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    Verizon

    1.9 (14 reviews)
    Closed • 9:00 am - 8:00 pm
    Updated 2 weeks ago

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    17 hours ago

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    1 year ago

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    6 years ago

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    6 years ago

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    8 years ago

    I hope an IPad cover was worth losing a family of customers

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    7 years ago

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    Residential Credit Solutions

    Residential Credit Solutions

    (48 reviews)

    Northeast

    This is more of a BUYER BEWARE review more than anything else…read more.... I refinanced my home with a low class mortgage firm in New Hampshire about 1.5 years ago as I had recently been divorced and was on disability and Bank of America was not willing to refinance me even though I have never been late on a payment but the house was underwater. My loan has been shuffled around so much it is ridiculous. I was informed in March that my loan was sold off to RCS but never received the package with my loan number, etc. I called my previous loan provider, got the phone number and made a call to RCS tonight. I have been on hold for over 35 minutes because they charge $5/mo to do online bill pay. This is highway robbery and I will not stand for this! I have a regular income stream, have never been late on my loan and don't know why I am being affiliated with a servicing company that uses Western Union for bill pay. This is really a bogus company and I will fight this all the way to the FCC if need be. They are messing with the wrong person! STRAIGHT FROM THEIR WEBSITE: The fees for Western Union are as follows $5.00 for Web payments via www.residentialcredit.com $9.00 for IVR Phone payments $12.00 for agent assisted payments RCS does not process payments on Sundays. Therefore, any payment received after 5PM Central Standard Time on Saturday will not be processed until Monday. Payments for months that end on a Saturday or Sunday must be received no later than 5PM Central Standard Time on Saturday to be reported as being received in the current month; otherwise, payments will be reported 30 days past due to all credit bureaus . I Acknowledge the new fee amounts Their website is NOT secured as it should and that alone is another MAJOR RED FLAG. BEWARE if you end up with this place!

    [Atchung: They were sold to ditech Jan 2016. We won.]…read more Their slogan sums it up, and yes, this is right off their web site: "We pride ourselves in servicing your loan in ways you're not used to." RCS is the worst company I've ever encountered other than an especially loathsome answering machine store in Westwood in the 1980s. There's a culture that regards customers (hostages) as lowlifes and speaks to us accordingly. My loan servicing was sold by BofA to RCS in 2013, and I've long wondered why, as in "why me?" Notice how many Californians and western state Yelpers have posted reviews here? It's not necessarily a question of why BofA wanted to sell a lot of CA and western US servicing contracts, it's a question of why RCS wanted to buy them. 1. Trulia says CA has the 3rd highest listing and sales prices after DC and Hawaii, and is the #1 in interest among Trulia users. So, bigger loans with bigger serving fees, and more people interested in property here in case the houses go up for auction after foreclosure. 2. CA is heavy in millionaires who can buy foreclosures at auction with cash. In fact we have the most multi-millionaires in the county, per this: http://www.businessinsider.com/this-is-where-americas-multi-millionaires-live-2012-3 3. But most importantly, and this pertains to the west in general, CA has non-judicial foreclosure. The lender or servicer decides if they have followed the law, and if they think they have, or pretend they have, they can have the sheriff on your stoop in the wink of an eye. Other states let a judge...in a courtroom...decide. How quaint. Here's a color coded map: http://www.bankrate.com/finance/mortgages/foreclosure-judicial-or-nonjudicial.aspx Of the 42 reviews to date, (25 including mine, on this page, and 18 non-featured ones), only four are in states with judicial foreclosure. (3 in FL and 1 in KS). Three are in states that have both (2 in MI, 1 in HI), and one's in a state with both that leans toward non-judicial (Georgia). See that NH review? Non-judicial state. And a new bank-supported law in Florida makes recovering a home after foreclosure impossible in certain circumstances, and makes foreclosure judgments final. Non-judicial foreclosure is obscene. You might have sunk $100-$200K into your home and RCS, which you never chose to do business with, will mess you around until you're in default, as they do with loan mod applicants, and keep or sell your house. Meanwhile, landlords whose whole income might come from a rental duplex cannot evict non-paying tenants without going to court. RCS has been awash in taxpayer gifts for years. They are a low rent bill-collector propped up by $42M from TARP in 2009, of which they've spent $3.4M on borrowers and $3.8M on themselves. They were greatly enriched by the idiot Tim Geithner and his scandalously stupid PPIP which got them a share in the profits from $1.3B worth of lousy loans from a failed bank for $64M, which the FDIC lent them. The FDIC took 11/12 of the downside but kept just 50% of the upside. PPIP was designed and approved to get lousy loans off the books of LIVE banks, to keep them afloat. But no live banks were willing to sell at low-low prices like what RCS "paid." Read all about it: http://baselinescenario.com/2009/09/24/just-baffling/ Here's some research by a woman who looked into the histories of the guys who banded together to form RCS, after a rapid scuttle from their previous hole, Saxon Mortgage, a criminalistic enterprise operating in plain sight: http://tinyurl.com/RCSsaga Here's something that was posted in a comment elsewhere that I've never seen a blogger write about...it's Dennis G. Stowe, the "Godfather" at RCS, in some weird deal with FDIC in 2010, less than a year after RCS "bought" that whack of loans seized from a dead bank: https://www.fdic.gov/buying/historical/structured/AmtrustNP/Reissuance_Purchase_Money_Note.pdf I saved the best for last. This was posted on September 1, 2015. Caught red-handed? Naughty Dennis Stowe outsourcing forgery?: http://www.nakedcapitalism.com/2015/09/proof-of-ongoing-foreclosure-fraud-and-mortgage-document-fabrication-in-five-emails.html

    Verizon - mobilephones - Updated October 2026

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