I applied for a loan and I was immediately approved. Within minutes I was contacted by a lender SIG Parra who was extremely helpful AND patient with me . Parra was on top of everything. Highly recommend UNITED MEDICAL CREDIT. Ok read more

Unfortunately, I did not get the same great experience people are talking about here. It was pretty much a nightmare! They ARE NOT LENDERS! So all they do is send your personal information to bunch of lenders who all say the same thing to you.. I was even harassed and threatened by one of them and they did not do anything about it. Specifically, Jennifer Gehr wasted my time like you won't believe and is not knowledgeable at all. She does not even know what company they partner up with.. Would NOT recommend at all! read more

Emma was the best from start to finish!!!! The process was super simple I was approved for the amount I asked for the same day .They sent me over the documents to sign Emma made sure to keep me up to date on what was going on as far as when they payment would be disbursed and also was able to adjust because of a schedule date change with my surgeon. They make the first step in the journey for surgery super simple and easy to understand I would definitely use their service again . read more

We did it in a couple of days! Emma Roman contacted us immediately when applying for a loan, she was very interested in helping us. She was always in touch and was ready to answer all questions! Very fast consideration of the application, they offered several options and chose the right one for us. Thank you! read more

I want to thank Sig for his professionalism, patience and kindness. I want to thank him for guiding me through the process. He made the whole thing extremely easy for me. Best Regards, Ella B read more

a total rip-off! a loan company. i wouldnt recommend this to nobody unless u want to ho into debt. interest rate tooooo high. run! run! run!

I had a question about how to qualify, Some emailed me and then I Emailed them with a question and they never responded... bad business practice. Is that what they usually do? Don't answer potential clients? read more

Quick and easy process, my rep Chris Hernandez kept me updated on the status of my loan due to my surgery being pushed back because of COVID-19. Once I was able to have the surgery I got in touch with Chris and he immediately got to work sending my funds to the correct place and responded to me within a day letting me know it was taken care of. If I need to in the future use United Medical Credit again, I wouldn't hesitate and I will be recommending them to anyone who needs this service. read more

I took this and copied and paste..why? Cause i should have read this before they applied for me at the dr office...im in the process of looking to buying a home and i thought well if it works it would be so worth it i read the pamphlet and it seemed feasible i was finance for 4200 i need 6700 i thought ok thats not to bad i can pay the other 2500 for the surgery and everything seemed fine my rep Greg Lehmann sent me an email going over everthing and there it was Service fee of 2798.83....really after running my credit reading the pamphlet no where was i informed of the service fee!!already out of pocket im paying the remainder 2500 and the 2798.83 service fee that is way more than i am being financed for. How the Heck does that make since and why does the office use them for finacing cant wait to ask my dr. Hitting social media next!! This place is a joke. My rep was Luis N. He told me I was approved for $4,000 which was exactly what I needed. So I was so geeked!!! He told me he was sending a email to me about my approval. If I agree then sign and we will go from there. I go to my email and start reading. I see a fee of $2,997 for a fucking service fee. Basically it stated I would owe the $4,000 plus the $2,997 plus 19% APR(unless I pay it off in 12 months). So I was extremely pissed and my feelings was hurt because I felt cheated! U approve me for $4,000 but basically say u will be charged an extra $3,000 basically owing back $7,000 and if I don't pay that off in a ye 19% APR will be added from day one. BULLSHIT! Now I'm back to square one. If I had an extra $3,000 I wouldn't need y'all. That's so crazy how y'all take advantage of ppl. A lot of ppl really need the money and yes you approve them but shit they gotta give you an arm and a leg bag when it's time to pay it back. read more

United Credit - Business Financing Near Me - Irvine, California

I'm a bit discouraged with my experience so far. The easy part was applying and getting communication regarding using the service. Now, I feel like the process has come to a stand still. In my case, they only send contracts when procedure is within 30 days. This is cutting it close but it's fine. I sent required docs before 30 days and had radio silence. I called right within the 30 days and then was sent the contract. Heard nothing. I emailed my sales person and hardly got a response. I called and got him on the phone and he says I didn't send in the documents. I let him know I did at least a week before. He reviews it and say my bank statement didn't work. Ok, same day sent the correct one. Heard nothing back. I call his manager and then I get an email from my sales person that the document was received and to look out for an email. At this point, I'm three weeks away from my surgery, so understandably, I'd like to iron this out. I don't receive a call that day and I call my sales person, who doesn't answer. I call his manager again and she tells me that my bank statement was rejected. She tells me what she sees and it the original one I sent that was already known to me as incorrect. I let her know I sent the correct one, which she doesn't see in my file. Ok, I email it to her directly. That's where I stand as of today. I don't know it they dont want my money, in reference to the extremely high service fee or what. I'll see how it goes, but my time is tight and it seems like the only way I find out about the hiccups is if I reach out. I'll update this once a decision is made one way or another. So far, my process is complete. I ended up working directly with Lori, a manager. She was extremely helpful and I am pleased with the service I was provided. read more

FANTASTIC company! So communicative and quick responses which is so nice. They made the process so easy for me and I would highly recommend them to anyone! I will definitely use them again in the future if needed! read more

As this is my first time utilizing or even knowing about United Medical Credit. I must say that the experience has been great. I filled in the application and I received an immediate response. I hadn't even hit submit and I was receiving a phone call to follow up. Once I submitted the application I received communication to say congratulations and to explain everything that was entailed in my loan and the process. Mich has been awesome and he was very pleasant. I would recommend United Medical Credit for your loan services. read more

United Medical Credit was amazing to work with. Approval happened within minutes of applying. I had the documents within 30 minutes after that! Gina Garcia was SUPER from start to finish!!!! She responded promptly to every question I had. Communication was outstanding and they had my funds to my provider in a very timely manner! Would recommend them to anyone!! read more

Words can't describe how happy I am with the process!! My loan rep was Gina Garcia. She really is a blessing and nothing but informative, kind and personable. Everything was explained to me thoroughly and Gina kept me abreast during the entire time so I always knew what was going on. I was offered a direct line to reach Gina which was also great. 5 stars read more

stay away! they do not give you the ability to see what you are signing until after you sign one piece of a 14 page document. They do not allow co- signers! You Are baited into a 0 percent interest loan but sign paperwork for a 24.99 percent loan and if you wish to make extra payments every month on your own to avoid this interest you have to remember to make that extra payment on top of your autodraft. they will NOT allow you to set it up this way in hopes you forget and then they get to collect that ridiculous interest rate! read more

Amazing customer service with Gina Garcia, was always available to answer any questions or concerns. She made the whole process very easy and quick:) read more

I appreciate this lending group they help me through a lot and I would totally recommend and use them again..!!

Do not fall for this! We needed $10K for a procedure and we ended up waiting, building up the rest of the funds, because we still could not pay for it. That, apparently, is not the amount you get, as the (get this) $3,400 is the fee "built-in". Then there is interest at 17.99%, unless you pay it off in 12mo. Let me put it in straight numbers - you just agreed to pay 94% of what you actually get, right off the bat, interest excluded. In other words, $6,600 is available to us, and $3,400 goes down the drain from the moment you sign. Did I not mention 17.99% interest rate that goes on top of that? * The amount your Doctor's office will credit you is $6,600.00 * Your monthly payment will be $361.47 for 36 months * There is a service fee of $3,400.00 that is integrated into your payment plan. So the amount that you will be financing is $10,000.00, however your Doctor's office will only credit you $6,600.00 towards your procedure. * Your interest rate is 17.99%, but if you pay the entire financed amount of $10,000.00 off within 12 months then the interest would be waived Again, do not fall for this! read more

My experience with united medical credit my consultant Ema Silva was really patient with me understanding while choose the right provider she answered all my questions and responded really fast very pleased with my overall experience!!! read more

I don't think I could have asked for a better person to work with! Gina Garcia is a wonderful person to work with while applying for my medical loan. She follows up and keeps you up to date every step of the way. Thank you so much Gina! read more

If I had a choice, this would NOT be a financing option. However, it was the only company I was approved for, with the amount I needed. The interest rate is ridiculous, but when you're needed surgery, options are limited. The customer service is horrible. The ask for documents multiple times, the ask again. The person I was working with initially abruptly left the company. So I had re qualify and re-send info again.The only reason I found out the person left is because after several weeks of waiting for a response, I had to reach out. I was then told another company Special Finance took over my loan. I then had to call this company and do the same thing all over again. I was then told I had to make a payment immediately. I did not know where to make the payment too. I was never sent any documents to verify, never received any emails for payment information. I called back and the Special Finance number did not work. I call United Medical and they bounce accountability between me and the Special Finance people. I was then told the payment will be drafted automatically. I asked for a billing statement or receipt for payment and never received one. The only reason I gave a star is because the did approve my loan. Even though I have to pay a significant interest, they're getting almost $4000 profit on the loan. This is a shady company with shady horrible customer service. Loan and billing statements should automatically be sent. I've made two payments and still don't know where its going or if its received - since I've never received a receipt. read more

I had the pleasure of working with United Medical Credit for medical financing. I have had medical financing with other companies and nothing compared to the friendly service I received from Luis Negron. Highly recommend United, and Luis if you are able to request a loan officer. All around, very pleased. Submitting forms was super easy, funding was a breeze, and Luis handled everything. A++ read more

Needed a financial funding for a medical procedure asap and United Medical Credit was able to help and assist me with that issue. Shawn Lopez was my financial consultant and he was very helpful throughout the whole process. He responds quickly to e-mails, returns phone calls promptly, was able to help address my concerns, was very informative, and has great customer service. Definitely recommend Shawn and United Medical Credit! read more

Lori Martinez at United Medical Credit went above and beyond to help secure my loan. With deepest appreciation I Thanku !!!

Meh....the interest rates are high and they were ok I'm going to elsewhere to get my medical needs taken care of.

United Medical Credit (Adrian) was very quick to reach out & provide me the details on the approval for my medical credit application. The application process was simple, the correspondence was quick & very polite... I would highly recommend this service for anyone considering financing for a medical procedure. read more

My experience with United Medical was fantastic. Their customer service was so friendly and helpful. I called in to get some information on financing a procedure I wanted to get, and Lori Del Carlo was so kind to help me with my questions. I would highly recommend contacting United Medical for any financing you may need for cosmetic procedures you may might want. read more

I was so glad to find United Medical Credit. I was planning on getting lapband this year. With my bad credit, I thought I was out of luck. I was turned down by a few lenders, and I was starting to get depressed. My latest Dr. suggested I try them. Well, I was approved and was able to schedule my surgery. I'm looking forward to loosing the weight. Thank you guys! read more

Called once and on hold waiting for rep, got an automated system to leave a message! Hung up and called back, still on hold. Holding is so nerve wrecking, still waiting on hold white writing this review. read more

The easiest most convenient process I have ever experienced when applying for a loan. My credit isn't the best but they were able to approve me quickly. Steve Ferris was my loan consultant and he kept in constant communication with me during the applying and approval process. I will recommend to anyone needing medical financing and will definitely use then again. read more

Gina is great! Along the whole process she treats you as though you are a friend and makes the whole process so easy! I will recommend them to everyone!! read more

I have excellent credit and was approved for a loan on 10/23. The terms were great so I sent in the requested docs right away. I didn't hear anything back the next day so I sent a follow up. the reply just said that my file was noted. That was Friday. I receive a request via email for the same docs on Monday. I re-sent. Later in the day I received a phone call stating that the terms were no longer available as of Friday of the prior week. This company wasted my time and energy. And now I have an unnecessary hard credit check on my report. Thanks Gina Garcia and UMC... for nothing! read more

Awesome service!! Gina was extremely helpful, friendly and kept me informed throughout the whole process. My funding was available within days of applying and I couldn't be happier to be moving forward with my plans. My dreams are now a reality. read more

My representative Blake M, and his fellow colleagues Emma Silva, Alex Chaidez, and Sunny were all very helpful during the process of pre approval for my loan. They were patient and able to answer my questions as this was my first time getting a loan. The process was pretty quick and came through right on time to pay for my surgery! I do suggest grabbing an email as sometimes it's hard/time consuming to go through the customer service number and get a hold of someone you're looking for. Also, if you're in a different time zone (they're EST, I'm PST) make sure you call within the right hours. At first I was worried I wouldn't get approved as I'm 21, doing this on my own, and not too sure if my credit experience was enough. (I have a good credit score though and good stable income) and I was told they aren't looking for an exact income amount but consistent income which was great for me. Overall I'm really happy with my service and really appreciate the work ethic they carry. Thank you! :) read more

Let's just say Gina Garcia is by far the best customer service financial person there is. She answers all questions in detail, she responds to every email and inquiry in a very fast turn around time. She will even send you multiple quotes on different pricing. She makes borrowing money a breeze. I highly recommend working with Gina @ United Medical. I have already sent two other friends to her. read more

This place is crooked (more specifically Luis N). I applied to get a loan and was approved. Yay!!! I asked for $3000 and was told I would be charged an additional $2000 service fee, on top of 19% interest. Damn! I know I don't have the greatest credit, but damn! I was only trying to take advantage of the interest free 24 months. I will never refer this place or speak anything good about it. I will go to my credit union which has given me many personal loans of the same amount in the past. What a joke Luis!!! read more

United medical credit was very convenient and very helpful especially Gina! She was so kind and patient and any questions i had she was respond as fast as possible i highly recommend this company! read more

Gina G. was so helpful from the beginning of my loan application until the end. She never fail to response to any of my inquiries. Thank you for all the help! Outstanding customer services. read more

This company is great !!! My process was fast and Lori DelCarlo has superior customer service. Every time I had a question I got a clear detailed answer . Every time I called she answered ... and these people love what they do. I wasn't able to get the whole amount I asked for but it ended up covering my entire procedure anyway . Have not gotten my surgery yet but thank you united medical for making it possible for me. read more

This is a company that has really made a huge impact on my life and I could not be HAPPIER! Very straightforward process and it wasn't as complicated as I thought it would be. read more