Dr. Budgets AKA Kai Dickens is the go to man for all you're budgeting needs! Whether it be business or personal finances he can help.

Kai with Dr. Budgets is the best when it comes to effective strategies for managing your personal and business finances. I highly recommend giving him a call! read more

Since my last review, I have continued working with Dr Budgets specifically for business. Kai took the role as the Dr Budget coach to guide me each month with making business financial decisions, reviewing how I did with my goals and creating new action items. Having Kai as my coach really helps me keep my focus on the bottom line. Thanks Kai. read more

I've been working with Daniel at Dr. Budgets for over 2 years, meeting monthly at his office and via Zoom the last couple times due to Covid-19. My daughter is the one who has done a lot of research and recommended Dr. Budgets to me. She accompanied me to all the meetings. Daniel is amazing! We look forward to all our meetings. I like his approach, which is simple & easy to understand. He is very knowledgeable, never judgmental, always ready to point out a better idea after objectively analyzing my situation. When we first met, I told Daniel my goal was to be able to retire within a year. After working for 40 plus years, it was still a little scary thinking about retiring. Daniel created this spending plan to help me get to where I want so that I can reach my retirement goal. He has helped me greatly with his coaching, making it easy to follow, tracking expenses, keeping good spending habits, putting money aside monthly, all these have become part of my regular routine now. Dr. Budgets have changed my life for the better, and I am happy to say that I am on track and am already enjoying my retirement. Thank you, Daniel and Dr. Budgets! I am able to reach my goal and love this new chapter in my life. You are the best!! read more

I have been working with Kai for years. I highly recommend him. He was a life saver with all the advice and strategy. Highly recommend!

Daniel and the Dr. Budgets team truly helped my husband and I get on the same page about finances and paved a path for us in the future. We have a plan now, and almost a year of guidance under our belts. Daniel's combined sense of humor about life, understanding about our needs, and wisdom on what to do, made a wonderful combo for us to be able to make changes and leave guilt and worry a little further in the past. Of course, we still have conflict and struggle with our finances but instead of if being a shameful or confusing thing, we know how to work through it together. I HIGHLY recommend Daniel and his team. Do yourself the favor of making this investment in yourself. read more

I have been working with Dr. Budgets for several years now and it's been quite a transformational experience. I went from feeling like I never knew where my money went, basically living month-to-month, to now being closely connected to my finances, paying off significant debt and living my life the way I want to live. Daniel is a personal trainer for your budget, he works closely with you to understand your lifestyle, your spending habits and your goals, both short term & long term, then coaches you to success along the way. And trust me I've definitely been stubborn at times, not wanting to face the facts and change my behavior, but with Daniel's kind coaching and encouragement we have been able to make substantial changes that have truly benefitted my life. I know the financial skills I've learned along the way will set me up for success in the future! Thanks for everything Daniel! read more

Daniel and his team are phenomenal. My husband and I contacted Daniel years ago and though we didn't hire him to assist us back then, he gave us some incredibly helpful tips and tools to use until we were able to hire him to help us reach our goals. One year ago we began working with Daniel on monthly coaching and we are so excited to have reached our goal of paying off all of our debt. This years goal is to buy a house and we know with Daniel (and Kai)'s help we will make it happen! This is the first year in nearly a decade that November and December don't feel like we are just squeeking by until tax season. Achieving fanancial stability and knowledge of money management is completely attainable- we are so happy to have found Dr. Budgets. read more

Dr. Budgets is amazing!! We've been working with them for years and they have helped us achieve many goals, simplify our budget and control our spending without feeling like we're missing out. Daniel's approach is great. He holds you accountable and points out where you can do better, but in a non-judgmental and understanding way. He congratulates you when you hit your goal and offers ideas on ways to hit it if you miss. And he gives you tools to make the budgeting process as easy as possible. I thought I knew how to budget before but still ended up with a ton of debt that I would pay off 'someday.' Now it's paid off and working on the next goal. Thanks Dr. Budgets!!! read more

Daniel and his team are fantastic to work with. My wife and I signed up for their money management and advising services when we got engaged, and it really made a difference in our lives. Three years later and we have no debt, own our own home, and are saving adequately for our future. Daniel helped us navigate merging our finances, setting a family budget, and planning regular conversations between my wife and me to keep us on track. Daniel's methods involve planning, reviewing, and reflection on how spending makes us feel. This feels funny at first because our society's relationship with money is SO SERIOUS all the time, but Daniel's methods have made our conversations about budgeting, saving, AND spending, FUN, rather than stressful and judgemental ... which is what many couples experience. I've always had a negative relationship with spending money, but now I set a budget, and can enjoy the items and adventures on which we spend. Thanks for all the help and guidance over the years, Daniel. You've made a big difference in our lives. I strongly recommend Dr. Budgets for anyone looking to get serious about tracking and budgeting. Daniel's network of related professionals is also extremely helpful as your needs expand. read more

Kai Dickens is amazing! If you are looking to get rid of those finance charges and start putting your money to use for you and your family, Kai is your man! Kai has helped me look at where money was being spent and had me question if it was a necessary expense. I was able to eliminate these expenses and therefore do some trips with my family that I have already paid for next year! Kai is very detailed and helpful. Thank you Kai! read more

My girlfriend + I worked w/ Dr. Budgets for almost 2yrs while we were saving for our home. Daniel gave us personal attention + we were able to turn lots of expenses into home savings. Fast forward 2yrs + we're living in a beautiful duplex in an up an coming neighborhood. San Diego is one of the most expensive housing markets in the country + we couldn't done it w/o Dr. Budgets! read more

Kai is THE most excellent guy to help get you achieve your financial goals. He has a kind and approachable manner, with a great sense of humor and still lets you enjoy your life whilst attaining your bigger picture. In these tough and uncertain times, it's well worth giving him a call to keep your sanity in check! read more

Daniel and the Budget team is awesome. I'm am recently engaged and taking the appropriate steps onto becoming an adult couple and having a joint account is one of them. Thanks to Daniel, I have the numbers and knowledge to improve my financial situation. His attitude and education he shares towards me and my fiancé provides a lot of peace of mind knowing our financial needs can be met. Cheers Dr. Budgets. read more

My wife and I have been working with Daniel for a little over 2 years and he has made a huge difference in getting our finances on track. He helps with my businesses budgeting and our individual budgeting as well and it's been more than worth it! When we were going to be purchasing a new home Daniel was there to consult with us in regards to what we could afford and still be on track with monthly expenses and investments. I highly recommend working with Daniel and his team! read more

I worked with Daniel for several years and he helped my business get on steady track. For those of us who have varying revenues from month to month this was a game changer. I felt organized, pro-active and in amazing hands. This allowed me to see what I could afford & what my priorities were. Daniel never told me I couldn't do something- he helped me prioritize. He's smart, compassionate and incredibly trust worthy. Go for it! read more

I am so grateful to Daniel and Dr. Budgets. I remember sitting down with him on multiple occasions and he carefully and compassionately lined out what I should be thinking of and doing in order to get out of debt, and how I should be thinking of money and finances and everyday expenditures. He was very patient and crystal clear about his explanations, reasons, methods, and suggestions. He made a lot of sense and really laid the groundwork for me continuing to stay out of debt once I got out, and I am happy to say I have. He provided a really invaluable perspective. I really like that he looks at life goals for his clients and sets a plan for how to get there. Daniel is awesome and I'd highly recommend him to absolutely anyone. I can't recommend him enough actually! Great guy, great idea, wonderful help. read more

I worked with Dr. Budgets on the monthly coaching plan for over two years. Daniel helped me pay off debt and save enough money for a down payment on a condo. All while still traveling and enjoying my life. I was able to adopt good spending habits working with Dr. Budgets. I recently got a raise at work and will be reaching out to Dr. Budgets again to help me build a new budget with my new goal of purchasing another condo in the near future. Thanks Dr. Budgets! read more

Dr. Budgets coaches are the best at what they do. Dr. Budgets is a money coach - not a financial planner. Dr. Budgets helps their clients to set themselves up for successful by creating budgeting plans and assisting clients in executing those plans. This isn't your mother's money coach - this is about how to live the life you want while spending WISELY!!! I recommend Dr. Budgets to anyone who wants to understand their monthly spending habits better!! read more

Working with Dr. Budgets has been life changing! They helped my husband and me put and keep a budget in place that allowed us to not only become debt free, but build up substantial savings, so we don't have to stress about our finances. We've been doing the monthly coaching plan for over 5 years. Having someone from Dr. Budgets hold us accountable for our spending on a regular basis, has really changed the way we spend and save money. They do such an amazing job of helping you prioritize where you want your money to go, that you don't ever have to worry about whether you can go on that vacation or buy that car. If it's important to you, then Dr. Budgets has helped you save for it. I refer everyone I know to Dr. Budgets, because they really have changed my family's life. We would not have the financial freedom that we have without them! read more

I've been working with Daniel over the past 15 months and the experience is one that I would happily share with anyone willing to listen. I am thrilled to say with his guidance that I paid off my credit card debt and substantial car loan within 11 months. I'm now working on creating an emergency fund to produce a stress-free future for myself. I remember watching a testimonial from the Dr. Budget website when I first began and was amazed when someone stated that they paid off over $10,000 worth of debt in a year. How was it possible? I can proudly say that I did the same with the budget created by Daniel, while still focusing on the things that I love to do. Shopping, eating out and travel were not things that I had to give up on the reach my financial goals. I've created a budget that gives me the flexibility to live a fantastic life while being debt free. Honestly, I wish I had signed up for Dr. Budgets sooner! The service had paid for itself and I look forward to speaking with Daniel every month to confirm that I'm on the right fiscal path. read more

Daniel with Dr. Budgets is one of the most knowledgeable financial coaches that I have ever worked with. He reviewed both my business and personal budgets, and assisted me to set a budget that was reasonable, and allowed for the ability to save for what is important to both my fiancée and myself. I really appreciate everything that Dr. Budgets has done for my family and I am looking forward to building my wealth thanks to the services that Dr. Budgets provided. read more

Highly recommend Dr. Budgets and his team. I have learned so many valuable tools and have learned how to manage my money efficiently. I got to work with Kai and am so thankful for him. He really cares and it shows. Do not hesitate hiring this fantastic team. read more

Daniel Rodriguez has been my budget coach since 2014. He has helped me both personally and in my business. I can't say enough about the power of his presence in my life. There are a great many moving parts with my cash flow and so having Daniel in my corner allows me to focus my energy where it matters most - making money. His methodology and tools have equipped me with clarity and direction. Through our work, I moved significantly beyond merely having a haunch about my finances and operating on gut instinct, to operating with precision and purpose. I have realized many milestones in our time together and I am deeply grateful that Daniel is in my corner. Worth every penny! read more