1. STRADA Capital

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Laguna Hills, CA

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16 years ago

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10 years ago

Strada Capital is a great company and everyone here is very professional, knowledgeable, helpful and enthusiastic.

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Fremont Bank

Fremont Bank

(31 reviews)

I opened a a Line of Credit(LC) from FB. I specifically told the representative that I would be…read moreusing the LC to remodel my house and would need to wire funds from the LC to my B of A bank in Socal. he assured me that would not be a problem and that people do it all the time. He said the best way was to also open a checking account at FB so I could move the LC funds to the checking and then wire/transfer to my bank in Socal. He did not tell me that FB will only allow me to wire $3000/mo. of MY MONEY. FB has terrible rules regarding your money. They will not allow you to remove more than $3000/mo no matter how much you have, how you do it, or how much proof that you are you .

This review is for Paul Marshall who was instrumental in getting my wife and I our first home…read moretogether. Paul was exceptional in every category you needed in a mortgage officer. 5 stars is honestly not high enough for what he did for us. He was efficient, honest and professional in everything he did. He made buying a home for the first time so easy and there were no hidden fees or strings attached! We left our original lender for Paul not only for his superb customer service skills, but also for what he did for us on our loan. He saved us over 0.50% off our loan rate and over 15k in our closing costs! So not only was he better and easier to work with, but he saved us money now and for the future! The cost savings Paul got us let us remodel our house to our liking, so our first home literally wouldn't be the same without him. Paul is without a doubt the best mortgage officer I've ever worked with or known and I would recommend him to all my friends and family members. Paul Marshall and Team - Thank you so much for everything!!!

Citibank - Citi Bank 
 Aliso Viejo

Citibank

(16 reviews)

I want to be fair and later update this review once my issue is taken care of, but the branch rep…read morehere was supposed to open up a student account (free of fees) for my teenage daughter, but instead opened up a regular account, and because her balance was under $1500, for almost two years she was assessed a montly $12 fee. Then, inexplicably, her account was closed (perhaps because she had a low balance?) I would appreciate the branch taking the responsibility and handling this matter appropriately. I have already initiated an investigation. Once the matter is fixed, I will gladly update this review.

I am compelled to assign a negative review to this experience, to the extent that even the lowest…read morepossible rating is insufficient. It appears that, unbeknownst to Citibank's clientele, the bank has recently upgraded its software-based customer verification system, which now prevents individuals from accessing their accounts in person using a government-issued real ID. I do not utilize debit cards at all. After visiting the branch to withdraw funds from one of my accounts, I left with no money after enduring over two hours of frustration and anger. The four employees present--a staff member onboarding, another completing onboarding, a personal banker, and a manager--were unable to determine how to access my accounts using a government-issued ID. We were transferred from person to person, wasting valuable time. We were informed that we must possess a bank-issued debit card to access any account information, a requirement I find entirely unreasonable. If this debit card is now required to access your accounts, a letter to all Citibank customers should have been sent before the new software was implemented. Consequently, we consented to initiate the process of obtaining a temporary debit card. Unfortunately, the new system's timeout feature is extremely rapid, preventing us from entering a PIN. When the banker attempted to reset the password, we were advised to do so via the mobile application from home. The issue here is that this is a TEMPORARY debit card, and, according to the 1-800 representative I contacted, a customer cannot create a username, password, or reset a TEMPORARY card independently because the card has not yet been linked to an account. Despite this, within two minutes of chatting with the 1-800 Citibank representative, I was able to access a touchscreen-enabled system that, through my iPhone, allowed me to enter the card number, associate it with the correct account, and set my PIN--completing the process in two minutes rather than two hours. Why was the phone representative so knowledgeable, yet the five staff members at the branch were unable to assist in a similar way? Additionally, I attempted to cancel an appointment scheduled for tomorrow afternoon with a banker at the Aliso Viejo branch to resolve my issues and facilitate access to my account. I called the main Citibank number because the Aliso Viejo branch, even though it was within business hours, did not answer. The representative at the main number explained that they were unable to cancel the appointment directly, as the banker should have sent a confirmation email, which provides access to the appointment, should a customer need to change or cancel it. The 1-800 Citibank representative then advised us not to attend the appointment (we had no intention of going) because we had received a resolution at another Citibank branch farther from home. I strongly suspect that no appointment was ever scheduled. I have decided to cease conducting business at this branch. Today, I visited another branch, which, within 15 minutes, attended to my needs efficiently and courteously. I wish you good luck if you choose to visit this branch after reading this review.

STRADA Capital - banks - Updated October 2026

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