1. APM Mortgage - Yancy Martinson

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Encinitas, CA

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APM Mortgage - Yancy Martinson

5.0 (11 reviews)
Open • 7:00 am - 9:00 pm

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Review Highlights - APM Mortgage - Yancy Martinson

“If you're thinking about a new mortgage or a refi, go see Yancy.”

Mentioned in 2 reviews

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Citywide Financial

Citywide Financial

(87 reviews)

Michael and team were phenomenal. Just last week my husband and I closed on our new (and first!)…read morehome. We had been so scared to start the process because we thought we would only be getting our hopes up to be shot down but that wasn't the case. Michael gave us so much information in a way that was easy for us to understand. He often sent us links and articles he'd written for each step we were at during the process. It made it so easy (well as easy as it was going to be) to feel reassured that this was a leap we wanted to take. Other brokers we had talked to in the past acted as if our questions and concerns were a nuisance or they would get impatient. Michael was the complete opposite and his team really worked around the clock to get everything finalized and make us feel comfortable. Besides the interaction that we had with one another I want to mention that Michael and his team were great with interacting with ALL the parties involved in our home buying process. His team was definitely received well by everyone and when there are so many moving parts to piece together I believe this made a tremendous difference in how willing and cooperative the other parties were in moving things along. We really couldn't stop thanking everyone for the experience we had. I'm the type of person that googles worst case scenarios and there were some nights where my fear almost made me want to back out. I'm so happy I didn't and I'm even more grateful that I can now reflect on this experience and say it was real pleasure working with this team.

Michael and his team are awesome, our experience was nothing short of amazing. He was on it as soon…read moreas my husband contacted him to help with our refinance, and turn around was so quick and easy. Very attentive to us, great communication and best customer service you can get while going through something stressful as a refinance or purchase of a home. I would highly recommend working with Michael:) Mrs. Cordero

Drop Mortgage - You deserve to have the Drop Mortgage experience!

Drop Mortgage

(23 reviews)

The words mortgage and closing put together mean success. Derick Sparhawk did just that with the…read moreutmost attention to detail, transparency, comprehension and consideration to my unique situation. It was evident from the very first phone call that he would do everything possible to get the desired results. Whether it was the after hour calls, emails or texts to the detailed responses he was there with you throughout the whole process. Being self-employed presents some obvious hurdles that us self-employed individuals know all to well but those hurdles were passed with ease. Never did I imagine navigating through a tough process with this much confidence and that confidence was provided with Derick's profound expertise in his field. He is a true professional in his craft and I can appreciate that having worked with many talented people before. Big thanks to Cory Scott who was there from day one making sure we reached our goal and a pleasure to work with. Also C Villa and Holly Maxwell round up the dream team. A team I hope to work with again soon as well as all my family and friends up in Washington State.

I have worked with Renata at Drop mortgage on commercial loans many times and it is a pleasure to…read morework with her. She has access to an amazing array of loan products about which she is very knowledgeable. I don't even know how she stays on top of their ever changing guidelines. She is always quick to respond to any inquiries I might have (and I have a lot) and is willing to spend time explaining--however busy she is. She would always give me several loan options to choose from without being asked--not a lot of brokers are willing to go that extra mile. She communicates well with my realtors and is very thorough with her transactions as well--my realtors appreciate this and they come back to tell me how great it is working with her. I can't thank her enough for all that she is, and I look forward to doing more business with her.

APM Mortgage - Yancy Martinson - mortgagebrokers - Updated October 2026

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