WARNING!!!! Please read!!! A complete steal!!!!! What a disappointment to try to work with Chase refinance team. I've been a customer of Chase for a very long time, 12+ years. I recently tried to refinance my home mortgage with Chase. I have a very good credit score 780+ and I own 50% of my property. I set up an application online and one of their representatives called me, they seemed to be professional and know about the subject. These is my first time trying to get my home refinanced so I wanted to get a few options. Initially they offered me a 3.4029 APR with closing cost of $6,700.3. I try to lock in the rate with the person due to possible changes when I call again. Somehow their system wasn't working properly and he could not do it. Although he left a note for locking the rate when the system was working. I called the gentleman the following day with no response. Same thing the following day with many others. I email these person and nothing, never responded. These went on for 1 week. This person's name is William Kummetz. I wanted to open another case and again they called me, this time it was a lady named Kambria Lauffer. At these point she offered me a 3.64 APR with closing cost of $7,977.21. Again the system was not working and she said she would call me on the same day. Never called back.I emailed and called her with no response. Two days later she calls with an even higher APR and near $9,000 closing cost. What a disappointment it turned out to be. Don't use Chase for your mortgage refinance. They would play you and use the system against you without caring for your time or whether you've been a loyal customer. read more