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    Drop Mortgage

    4.7 (23 reviews)
    Closed 8:00 am - 5:30 pm

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    8 years ago

    Brad Veach and his Team were great! And it was the second time we went to them. We will always go back to Brad!

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    These guys are cool and trust worthy. Great in business.

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    Review Highlights - Drop Mortgage

    Working with Derick Sparhawk at Drop Mortgage has been one of the best experiences I have ever had in the loan business.

    Mentioned in 5 reviews

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    Dave Pennington -CrossCountry Mortgage

    Dave Pennington -CrossCountry Mortgage

    (380 reviews)

    Dave Pennington is an amazing mortgage officer. Our realtor contacted him on short notice to help…read moreus close on a house 13 days after our initial contact, and he nailed it. The backstory is that we originally were working with a different mortgage officer for a different company, but she warned that we weren't going to be able to make the closing date. That freaked us out, and our realtor recommended we switch to Dave. I'm so glad she did, because Dave really stepped in and got things done, as soon as possible. It's like he had a fire lit under his butt and needed to move move move. We really appreciated that. He pushed us to get things turned around quickly, and he pushed everyone else involved in our transaction (especially the escrow company, which was having issues). On his own initiative he contacted the relevant parties (e.g., the escrow company, our financial advisor, our insurance agent) when things were unclear or when they needed to be pushed. And we were able to make our closing date with days to spare, with a solid mortgage at a very competitive interest rate. Dave took the time to explain the complexities and walk us through things, while also pushing things along and sending us reminders when we were forgetful. One thing I especially appreciated is that he acted as our advocate and gave us advice, rather than being tight-lipped and trying to cover his own butt. In other words, he acted as if he wanted us to get a loan and get the house, and his job was to help us make that happen, rather than trying to protect the bank from all possible risks and just make money for the bank. I recommend Dave most highly.

    Seriously the best! Was able to get me a loan quickly and a great rate. He definitely stays on top…read moreof it and makes the process very easy. I have recommended him several times and everyone has had a great experience!

    The GreenHouse Group - Jeremy & Jesse, Co-Founders

    The GreenHouse Group

    (438 reviews)

    Normal Heights

    Jesse and his team totally kick ass selling our house. Couldn't be more happy how easy it was with…read morehim. The only problem was I couldn't have him for our new house though... I'll just say not all Real Estate agents are created equal... Jesse is a real alpha, if you just let him do his thing and follow his direction y'all won't be disappointed. We had our buyer within a week of our listing going live and had several bids... in December at that... Thanks Jesse and the team at greenhouse Group -Matt/Cherie

    My husband and I recently bought our first home, and we truly couldn't have done it without the…read moreincredible team at the Greenhouse Group. Our realtor, Craig, was amazing from start to finish. He helped us search for the right place and offered thoughtful, honest advice throughout the entire process. One thing we really appreciated was that we never once felt pressured to make a quick decision. Craig genuinely wanted us to find a home that we loved and that he himself would feel comfortable living in. He was also extremely diligent during the home inspection process, which gave us a lot of confidence and peace of mind. Craig went above and beyond in ways we never expected. He even took the time to make a YouTube video for my husband to show him how to handle a few DIY things around the house. On top of that, he had several hour-plus phone calls with my husband just to walk through the escrow process in detail and make sure we truly understood everything that was happening. That level of patience and dedication meant a lot to us. At one point Craig had even injured his foot, and despite that he still showed up to help us view homes. That kind of commitment really says a lot about the kind of person he is. We also want to give a huge shoutout to Jeremy, our mortgage officer. Buying a home is one of the biggest financial decisions you can make, and Jeremy did an incredible job walking us through everything step by step. Our loan situation was a bit complicated in the beginning, but Jeremy gave us solid advice and helped us get to where we needed to be in less than a year. He always made sure we understood the financial side of things and felt comfortable with the decisions we were making. Jeremy also showed us that having a strong relationship with lenders and simply being a genuinely good, personable person who's easy to talk to can make a huge difference in getting a loan approved. On top of all his professional accolades and knowledge, he's someone who is approachable and easy to communicate with, which is honestly a rare quality and something that made this whole process so much smoother for us. What really stood out to us about this team is that they're not just a realtor group. They're a group of people who ended up becoming our friends throughout this journey. They made it clear that if we ever have questions down the road, they'll always be available to help, no matter how long it's been since we bought our home. That kind of long-term support means a lot. Overall, the entire team was incredibly helpful, communicative, and trustworthy. We always felt like they were truly in our corner. The constant communication between everyone meant we never went a day wondering where we were in the process. Even though we know they work with many clients, they made us feel like we were their only ones. We're so grateful for their support and guidance during such an important milestone in our lives. And when the time comes for us to buy or sell again in the future, there's no question -- this is the team we'll be working with.

    Maureen Martin - HomePlus Mortgage

    Maureen Martin - HomePlus Mortgage

    (175 reviews)

    Mission Valley

    Maureen was the guiding light through our entire home purchase experience. She knows this business…read moreinside and out and expertly led us through the mountains of work (and paperwork) it takes to close. We quickly found that she is smart, organized, and extremely prompt, and that we could trust her every step of the way. She was the hub and the strongest part of our team. Thank you, Maureen!

    As a first time home buyer I was apprehensive about the whole process and totally clueless where to…read moreeven start. We just closed on our first house last week, and I feel SO FORTUNATE to have found Maureen!! She is a mastermind of the mortgage lending process! I don't think I've ever met someone who is so hardworking with such high standards. Even better, Maureen upholds the same high standards for every one else involved in the lending process (escrow company, lenders, realtors, etc.) and she is constantly 2 steps ahead and prepared for anything, with a back up plan "just in case" to ensure everything goes through seamlessly. As a first time homebuyer initially unfamiliar with the process, I now know I threw a couple curve balls and Maureen didn't even bat an eye. As if all that wasn't enough, I also had no idea where to start when looking for a good realtor. Maureen suggested a few she has worked with in the past that she thought were really good, and she did not disappoint. I ended up choosing Melissa Tucci as my realtor, who was just as amazing as Maureen, and the two of them working together turned into an unstoppable powerhouse that could move mountains and get a deal done! If you're looking for a mortgage broker who will take care of you like family and go above and beyond, look no further. You will not be disappointed!

    Transparent Mortgage - Beau H. - Owner - Mortgage Professional Since 2003 | Mortgage Lender San Diego

    Transparent Mortgage

    (169 reviews)

    Miramar

    I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

    I worked with Drew as a first-time home buyer, and he honestly made the whole process so much…read moreeasier. I ask a ton of questions and tend to overthink, but he was patient the entire way through. He was quick to respond (even over text), always kept me updated, and made sure I actually understood what was happening at each step. Most importantly, he gets things done and is always on top of everything. If you're looking for a lender you can trust, especially if it's your first time buying, I definitely recommend Drew and the Transparent Mortgage team. They were great to work with.

    Citywide Financial

    Citywide Financial

    (84 reviews)

    Michael and team were phenomenal. Just last week my husband and I closed on our new (and first!)…read morehome. We had been so scared to start the process because we thought we would only be getting our hopes up to be shot down but that wasn't the case. Michael gave us so much information in a way that was easy for us to understand. He often sent us links and articles he'd written for each step we were at during the process. It made it so easy (well as easy as it was going to be) to feel reassured that this was a leap we wanted to take. Other brokers we had talked to in the past acted as if our questions and concerns were a nuisance or they would get impatient. Michael was the complete opposite and his team really worked around the clock to get everything finalized and make us feel comfortable. Besides the interaction that we had with one another I want to mention that Michael and his team were great with interacting with ALL the parties involved in our home buying process. His team was definitely received well by everyone and when there are so many moving parts to piece together I believe this made a tremendous difference in how willing and cooperative the other parties were in moving things along. We really couldn't stop thanking everyone for the experience we had. I'm the type of person that googles worst case scenarios and there were some nights where my fear almost made me want to back out. I'm so happy I didn't and I'm even more grateful that I can now reflect on this experience and say it was real pleasure working with this team.

    Michael and his team are awesome, our experience was nothing short of amazing. He was on it as soon…read moreas my husband contacted him to help with our refinance, and turn around was so quick and easy. Very attentive to us, great communication and best customer service you can get while going through something stressful as a refinance or purchase of a home. I would highly recommend working with Michael:) Mrs. Cordero

    RWM Home Loans

    RWM Home Loans

    (246 reviews)

    Torrey Hills

    My wife and I are first-time home buyers, so there was so much around this adventure that we didn't…read moreunderstand going in. The lending part of the process was especially intimidating and anxiety-provoking. Based on a family recommendation, we reached out to one person initially, but the communication was transactional, terse, and spotty. It only made us more uncomfortable and disoriented. That's when we reached out to our real estate agent for her recommendation. We said we didn't know what was typical, but that we were hoping for a more hands-on approach. She recommended Max Snyder with the 100 Doors team at RWM. Max is absolutely phenomenal. He's personable and patient, with excellent attention to detail and follow through. He's a strong communicator and responsive, too. Whenever we were confused or curious, he was happy to answer our questions. Throughout the process, he kept in mind our "financial personality" and how we wanted to approach our expenses conservatively. He helped us set our overall budget based on our desired monthly payment. Then, as we house hunted, he created reports on the homes we were most interested in so we could get a clearer picture of their feasibility. That was an awesome service! It empowered us to make offers and understand our limits. He also helped us explore our options to save money, such as presenting ways to qualify for an interest rate cut and the ability to lock our interest rate (as well as good timing for the lock). Come time to shop for home insurance, we knew the monthly cost to shoot for to keep our monthly payment where we wanted it. Around our closing disclosures, he let us know what to expect, so there weren't scary, deal-breaking surprises numbers-wise, and he explained changes we spotted. At every turn, I felt like I knew what was going on and like I wasn't alone. His team kept us on track through all the major milestones and got us to our closing date on time. There was even a moment when the listing agent mistakenly requested a later closing date. Extending our interest rate lock would've incurred a daily fee, but that was our best financial option. To help us through the change, Max offered to absorb the fee. Max made the lending process warm and approachable. He instilled confidence, both in him and in our own decision-making abilities. I can't thank him and his team enough for all their hard work. We couldn't have asked for a better loan officer. It's hard to put into words how much this positive experience meant to us at such a stressful, exciting, and significant point in our lives.

    We have been working with Angela at RWM for a good amount of time. We were finally in the right…read moreposition to buy and the process was smooth, extra informative, with all our questions covered. Communication was great and timelines were kept all the way up to close. Will be a repeat client when the time comes.

    Drop Mortgage - mortgagelenders - Updated May 2026

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