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    EXIT Realty BY Open Gates

    5.0 (1 review)
    Closed 9:00 am - 6:00 pm

    Services - EXIT Realty BY Open Gates

    Buyer's agent

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    Arbor Commercial Mortgage LLC

    Arbor Commercial Mortgage LLC

    (2 reviews)

    I was in the process of purchasing an apartment complex and attempted to assume the existing loan…read morewith Arbor. They reviewed my file and indicated that the assumption would be successful, so they asked me to pay an $11,000 application fee. Over time, they kept changing the requirements. It was clear that no matter how many times I satisfied what they were asking for, they would continue to move the goal posts. In they end they denied the loan assumption. Supposedly, they used $10,850 of the $11,000 application, so they offered me a paltry $150 refund on the application feel. Although I'm not certain, I think there's a good chance that they were just trying to profit on the application fee when they never intended to allow the mortgage assumption to go through in the first place.

    I have 3 commercial loans with Arbor and all I can say is they are a BAD company to borrow money…read morefrom! They will force you to pay all of these up front costs just to change the terms of your loan through the months / years. They will CHARGE YOU to keep reserves with them. They change their insurance requirements every year. . . making them harder and more costly. You will have to submit HUGE quarterly financial packets. And lastly to get your money out of reserve, it is a 1 month process, endless paperwork, etc. I can't sell or refinance because I have prepayment penalties, I am trapped. Not a good lender, run while you still can!

    EXIT Realty BY Open Gates - realestatesvcs - Updated May 2026

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