The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

As suggested, I dealt with three or four lending companies and chose the best one. Andrew at Fifth…read moreThird was the obvious choice for me. He was: -friendly and knowledgeable -very responsive to texts and emails -totally helpful in explaining things I didn't understand as a first time home buyer -skilled in quickly knowing the best way to get the true number of my eligible income figured out as a self-employed person -tenacious in finding and pursuing possible grants to help me with my downpayment. I highly recommend him.

We financed a rental property with Soss, who was introduced by our fabulous agent, Lorri Quiett…read more The process was not only easy and seamless, but it was done remotely during the pandemic. Andrew was always responsive, even on weekends and holidays (the escrow closed on New Year's Eve). I love the instant update of a summary page for our loan approval process.

My husband and I recently purchased a home with the help of Byron, Jinny, Derek and Russell. I…read morecould list a hundred reasons why I love this group so much, but a few that stood out are: 1. From day 1, they've been very honest and transparent and there was never any surprises that could push back our escrow. If they thought that we would have possible issues, they told us upfront and so we were always prepared for anything. 2. If it's your first time purchasing a house, terms and numbers are confusing. But they've explained everything to us so well. And if we found a house that we liked, all we need to do is send Byron the address and he would email us with the numbers which really prepared us for anything! 3. They're all easy to reach. I could email now and get a response in less than an hour, and if it's important, I could get a call back in minutes. 4. Customer service skills is unparalleled. 5. They give you cookies from Cravory cookies (which is to die for). And once Russell found out that we loved the cookies, they sent us another box! So if I could give them 10 stars, I would. We've had such a great experience with this team, and would highly recommend them to our friends and family.

Came here on a Monday evening to discuss and start to understand the (first time) home buying…read moreprocess. I had been receiving detailed instructions and assistance from Byron Watson and his team on how to find the place - and they're located across from the Irvine Spectrum, on the 7th floor of the Smile Brands building in Irvine! As I was ushered into the office, I quickly saw that they were ready for my visit. I was greeted pleasantly by the staff and noticed a welcome board with my name on it - wow, impressed already. After some pleasantries, we got some water and got to work. Byron was extremely helpful and patient when explaining every detail of the home buying process that we could get to in our two (2) hour time frame. This meeting definitely increased my confidence and willingness to buy a home, and I'm glad Byron and team were there to show me the first step! Will remain in contact with Fairway and Byron throughout the purchase and financing process. A very professional and informative experience that is really valuable - definitely recommend to anyone that's new to this stuff as well :)

My experience with this company was beyond disappointing it was one of the most frustrating…read moreprofessional interactions I've ever had. What they advertise about integrity, transparency, and "family culture" could not be further from what I experienced. Communication was inconsistent, expectations were misrepresented, and accountability was almost nonexistent once issues started surfacing. Cory Tona is presented as the visionary leader and driving force behind the organization, which makes the operational failures even more concerning. Leadership sets the tone for how a company operates and based on my experience, the tone here is disorganization, deflection, and lack of responsibility. On top of that, I became uncomfortable with what I felt were blurred professional boundaries. I noticed Cory viewing and engaging with my personal social media in a way that felt inappropriate given the business context. It added another layer of discomfort to an already negative experience and came across as unprofessional. I felt misled throughout the process, and attempts to get clarity or resolution were met with delays, vague responses, or complete avoidance. That alone speaks volumes about how clients are actually treated once you're already engaged. After doing additional research, I realized I'm far from the only one who's had a negative experience. The pattern of complaints from others mirrors my own which makes it hard to view this as an isolated situation. If you're considering doing business here, I would strongly urge you to proceed with extreme caution and thoroughly explore other options first. Based on my experience, I would not recommend this company to anyone. 1) BBB status + rating * BBB states "TheLender is NOT a BBB Accredited Business" and shows a BBB rating of F, listing reasons including failure to respond to complaints. 2) Pennsylvania regulator consent order + fine (licensed issue) * The Pennsylvania Department of Banking and Securities entered a Consent Agreement and Order (July 2022) stating it believed Hometown Equity Mortgage, LLC operated in violation of Pennsylvania's Mortgage Licensing Act by engaging in mortgage servicing activity while not licensed as a Mortgage Servicer, and the company agreed to pay a $4,200 fine. 3) HUD Mortgagee Review Board settlement (FHA admin action) * The Federal Register lists Hometown Equity Mortgage LLC (Lake Forest, CA) as entering a settlement agreement that included a $5,000 civil money penalty, noting the settlement did not constitute an admission of liability or fault. 4) Litigation exists (public dockets) * A federal case titled Lender LLC v. Hometown Equity Mortgage LLC (d/b/a TheLender) appears in public docket listings (filed 2022). * Another federal case Edry v. Hometown Equity Mortgage, LLC (d/b/a THELENDER) appears in public court documents (Nevada).

Absolutely the worst company I have ever dealt with. From the beginning, the communication was…read moremisleading, unprofessional, and felt intentionally deceptive. Every step of the process came with hidden issues, unexpected fees, changing information, and constant runarounds. It honestly felt like they cared more about squeezing every dollar possible out of customers than actually helping people. The level of transparency was terrible. Promises were made and then suddenly changed at the last minute, creating unnecessary stress and confusion. Trying to get clear answers was nearly impossible because nobody seemed willing to take accountability. The entire experience felt dishonest and predatory. I would strongly recommend anyone considering working with this lender to read the fine print carefully and explore other options before signing anything. This was one of the most frustrating and disappointing business experiences I've ever had.

I have had an amazing experience doing all my taxes with Peshke Financial. The team is organized…read moreand gets everything filed and completed in such a timely manner. Makes this time of year beyond easy. Thank you!!!!

Chad and his team are awesome. Super quick, organized, and on top of everything. Chad gives solid…read moreadvice, and the whole process is smooth and easy to follow. Honestly, I'm so glad I found them.

This is a very much needed firm for anyone seeking a mortgage on a Laguna Woods co-op…read more My experience was positive with this group, from interface with the CEO to individual staff members. Carolyn Behrens went to bat for me when the lender insisted on a 25% down payment instead of 20%, which I actually put down. From start to finish, this group is professional, efficient, and best of all, on your side.

Responsive & Helpful. THE place to call if you're looking for financing on a Co-op - especially in…read moreLaguna Woods.

Thank you, Mike Miller, for working with us. I had a conversation with my carpool buddy and asked…read moreif she knew of any lenders, she immediately referred you. She said so many positive things about you, and so when we reached out to you at the very end of January, and you immediately replied back with answers to our many questions, along with estimates and rates, we knew we could trust that you would get the work done. You funded us in less than a month and while we were on emergency leave, the paperwork was set to be recorded. We liked that you thought out of the box, yet explained to us what we needed to do on the more complicated items We appreciate your honesty and integrity in working out a loan for us that we are extremely happy with. JK Chang

Matt Wright and Jen Madden are a dynamic duo! They got us a great loan, worked efficiently and…read morequickly and had terrific communication with us throughout the process. From start to finish was under 2 weeks and we were thrilled. Will definitely use there services again and highly recommend them!

Absolutely!!!!!!!!! Home away from home! #Kurt Cymerint fan! Thank you for the blessings after…read moreblessings.

got a mail from them and it was all a very smooth process with great people. we closed under 20…read moredays which was very crucial for me

Willis Lee, Jin Ro, and their team were exceptional partners in marketing and selling our home…read more They met with us early on to suggest work items that could improve the impression our home would have on possible buyers and open house attendees. Within a week of the MLS going live and the open house we had 13 offers at or over asking! The resulting sale was $200,000 over listing (a 17% increase)! We recommend Willis, Jin, and their entire team completely! We will use them again for any real estate needs we have.

Time and time again, Willis has come through for us. From purchasing our starter home to navigating…read moreall the challenges that come with homeownership, he has been there through thick and thin. I truly cannot recommend him enough. When our second child was born, we knew we needed more space. Willis helped us find the perfect home within just a month--great location, excellent schools, close to work, and near friends and family. We started house hunting in September, and by the end of the month, we had found a new place we're proud to call home. As the Raiders would say--a commitment to excellence--Willis continually demonstrates exceptional dedication, responsiveness, and genuine care. His professionalism, attention to detail, and ability to make a stressful process feel seamless sets him apart. I cannot recommend him highly enough. Willis will get you across the finish line.

I couldn't be happier with the service I received from Beau Hodson and team. I found Beau as a…read moreresult of a Yelp search and he definitely delivered. Just like you'll note his responses in Yelp reviews, Beau is super communicative throughout a stressful process. He is calm, rational, and strategic in landing the best possible deal. He was quick to pivot and find alternatives but ultimately landed the best scenario for me. We worked together for about 3 months and his approach was consistent throughout. We have long-term goals that he's kept in mind throughout and already considering for the next move. Thanks to his expertise and my experience with him, I am confident that we'll be successful in achieving our goals.

Beau went through several scenarios for my investment property purchase and kept on top of all my…read moredeadlines and outstanding documents even for my quick close. Would recommend!