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MSI Credit Solutions

3.7 (43 reviews)
Open • 9:30 am - 6:00 pm
Updated over 3 months ago

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2 hours

Response rate

100%

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Recommended Reviews - MSI Credit Solutions

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The 3 months he promised free but I think it's bull!
Johnna Lisa F.

I don't want to waste 3 months even though he said they would be free. I paid $2000 it would be more if I were to continue. I have been with them for 8 months They are the worst credit repair agency to ever exist. They removed 4 collections which were just replaced. Nothing for the credit cards I was in an abusive relationship and was taken advantage of so I sought them for repair. Worst decision I ever made. I am out $2000 and my score is no better than 8 months ago and I myself started in the 600 with them can't seem to get out of the 500. Ricky has made promises he can't keep for me to remove my review. He offered 3 months free but what can they do in 3 that they haven't in 8 months? They lied about the VIP client just for you to pay extra. You are not a VIP client and after they say this ask yourself how many "VIP clients" do they have? I was with a man name Alan Abernathy 310 291 0715 he made my score a 720 I lost his number and sought MSI never again. At anytime you feel wronged or taken advantage of you can report to the Consumer Financial Protection Bureau and make a report with the Better Business Bureau File complaint! You can also write a letter to your states Attorney General Office.

Here is the review left by the company on a public platform.
Aiysha M.

I started with MSI in October 2020 (according to my correspondence via email). My credit was dreadful!!! I did all I could to establish on time payments, and I fought with the very little knowledge I had of credit against companies and succeeded with a few. However, there were just things I could not do on my own. This is how I started working with MSI. I started working with a young man named Turk. Turk was very helpful and getting me started was a breeze. 80-90 points I believe, (I'm saying that in normal people terms) on one score it was about 610 and now it's about 690ish. They fought the companies, and had so many things removed. Every month I received updates from Turk or through email, that was helpful. As far as my credit improving as a direct result of working with them I recommend 100%. There will be a cost, as with most things in life, I have chosen to continue working with them to continue working on my score. Thanks to Vanica Anguiano, who took time to sort things out for and with me. She is a rockstar! Now, I will not tell any lies and say I love everything about this company. I'm not a fan of the score safety that I was advised to get, I just personally don't like the site, and it's not easy for me to read or use on my phone. That's my personal preference. I'm also not a fan of Ricardo Mendiola, and will NEVER recommend anyone to work with him. One conversation under 4 minutes was all I needed to not want anything to do with the company. After I reviewed honestly about my experience, the company responded by releasing my scores, saying I was insecure, told blatant lies that I screamed and degraded because I was offended. The lies, and the release of my information to a company is what scares me. What else would you do if someone isn't pleased with you. I've added the picture so you can read the company's response yourself. At his advise, please YouTube my name Aiysha McCarthy or Aiysha McCarthy Brooklyn Tabernacle and listen to my testimony and demeanor or watch me ministering and singing my heart out to God's people. The complete opposite of the response given by that man. Lacking confidence doesn't lead to a bad review, bad reviews come from bad experiences. I had a bad experience and I told it and he attacked. Do not work with him unless you want a similar experience. I leave it up to you! Credit wise the company works, but your information will be put online for all to see by the company you're to trust, and lies will be told of you. Very upsetting, but Ricardo will have to answer to God one day, so I rest by telling my truth and allowing God to fight that battle :).

Here's Kenneth's contact for the best service!

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3 years ago

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Michelle F.

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6 months ago

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1 year ago

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2 years ago

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Rick M.

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2 years ago

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1 year ago

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2 years ago

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5 years ago

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4 years ago

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3 years ago

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5 years ago

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5 years ago

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6 years ago

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6 years ago

Wasted hundreds of dollars, just for my credit score to go even lower. DONT WASTE YOUR MONEY ON MSI!

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6 years ago

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4 years ago

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5 years ago

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7 years ago

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4 years ago

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5 years ago

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7 years ago

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4 years ago

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13 years ago

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6 years ago

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5 years ago

I'm working with Andrew, he's helpful professional and prompt whenever I have a question. I highly recommend their services!!!

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6 years ago

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5 years ago

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9 years ago

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9 years ago

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11 years ago

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14 years ago

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10 years ago

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13 years ago

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14 years ago

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14 years ago

They delivered as promised. Score increased significantly

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13 years ago

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12 years ago

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10 years ago

MSI is a very helpful company. I'm really glad I found them. They work hard for their clients. I highly recommend them. A+

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8 years ago

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Ask the Community - MSI Credit Solutions

Review Highlights - MSI Credit Solutions

“Victor Burgos makes sure you are always taken care of and keeps you up to date, overall very friendly.”

Mentioned in 4 reviews

Read more highlights

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CreditAssociates

CreditAssociates

(28 reviews)

I am so happy with the credit assistance provided by Credit Associates. They helped me with three…read moreaccounts. If you need assistance with rebuilding your credit, I highly recommend this company. I even got a check back! Thank you Credit Associates.

My experience with this company has been absolutely terrible. I received conflicting information…read morefrom five different representatives, and the level of incompetence and lack of communication was beyond frustrating. One representative did not even have a reasonable understanding of her job, and could not provide basic information about my account nor about the department she was transferring me to, including the department's name or phone number. What a dunce! The handling of account balances is equally concerning. The balances provided have been inconsistent, raising serious questions about the accuracy of their account records. It feels as though the process is designed to keep customers in debt rather than help them pay off their accounts and move on. Meanwhile, customers are subjected to astronomical fees and unnecessarily long, drawn-out deadlines to pay off balances and close their accounts. Customer service is practically nonexistent. Expect long hold times, conflicting answers, and an endless cycle of being transferred from one representative to another. When you attempt to resolve matters through email, you are eventually told that they cannot assist you and that you must call instead. So, you are sent right back into the same frustrating cycle. The representatives I encountered demonstrated a serious lack of product knowledge, critical thinking, problem-solving skills, and basic customer service training. Management needs to take a hard look at its training, internal processes, account accuracy, and overall customer service standards. My advice to anyone doing business with this company: monitor your accounts closely, document every interaction, keep copies of all correspondence, and verify every balance before making a payment. Do not assume the information you receive is accurate or that the company will make resolving your account easy. Customers deserve transparency, accurate account information, competent representatives, and a straightforward process for paying off and closing their accounts. Based on my experience, this company falls woefully short in every one of those areas. I would not recommend them to anyone who values their time, money, or peace of mind.

MSI Credit Solutions - financialadvising - Updated October 2026

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