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    CM & Associates

    5.0 (10 reviews)
    Open 9:00 am - 5:00 pm

    Services - CM & Associates

    Mortgage services

    Buyer's agent

    Listing agent

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    Review Highlights - CM & Associates

    A year ago I contacted Charles and asked him what I needed to do to get into a home.

    Mentioned in 7 reviews

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    People searched for Real Estate Services 3,917 times last month within 15 miles of this business.

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    Full Circle Home Loans - First time buyers and Veteran (VA home loan) after we closed on their purchase. Our clients are our family.

    Full Circle Home Loans

    (165 reviews)

    Seth and his entire team were absolutely amazing to work with. Just really top-notch people…read more We explored several options, and Seth was incredibly patient the entire time-helping me run numbers more than once, compare different scenarios, and think through what would actually make the most sense for our situation. I never felt pressured, and he always took time to answer questions and explain things clearly. What stood out most to me was how accessible and responsive he was. No matter how many questions I had, he was always willing to help. Even when he was going on vacation, he reached out beforehand to let me know, made sure I had another point of contact if needed, and even said he'd still be checking messages while away. That level of communication and follow-through is rare. I'd genuinely recommend Seth and his entire team to anyone looking for someone knowledgeable, patient, and invested in helping people find the best fit-not just get you a loan. I wouldn't hesitate to work with Seth and his team again or recommend them to friends and family.

    The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

    John Abril - Upland, CA Home Dinning Area

    John Abril

    (1 review)

    We interviewed five agents, but John Abril stood out. He was the only one who genuinely cared about…read moreour move, asking 'What are you looking for?' and 'What do you expect from me?' This personalized approach, combined with his calm guidance through a stressful sale, made him the perfect agent. John was always responsive, professional, and his strategic plan delivered excellent results. We couldn't be happier. Thank you John!

    From the owner: John Abril the Realtor broker real brokerage technologies and birdeye loans inc…read more Looking to buy or sell a home in Upland CA or Ontario CA With 24 years of experience as a top realtor real estate broker and mortgage broker I specialize in helping homeowners sell for top dollar and guiding buyers through smooth successful transactions For home sellers in Upland and Ontario Want to sell your home fast and for the highest price My strategic home selling plan includes expert pricing professional photography home staging social media marketing and direct outreach through door knocking and networking I aggressively market your home to attract the right buyers and negotiate the best terms for you For home buyers in Upland and Ontario Whether you are a first time homebuyer upgrading to a larger home or investing in rental properties I help you find the perfect property and secure the best mortgage rates From FHA VA and conventional loans to investment property financing I handle the entire process For homeowners needing mortgage solutions As a licensed mortgage broker I provide expert home loan guidance for purchases and refinancing ensuring you get the lowest rates and best financing options in todays market If you are searching for a trusted experienced realtor in Upland CA or Ontario CA I am here to help Lets discuss your real estate goals and create a winning strategy

    The HLC Team - Cornerstone Home Lending

    The HLC Team - Cornerstone Home Lending

    (73 reviews)

    If you are in the market for a mortgage loan, Tim Harrison at Cornerstone Home Lending is the…read morefirst, second and third person you should call. He is honest, direct, extremely talented with "the numbers," and most importantly, he genuinely wants to help people. As a testament to this, by Tim's own advice, my husband and I ended up getting a loan from an entirely different lender! I was very impressed with Tim's honesty when he identified that a particular bank had access to a rate and rebate package (due to that bank's partnership with the builder) that he simply couldn't offer. Even then, that didn't stop him from giving us great financial advice. There is no question in my mind that we would not have been able to afford our house if it were not for Tim. He spent a great deal of time listening to us and educating us on how if we restructured our borrowing strategy, we could access rates and lower fees that somehow none of the other lenders were telling us about. When you speak with Tim, you can tell his mind is running at maximum strength, coming up with ways to save you money - not just at the closure of Escrow, but months and even years later. It was like watching one of those expert Rubik's cube solvers. Again, we did not ultimately end up getting our loan from Tim and the HLC Team at Cornerstone Home Lending, but the service we received there was just so outstanding and beyond our expectations, we just had to write something. I will continue to refer Tim and his team to anyone looking for a mortgage lender. Five stars!

    Our loan could not have gone more smoothly. They were always available which in today's world…read moreisn't the case. I would highly recommend them.

    CM & Associates - realestatesvcs - Updated May 2026

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