We have been using First option Capital in several occasions for our financing needs and always had a great experience with them. Brandon is very responsive, honest, ethical, knowledgable and great in doing what he does. He gets things done when others are not able to. Highly recommend him. read more

Great service from Brandon at First Option Capitol. Brandon is a very professional and courteous advisor. Looking forward to working with him again when we expand our operations. read more

First option did an excellent job helping us acquire funding to purchase a new piece of equipment for our young business. The communication and application process was easy. The loan was approved in days, far faster than I had anticipated. read more

First Option has been our best option for equipment finance for over a decade. As our business has grown over the years Larry Schultz has been with us every step of the way, finding creative solutions to our biggest challenges, making things happen and saving us money. First option has become more than a vendor to our business and Larry has become a dear friend. If your business is growing and you need knowledgeable, professional guidance to get over infrastructure hurdles, look no further than First Option Capital. W. Ross Wells, creative director, filmmaker and owner, Zenfilm. read more

Brandon at First Option Capital is absolutely amazing! We came to him early in our process to secure loans and expand our business, and let me tell you, he helped us understand what parts of our business were strong, where we could improve, and what it was that financiers look for. After helping us improve our image, his guidance allowed us to go beyond our initial expectations of growth and really take our company to the next level. Glad to use Brandon and he is now our go to loan partner. read more

First Option Capital was able to secure fast financing for our startup so that we could get server hardware ordered for our client ASAP. We worked with Brandon - who above being highly professional, gave impartial advice, was attentive, and concierge throughout the whole process. We definitely shopped around, and beyond pricing, First Option, was the best choice for our current and future business needs. read more

I feel like there is no better way to grow a business than with partnerships. That's what First Option Capital provided- and Larry Shultz! We haven't had to speak in code, I can ask straight up questions and receive equally blunt answers from someone I have gotten to know and trust. I value not only the business relationship, but the personal one, too! I have received great advice and insight over the years. I highly recommend Larry and First Option Capital. read more

Working with Brandon the First & second Time was a pleaser to work with, His customer service Was great from start to Finish. He took the time to evaluate what worked best for my Business and getting me the best rate. He followed up from the time the Machine was funded to when it was delivered. I will be contacting on my Future Machine Purchase. read more

I've worked with Brandon multiple times over the years. Good guy - works hard to be fast and fair. Always a great option. Usually the first option. read more

I've had the pleasure to work with Brandon in different projects, he not only was helpful taking care of all the paperwork but also provided assistance and advice in all steps. read more

I have worked with Larry at First Option Capital for a few years now. He has been extremely helpful in helping us get the equipment financing our businesses needs to grow. He has always been very professional, courteous and a pleasure to work with. read more

I am a business owner who finances six to seven digits per year for equipment, many millions and over 20 contracts through First Option Capital with Brandon Ibrahim. Like many business owners, I receive at least one call per day from banks, leasing companies and brokers with claims that my business has been approved for low rate financing. After digging in to the offers you'll see fine print that is completely opposite of what they claim. Compared to my experiences prior, working with Brandon was like a breath of fresh air. He took time to understand my business, my requirements and worked very closely with the banks to ensure the deal I got on paper was the one we talked about on the phone. Because it doesn't matter what anyone says, it matters what you sign! Brandon is very prompt and will stay on top of the bank and your vendor to ensure the transaction goes smoothly. Brandon at First Option Capital has great personal relationships with the banks you are doing deals with. These relationships are meaningful to you and I as they provide a greater level of trust between all parties involved. More trust can mean faster and larger approvals with fewer stipulations for qualified business owners and businesses. From one business owner to another, pay attention to what you are signing. Don't understand what you're signing? Hire a competent attorney for a couple of hours to explain. This investment can save you many times the cost on the first deal you sign. Things to watch out for are missing fields in loan documents, such as loan start or commencement dates, term length, amount financed and monthly payments. Also watch for leases structured as a fair market value versus $1 buyout or language in the documents such as interim rent and how payments up front are credited in the deal such as advance or deposit payments. In addition, be aware the lender may add their own insurance coverage to your monthly payment if you do not supply your own insurance or your insurance does not afford the coverage the lender requires. This could be tens of hundreds of dollars per month more on top of the loan or lease monthly payment. Provide the bank your insurance prior to signing to ensure it qualifies for their specific requirements. Take time to understand property and sales taxes and how those costs will affect your cost of financing and whether or not they can be avoided. Cheers to your success! -Josh read more

Brandon at First Option Capital made our equipment leasing an absolutely simple process. After dealing with trying to finance equipment directly through manufactures my own and then having them move the goal post, we were introduced to Brandon. Within 24 hours we were squared away and had equipment in hand. Brandon made sure everything was explained in a simple manner and he was quite straight forward. I can't recommend his services enough! read more

I have worked with Larry Schultz on a couple of projects. He is very helpful, not your typical high pressure salesman. I have done a couple of leases through other companies but none of them were as easy as First Option. Larry is a professional person and First Option got me the results I was looking for. read more

More like Last Option Capital. Brandon told me he would call me tomorrow with my options. Yesterday was 7 weeks ago.