Thank you very much David for the help our loan approved in 7 days. I will highly recommended you to anyone!!

Their advertisements that they send in the mail are very misleading and predatory. I called to inquire. The woman on the phone suggested I refinance my current mortgage at 2.125% with only 10 years left to a 30 year mortgage at 4.75% with an APR of 5.9% and take cash out that I don't need or want. Closing costs would be about $30,000. This is the definition of predatory lending. There are federal laws that state a Net Tangible Benefit must exist to refinance. No benefit exists but this company doesn't care about the law. read more

I recently completed a refinance on my home through Advantage First Lending, and I want to express my sincere appreciation for the exceptional work of Uriel Salinas, Sr. Loan Originator, and Christina Klapprich, Sr. Loan Processor. From start to finish, Uriel demonstrated professionalism, patience, and genuine dedication. He remained in consistent contact with me throughout the year, following up as my credit improved and ensuring I was in the best position to qualify for a better rate. His proactive communication and encouragement made the process feel manageable and transparent every step of the way. When challenges arose, both Uriel and Christina went above and beyond to find solutions. Their teamwork, responsiveness, and problem-solving skills were evident in how smoothly they handled every hurdle that came our way. Thanks to their commitment and persistence, we successfully completed the refinance with great results. I am truly grateful for their hard work and outstanding customer service. I would highly recommend Uriel Salinas, Christina Klapprich, and the Advantage First Lending team to anyone looking for knowledgeable, caring, and dependable professionals in the lending process. Gregory A. Allentown, PA read more

Kurt I left a message for you because I have respect your very thought replies per comments. But you were busy. Again, I dismissed your first loan orignator Tyler Johnson and chalked it up to ok when things change for me I will reached back out to Advantage First. But 2 days later when Justine Fees reached out to me and started reeling me in. She said Tyler had made some mistakes and she could get me the refi. She even quoted me with a 4.75 interest rate. I shared with her present interest rate was at 2.75 she stated she would need to do a hard credit pull. I shared with her only if she knows this would work based on what Tyler shared with me. I was really concerned. She requested for 24 hrs wich turned into 2 weeks. I'm ok with not getting approved for the refi. But I'm not ok with the way your employees conduct business and you shouldn't be either. Joe your manager shared with me that he spoke with them but after reading more testimonials it seems as this way of obtaining business is allowed by Advantage First. The only reason I wrote the original review was to warn future clients. I never stronged armed any of your employees about if you don't get me the refi I'm going to write a bad review. If you check my Yelp reviews on past business reviews you will see 98% of them are great reviews. So again, in hour lesson learn meetings with your team. Truly teach them to always be truth to the client. If they cannot obtain what the client is trying to achieve. Just don't leave them hanging. I told Tyler it was ok but to be called back and then another loan orignator makes a bold claim on they can get it done. That's what I truly don't respect. Have a great day Kurt. I truly wish you and your team well. There's no hard feelings on my side. read more

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Grateful Sherman Family - Smooth and Supportive Refinance Worked with: Justin Johnson (Loan Officer) & Cathy Bosch (Sr. Loan Processor) Loan Type: Refinance As a family of four -- we are incredibly thankful for the care and professionalism shown to us throughout our refinance process. Justin Johnson was knowledgeable, approachable, and truly took the time to understand our situation and goals. He was always available when we had questions and made sure we felt confident at every step. Cathy Bosch, our Senior Loan Processor, was just as amazing--organized, responsive, and very detail-oriented. Together, they made a process that could have been stressful feel surprisingly smooth and manageable. We were able to refinance into a loan that fits our budget better, which gives our family more breathing room. For that, we're truly grateful. If you're looking for a team that treats you with respect, communicates clearly, and genuinely works in your best interest, we highly recommend Justin, Cathy, and the team at AdvantageFirst Lending. Thank you for helping us take this important step forward! -- The Sherman Family read more

I do not do business with this company. I have been receiving their advertising mail since I just purchased my house. I didn't like it but I tolerated until today I found another home owner's offer latter was also included in the advertisement mailed to me. The letter included that homeowner's name, address, mortgage amount and monthly payment, etc. This is so unprofessional and says a lot about this company. This could happen to any homeowners, our personal information could be got exposed by this company this easy. read more

I can't say enough about Christina and Kenneth! They handled everything which kept the stress off of us! Great working with them. I highly recommend! read more

Our contact person was Jamie. I can't say enough about him. He was constantly in contact with my husband and me making sure that we knew which documents were needed to make the process faster. Indeed was fast, from the day we started until the closing. The appraisal was conducted on a day that was convenient for us, we chose the day and time. Mr. Salomon also was very professional, he came to our home and the completion of signing went very smooth. We would definitely use your services again if ever needed. Thanks once more to Jamie as we appreciated your professionalism and assistance to us. read more

I received a letter in the mail from AdvantageFirst Lending Inc and decided to just call them to see what they had to say. Ironically I was looking to refinance. The representative that I got was Luc. He was entebbe helpful and efficient. He got me started and in less then 30 minutes I had forwarded all documents over to him and was ready for the next step which was getting an appraisal done on my home. That happened the very next day. They are so fast and easy. My next representative from them was Veronica. She was my loan officer. She was helpful just like Luc and very nice to work with. I loved how we were all able to communicate via text which is my preference. My process took about 2 weeks total. I highly recommend them for their efficiency, their pleasant attitudes, and professionalism. read more

Don't waste your time with this company. They will ignore you and won't return phone calls. They seem to be nice on the phone when taking your information but as far as response time absolutely terrible. My suggestion would be to pass on Advantage First Lending and find some other lending institution. read more

First and foremost, I did not want to refinance! I wanted to sell my current home and purchase a newer, more modern home. After much pushback from my beloved spouse... we decided to refinance our current home and remodel. That's where Advantage First Lending came in... and I will introduce Mr. Mark Martinez! From our first conversation, there was a genuineness that I never expected... he was kind, compassionate, must most of all, KNOWLEDGEABLE! He made the entire process sooooo easy and sooooo stress free.... I can not do justice with words. I have had several mortgages over the years, and none have been this easy! And... we are scheduled to close even sooner than planned! This is all wonderful news, and will benefit my family's financial goals tremendously. Thank you Mark! And I look forward to our continuous work towards my financial goals! read more

This was our first time purchasing a home, and Caleb went far and beyond to ensure that this was not only a seamless process, but a pleasant one. Should we decide to purchase any future properties we will absolutely use Caleb. Caleb made himself available at all times to answer and and all questions we had about the loan process. We highly recommend using Caleb Martinez! read more

Scammers in my never to humble opinion. I got a letter in my mailbox with the heading of my mortgage company saying I have unclaimed escrow funds and to call their number so I use my app to call my mortgage company they don't know anything about it. Then looking at the rest of the letter it's got this shithole company trying to get me to refinance my 2.75% loan with them for 7% I give them one star only because I have to give a rating in order to post this read more

The company very much comes across as a scam. I did some research and yup, these guys are EXTREMELY shady. We received a letter posing as United Wholesale Mortgage, our actual mortgage company, with an opportunity to lower our monthly payments and deferring up to two months of payments. Whether the offer is legitimate or not is irrelevant. They are actively trying to manipulate people into thinking this is an offer from their current provider. Shame on anyone associated with AdvantageFirst Lending for being such awful marketers. You are truly scummy people. I hope more people expose you for running such shady business practices. We will obviously not be moving forward with scam artists like AdvantageFirst Lending. read more

Great customer service . Took care you with the whole process. From the first call with Jason Lim And processing manager Ashley Nikzad. I would recommend AdvantageFirst lending read more

Advantage First Lending is a true 5 start business. They put actions behind thier words and go above and beyond. I was so impressed with Michael Moreno and Maria Sandoval...I don't know even know where to start. They both were so thorough and followed up on every tiny detail as well as made the entire process run so smoothly. What could have been a very stressful process was seamless due to all their efforts and deditcation to superior customer service. Michael is very sincere, smart, warm personality and provides excellent customer service. Michael genuinely cares about the decision you are making for your family and this sentiment "to provide the very best for your family's future" is woven into all the work he does for you as a customer. Maria is a powerhouse that gets things done and finds a way to get all the details completed in a way that takes the burden off you as the client. She stays on top of the process and explains each detail, so you are put at ease just knowing she has really dug into every aspect to ensure you are set up for success. I really can't say enough positive things about Michael and Maria and I have pretty high standards! Thank you both for all your hard work- I am beyond grateful! Lindsay L. read more

They use scam mailers trying to appear as official FHA paperwork, or paperwork appearing to look like other mortgage lenders, to con people. Avoid. read more

I cannot rave enough about working with Sean Greene and the Advantage 1st team. We've done business quite a few times with Advantage 1st, they've never disappointed us. They go above and beyond all expectations and really become apart of your family. My husband and I were buying and selling this passed year and let me tell you extremely high stress level. We have 2 under 2 and I had just had my 2nd baby. Timing was insane. To add to the pot..... we were doing this process before the holidays! To say emotions were high is an understatement. Sean never doubted everything would work out and spent so much of his time putting me at ease, either with laughter or patience. I cannot thank you enough Sean for everything you've done for our family. I miss our Friday talks!!! We look forward to refinancing with you again and we're recommending you to all our family and friends. Much love. read more

I've had the pleasure of working with Eric twice now with excellent service. Eric was always there to help with any questions and offered honest and straightforward advice. I've reccomend him to both family and friends who have also gone to him with their mortgage needs as well. He will work hard to give you the best deal and will be up front with you to put you in the best situation possible. Eric will definitely be my go to guy for any future needs! read more

This is the 2nd time we've worked with advantage first. The first time working with them we didn't have the greatest experience. Eric was great, however once his part of the loan was done and we needed to proceed to the next step, we did NOT have a great experience. There was horrible communication with this 2nd person. She advised us to do things that were still necessary for the loan, once done she advised us we actually did not have to do it. I was very upset, having to take time away from work to get these things done when it wasn't necessary. We closed the loan very unhappy with the service we had. When Eric contacted us this time around to let us know of the new rates being offered my husband and I were very skeptical. The rates sounded great, however we did not want to go through what we went through the first time. We explained to Eric what happened, he was very apologetic and assured us that we would be taken care of. We had a lot more questions this time around and Eric patiently answered all of them. He helped us get a great rate along with some credit on our closing costs. Once we were passed along to the next step, he continued to make sure we were still being taken care of. He would call or text to update us on the process and what was being done. We closed the loan with a very different perspective of Advantage First. Great job Eric, we appreciate your commitment to great customer service read more

When I didn't think I would be able to refinance my home Advantage First found me a great deal. They were patient and kind and stayed in communication the whole way. they answered all my questions and Toby made sure I was taken care of and frequentMay called to check in and let me know everything I needed. Maria closed for me and was so efficient and quick. They are definitely keepers! Thanks for everything guys! read more

MAURICE HUYNH & AMBER KOAHOU are an amazing team. They overcame every hurdle with enthusiasm and perseverance. A-Team that's for sure. They kept me in the loop throughout the entire process. Well Done!! read more

I am a local realtor in Los Angeles. We were in escrow when I represented the seller and the buyer's loan was moved to AdvantageFirst Lending in the middle of our escrow. Maurice Huynh and Maria Sandoval were AMAZING! They saved our deal and in just 16 days the loan was approved and funded! My seller had purchased another property and time was ticking....Thank you, Maurice and Maria for all of your help in getting this transaction done smoothly! You both worked diligently to get it done! read more

My husband and I worked with Michael Iacouzze & Ashley Adams on refinancing our house! Michael did an AMAZING job walking us through the process, provided clear explanations, and even answered anticipated questions upfront. Michael has a great personality and true desire to provide Exceptional Customer Service. He really makes you feel like an old friend and provides advice that is in your best interest and not just a business transaction. I truly appreciated his honesty, transparency, and friendly check-ins! Thank you Michael and Ashley and for making this process easy and seamless! We truly appreciate the work you provided for our family! read more

This is the most difficult review that I've ever had to write. I'm not an author or a poet, so finding the right words to clearly express myself is very challenging to say the least, especially when it comes to describing my experience while conducting business with AdvantageFirst Lending. I'm speechless, at a lost for words. I'm literally siting here shaking my head, struggling to put it all together for you, my fellow yelpers. If you've ever taken out a home loan or refinance you already know what your up against. One million lenders have your back against the wall, and trying to decide who the right people to work with, is nothing short of a nightmare. Speaking from the heart, my loan originator Sean Wiseman was right there with me from start to finish. He was so good at returning my phone calls, emails and text messages, I was in awe. His professionalism and attention to every single detail was phenomenal. Even when I had to work with another member on their team due to varying aspects of the lending process, Sean was right there with me every step of the way. It's kind of embarrassing that I can't write a review filled with words that will make my fellow yelpers understand how great a company AdvantageFirst Lending truly is. So I will leave you with something very simple..... I already did your homework for you, so you don't have to figure it out on your own! Now do yourself a huge favor and call AdvantageFirst Lending. Speak with Mr. Sean Wiseman and he will meticulously explain to you how and why "they blow all the other lenders out of the water". AdvantageFirst Lending. "They are the bomb!" read more

I have been a mortgage loan officer for about 5 years and don't like to mix personal and professional lives together so went outside of my company and used Kurt for my purchase loan. All that I can say is that I have never experienced a better level of service than what I experienced with Kurt and Advantage First Lending. The home builder dropped the ball and instead of putting my concerns first, I allowed the builder to lead which almost caused a delay in closing. That delay would have amounted to $500/day. When all was said and done though, Kurt somehow got the loan closed on time. Myself nor the builder could believe it....so much so that even though I can do my refinance on my own, I will always use Kurt first. read more

I saw a banner ad on the Internet from Lending Tree online and filled out the form, which stated it was going out to numerous brokerage companies for quotes. I used my cell phone, which I never answer, but I was curious to see if anyone could help me refinance my home after trying for years with no luck. Only one person sent me a text early that morning, and I began texting back and forth because he was very quick to respond and offered very positive answers. I thought I'd take a chance and we spoke on the phone. His name is Kory and he was amazing. Every other company I spoke with since the market crashed was so pushy. Kory was professional, intelligent, and he knew exactly what he was doing. I explained the problems and complications of my current situation, and instead of putting me off, he said he loved a challenge. That was awesome to hear and I had hope I might be able to get out of my variable first mortgage of 15 years and fixed second mortgage of 8.575%, which was killing me financially. It turned out that I actually qualified to use my VA loan that I never used to purchase my home with initially because they had lower limits on coverage 15 years ago. I was so excited to use my VA loan and it worked so well with my current situation. It took about 6 weeks to get everything done and my loan was just funded May 16th. I no longer have to worry about a second mortgage and I got money out to pay off all my credit card debt, which was more of a relief than I can explain. My fixed rate of 4% is awesome! Kory, the Senior Mortgage Loan Originator, and Justin, the Vice President, were my saving Grace! The Processing Manager, Laura, was so helpful. The Escrow Officer was fantastic. This is a company that's "all together" and they are with you every step of the way. This wasn't just a loan, it was a life-saving experience for my future that helped save my home and improved my quality of life. I will recommend AdvantageFirst Lending Inc. to anyone that needs a legitimate brokerage firm that cares about its customers above all. Thank you! read more

Frankly this review is way overdue and unlike my "normal" review here on yelp it's highly congratulatory and positive. I had reached out to Sean last year and finally completed a re-fi with him and AvantageFirst Lending this year. Originally I was shopping around for a quote in order to eliminate PMI and this is where Sean really showed me how reputable he and the company worked. At the time last year the rate wasn't as discounted as much as this year, Sean looked at my situation and my goal (remove PMI) he suggested reaching out directly to the existing mortgage holder and see if they would work with me to remove the PMI. I did but unfortunately they weren't as agreeable. Fast forward about 6-8 months and I re-connected with Sean. He again worked diligently and professionally to earn my business (he had me at hello :) ). Seriously both he and the company hit every expectation and milestone, even working above expectation to get my loan into the pipeline before the government imposed some sort of additional fee due to the rush of refi requests. He and Jessica Vique, Sr. Processor, maintained consistent and weekly updates on loan progress. They were readily available for any/all questions prior, during and post loan approval. I really can't recommend them enough and appreciated the high level of customer service I experienced throughout this process. read more

AdvantageFirst Lending, now here is a name to remember when you are considering refinancing your home or buying for that matter. We were looking for a company that would help us refinance our home and I accidentally came across AdvantageFirst Lending. I had the privilege to meet Sean Greene. He walked us through the process, explained the different programs out there for us and looked out for our best interest. Sean kept his word about calling us when he said he would and even if there was nothing to update he'd call just to see if we had any questions for him. I haven't seen customer excellence like this in such a long time. Thank you Sean, for making our refinance process easy and for taking the time to explain any questions or clarify any doubts we had. AdvantageFirst Lending is truly fortunate to have you on their team. We will definitely refer our friends and family members to you and any future mortgage transactions we may have. It's hard to keep quiet when you run into something great, we definitely want to share our experience. I'd also like to encourage you to checkout their webpage in particular their "Mission Statement" they truly live up to it. Once again, thank you Sean for your amazing customer Excellence. read more

Justin was amazing I applied online got over 50 phone calls from people not in this country I tried Quicken loans rocket loans and about 10 other mortgage companies just was able to get me approved it lest than 90 seconds . My loan funded in less than 21 days service was amazingJustin contacted me at least once or twice a day to keep me updated on the progress and anybody that I know that is a Refinancing their house please call Justin Thanks Stephen read more

We are really disappointed with advice received from advantage 1st. We contacted advantage 1st looking for an investment property after asking if there was a way we could put down 5% on a home we were told that was ok. After we were advised to refinance  current property "which was not a priority as we told loan officers" We were now denied getting a property for 5% down because of the refinance that was done at the time. This caused us to almost lose a home and also lose earnest money plus time wasted  with advantage 1st.   After chatting with another lender advantage1st was offering not so good rate and didn't give good advice after buying rate down. read more

Ron and Jennifer do amazing work. Highly recommended!

Just talked with a very pushy and arrogant man. I received advertising in mail and contacted (based off reviews). Just wanted to run my credit without answering some basic questions. Cut me off when I would talk and kept telling me he could not give me an outline of what I need to receive interest rate advertised. I have my mortgage with WellsFargo and have refinanced once. Questions I had asked would not of been a problem with WellsFargo and they would have given the requirements needed to qualify for rates without asking. I'm not a person to leave bad reviews (as I work in sales) but to be treated as a child, when you are considering doing business for your home mortgage is insane! Waste of time. read more

I threw up the Bat signal for help on a refi after I suspected I was being tricked by shady a mortgage company and (on the advice of a friend) Kurt swooped in to review their bid (not looking for anything from me...he would've been fine just reviewing) and showed me all the places they were hiding things from me and what the potential damage of the deal on the table would be. He listened to what I was trying to achieve with my refi (get out of an FHA loan and build up my reserve a bit) and came up with a WAY better deal. I think a lot of people in this business forget that their customers deal with something like this a couple times in their entire life and it's INSANELY confusing. Not Kurt...he gets it. He spent a ton of time answering the millions of questions I had and made me absolutely confident and comfortable with the gigantic, life-changing deal I was going to sign. At least give him a call before you sign something. You might already have a good deal from somewhere else and, if that's the case, at least you'll get a little boost in confidence that you're doing the right thing. If not, maybe he can save you a bunch of money (like he did for me). Either way, he's not going to push you and try and scare you to "LOCK NOW OR THE WORLD WILL END" like other guys I called. read more

I highly recommend contacting Jason Lim and Amelie Moss. I was referred to Jason by a friend who had nothing but great comments about his help. Jason walked me through my refinancing options and explained every last detail on our loan estimate. After deciding to go through with the process Amelie also jumped on with her knowledge and help. Both Jason and Amelie were so patient, thoughtful and well informed. Even through this pandemic they found a way to keep in touch and constantly keep me updated. I appreciate everything they've done and would be more than glad to work with them again! read more

It was a pleasure working with Eric Sheikh. Had my refinance with another lender and worked the loan the best he could to earn my business. In the end, he made it happen and couldn't have been happier. I highly recommend Eric if you are interested in refinancing your home loan. read more

I was a first time homebuyer who decided to put his information into one of those sites to get some rates from various lendors... through the wave of incoming calls and emails that I received immediately afterwards, I was contacted by Matt at AdvantageFirst. Even after the first call with Matt, I felt like I was chatting with an old buddy I'd known for years. Throughout the entire process, Matt was incredibly knowledgeable, helpful, always available, and just a genuinely nice guy to work with. In additional, Kurt goes the extra mile to make sure you have the best chance possible to succeed throughout the process. Throughout escrow, I sat twiddling my thumbs for the majority of it because all the paperwork, timelines, contingencies, etc were all taken care of so quickly. Couldn't have been easier. As a first time buyer, I required some "hand-holding" and I definitely received that here. You can count on getting the best support here, hands down. read more

John and Laura worked extremely hard to get my loan funded. I had a special situation and with a lot of tenacity it all worked out. I highly recommend John Hakim for your morgage needs. read more

John Hakim explained the home loan process to us with the highest degree of professionalism. He was patient answering all of our questions and presented our options in an organized and easy to understand manner. I would recommend him to every person I know who is in need of home loan support. Thank you for sharing your time and knowledge as well as treating us with the kindness throughout our time working together. read more

Great experience. Joe helped walk us through every step. He also was always there for any questions we had. Highly recommend.