Joshua and team made our refinancing process a breeze. They kept me informed every step of the way, and were very responsive to all of my questions. I spent less than ten hours of my own time in all. Highly recommend! read more

Blue Financial Group is by far the best company we have used. We have purchased 3 homes now and this company especially Vivienne was incredibly fast and so helpful during the process of purchasing our home. It was so easy and smooth. I will recommend her to all my friends and family. read more

I would definitely recommend Vivienne and team to everyone. I worked with them on a new home and it was a breeze. Everyone was very responsive and helpful whenever I had any questions. Honestly, this has to be one of the smoothest loan processes I've dealt with. Thank you again! I will definitely be coming back to Blue Financial Group. read more

I worked with Vivienne on a refinance with a title change on a property and her team was super responsive and helpful on every step of the way. She was able to give me a competitive rate and answered all of my questions with lightning quick responses. I'm definitely going with Blue Financial Group for all my future needs and you should too. read more

My husband and I refinanced our home with Vivienne and her team earlier this year. And wow! Nothing but good things to say!! Vivienne was responsive and patient with all our questions. And most importantly, was able to lick us into an excellent rate! She made the refinance process so easy for us and we will definitely be coming back to her for our future home purchase and/or refinance. read more

Joshua and his team was highly recommended by a close friend from college. I have done 3 refinanced in the past in the course of owning my home for 12 years now. I have done enough refinancing to know what the costs/fees breakdown are and know the typical time frame should be. Even though Blue Financial came recommended by a friend, I was still skeptical at first. I have to say that throughout the whole process they have been very responsive. My phone and emails are usually answered right away. They give weekly updates on the status of your applications on Tuesday and Thursday which was very comforting. Most importantly, they follow through with what they promised with rates and low to no costs fees. I was able to get the best rates at the time. I don't think I will ever have to refinance again as Blue Financial was able to give me one of the lowest rates on the market. In addition, the whole process was fast from start to finish. I would recommend them on your next refinance on the low rates and responsiveness. read more

My husband and I, we have been using Blue Financial Group for the last 10 years in buying, refinancing our houses. Vivienne and Michelle have never let us down. From searching for the best rate to providing good advices, they always found a good way to save us money. Especially, shout out to Michelle. She is an asset to the company. Very friendly and helpful. She was working hard to make sure our refinance is closed on time (3 weeks from starting to closing escrow). Since it's the pandemic time, all paperwork was done online. We didn't have to go anywhere. What's a convenient way! Love it. We would recommend this company in a heartbeat because of their integrity, efficiency and will absolutely use them again in the future if needed. read more

It was a pleasure working with Michael Wong of Blue Financial on my recent refinance, which resulted in very competitive interest rate terms. He is clear in his communication, patient, and generous with his knowledge. Admittedly, I ask a lot of questions, and want to understand the process, and he answered every one of them in frank and easy-to-grasp terms. Mike and his team are honest and thorough. I recommended Mike's help to other members of my family and to all of my friends! read more

Worked with Joshua Sun and his Team on a Home Refi. Ive gone thru probably 10 Refis or Home Loans so far..and usually the process is not great. But working with Joshua and Allen they were very straight forward, organized and Upfront...no surprises...and process went smoothly He provided me with an awesome Rate. Will definitely being doing business with Joshua and Blue Financial in the future. read more

Worked with Vivienne via a referral during the COVID Pandemic. Excellent customer service and attention to our needs and individual situation as this was our first ever refi in 15 years. Her and her team were were top notch and got everything closed out in approximately a month. Mostly all documents and communication were electronic and efficient, virtually painless. We referred her to another friend of ours as we were in the middle of our refi and she was able to close them out with an excellent refi as well. Highly recommended and will definitely refer her to others. read more

Highly recommend! We were referred to Vivienne a couple of years ago and worked with her to refinance our condo. We had such a great experience with her so of course we contacted her again when we were ready to buy a house recently. She is prompt, professional, so nice, knowledgeable and most importantly, was able to get us a great rate (for this market ). She was able to get our loan approved in 5 days and closed in 21! Buying a house is stressful and she made the loan process easy. Thank you Vivienne and the team at Blue Financial Group! read more

I can't think of enough great things to say about Vivienne and her team. I dreaded the refinancing process but she and her team made it so easy. She was very responsive and answered my questions almost before I even finished my question. I closed on time and saved money. I highly recommend Vivienne and Blue Financial Group. read more

I would like to thank Vivienne Wong for her excellent customer service. She is professional and knowledgeable. She is very easy to talk to and responded very quick when I had questions. She made getting home loan process much easier. She helped me lock the lowest rate and I was very happy about that. I appreciate your hard work. I'm happy I chose her as my loan officer and would highly recommend her to anyone who needs loan assistance. read more

The team at Blue Financial Group are always a pleasure to work with. Doing a refinance isn't typically easy or fun; we all know there is a lot of information you have to dig up. Thankfully Vivienne and her team make it as painless as possible. They use the latest technology to make uploading, sending, signing, and collecting documents easy. Their customer service is top notch and they explain things in a way anyone can understand. Highly recommend BFG! read more

Vivienne was a pleasure to work with. She was very knowledgeable and responsive. We went through Blue Financial Group to refinance our mortgage loan and Vivienne helped us lock in an awesome rate. I've recommended Blue Financial Group to several people already. Highly recommend! read more

Have any questions regarding mortgages, refinances, and other home things that you're not quite sure of? Look no further! Vivienne helped my husband and I with our first home purchase back in the summer of 2015. We were absolutely clueless with a lot of the purchase process but Vivienne was extremely helpful and knowledgeable. She was there every step of the way, got us a very competitive rate, and made the whole process easy and painless. She's also very quick to respond to your emails and calls, no matter what time of the day. Since our first purchase two years ago, she's helped us with a refinance and has continued to help us get information about purchasing a second home. I would definitely recommend her services! read more

We are currently in a very competitive market for buyers, and my wife and I took on the daunting task of buying our first home in the thick of it. Based on our experience, we firmly believe part of what helps a buyer stand out is having a sharp team who is on top of their game. This includes having an excellent finance team behind you. Despite the odds, we ended up successfully closing on our home and I credit Josh and company for playing a major role. Not only were they incredibly responsive and informative (critical for those new to the buying process, like us), but from initial offer to close, the entire experience was extremely smooth and surprisingly straightforward. We knew we were in good hands, and perhaps more importantly in a market like this, the sellers also had confidence that the transaction would close and thus we were front runners despite multiple (higher) offers. I can't recommend Blue Financial enough! read more

Joshua and team did a great job getting us a great rate with the best fees. It was a bit of a process, but they kept us updated. Be patient and he will get you the best rate around. read more

My husband and I worked with Vivienne. I highly recommend her to anyone that is buying their home especially for first time home buyers. She breaks down all the requirements needed and keeps you abreast with the status of your loan. She is always available to respond to all our inquiries, even on the weekends! We are throughly grateful for her and Jazmine! read more

My girlfriend and I have worked with Vivienne twice now and both times have been excellent. We had a bad experience with our previous lender and dreaded the loan process because of that. Vivienne made everything easy for us and got everything done in a short window. She is super knowledgeable and took the time to explain/ go over documents that we didn't understand. I would definitely recommend Vivienne to anyone looking for a home loan, especially first time home buyers! Thank you so much for all your help and we look forward to working with you in the future. read more

I literally cannot say enough amazing things about Vivienne and Blue Financial group. To set the stage, I am a major type A personality and my husband and I were looking to purchase our first home while still in a pandemic. Oh and our contingencies were being released on Day 7 so we needed to move extremely quickly to get everything done. Luckily we had already pre-qualified for the loan prior to looking so that moved things along quickly. Getting back to Vivienne though! My god that woman is a super hero!!! She was completely on the ball the entire time. Communicated with us extremely well. Answered all my questions - and believe me there were a lot. She also did all this and got the loan ready to go in the middle of the week between Christmas and New Years. She seriously was so professional, prompt, friendly, positive, helpful - pretty much every good adjective can be inserted to describe her. Home buying, as you can imagine, is extremely stressful and Vivienne made this process so much easier and literally was the least stressful part of the whole thing which shocked me. She also gave us the lowest rate around, even better than our realtor's tried an true mortgage person who ALWAYS had the lowest rate. Guess she hadn't come across Vivienne yet! And to top off everything, we ended up being able to close within 15 days! In the middle of Christmas and New Years. Let that sink in for a second. If my words don't convince you to use this group, maybe the fact that my brother and my parents both used them for their homes and we recommended her to my father-in-law who also switched lenders to go with Vivienne after speaking with her. Thanks again for all your help Vivienne! You made our dream home a reality! read more

Vivienne is absolutely excellent to work with - she is super responsive and applies zero pressure throughout the loan process. We shopped around yet we couldn't find anyone that could beat her loan terms and rate. Look no further, if you are looking for an experienced professional to help you purchase your home, ask for Vivienne! read more

Vivienne and her team have been a blessing to me and my family. I have worked with them for over 9 years, as they helped us with our first home purchase in 2010 and then several transactions over the last 9 years. Vivienne and her team are extremely responsive, reliable, trustworthy and always working to provide the best service at a fair and competitive price. I look forward to working with them on future purchases! read more

I went through a divorce and almost lost my house because I couldn't afford it to do it on my own. Vivienne and Blue financial went above and beyond to find me the best that suites my living to be able afford to keep my house. I am now re-married and have 2 kids and glad I can provide shelter for my family. They're not Jst a company they also treat you like family. Thanks guys I owe u guys everything read more

We have been working with Vivienne Wong, from Blue Financial Group, for over 11 years and her and her team have been great. We have been with her on new home purchases and also for refinances, and the way she walks you through the process is priceless. She listened to our goals, helped us asses what we can afford comfortably, and helped us make a very important decision wisely. She is no nonsense and extremely professional and knowledgeable in her field. I highly recommend Blue Financial Group for your needs. read more

Vivienne Wong has done 3 refinances in the last 10 years. Everyone has gone smooth with no surprises. With very little effort on our part. Vivienne always far exceeds our expectations Richard & Sandy read more

Top team! Top level of service. Always recommending to my real estate clients. My most selective clients eventually chose Blue Financial team to work with them on their jumbo loan. Excellent work! Highly recommended. read more

Vivienne has been so helpful from the beginning of our home purchase journey by not only answering our questions but also providing solutions for the roadblocks we had faced and guidance to things we had not even considered. She was actually the second broker we had contacted after the first one we had been communicating couldn't proceed with us. She not only helped repaint our historical blemishes but also suggested a lot of helpful financial tips that first home buyers could not consider which helped our mortgage planning tremendously after closing. Her expertise and professionalism not only impressed us but played a major factor on the sellers end by proactively presenting us as  serious buyer. If you are looking for a mortgage broker that would go above and beyond for your purchase, work with Vivienne and you'll be amazed how easy she will make your life in a home purchasing process. We are so glad to have worked with her and it's truly been one of the highlights of our purchase. read more

Vivienne and her team is top notch! Highly recommend. This is my first time doing mortgage loan and I have no finance knowledge but Vivienne is been very patient to explain and answer all my question,fast reply and always on top of everything. I know I can fully trust her and she will taking good care of her customer. read more

Vivienne and her team were absolutely awesome! We had a great experience with them, they made our refinance painless! Highly recommend!

Joshua Sun was referred to us by our realtor, who has been in the industry for 20 years. He clearly gave us the breakdown so we know how to set our budget and maximize it. He and his team is super professional and always on top of our case. They touched base with us almost everyday and sent us updates. We got very good rate and closed escrow within 30 days. We will definitely recommend Joshua to anyone who's interested in home purchase or refinance. 10 stars service! read more

Can't say enough about this team. Vivienne was a wonderful person to work with. Her team was right on point about my whole transaction. I had put off going thru a refinance process thinking it was going to be a hassle and they made it so easy for us. Thank you Vivienne and your team for your great customer service and your gift. I totally recommend them and would work with them again, and again anytime. read more

We had a great experience with josh Sun and his team especially Alana, They analyzed my loan and recommended the best solution. The communication was clear, accurate, and promptly provided. They make you feel comfortable and they are always eager to hear you, which is especially helpful in this complicated process. Best lender team!!! read more

I have worked with Vivienne and her team on multiple occasions for over 10 years. We've successfully completed 4 refinances and each experience is as stellar as the last. Vivienne is prompt, professional and thorough. She is always accommodating and extremely knowledgeable. From start to finish everything is done in a timely manner, cost is low for first class service, I have always received low interest rates and the entire process is stress free! Vivienne and her team will always go above and beyond to make sure everything is PERFECT no matter what it takes- they answer calls, texts and emails right away. Michelle is AMAZING and you will love working with her during the whole process!I've recommended BFG to all my friends and family- many of which have become repeat clients as well. You will not be disappointed when you work with BFG! read more

We refinanced our house through Blue Financial Group. I had many questions and Vivienne was very patient and answered all questions thoroughly. All of the people she used (inspectors, notary) were prompt and on time and easy to work with. The refi was much easier than my original mortgage. I did not want to refi because it is usually such a hassle but it was very easy and painless. I highly recommend them! read more

It was such a pleasure working with Vy on my refi, she went above and beyond what any other loan officer has done in the past. As underwriting needed more information from me, she did her best to help me gather that information to make it as easy on me as possible. Great experience, would definitely refer her and go through her again! read more

I have used Vivienne to fund my home loans twice and the process is always smooth and efficient. Vivienne and her team will make the whole transaction as easy as possible for you. She is always responsive and her follow through is impeccable. Her rates are competitive, if not the best around. She is honest, trust worthy, and will always give you advice that is in your best interest. Use blue financial for your home loan needs. You won't regret it. read more

I've use Blue Financial Group for all of my mortgage needs. Whether you are looking to purchase or refinance they are the best in the business. They are great at communicating and helping you through the process. What should be a stressful transaction is completely seamless and stress free in my experiences with them. Best rates and world class professionalism. I can't say enough good things about the team there. Thanks Blue Financial for all your hard work and dedication! read more

Vivienne and Blue Financial Group were easy to work with throughout the refinancing process. She was very patient and accommodating in trying to find the best rate for us, especially during a volatile financial period. She communicated well and responded quickly to all communications. Particularly with all the changes due to COVID-19, she helped make the process streamlined and as painless as possible. Signing and sending documents was simple. Vivienne was recommended by several friends and we've used her services once before - the positive recommendations were validated and both of our personal experiences have been great. We highly recommend. read more

Vivienne at BFG truly was a miracle to us during our first time purchasing a home and acquiring a loan. She immediately reached out to me a few hours after working hours when I first left her a voicemail. That same night, she not only e-mailed us rates directly but also began to build rapport and get to know us. It was a complicated time for us as we were also working with another loan officer from a bank and our real estate agent, but Vivienne empathized with us and gave us no pressure during this time. She explained everything so thoroughly to us that we felt so relieved and actually began to understand what was happening. Although we initially made the decision to work with our current loan officer out of obligation, Vivienne actively reached out to us again the next day to offer better rates with no other intention than to help us out. Once finally deciding to go with Vivienne, the whole process went very smoothly and timely. Vivienne was always available to us and no question was too small for her. She also gave us advice and direction during our escrow, aside from our loan. Vivienne openly communicated with us, even to congratulate us at the close of our escrow. She has been one of the most genuine, kind-hearted, competent, and efficient professional I have had the utmost pleasure to work with! Words cannot describe our gratitude for Vivienne and her team at BFG! read more