The idea of insurance is evidently to benefit the sender, not the person that paid for insurance. Package was delivered severely damaged. I can't file a claim because the sender is authorized to file the claim. Because of that they can send a package and pack unsecured and get their money so seller benefits and receiver is out of money they paid, merchandise and because sender doesn't respond to buyer the insurance is a waste. $350.00 is quite a price to learn who not to use for shipping. Very disturbing read more