Specialties
Mr. Lowary works under Loan Officer NMLS #248390 & C2 Financial NMLS # 135622. CA DRE# LO: 01182136 C2: 01821025
We help our valued clients purchase or refinance homes anywhere in the state of California. We have access to every loan program that is available. FHA, VA, USDA, Conventional, Jumbo & reverse mortgages.
Whether you are purchasing or refinancing, every client is offered either a free consultation over the phone, or in our San Diego office. Our goal is to offer our clients great customer service by first educating them about the home buying and home refinancing process. By doing so, we insure that our valued clients can make an informed decision about their real estate transactions.
Through our pre-approval process, all the way through the funding of your loan, you will have only one point of contact; Mr. Michael D. Lowary. With over 25+ years of real estate experience, Mr. Lowary will walk you through the process step by step until your loan is funded.
We look forward to working on your behalf.
History
Established in 2001.
Broker of record Michael D. Lowary has over 25 years of experience in real estate. His extensive background in both wholesale mortgage lending and real estate brokering helps Mike offer his clients unsurpassed, professional expertise as well as friendly, personal service.
Through unrelenting determination and hard work, Mike has succeeded in helping families everywhere realize their dreams of home ownership. Satisfied customers are the life blood of Mike's business. Over 90% of his business is due to past client referrals, proving he provides each client with comprehensive, excellent customer service.
Mike's commitment to his clients is unparalleled. Mike is equally committed to supporting local sports and schools.
Michael D. Lowary is a financial sponsor for Mission Bay Little League; Point Loma Pop Warner Football, Pacific Beach Middle School and Kate Sessions Elementary.
Meet the Business Owner: Michael L.
Mike has been a licensed real Estate Broker and Loan Originator for over 25 years.
Mr. Lowary has worked extensively in both retail mortgage banking (working directly with the public),and wholesale mortgage banking. (working with the banks that fund the loans for the public). With this duel experience of 'both sides of the fence',
Mr. Lowary knows exactly what it takes to get a mortgage funded for his clients with minimal stress and frustration. Mr. Lowary has worked with all credit grades.
over his 25+ year real estate mortgage career. From hard money, to subprime, to ALT- A, to A paper in Conventional and Jumbo, Mr. Lowary has seen it all. Mr. Lowary even has a working knowledge of different lending guidelines throughout the whole United States, having funded mortgages in 33 different states.
Mr. Lowary is also an expert at understanding credit score models, and helping his clients improve their credit scores.