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    Pacific Working Capital

    4.8 (24 reviews)
    Open 8:00 am - 5:00 pm
    Updated 3 months ago

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    Services - Pacific Working Capital

    Business loan

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    28 days ago

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    Tom L.

    Thank you Karen, anytime call us.

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    1 month ago

    Great customer service! I would be happy to use them again. Pacific capital came in hand at the right time

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    2 months ago

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    Tom L.

    Thank you, we appreciate your business again.

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    4 months ago

    worked with this company on 10 different occasion's, always provided great service and quick turnaround

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    Tom L.

    Thank you very much. We appreciate the business and the review.

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    8 months ago

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    Tom L.

    We appreciate the opportunity to earn your business

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    4 years ago

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    Tom L.

    thank you for the review, we appreciate your business.

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    Photo of Mark B.
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    3 years ago

    Business owner information

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    Tom L.

    Thank you Mark, we appreciate your business.

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    2 years ago

    Business owner information

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    Tom L.

    Jason we appreciate your feedback

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    2 years ago

    Process was easy and fast to get a loan for my business. Will use again for any future needs

    Business owner information

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    Tom L.

    we appreciate your feedback.

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    2 years ago

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    Tom L.

    Mark, we are happy to help

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    2 years ago

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    Tom L.

    Thank you Chase, we appreciate your business

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    4 years ago

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    4 years ago

    Business owner information

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    Tom L.

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    4 years ago

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    Tom L.

    We appreciate your review

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    4 years ago

    Business owner information

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    Tom L.

    We appreciate your business and hope to build a lasting relationship

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    4 years ago

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    7 years ago

    Tom and his team are a great group to work with. Professional service all the way around, great experience acquiring a loan with these guys

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    Tom L.

    Myles, we are happy to help and thank you for your business.

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    7 years ago

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    Tom L.

    Thank you Austin, we were happy to help

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    7 years ago

    Business owner information

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    Tom L.

    Helpful 1
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    9 years ago

    Business owner information

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    Tom L.

    Helpful 3
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    7 years ago

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    Tom L.

    Thank you Steven, we are glad we can help.

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    7 years ago

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    Tom L.

    Thank you Mr. Clark. We always appreciate the feedback.

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    8 years ago

    Business owner information

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    Tom L.

    Thank you Johnny we appreciate your business

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    7 years ago

    Business owner information

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    Tom L.

    Thank you for your feedback, we appreciate your business.

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    Ask the Community - Pacific Working Capital

    Review Highlights - Pacific Working Capital

    I called Tom at Pacific and he walked me through the process and got us $35,000 that we needed and it only took 1 day.

    Mentioned in 6 reviews

    Read more highlights

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    Services might work for few but doesn't work for most as far as getting funding. Half of the…read moregranters require a monetary membership every month. USBFS did not work at all for me. The services provided and zero grants received doesn't not equate to the $1,500 price tag for only 3 months. Also, I was told that my grant coach would write up my business plan. I never got that business plan. I did all of the paperwork and wrote my own plan. Another important thing to mention is that fact that most grants applications require at least 6 months for processing. So why does USBFS services expire in only 3 months? It would be curious for a business that offer grant opportunities to extend the initial service for at least 6 months to 9 month. Especially for $1,500 "worth of services." That would help insure that the customers' best interests are in mind. I was also told by the supervisor 6 months after signing up that I failed at completing steps at the beginning of my grant profile and that it was my fault that I didn't get any of the potential grant opportunities I was eligible for. I sure would have thought my grant coach would have looked over my profile for corrections so that I could properly submit my profile for funding opportunities. Make your own decision on using USBFS regardless of how much they hound you about signing up. If they followed up my profile as much as they hounded me to sign up then my experience might have been worth my time and money.

    Beyond helpful and supportive! I got to work with Peter and he walked me through the entire…read more process! Best part it was fast, easy, and my favorite LOW RATES!! I felt welcome like family and Peter answered all my questions with confidence which put me at easy. Got the money I needed and just like that was up and running in no time at all. I won't hesitate to come back and work with Peter again. They know what they are doing and have years of experience. Gave me GREAT advice and I could tell from the moment I met him he wanted me to be successful! I wish I could give 10 stars! I can't stress enough they made me feel like family and made sure I was good to go. My success was his so to know I could count on him was priceless. He was always a short phone call away. Thanks Peter!!!!

    Crossroads Planning

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    TL;DR: Worked with Garrett Jones at Crossroads Financial Planning for tax prep. Misquoted our taxes…read moreby nearly $4,000. Poor customer service -- impolite and dismissive. Once paid, they offered little further assistance. Significant miscommunication between staff members on essential elements of our filing. Longer version: We hired a tax preparation service to help navigate changes to our filing status after getting married. Our tax consultant, Garrett Jones, began working on our application with the wrong filing status. After correcting this error, there was poor communication regarding important changes that needed to be followed up on, which resulted in IRS notices arriving in June. When I raised my concerns with Garrett, his guidance was vague and he offered no clear timeline for resolution. Weeks later, with no progress made, I was left with the impression that once he had been paid, his investment in us as clients had ended. I spent approximately 10 hours on the phone with the IRS trying to sort out the status of our account. Throughout this process, Garrett maintained that I owed approximately $2,000 to the IRS -- when in fact I had a pending refund of approximately $2,000. In the end, we were left with a significant miscalculation, poor customer service, and no choice but to resolve everything ourselves. I'm still unclear what the fee we paid to Crossroads Financial Planning actually covered. Highly recommend taking your taxes elsewhere.

    I met with them for financial planning. After having me sign an " engagement letter" that had no…read moredetails of the services provided, they acted shocked at my request for some sort of written agreement detailing specific services and times. After this they stated "I was not a match". Use at your own risk. Tony specifically the "planner ".requested I send sensitive documents through email.Absolutely under qualified, and unprofessional. I have proof of his partner/ colleague in his firm doing the same thing. I've attached a picture, because the owner is lying on the review.

    Fidelity Pandemic Relief Services

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    I never accept a random call but for some reason Thomas Hyde, Fidelity rep peaked my interest since…read moreI was always thinking of the possibility that I could get some economic relief for my small business. My wife was adamant that this was a ruse and I'd be throwing away $399 ( the front money they required). Since their offices were an hours drive from my house I decided to visit their offices. I was pleasantly surprised, first they actually existed, ha ha!! Nice set up, I met the staff and signed up. My wife still reluctant to admit she was wrong until the two loans I applied for came through and we're waiting on two grants still pending. Tracy my rep is amazing, very professional, a real problem solver, returns calls immediately... a gem! Kiana and Diana are great. They save you time and know how to avoid the mistakes that I'm sure I would have made had I applied on my own. Definitely a 5 star company!! By the way the $399 up front charge is earned, they spend a ton of time making sure you are set up appropriately. .I'm pleased with the SBAl economic relief loan I received it's an amazing opportunity to invest in a project that has been in the works for quite a while. The PPP does not have to be paid back. Hopefully these pending grants will fund. Again this company is first class,

    Never heard of this organization. I found a charge for over 400.00 from them on my checking account…read morerecently. I'm think fraudulent charge would be an understatement. Looking into legal action.

    Pacific Working Capital - businessfinancing - Updated August 2026

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