Predatory company! They charge daily interests and you will end of paying mostly on interest with little on the actual loan. I have never missed a payment and after a year I owe $725 on a $1000 loan. I have paid $1960 so far and when I called to pay the balance early, the said I still have to pay $725. Therefore, I'm paying almost $3000 for a $1000 loan paid off early! Please note I have never missed a payment. If you are considering this company, read the fine print. BEWAR... read more

great service and great customer service, very helpful ,nice people, , i talked to customer service about paying a little more than my payment, and sad ,yes that will help you 100% to pay your loan early, again great customer service , 5stars read more

I gave them a 1 because I had to. The Interest Rate is like 148%. Don't do it! You will be in more debt and you won't be able to get out of it. Luckily for me it was a short-term loan of 3 wks but I still paid $600 on a $2700 loan. Outrageous! read more

Stay away!! They sent me a $2,600 loan with a 224.36% interest rate! Ha!! Good thing I can smell scam from 50 miles away..read the small print. read more

Rise - Installment Loans Near Me

Probably the best way to handle one of their loans is to only use the funds that you really need, then make a big first payment to save on interest. Was approved for $3000 but only really needed about half of it, so I did just that and paid it off a few months quicker than if I had used all the funds. Interest charges do get reduced with early payments, and both times I have spoken with customer service they have been helpful. If you are really in a money pinch they are worth a try. read more

101 Better Business Bureau Complaints in the last 12 Months should tell you everything you need to know. BEWARE. RISE processes fraudulent loans and does NOTHING to correct their own mistakes. Over a month ago they funded a loan using my SSN, and I have now called and emailed daily without resolution. They tried to shrug it off (the fact that they funded a loan I didn't ask for or approve, and reported this to Transunion) as something I should log with the FCC. As it turns out, the FCC does not step in and resolve fraudulent loans made by RISE. That is the responsibility of RISE. They are violating many laws, as usual, and do nothing but shrug and ask you to send emails to email addresses that are not monitored. i have repeatedly asked this week for their attorney to contact me, no response. How this company is still allowed to be in business is beyond me. read more

This is nothing more than a scam operation. The process is so simple that someone can very easily take out a loan in someone else's name, provided they have the social security number and address. All other information can be completely false, and the money can be wired into a bank account in someone else's name. I speak from Experience, as I have been a victim of Identity Fraud through a fraudulent loan issued through this company. read more

I received a letter from this company in the mail. Based on the literature and marketing I thought I would be dealing with a more socially responsible credit company until I read the fine print and checked the website. The gave an example of 75%. On their site, they mention you can choose a payment for up to a 5 year loan. The payments are Bi-weekly which is either twice a week or twice a month depending on how you interpret it. Below you will find a quote from the company. I hope you are not doing business with them as they can only hurt you. This company is obviously predatory. Awful, people like this, I just can't believe they are citizens of this country. Wait no, maybe I can and its time for me to leave. Good luck. This company was formerly known as PAYDAY1 "First time RISE customers typically qualify for an installment loan of $100 to $1,000 (though higher amounts may be available in certain states). The APR range for loans with bi-weekly payments is 358.85% to 299.16%. For example, a $700 loan in Idaho repaid in 14 bi-weekly payments of $109.18 (last payment amount varies), including $828.59 of interest, has an APR of 329.07%." read more

Yes, of course I knew the interest was INSANE. For my $2600 loan, this company got that back, plus $5000 in profit. My issue is what they've done with me since then. First of all, they stopped reporting to the credit bureau (Transunion). I never missed a payment, and even paid off the loan one month early. But they stopped reporting to the bureau a good 5 months prior to my loan's last payment. So I have this balance showing on my report that is that is just sitting there. That doesn't help me out at all. Showing the installment loan paid off in full would improve my credit score. Help it RISE, as they say in the ads. Calls to RISE are unhelpful, as they simply me give me email addresses to use. Emails are then ignored. Ironically, had I missed ANY payments or defaulted on the loan, RISE would be all over it in regards to reporting to the credit bureau EVERY MONTH. Very shady 'company'. read more

We went back and forth with documents and screen shots, scans, e mails and everything else you can think of. One rep said documents were acceptable, the next rep said they werent. Outsourced customer service. I decided the aggravation isnt worth it. Previously i has dealt with 2 other online installment loan companiea and it was never this complicated. read more

Oh, heck no--DON'T DO IT!!! If you are that desperate for a loan, see your local mafia for better interest rates. In order to get a loan for $2600, for example, you will have to sign an approval for them to withdraw $250 every two weeks from your checking account until you've paid $9000. read more

Very incompetent business practices since every link sends you to basically a 403 message. No link works! It is 4:15 am in SCarolina right now, but still there is no 24 hr service like many of the others and all of their links go straight to an "oops" screen claiming maintenance...for over a dang month???? Don't do business with them if you base it on the above concerns. However, if the high interest and the aforementioned comments don't bother you, then it is an excellent way to get necessary funds in a very easy application process. They deposit the funds the next day also, at least with me they did. Also, when customer service is actually open, they are really nice. I just have big concerns about the above problems...a lot, so I hope things work out for you!!! Good luck on you loan. read more

I applied and was approved for a $5000 loan. I did the math . . . $539.73 x 25 payments at 124.92% interest rate. BTW, my credit score is 701. Let's do the math together, shall we?! Had I agreed upon the terms, I would have paid out $8000 in interest for a $5000 loan. Can you say, "LOAN SHARK"? Come on, say it with me . . . LOAN SHARK! Do you remember the financial downfall we all had in 2008? Welcome to PART 2, if you do business with this sleazy company. They are counting on desperate people to sign on. Check out the stars, people. That should be your first clue. Any 5 stars you see, are people RISE has asked or used or bribed to write a good review. I see an AMERICAN GREED episode, in the near future, starring RISE!!!! read more

This place is excellent!!!! They'll help you get right back into debt however you'll be worst off then before you signed on that dotted line with them months or years prior. WOW!!! Amazing. It's like magic :) Super D.... Duper HIGH interest rates ( HIGH AS IN WHAT THEY'RE SMOKING lucky us ) and the BEST worst "customer service" ever. Yayyyyy Can they get any better? Duhhhhhhhh :P but only those of you who went through the process can understand. I tooooootally recommend this loan shark to anyone whose given up on life and doesn't care about their credit. It's so worth it in that case. It's almost like a prison life sentence you know? Like you have a place to live forever right but the only thing is IT'S PRISON!!!! ha-ha-ha. yeah... read more

I had some unexpected bills come up one month and as my credit wasn't good enough to go to a traditional lender I went to Rise for a loan. The signup was quick and they made their fees very clear up front as well as the interest percentage. I was approved same day and the money was in my account the next business day. Their customer service has been able to resolve everything I have called about on the first call and the people overall are friendly and competent. I also like that they do a payment on every payday to help pay off your loan quicker, instead of once a month to drag it out for a year or more. That said. My current interest is 80% on an $800 loan which is 10% higher than what was initially advertised (though that is probably due to my credit score, they just advertise the lowest possible). I understand that they are trying to make back their money due to the high rate of default, but 80% seems excessive when most loans of this kind are usually only 70%. Also as others have suggested they are out for a profit not to help you. So any time you get into a situation where you might hit a fee, instead of alerting you to prevent it they call you after it happens to resolve the issue and collect their money. Pretty scummy as every other financial institution I have worked with usually calls to get everything sorted out before hitting you with a fee. read more

This is the worst type of loan to get. The interest rates for someone with poor credit are over 150%. This is NOT a typo. I stupidly took their loan and almost a year ago, and with me making a MONTHLY payment of $550.00, on a $3,000.00 loan, my loan balance has INCREASED by $200.00. I have paid nearly $6,000.00 in the past year and my balance has GONE UP!!!!! PLEASE DO YOURSELF A HUGE FAVOR AND DO NOT GET A LOAN FROM RISE CREDIT, it would be better for yourself to get a part time job or swallow your pride and ask friends/family to help you out. Michael G. Westminster, CA read more

I have applied to This company many times and they never approved me nor given me a reason why, only to say to write them a letter to ask why. They engage in deceptive advertisement saying that people with bad credit can get a loan. read more

DON'T USE RISE for loans!!!! They sound great, like they're there to help you but the interest rates are crazy!!! And they deduct payments bi-weekly so if you need a loan because you're behind financially, you'll really be screwed paying twice a month. Look for other places where the interest rates aren't so high! I will NEVER again use RISE. read more

What I want to know is how these people got my address! I only recently just moved to this house, and my mail is still getting forwarded from the old address - none of it is being sent to the new one directly. And I just now got mail from them in the mailbox that is an OBVIOUS scam! They are talking about "On my financial comeback they want me to know they are here to help"? What financial comeback would that be?! To be honest my credit isn't the best, and I've only been paying the bills, I haven't paid any of of my credit off yet! Then they are talking about a $3500 loan I'm pre-approved for... pay attention to small print and it says an APR of 199%, where this loan is to be paid in 38 bi-weekly payments of $285.69!!! That totals a payback of $10,856.22!!! These people are scammers. Insane prices, NO IDEA how they got my address! The info they sent me about "my financial comeback" is full of BS and they are just throwing out the bait and hoping someone who is making a financial comeback will bite, and sadly if they do this will PUT THEM RIGHT BACK IN TO DEBT!!! To anyone who is actually making a financial comeback, DO NOT BELIEVE THESE PEOPLE! If your making a comeback that means you are probably making a little bit of profit for the first time in a long time in your life, in which case $285 every 2 weeks will be a big sum of money, and even if you pay it off that fast your spending nearly 3x as much! You would be better off getting a recovery balance transfer credit card that usually has 18-24 months no APR, and yes you will have to make minimum payments, but minimum payments even on $10,000 balance won't have as big MONTHLY charges as big as the BI WEEKLY charges this place gives you! And the monthly charge will go DIRECTLY in to paying your balance off, NOT in to paying off interest! Hell, even if you run out of time on your no APR plan, the APR the credit cards will charge is much less than the interest these guys charge! AVOID AT ALL COSTS! AND IF ANYONE FINDS OUT HOW THEY GOT MY ADDRESS AND PERSONAL INFORMATION PLEASE SEND ME A MESSAGE AND LET ME KNO! read more

I was a real idiot. I should have gone to my local bank and tried for a loan there. Because my credit isn't great, I assumed (yes, I know all about that word) my bank wouldn't give me a debt--consolidation loan. So, when I saw Rise advertised on TV, I thought it wouldn't hurt to check them out. Having already tried several other loan places I'd seen advertised, I knew that most of them required high payments - one even charged interest-only every month, and to pay off the premium, you had to pay above that. Anyway, being used to high interest rates because my credit isn't in the 700's, I accepted that, read all the information presented, didn't see anything which raised bells, and applied - and was granted - a loan for $5K. Imagine my surprise Saturday when I got a notice saying a payment was coming due on July 1st. I pretty much freaked out, because I was under the assumption that payment would only come due on the 16th of each month and for an amount which was less than the bills I wanted to pay off. I just got off the phone with the ever-so-lovely (gag) people at Rise. First, I had to wait for five minutes on hold; then I was given to a drone named Jenny. I told her my problem and that I couldn't afford to make two payments a month. She informed me that payment followed your paychecks (in my case, support checks), and that she couldnt do anything to modify the loan. I wasn't trying to get out of it, only trying to work something out where I could pay monthly. I didn't even care if I paid them an even more exorbitant profit than they were already getting. When I asked her who I needed to speak to in order to modify the loan, she informed me (and "informed" is the right word - she was about as personable and welcoming as I imagine a case of jock itch must be for men) that NOBODY could modify the loan. I told her I was filing suit and hung up. Of course, now I can't afford to file suit, even with the self-help centers now available in the courts, nor would I know if I had any grounds. I think their rates must be just below what the law considers usurious, although I'm going to check on that. The upshot is that I don't remember reading anything aboutt that, and I also don't remember seeing anything about twice-monthly payments in the payment schedule. Otherwise, I never would have applied for a loan. The icing on the cake is that I can't find anything other than the deposit notification in my email. I do believe I'm screwed. To make matters worse, I didn't need the money - I was just trying to only have to keep track of one payment instead of many and save some money each month. The upshot - or moral, if you wish - of this story is: DO NOT ASSUME ANYTHING AND TRY YOUR LOCAL BANK FIRST. Now I'm paying $350 a month more than I was paying when I was just paying my bills the old-fashioned way - one at a time. The only consolation is that I have a terminal illness, and I'll be dead long before the loan is paid off. Stay away from these people and everyone like them. You will regret it if you don't. read more

I agree with Jason! They showed up on my boyfriend and my credit report, yet we didn't even take a loan out! Identity theft for sure. I can't even receive two of my credit reports because some of the secret questions to identify me had to do with a loan I never took out! If it turns out that someone took out a loan in my name illegally, I will be filing suit. read more

Thank each and EVERYONE of you who wrote a review on this company, It stopped me from getting this loan...I almost went for it. I was on hold with the company and reading the reviews, when the agent answered I told him " your reviews on Yelp are HORRIBLE, I will not be doing business with you" Again thank you fellow Yelpers.. read more

These people are just plain incompetent idiots. I was terminated by a company so they could avoid paying me commissions. I have a complaint filed against my ex-employer to the Labor Board for not paying me these commissions and other monies. Think these morons get it? I have sent them copies of my EDD paperwork but these idiots are insisting on getting a letter from my previous employer's H/R unit even though I have sent them state and county records showing that my former employer is very small, registered to an individual with no H/R department. Have you ever dealt with a company is so stupid you want to tear your hair out? That is Rise. read more

This place is unethical and should not be allowed to continue doing business. They offer loans at just under 200 percent interest which is the unethical part when I pick up personal loans for 5.8 percent just on a signature. Then they compound the rate so you pay almost 300 percent. I'm not sure if they are delusional or just outright crooks. In my opinion. read more

RUN! I have been receiving loans from Rise for about 2 years now. I've taken them out and paid them off pretty fast. This last time a paper check was issued to them on my behalf by a third party. The check was signed for on the 10th and nothing posted to my account. I called numerous times and was told the check was never received. Odd.. it was signed for by a receptionist so why not ask them where they put it?? A few days later the story changed. The check was found but your number (the same number we call you on when you're late on a payment) wasn't working so we went ahead and returned it to sender, knowing that I had called numerous times. I was told the check had no loan information so they weren't sure what to do with it. Then the story was the check was returned because my phone number was incorrect. When the 3rd party called on my behalf they were told the check was mailed back to them days ago. $500 deducted from my account and countless days of interest later the check had been cashed. When calling to confront them the supervisor was just ignorant. He kept saying the check was mailed yet they can't provide me with tracking information or any information cuz there's nothing in the system. Do yourself a favor and don't bother. Loanme is a better company or Wilshire Consumer. If you pay Your loan off too early with Rise these are the issues you will face. read more

STAY AWAY....!!! This is a predatory loan people. For a $2600 loan you will wind up paying back over $12,000 if you make the required bi-weekly payments. The payments you make every 2 weeks are interest only payments and they are tacking on $10 a day in interest in between payments. DO NOT DO THIS LOAN, even if you're desperate find another way because people who really need money to make their bills, etc obviously cannot afford to pay back 4-5 times the amount they borrowed in the first place. RIP OFF....!!!!!!!!!!!!!!!!!! read more

This business is HORRIBLE . Was laid off from job got behind in payment trying to make arrangements to pay off loan. They don't want to work with me all they want is the money. Very RUDE and DISRESPECTFUL. To sum it up they are LOAN SHARKS. I WILL never use again. I wouldn't advise getting a loan from these LOAN SHARKS . read more

Great way to barrow money but if your not paying more then payment shown your not even covering interest, i borrowed last month and waiting for income tax to pay off loan !!!! And thats the only way i would have borrowed it. Or i would be paying $600 a month EVERY month hell no!!! read more

RISE is an superb resource for certain situations. RISE is good if you: 1) Desperately need money quickly,and your credit is shot 2) Need more money than the typical payday loan outfit will advance you 3) Have nowhere else to turn Examples of desperately needing money might be: 1) You were robbed, and you are going to lose your house and car because you can't make the payments 2) You were arrested or sued and you absolutely, positively have to pay a high-priced lawyer immediately, and you have no other way to pay the upfront money 3) You nee d a large sum of money to finalize a very lucrative business deal, and the sum you had fully expected to have to finalize the deal is delayed for a month or two. By getting that loan from RISE, you can finalize the business deal, then turn around and pay off RISE quickly with the proceeds from the deal. The above are some examples of where you would do well to saddle yourself with RISE's high interest rates. Just about every negative review of RISE is by someone who is expecting RISE to be like a normal lender. RISE is not a normal lender. RISE is a lender who will bail you out of deep trouble when no when else will help you. RISE is an outfit that charges a high fee to help you when no one else will help you. RISE is expensive! -- but devastation is far, far more expensive. RISE is very upfront about their very high interest rates. They are not trying to slip anything by you. RISE is not breaking the law. You do not have to be saddled for long with RISE's high interest rates if you pay them off early. If you pay them off early, RISE can bail you out of a severe jam for a surprisingly low cost. Let's say you need thousands to get out of jail and get a lawyer on the case, and get back to your job so you can earn money. RISE will get you those thousands of $$, and give you chance to put together your next defensive move, and get you back earning a paycheck. If you pay RISE off quickly, the cost of being saved by RISE will be surprisingly small for the amazing level of relief they provide. Who else would get you, a complete stranger, out of jam for a few hundred of $$ in fees (or whatever the relatively small price might be after a quick payback of principal)? That is a great deal! Those badmouthing RISE are doing so because they are expecting RISE to do the wrong job -- they're expecting a sledgehammer to be used to knit a sweater. Use RISE wisely! Be very happy that they are there for you. read more

Yes it's great customer service. But as in any other payday advances, the fees are high.if for some reason you can't pay your loan they add additional interest fees, which raised the loan amount! Helpful at the time, but takes a while to pay back.my advise don't use them. It will keep you in the same situation. read more

The interest rates are too high, but with that being said, the process was easy and I like that you can read online articles about reducing debt and you can get points to get discounts to apply to your loan. read more

Rise funded a loan after I told them I was a victim of Identity theft.Someone made fake checking and savings account in my name then applied for a loan with Rise. As soon as I saw the inquiry of the checking account and Rise company on my credit report ,I alerted Rise and Bank of America right away,I went into the bank the very next day and got the accounts closed.This was 12/22/17.One 1/18/18 Rise funded a loan with with fake address,Fake income and no Identification! They're are desperate to get you in debt, and don't care if you have proper proof of being Who you say you are or even able to pay the loan back as long as they get their commission ! read more

Fast approval, you get the money really fast but the interest rate is out of this world!!!!! I've been paying for weeks and my balance hasn't moved, only $5 or $6 goes to my payments the rest goes to interest, feels like I'll be paying this back forever!!! Trying to find a way to pay this off ASAP! Probably wouldn't do this again. read more

I am the VICTIM of a fraudulent $5000 loan that RISE approved. They were no help for the first 3-4 calls to them as they didn't believe me. Finally I got someone that was reasonable. And was able to get them to look into it. Like someone else posted, they directed me to the FTC and file a police report, then email all that to them and pass it on to the credit agencies. I did get someone ar RISE to pass on to me a "copy" of the info that was used to get the loan. Other than my phone number, SSN and name, there was NOTHING correct on the application. Wrong DOB, address, employer and income. The email address given was even someone else's name and when I Googled the .com listed, first thing that came up was SCAM!!!! According to their Attorney Kathleen Carress, they have a "State of the Art" proprietary system to detect fraudulent applications. I asked he how this could be with so much INCORRECT info on the app and she said she couldn't discuss it due to it being proprietary. By them approving this loan, it killed my credit score and took me about 6 months to get my score at least near where it was. To Kathleen Carress, I say BULLS#!T! Do NOT do business with them. read more

Definitely don't take out a loan with this company. They offer a high amount of money that you can get, which is great if you're in a bind. But then comes paying it back. They have caused my bank account to go into the red more than once due to their ACH withdrawals. Their loan repayments are making it impossible for me to pay other bills. DO NOT TAKE OUT A LOAN WITH THEM! read more

oh noh!! I should've read all the comments first .. I did fill up the application but I discontinue because they were asking for bank account.. However, they got most of my personal info ...:((((( read more

buried in loan debt I can help https://www.fiverr.com/mikelightner read more

i think the people that give more than 1 star work for this company. i regret using them more than anything. interest is insane!!! and your paying 500 a month for a 2600 loan that turns into about 9k. sooooo bootsy... now im going to be taking out another loan to pay this one off. what sucks is minimum you can take out is 2600. hate this place read more

I don't recommend using Rise Credit. They help with a loan when you need the money but their interest rate is terrible! We paid our loan but the balance kept growing.. It's not worth it! Stay away from them and find other ways to pay your debt. read more

Don't ever get a loan from rise, their interest is high as crazy, is like an assault without a gun!!