, avoid this company like a plague...$1000 dollars before one minute of work and a contract that says if you don't ask within 48 hours, you can't get your money back. It is useless unless you're deep In the red with credit card debt...

    I've been dealing with Allied Financial Service since 11/21/2018 and they never kept there Promise!…read moreI paid the fees for their services, sent all of the paper work and when I called them back, they had no idea what was going on. The person who I spoke to at that time said " OPPS! somebody drop the ball on your case!" This after 6 months! I have called them back more than 30 time over the last 5 years and this is what I get: I'll have someone call you back in 5 mins! No one does. Let me transfer you to Processing! No one Answers If I do get though to Processing. It's let me look into it and I'll cal you back! The never do! Several time when I call its: Because of Covid, we can't wok on your case! Yesterday I called their 800 number and it's out of service! I'm ready to file a Class Action Lawsuit againisnt them!

    Fix My Report - financialadvising - Updated July 2026

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